may provide for such finance charge as the parties may agree in writing.
History. Code 1981, § 7-4-3 , enacted by Ga. L. 1983, p. 1146, § 2; Ga. L. 1985, p. 698, § 4; Ga. L. 2004, p. 631, § 7.
Editor’s notes.
Ga. L. 1983, p. 1146, § 2 repealed the former Code Section 7-4-3, relating to flexible maximum interest rates on real estate loans, and enacted the present Code Section 7-4-3, which became effective March 31, 1983.
Structure Georgia Code
Chapter 4 - Interest and Usury
§ 7-4-4. Advertisement of Rates of Interest or Finance Charge
§ 7-4-8. Commission to Third Person Does Not Make Lawful Interest Usurious
§ 7-4-9. Back Interest May Be Stipulated in Contract and Recovered
§ 7-4-11. Usury Is Personal Defense; No Collection From Insolvent to Prejudice of Others
§ 7-4-12. Interest on Judgments
§ 7-4-12.1. Interest on Arrearage on Child Support; Settlement of Unreimbursed Public Assistance
§ 7-4-13. Law of Place of Contract Governs Interest Unless Otherwise Provided
§ 7-4-14. Interest Runs From Default Unless Otherwise Agreed; When Demand Necessary
§ 7-4-15. When Interest Runs on Liquidated Demands; Promissory Notes Payable on Demand
§ 7-4-16. When Interest Runs on Commercial Accounts; Maximum Interest Rate on Commercial Accounts
§ 7-4-17. Payment Applied First to Interest; No Interest on Unpaid Interest; Exceptions
§ 7-4-18. Criminal Penalty for Excessive Interest
§ 7-4-19. Civil Action to Enforce Chapter
§ 7-4-20. Election to Forgo Application of Federal Usury Laws