Georgia Code
Article 13 - Licensing of Mortgage Lenders and Mortgage Brokers
§ 7-1-1012. Rules and Regulations

Without limitation on the power conferred by Article 1 of this chapter, the department may make reasonable rules and regulations, not inconsistent with law, for the enforcement of this article, to effectuate the purposes of this article, and to clarify the meaning of terms.
History. Code 1981, § 7-1-1012 , enacted by Ga. L. 1993, p. 543, § 1; Ga. L. 2001, p. 970, § 15; Ga. L. 2009, p. 252, § 1/HB 312.

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Structure Georgia Code

Georgia Code

Title 7 - Banking and Finance

Chapter 1 - Financial Institutions

Article 13 - Licensing of Mortgage Lenders and Mortgage Brokers

§ 7-1-1000. Definitions

§ 7-1-1001. Exemption for Certain Persons and Entities; Registration Requirements; Authorized Actions of Licensed Mortgage Lenders; Violations

§ 7-1-1001.1. Requirement for Mortgage Loan Originator License; Application to Sellers of Mobile Homes

§ 7-1-1002. Transaction of Business Without a License, Registration, or Exemption Prohibited; Knowing Purchase of Mortgage Loan From Unlicensed or Nonexempt Broker or Lender Prohibited; Liability of Persons Controlling Violators

§ 7-1-1003. Applications for Licenses

§ 7-1-1003.2. Financial Requirements for Licensing and Registration; Bond Requirements

§ 7-1-1003.3. Application for Registration

§ 7-1-1003.5. Nationwide Multistate Licensing System and Registry

§ 7-1-1003.6. Privileged or Confidential Nature of Information; Exception

§ 7-1-1003.7. Approval of Mortgage Industry Related Courses; Application; Renewal Applications; Audits

§ 7-1-1004. Investigation of Applicant and Its Officers; Audit; Education, Experience, and Other Requirements Relative to Licensees and Registrants

§ 7-1-1004.1. Reports of Condition

§ 7-1-1004.2. Licensees’ Ability to Challenge Information

§ 7-1-1004.3. Visibility Requirement for Unique Identifier of Individuals Originating Residential Mortgage Loan

§ 7-1-1005. Renewal of Licenses and Registrations; Expiration

§ 7-1-1006. Contents of License; Posting of License; Transferring of License; Transacting Business Under Other Name; Change of Address; Opening a New Additional Office Without Prior Approval; Approval of Branch Manager

§ 7-1-1007. Licensee to Give Notice of Certain Actions Brought Against It by a Creditor or Borrower; Notice to the Department of Cancellation of Bond

§ 7-1-1008. Acquisition of 10 Percent or More of the Voting Shares or of the Ownership of Any Other Entity Licensed or Registered to Conduct Business Under This Article

§ 7-1-1009. Maintenance of Books, Accounts, and Records; Investigation and Examination of Licensees and Registrants by Department; Confidentiality; Exemptions From Civil Liability

§ 7-1-1010. Annual Financial Statements

§ 7-1-1011. Annual Fees

§ 7-1-1012. Rules and Regulations

§ 7-1-1013. Prohibition of Certain Acts

§ 7-1-1014. Regulations Governing Disclosure Required to Applicants for Mortgage Loans

§ 7-1-1015. Rules Relative to Escrow Accounts

§ 7-1-1016. Regulations Relative to Advertising

§ 7-1-1017. Suspension or Revocation of Licenses, Registrations, or Mortgage Broker Education Approval; Notice; Judicial Review; Effect on Preexisting Contract

§ 7-1-1018. Cease and Desist Orders; Enforcement Procedure; Civil Penalty; Fines

§ 7-1-1019. Criminal Penalties

§ 7-1-1020. Construction

§ 7-1-1021. Regulations Governing Lock-in and Commitment Agreements