Georgia Code
Title 7 - Banking and Finance

§ 7-1-840. Institution of Criminal Prosecutions; Assistance to State and Federal Law Enforcement Agencies; Providing Information to Financial Institutions Considering Employment of Suspected Person - History. Ga. L. 1919, p. 135, art. 20, § 37;...

§ 7-1-841. Applicability of Title 16 - History. Code 1933, § 41A-9902, enacted by Ga. L. 1974,...

§ 7-1-842. Felonies of Directors, Officers, Agents, and Employees of Financial Institutions; Aiding and Abetting False Entries - Any director, officer, agent, or employee of a financial institution...

§ 7-1-843. Certain Misdemeanors of Directors, Officers, Agents, and Employees of Financial Institutions - Any officer, director, agent, or employee of any financial institution...

§ 7-1-844. Other Misdemeanors of Directors, Officers, Agents, and Employees of Financial Institutions - Any director, officer, agent, or employee of a financial institution...

§ 7-1-845. Miscellaneous Felonies; When Punished as Misdemeanors - History. Ga. L. 1919, p. 135, art. 20, §§ 8,...

§ 7-1-846. Punishment for Misdemeanor Violations - Upon conviction of a misdemeanor as prescribed by the several...

Article 10 - Transition Provisions; Fees of Secretary of State

§ 7-1-860. Application of Chapter - This chapter applies to transactions and events occurring on and...

§ 7-1-861. Completion of Pending Transactions; Continuation of Existing Charters, Appointments, Regulations, and Fees - History. Code 1933, § 41A-3702, enacted by Ga. L. 1974,...

§ 7-1-862. Fees to Be Paid to Secretary of State - The Secretary of State shall charge and collect fees with...

Article 11 - Records and Reports of Currency Transactions

§ 7-1-910. Purpose - It is the purpose of this article to require certain...

§ 7-1-911. Definitions - As used in this article, the term: History. Code 1981,...

§ 7-1-912. Records and Reports of Certain Currency Transactions; Regulations; Commissioner’s Authority Under Code Section 7-1-64; Prohibited Acts; Definitions - History. Code 1981, § 7-1-912 , enacted by Ga. L....

§ 7-1-913. Access to Reports - The Georgia Bureau of Investigation and the Department of Revenue...

§ 7-1-914. Civil Penalties; Action for Recovery - History. Code 1981, § 7-1-914 , enacted by Ga. L....

§ 7-1-915. Criminal Penalties; Penalties Imposed by Other Code Sections Not Superseded - shall be guilty of a felony and, upon conviction thereof,...

§ 7-1-916. Forfeiture of Property Involved in Illegal Transactions - All property of every kind used or intended for use...

Article 12 - Small Minority Business Development Corporations

§ 7-1-940. Definitions - As used in this article, the term: History. Code 1981,...

§ 7-1-941. Creation of Corporations; Contents of Articles of Incorporation; Subscription and Acknowledgment - The articles may also contain any provisions consistent with the...

§ 7-1-942. Approval of Articles by Department - Whenever the articles shall have been filed in the office...

§ 7-1-943. Standards for Approval of Articles by Department; Timing - History. Code 1981, § 7-1-943 , enacted by Ga. L....

§ 7-1-944. Filing Departmental Approval With Secretary of State - Upon receiving the approval of the department, the incorporators shall...

§ 7-1-945. Corporate Powers - In furtherance of its purposes and in addition to the...

§ 7-1-946. Bond and Stock Holding Authority; Member Loans to Corporation Not Discriminatory - Notwithstanding any rule at common law or any provision of...

§ 7-1-947. Application for Membership; Requirements for Loans to Corporation; Member Loan Limits - History. Code 1981, § 7-1-947 , enacted by Ga. L....

§ 7-1-948. Duration of Membership; Withdrawal - History. Code 1981, § 7-1-948 , enacted by Ga. L....

§ 7-1-949. Powers of Shareholders and Members - History. Code 1981, § 7-1-949 , enacted by Ga. L....

§ 7-1-950. Amendment of Articles - History. Code 1981, § 7-1-950 , enacted by Ga. L....

§ 7-1-951. Board of Directors; Officers and Agents - The business affairs of the corporation shall be managed and...

§ 7-1-952. Setting Apart Net Earnings; Fiscal Year - History. Code 1981, § 7-1-952 , enacted by Ga. L....

§ 7-1-953. Deposit of Corporate Funds - The corporation shall not deposit any of its funds in...

§ 7-1-954. Departmental Power Over Corporations - The department shall exercise the same power and authority over...

§ 7-1-955. First Meeting - History. Code 1981, § 7-1-955 , enacted by Ga. L....

§ 7-1-956. Duration of Corporation; Dissolution - History. Code 1981, § 7-1-956 , enacted by Ga. L....

§ 7-1-957. State Indebtedness Not to Be Created - Under no circumstances shall the credit of the State of...

§ 7-1-958. Tax Exemptions, Credits, and Privileges; Occupational License Taxes - History. Code 1981, § 7-1-958 , enacted by Ga. L....

Article 13 - Licensing of Mortgage Lenders and Mortgage Brokers

§ 7-1-1000. Definitions - As used in this article, the term: (5.1) “Covered employee”...

§ 7-1-1001. Exemption for Certain Persons and Entities; Registration Requirements; Authorized Actions of Licensed Mortgage Lenders; Violations - (2.1) Any wholly owned subsidiary of any bank holding company;...

§ 7-1-1001.1. Requirement for Mortgage Loan Originator License; Application to Sellers of Mobile Homes - History. Code 1981, § 7-1-1001.1 , enacted by Ga. L....

§ 7-1-1002. Transaction of Business Without a License, Registration, or Exemption Prohibited; Knowing Purchase of Mortgage Loan From Unlicensed or Nonexempt Broker or Lender Prohibited; Liability of Persons Controlling Violators - (a.1) A loan processor or underwriter who is an independent...

§ 7-1-1003. Applications for Licenses - History. Code 1981, § 7-1-1003 , enacted by Ga. L....

§ 7-1-1003.2. Financial Requirements for Licensing and Registration; Bond Requirements - History. Code 1981, § 7-1-1003.2 , enacted by Ga. L....

§ 7-1-1003.3. Application for Registration - An application to register as a mortgage lender or broker...

§ 7-1-1003.5. Nationwide Multistate Licensing System and Registry - History. Code 1981, § 7-1-1003.5 , enacted by Ga. L....

§ 7-1-1003.6. Privileged or Confidential Nature of Information; Exception - History. Code 1981, § 7-1-1003.6 , enacted by Ga. L....

§ 7-1-1003.7. Approval of Mortgage Industry Related Courses; Application; Renewal Applications; Audits - History. Code 1981, § 7-1-1003.7 , enacted by Ga. L....

§ 7-1-1004. Investigation of Applicant and Its Officers; Audit; Education, Experience, and Other Requirements Relative to Licensees and Registrants - (A) Three hours of federal law and regulations; (B) Two...

§ 7-1-1004.1. Reports of Condition - Each mortgage broker and mortgage lender shall submit to the...

§ 7-1-1004.2. Licensees’ Ability to Challenge Information - The department shall establish a process whereby licensees may challenge...

§ 7-1-1004.3. Visibility Requirement for Unique Identifier of Individuals Originating Residential Mortgage Loan - The unique identifier of any person originating a residential mortgage...

§ 7-1-1005. Renewal of Licenses and Registrations; Expiration - History. Code 1981, § 7-1-1005 , enacted by Ga. L....

§ 7-1-1006. Contents of License; Posting of License; Transferring of License; Transacting Business Under Other Name; Change of Address; Opening a New Additional Office Without Prior Approval; Approval of Branch Manager - History. Code 1981, § 7-1-1006 , enacted by Ga. L....

§ 7-1-1007. Licensee to Give Notice of Certain Actions Brought Against It by a Creditor or Borrower; Notice to the Department of Cancellation of Bond - Any person reporting such an event shall be protected from...

§ 7-1-1008. Acquisition of 10 Percent or More of the Voting Shares or of the Ownership of Any Other Entity Licensed or Registered to Conduct Business Under This Article - The person acquiring an interest in a mortgage broker or...

§ 7-1-1009. Maintenance of Books, Accounts, and Records; Investigation and Examination of Licensees and Registrants by Department; Confidentiality; Exemptions From Civil Liability - History. Code 1981, § 7-1-1009 , enacted by Ga. L....

§ 7-1-1010. Annual Financial Statements - History. Code 1981, § 7-1-1010 , enacted by Ga. L....

§ 7-1-1011. Annual Fees - History. Code 1981, § 7-1-1011 , enacted by Ga. L....

§ 7-1-1012. Rules and Regulations - Without limitation on the power conferred by Article 1 of...

§ 7-1-1013. Prohibition of Certain Acts - It shall be prohibited for any person transacting a mortgage...

§ 7-1-1014. Regulations Governing Disclosure Required to Applicants for Mortgage Loans - In addition to such other rules, regulations, and policies as...

§ 7-1-1015. Rules Relative to Escrow Accounts - The department may promulgate rules with respect to the placement...

§ 7-1-1016. Regulations Relative to Advertising - In addition to such other rules, regulations, and policies as...

§ 7-1-1017. Suspension or Revocation of Licenses, Registrations, or Mortgage Broker Education Approval; Notice; Judicial Review; Effect on Preexisting Contract - History. Code 1981, § 7-1-1017 , enacted by Ga. L....

§ 7-1-1018. Cease and Desist Orders; Enforcement Procedure; Civil Penalty; Fines - History. Code 1981, § 7-1-1018 , enacted by Ga. L....

§ 7-1-1019. Criminal Penalties - Any person and the several members, officers, directors, agents, and...

§ 7-1-1020. Construction - Nothing in this article shall limit any statutory or common...

§ 7-1-1021. Regulations Governing Lock-in and Commitment Agreements - The department may promulgate regulations governing the use and contents...

Chapter 2 - Credit Union Deposit Insurance Corporation

§ 7-2-1. Incorporation Procedures - Upon approval of the articles in writing by the department,...

§ 7-2-2. Amendments to Articles - Amendments to the articles of incorporation, adopted by a vote...

§ 7-2-3. Adoption and Amendment of Bylaws - History. Ga. L. 1974, p. 545, § 3; Ga. L....

§ 7-2-4. Powers - The corporation may: History. Ga. L. 1974, p. 545, §...

§ 7-2-5. Membership — Acquisition and Termination - History. Ga. L. 1974, p. 545, § 5; Ga. L....

§ 7-2-6.1. Powers and Privileges of Members - Any financial institution insured by the corporation shall have the...

§ 7-2-7. Membership Fees; Refunds of Fees, Assessments, and Premiums; Distribution of Undivided Corporate Earnings Preceding Voluntary Cessation of Business - History. Ga. L. 1974, p. 545, § 6; Ga. L....

§ 7-2-8. Premiums and Special Assessments; Distribution of Assets on Liquidation - History. Ga. L. 1974, p. 545, § 7; Ga. L....

§ 7-2-9. Insurance of Deposits and Shares - History. Ga. L. 1974, p. 545, § 8; Ga. L....

§ 7-2-10. Conduct of Business by Incorporators and Directors - The corporation’s business shall be conducted by the incorporators, who...

§ 7-2-11. Exclusive Supervision by Department; Rules and Regulations - History. Ga. L. 1974, p. 545, § 10; Ga. L....

§ 7-2-12. Copies of Members’ Reports Sent to Corporation; Additional Examinations or Audits; Ordering Corrective Action or Revoking Membership - History. Ga. L. 1974, p. 545, § 11; Ga. L....

§ 7-2-13. Administrative Review of Corporation or Department Decision; Exhaustion of Remedies - History. Ga. L. 1974, p. 545, § 12; Ga. L....

§ 7-2-14. Tax Exemption - The corporation shall be exempt from all state and local...

Chapter 3 - Installment Loans

Article 1 - General Provisions

§ 7-3-1. Short Title - This chapter shall be known and may be cited as...

§ 7-3-2. Transfer to Department of Banking and Finance - History. Ga. L. 1955, p. 431, § 2; Ga. L....

§ 7-3-3. Definitions - As used in this chapter, the term: History. Ga. L....

§ 7-3-4. Licensing Requirement; Exemptions - History. Ga. L. 1904, p. 79, § 18; Ga. L....

Article 2 - Operating Procedures

§ 7-3-10. False Advertising Prohibited - No person shall advertise, display, distribute, or broadcast in any...

§ 7-3-11. Maximum Loan Amount, Period, and Charges; Deferments - Every authorized licensee location under this chapter may lend any...

§ 7-3-12. Limitation on Further Charges - No licensee shall charge, contract for, or receive any other...

§ 7-3-13. Licensee’s Compliance When Purchasing Notes and Other Documents - If a licensee purchases or receives by transfer or assignment...

§ 7-3-14. Payment Before Maturity; Refund of Prepaid Interest; Continuing Insurance - Notwithstanding the provisions of any contract to the contrary, a...

§ 7-3-15. Delivery of Copy of Contract or Itemized Statement; Receipts - In addition to any applicable disclosure requirements, at the time...

§ 7-3-16. Additional Loan Fees; Interest; Penalties - History. Code 1981, § 7-3-16 , enacted by Ga. L....

Article 3 - Licensing

§ 7-3-20. Requirements for Original and Renewal Licenses - History. Code 1981, § 7-3-20 , enacted by Ga. L....

§ 7-3-21. Bonds Required - History. Code 1981, § 7-3-21 , enacted by Ga. L....

§ 7-3-22. Investigations of Applicants; License Nontransferable; Expiration and Annual Renewal - History. Code 1981, § 7-3-22 , enacted by Ga. L....

§ 7-3-23. Authority of Department; Disclosure - History. Code 1981, § 7-3-23 , enacted by Ga. L....

Article 4 - Obligations of Licensees

§ 7-3-30. Requirements of Licensees; Maintenance of Records - History. Code 1981, § 7-3-30 , enacted by Ga. L....

§ 7-3-31. Required Notifications to Be Provided by Licensee; Bond Company Requirement of Notification; Method for Providing Notice - History. Code 1981, § 7-3-31 , enacted by Ga. L....

§ 7-3-32. Locations; Written Approval; Approval Process; Exemption - History. Code 1981, § 7-3-32 , enacted by Ga. L....

§ 7-3-33. Unreasonable Collection Tactics - No licensee or employee or agent thereof shall willfully use...

Article 5 - Regulation by Department

§ 7-3-40. Investigations and Examinations; Payment of Fees; Cooperation by Licensee - History. Code 1981, § 7-3-40 , enacted by Ga. L....

§ 7-3-41. Subpoena Powers and Procedures - History. Code 1981, § 7-3-41 , enacted by Ga. L....

§ 7-3-42. Impact of Felony Convictions of Licensee; Criminal Background Checks - History. Code 1981, § 7-3-42 , enacted by Ga. L....

§ 7-3-43. Suspension or Revocation of Licenses - History. Code 1981, § 7-3-43 , enacted by Ga. L....

§ 7-3-44. Obligation to Provide Notice; Hearings; Compliance - History. Code 1981, § 7-3-44 , enacted by Ga. L....

§ 7-3-45. Cease and Desist Orders; Hearings; Reviews - History. Code 1981, § 7-3-45 , enacted by Ga. L....

§ 7-3-46. Petitioning for State Court Jurisdiction; Civil Penalty; Other Penalties - History. Code 1981, § 7-3-46 , enacted by Ga. L....

§ 7-3-47. Confidentiality; Disclosure Limitations - History. Code 1981, § 7-3-47 , enacted by Ga. L....

§ 7-3-48. Civil Liability Limited for Providing Information - History. Code 1981, § 7-3-48 , enacted by Ga. L....

§ 7-3-50. Criminal Penalties; Void Loans; Civil Penalty to Borrower for Violation; Violation Not Subject of Class Action; Defense of Good Faith; Limitation on Remedies for Voidness - History. Ga. L. 1904, p. 79, § 14; Ga. L....

§ 7-3-51. Regulatory Authority - Without limiting the power conferred by Chapter 1 of this...

§ 7-3-52. Limited Continuation of Licenses - Every license in force and effect under the former provisions...

Chapter 4 - Interest and Usury

Article 1 - In General

§ 7-4-1. “Usury” Defined - The term “usury” means reserving and taking or contracting to...

§ 7-4-2. Legal Rate of Interest; Maximum Rate of Interest Generally; Certain Items Not Considered Interest - History. Laws 1822, Cobb’s 1851 Digest, p. 393; Laws 1845,...

§ 7-4-3. Finance Charge on Retail Installment Contracts for Manufactured Homes and Motor Vehicles Subject to Federal Law; Stating of Federal Provisions in Contract - may provide for such finance charge as the parties may...

§ 7-4-4. Advertisement of Rates of Interest or Finance Charge - History. Code 1981, § 7-4-4 , enacted by Ga. L....

§ 7-4-5. Failure to Include Federal Loan Act Provisions in Retail Installment Loan; Violating Advertising Restrictions - History. Code 1981, § 7-4-5 , enacted by Ga. L....

§ 7-4-8. Commission to Third Person Does Not Make Lawful Interest Usurious - Except as the application of this Code section is modified...

§ 7-4-9. Back Interest May Be Stipulated in Contract and Recovered - Interest from date, if the debt is not punctually paid...

§ 7-4-10. Usury Forfeits Entire Interest; Right of Setoff; How Forfeiture Discharged; When Time Bars Action or Defense - History. Ga. L. 1875, p. 105, §§ 3, 4; Code...

§ 7-4-11. Usury Is Personal Defense; No Collection From Insolvent to Prejudice of Others - Usury is a personal defense; but a creditor may not...

§ 7-4-12. Interest on Judgments - History. Laws 1845, Cobb’s 1851 Digest, p. 394; Code 1863,...

§ 7-4-12.1. Interest on Arrearage on Child Support; Settlement of Unreimbursed Public Assistance - History. Code 1981, § 7-4-12.1 , enacted by Ga. L....

§ 7-4-13. Law of Place of Contract Governs Interest Unless Otherwise Provided - Every contract shall bear interest according to the law of...

§ 7-4-14. Interest Runs From Default Unless Otherwise Agreed; When Demand Necessary - In the absence of an agreement to the contrary, interest...

§ 7-4-15. When Interest Runs on Liquidated Demands; Promissory Notes Payable on Demand - All liquidated demands, where by agreement or otherwise the sum...

§ 7-4-16. When Interest Runs on Commercial Accounts; Maximum Interest Rate on Commercial Accounts - Unless otherwise provided in writing signed by the obligor, a...

§ 7-4-17. Payment Applied First to Interest; No Interest on Unpaid Interest; Exceptions - When a payment is made upon any debt, it shall...

§ 7-4-18. Criminal Penalty for Excessive Interest - History. Ga. L. 1908, p. 83, §§ 1, 2; Civil...

§ 7-4-19. Civil Action to Enforce Chapter - The Department of Banking and Finance may bring an appropriate...

§ 7-4-20. Election to Forgo Application of Federal Usury Laws - In enacting Code Sections 7-4-2 through 7-4-5, the General Assembly...

§ 7-4-21. Class Action Barred on Claims for Violation of Interest Laws on Loans Secured by Real Estate - A claim of violation on any loan secured by an...

Chapter 5 - Credit Cards and Credit Card Banks

§ 7-5-1. Short Title - This chapter shall be known and may be cited as...

§ 7-5-2. Definitions - As used in this chapter, the term: The term “qualifying...

§ 7-5-3. Organization of Credit Card Banks - Subject to the provisions of this chapter and to the...

§ 7-5-4. Credit Card Charges and Fees - History. Code 1981, § 7-5-4 , enacted by Ga. L....

§ 7-5-5. Regulation of Credit Card Banks; Enforcement; Rules and Regulations - History. Code 1981, § 7-5-5 , enacted by Ga. L....

§ 7-5-6. Applicability of Banking Laws - History. Code 1981, § 7-5-6 , enacted by Ga. L....

Chapter 6 - Credit or Loan Discrimination

§ 7-6-1. Discrimination in Extending Credit or Making Loans Prohibited - History. Ga. L. 1975, p. 772, §§ 1, 3. Law...

§ 7-6-2. Cause of Action for Individual Discriminated Against - Any person denied a loan or credit solely on the...

Chapter 6A - Georgia Fair Lending Act

§ 7-6A-1. Short Title - This chapter shall be known and may be cited as...

§ 7-6A-2. Definitions - As used in this chapter, the term: History. Code 1981,...

§ 7-6A-3. Limitations of Home Loans - All home loans shall be subject to the following limitations...

§ 7-6A-4. “Flipping” a Home Loan; Costs and Fees - History. Code 1981, § 7-6A-4 , enacted by Ga. L....

§ 7-6A-5. Limitations of High-Cost Home Loans - High-cost home loans shall be subject to the following limitations...

§ 7-6A-6. Affirmative Claims and Defenses Against Creditors; Conditions for Relief; Actions Intending to Evade Chapter Prohibited - History. Code 1981, § 7-6A-6 , enacted by Ga. L....

§ 7-6A-7. Violation of Chapter - History. Code 1981, § 7-6A-7 , enacted by Ga. L....

§ 7-6A-8. Enforcement of Chapter; Penalties for Violations - History. Code 1981, § 7-6A-8 , enacted by Ga. L....

§ 7-6A-9. Terms of Insurer Providing Insurance Through Financed Premiums - A creditor or servicer or an insurer providing insurance through...

§ 7-6A-10. Severability of Chapter - The provisions of this chapter shall be severable and, if...

§ 7-6A-11. Municipality or County Not Able to Regulate Terms of Home Loans - No municipality or county shall enact any ordinance or law...

§ 7-6A-12. Application; Preemption by Federal Law - The provisions of this chapter shall not apply to any...

§ 7-6A-13. Promulgation of Rules and Regulations; Creditor’s Good Faith Reliance on Guidance From Department Constituting Prima-Facie Evidence of Compliance - Without limitations on the power conferred by Chapter 1 of...

Chapter 7 - Loan Brokers

§ 7-7-1. Definitions - As used in this chapter, the term: “Loan broker” does...

§ 7-7-2. Prohibited Practices by Loan Brokers - No loan broker shall: History. Code 1981, § 7-7-2 ,...

§ 7-7-3. Liability of Principals - Each principal of a loan broker may be sanctioned for...

§ 7-7-4. Borrower’s Remedies for Violation of Chapter - History. Code 1981, § 7-7-4 , enacted by Ga. L....

§ 7-7-5. Operation of Chapter Not Limitable by Contract or Agreement - A loan broker may not by contract, agreement, or otherwise...

§ 7-7-6. Penalties - Any person who violates any provision of this chapter shall...

Chapter 8 - Safe Use of Remote Service Terminals

§ 7-8-1. Definitions - As used in this chapter, the term: The term does...

§ 7-8-2. Procedures for Evaluating Safety of Remote Service Terminals - History. Code 1981, § 7-8-2 , enacted by Ga. L....

§ 7-8-3. Date of Compliance; Provision of Adequate Lighting - History. Code 1981, § 7-8-3 , enacted by Ga. L....

§ 7-8-4. Notices to Customers of Basic Safety Precautions - Customers receiving access devices shall be furnished by the respective...

§ 7-8-5. Terminals to Which Chapter Not Applicable - The provisions of this chapter shall not apply to any...

§ 7-8-6. Rules and Regulations - The commissioner of the Department of Banking and Finance is...

§ 7-8-7. Inapplicability to Persons or Entities That Are Not a Financial Depository Institution or Operator - The provisions of this chapter shall not be construed to...

§ 7-8-8. Preemption - This chapter supersedes and preempts all rules, regulations, codes, statutes,...

Chapter 9 - Georgia Merchant Acquirer Limited Purpose Bank

§ 7-9-1. Short Title - This chapter shall be known and may be cited as...

§ 7-9-2. Definitions - As used in this chapter, the term: (1.1) “Control person”...

§ 7-9-3. Chartering of Merchant Acquirer Limited Purpose Banks; Regulation Limited - A corporation that performs merchant acquiring activities or settlement activities...

§ 7-9-4. Application; Fees; Minimum Number of Employees - History. Code 1981, § 7-9-4 , enacted by Ga. L....

§ 7-9-5. Articles of Incorporation; Filing; Publication; Registered Agent; Administration by Board of Directors - An application for a charter to operate as a merchant...

§ 7-9-5.1. Meetings - History. Code 1981, § 7-9-5.1 , enacted by Ga. L....

§ 7-9-5.2. Bylaws - The board of directors shall have the power to adopt,...

§ 7-9-5.3. Merchant Acquirer Limited Purpose Bank - History. Code 1981, § 7-9-5.3 , enacted by Ga. L....

§ 7-9-5.4. Oath of Office; Administration of Affairs - History. Code 1981, § 7-9-5.4 , enacted by Ga. L....

§ 7-9-6. Information to Be Included on Charter Application - History. Code 1981, § 7-9-6 , enacted by Ga. L....

§ 7-9-7. Investigation; Approval or Disapproval of Charter Application; “Conviction Data” Defined; Background Checks; Impact of Disapproval - History. Code 1981, § 7-9-7 , enacted by Ga. L....

§ 7-9-8. Issuance of Certificate of Incorporation by Secretary of State - The Secretary of State shall immediately issue a certificate of...

§ 7-9-9. Corporate Existence; Shareholders; Authority to Regulate and Supervise Sale of Shares; Legal Effect of Incorporation Certificate; When Business May Begin - History. Code 1981, § 7-9-9 , enacted by Ga. L....

§ 7-9-10. Liability of Applicant Beginning Business Before Authorized - The applicant who charters a merchant acquirer limited purpose bank...

§ 7-9-11. Capital Stock and Paid-in Surplus Requirements - A merchant acquirer limited purpose bank shall at all times...

§ 7-9-11.1. Merger or Consolidation of Limited Purpose Bank; Compliance With Provisions of Chapter 9 - History. Code 1981, § 7-9-11.1 , enacted by Ga. L....

§ 7-9-11.2. Terms and Conditions of Merger or Consolidation - History. Code 1981, § 7-9-11.2 , enacted by Ga. L....

§ 7-9-11.3. Notice of Merger or Consolidation; Filing - History. Code 1981, § 7-9-11.3 , enacted by Ga. L....

§ 7-9-11.4. Parties to Merger or Consolidation Plan to File Application; Requirements - In addition to the filing of articles of merger and...

§ 7-9-11.5. Investigation of Merger or Consolidation Plan; Approval or Disapproval - History. Code 1981, § 7-9-11.5 , enacted by Ga. L....

§ 7-9-11.6. Issuance of Certificate of Merger or Consolidation - Upon payment of all required taxes, fees, and charges, the...

§ 7-9-11.7. Certificate Effective Upon Issuance by Secretary of State; Evidence of Satisfactory Performance; Effect of Merger - History. Code 1981, § 7-9-11.7 , enacted by Ga. L....

§ 7-9-11.8. Rights and Remedies of Shareholders - History. Code 1981, § 7-9-11.8 , enacted by Ga. L....

§ 7-9-12. Limitations on Depositors and Deposit-Taking Activities; Deposit Insurance; Self-Acquiring Activities Not Permitted - History. Code 1981, § 7-9-12 , enacted by Ga. L....

§ 7-9-12.1. Treatment of Merchant Funds - History. Code 1981, § 7-9-12.1 , enacted by Ga. L....

§ 7-9-13. Enforcement by Department; Rules and Regulations - History. Code 1981, § 7-9-13 , enacted by Ga. L....

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Georgia Code Title 7 - Banking and Finance

Georgia Code
Title 7 - Banking and Finance