As used in this chapter, the term:
History. Code 1981, § 7-6A-2 , enacted by Ga. L. 2002, p. 455, § 1; Ga. L. 2003, p. 1, § 1; Ga. L. 2020, p. 320, § 24/HB 781; Ga. L. 2021, p. 323, § 38/HB 111; Ga. L. 2022, p. 220, § 47/HB 891.
The 2020 amendment, effective January 1, 2021, in subparagraph (12)(A), in the first sentence, substituted “12 C.F.R. 1026.4(a)” for “12 C.F.R. 226.4(a)” and “12 C.F.R. 1026.4(b)” for “12 C.F.R. 226.4(b)” and, in the second sentence, substituted “12 C.F.R. 1026.4(c)” for “12 C.F.R. 226.4(c)” and “12 C.F.R. 1026.4(c)(7)” for “12 C.F.R. 226.4(c)(7)”; substituted “12 C.F.R. 1026.4(d)(2)” for “12 C.F.R. 226.4(d)(2)” at the end of subparagraph (12)(B); substituted “12 C.F.R. 1026.4(d)(2)” for “12 C.F.R. 226.4(d)(2)” in divisions (12)(G)(ii) and (12)(G)(iv); substituted “12 U.S.C. Section 3500.2” for “24 C.F.R. 3500.2” in paragraphs (15) and (16); in subparagraph (17)(A), substituted “12 C.F.R. 1026.2(a)(24)” for “12 C.F.R. 226.2(a)(24)” and “12 C.F.R. 1026.32” for “12 C.F.R. 226.32”; and substituted “12 C.F.R. 1026.32(a)” for “12 C.F.R. 226.32(a)” in paragraph (18).
The 2021 amendment, effective July 1, 2021, substituted “12 C.F.R. 1024.2” for “12 U.S.C. Section 3500.2” at the end of paragraphs (15) and (16).
The 2022 amendment, effective July 1, 2022, substituted “12 C.F.R. Section 1026.2(a)(24)” for “12 C.F.R. 1026.2(a)(24)”, “15 U.S.C. Section 1602(bb)” for “15 U.S.C. Section 1602(aa)”, and “12 C.F.R. Section 1026.32” for “Section 12 C.F.R. 1026.32” in subparagraph (17)(A).
Code Commission notes.
Pursuant to Code Section 28-9-5, in 2002, a comma was inserted following “are excluded from points and fees ” in subparagraph (13)(A) (now subparagraph (12)(A)).
Structure Georgia Code
Chapter 6A - Georgia Fair Lending Act
§ 7-6A-3. Limitations of Home Loans
§ 7-6A-4. “Flipping” a Home Loan; Costs and Fees
§ 7-6A-5. Limitations of High-Cost Home Loans
§ 7-6A-7. Violation of Chapter
§ 7-6A-8. Enforcement of Chapter; Penalties for Violations
§ 7-6A-9. Terms of Insurer Providing Insurance Through Financed Premiums
§ 7-6A-10. Severability of Chapter
§ 7-6A-11. Municipality or County Not Able to Regulate Terms of Home Loans