Georgia Code
Title 7 - Banking and Finance
Chapter 3 - Installment Loans

Article 1 - General Provisions

§ 7-3-1. Short Title - This chapter shall be known and may be cited as...

§ 7-3-2. Transfer to Department of Banking and Finance - History. Ga. L. 1955, p. 431, § 2; Ga. L....

§ 7-3-3. Definitions - As used in this chapter, the term: History. Ga. L....

§ 7-3-4. Licensing Requirement; Exemptions - History. Ga. L. 1904, p. 79, § 18; Ga. L....

Article 2 - Operating Procedures

§ 7-3-10. False Advertising Prohibited - No person shall advertise, display, distribute, or broadcast in any...

§ 7-3-11. Maximum Loan Amount, Period, and Charges; Deferments - Every authorized licensee location under this chapter may lend any...

§ 7-3-12. Limitation on Further Charges - No licensee shall charge, contract for, or receive any other...

§ 7-3-13. Licensee’s Compliance When Purchasing Notes and Other Documents - If a licensee purchases or receives by transfer or assignment...

§ 7-3-14. Payment Before Maturity; Refund of Prepaid Interest; Continuing Insurance - Notwithstanding the provisions of any contract to the contrary, a...

§ 7-3-15. Delivery of Copy of Contract or Itemized Statement; Receipts - In addition to any applicable disclosure requirements, at the time...

§ 7-3-16. Additional Loan Fees; Interest; Penalties - History. Code 1981, § 7-3-16 , enacted by Ga. L....

Article 3 - Licensing

§ 7-3-20. Requirements for Original and Renewal Licenses - History. Code 1981, § 7-3-20 , enacted by Ga. L....

§ 7-3-21. Bonds Required - History. Code 1981, § 7-3-21 , enacted by Ga. L....

§ 7-3-22. Investigations of Applicants; License Nontransferable; Expiration and Annual Renewal - History. Code 1981, § 7-3-22 , enacted by Ga. L....

§ 7-3-23. Authority of Department; Disclosure - History. Code 1981, § 7-3-23 , enacted by Ga. L....

Article 4 - Obligations of Licensees

§ 7-3-30. Requirements of Licensees; Maintenance of Records - History. Code 1981, § 7-3-30 , enacted by Ga. L....

§ 7-3-31. Required Notifications to Be Provided by Licensee; Bond Company Requirement of Notification; Method for Providing Notice - History. Code 1981, § 7-3-31 , enacted by Ga. L....

§ 7-3-32. Locations; Written Approval; Approval Process; Exemption - History. Code 1981, § 7-3-32 , enacted by Ga. L....

§ 7-3-33. Unreasonable Collection Tactics - No licensee or employee or agent thereof shall willfully use...

Article 5 - Regulation by Department

§ 7-3-40. Investigations and Examinations; Payment of Fees; Cooperation by Licensee - History. Code 1981, § 7-3-40 , enacted by Ga. L....

§ 7-3-41. Subpoena Powers and Procedures - History. Code 1981, § 7-3-41 , enacted by Ga. L....

§ 7-3-42. Impact of Felony Convictions of Licensee; Criminal Background Checks - History. Code 1981, § 7-3-42 , enacted by Ga. L....

§ 7-3-43. Suspension or Revocation of Licenses - History. Code 1981, § 7-3-43 , enacted by Ga. L....

§ 7-3-44. Obligation to Provide Notice; Hearings; Compliance - History. Code 1981, § 7-3-44 , enacted by Ga. L....

§ 7-3-45. Cease and Desist Orders; Hearings; Reviews - History. Code 1981, § 7-3-45 , enacted by Ga. L....

§ 7-3-46. Petitioning for State Court Jurisdiction; Civil Penalty; Other Penalties - History. Code 1981, § 7-3-46 , enacted by Ga. L....

§ 7-3-47. Confidentiality; Disclosure Limitations - History. Code 1981, § 7-3-47 , enacted by Ga. L....

§ 7-3-48. Civil Liability Limited for Providing Information - History. Code 1981, § 7-3-48 , enacted by Ga. L....

§ 7-3-50. Criminal Penalties; Void Loans; Civil Penalty to Borrower for Violation; Violation Not Subject of Class Action; Defense of Good Faith; Limitation on Remedies for Voidness - History. Ga. L. 1904, p. 79, § 14; Ga. L....

§ 7-3-51. Regulatory Authority - Without limiting the power conferred by Chapter 1 of this...

§ 7-3-52. Limited Continuation of Licenses - Every license in force and effect under the former provisions...