Georgia Code
Article 1 - In General
§ 7-4-19. Civil Action to Enforce Chapter

The Department of Banking and Finance may bring an appropriate civil action to enforce any provision of this chapter whether by injunction or otherwise in any superior court of this state having jurisdiction over one or more defendants.
History. Code 1981, § 7-4-19 , enacted by Ga. L. 1983, p. 1146, § 6; Ga. L. 1989, p. 14, § 7; Ga. L. 2020, p. 156, § 4/SB 462.
The 2020 amendment, effective June 30, 2020, deleted “or the Industrial Loan Commissioner” following “Finance” in the first sentence and deleted the former second and third sentences, which read: “In the case of a loan made pursuant to this chapter by a licensee under Chapter 3 of this title, relating to industrial loans, such action shall be brought by the Industrial Loan Commissioner. In the case of any other loan, the action shall be brought by the Department of Banking and Finance.

Structure Georgia Code

Georgia Code

Title 7 - Banking and Finance

Chapter 4 - Interest and Usury

Article 1 - In General

§ 7-4-1. “Usury” Defined

§ 7-4-2. Legal Rate of Interest; Maximum Rate of Interest Generally; Certain Items Not Considered Interest

§ 7-4-3. Finance Charge on Retail Installment Contracts for Manufactured Homes and Motor Vehicles Subject to Federal Law; Stating of Federal Provisions in Contract

§ 7-4-4. Advertisement of Rates of Interest or Finance Charge

§ 7-4-5. Failure to Include Federal Loan Act Provisions in Retail Installment Loan; Violating Advertising Restrictions

§ 7-4-8. Commission to Third Person Does Not Make Lawful Interest Usurious

§ 7-4-9. Back Interest May Be Stipulated in Contract and Recovered

§ 7-4-10. Usury Forfeits Entire Interest; Right of Setoff; How Forfeiture Discharged; When Time Bars Action or Defense

§ 7-4-11. Usury Is Personal Defense; No Collection From Insolvent to Prejudice of Others

§ 7-4-12. Interest on Judgments

§ 7-4-12.1. Interest on Arrearage on Child Support; Settlement of Unreimbursed Public Assistance

§ 7-4-13. Law of Place of Contract Governs Interest Unless Otherwise Provided

§ 7-4-14. Interest Runs From Default Unless Otherwise Agreed; When Demand Necessary

§ 7-4-15. When Interest Runs on Liquidated Demands; Promissory Notes Payable on Demand

§ 7-4-16. When Interest Runs on Commercial Accounts; Maximum Interest Rate on Commercial Accounts

§ 7-4-17. Payment Applied First to Interest; No Interest on Unpaid Interest; Exceptions

§ 7-4-18. Criminal Penalty for Excessive Interest

§ 7-4-19. Civil Action to Enforce Chapter

§ 7-4-20. Election to Forgo Application of Federal Usury Laws

§ 7-4-21. Class Action Barred on Claims for Violation of Interest Laws on Loans Secured by Real Estate