All home loans shall be subject to the following limitations and prohibited practices:
provided, however, that for the purposes of this Code section, any premiums or charges calculated and paid on a monthly basis shall not be considered financed directly or indirectly by the creditor;
History. Code 1981, § 7-6A-3 , enacted by Ga. L. 2002, p. 455, § 1; Ga. L. 2003, p. 1, § 1.
Code Commission notes.
Pursuant to Code Section 28-9-5, in 2002, in paragraph (1), a colon was substituted for a comma in the introductory paragraph and “Any” was substituted for “any” at the beginning of subparagraphs (1)(A) and (1)(B).
Structure Georgia Code
Chapter 6A - Georgia Fair Lending Act
§ 7-6A-3. Limitations of Home Loans
§ 7-6A-4. “Flipping” a Home Loan; Costs and Fees
§ 7-6A-5. Limitations of High-Cost Home Loans
§ 7-6A-7. Violation of Chapter
§ 7-6A-8. Enforcement of Chapter; Penalties for Violations
§ 7-6A-9. Terms of Insurer Providing Insurance Through Financed Premiums
§ 7-6A-10. Severability of Chapter
§ 7-6A-11. Municipality or County Not Able to Regulate Terms of Home Loans