Section 24. Any life company, whether or not it is authorized to transact accident and health insurance under clause sixth of section forty-seven, may provide in its policies of life, group life or endowment insurance, issued in compliance with this chapter, for the payment of an accidental death benefit consisting of a larger amount if death is caused by accident than if it results from other causes, and may incorporate therein or in its annuity or pure endowment contracts, issued in like compliance, provisions for the waiver of premiums or for the granting of special benefits in the event that the insured, or either of them, or the holder, as the case may be, becomes totally and permanently disabled from any cause. Such provisions shall state the special benefits to be granted thereunder, the cost thereof to the insured or to the holder and shall define what shall constitute total and permanent disability. The consideration for any benefits granted under this section shall be stated separately in the policy or contract. For the purposes of this section, the word ''holder'' shall include any person other than the insured who is the owner of a policy insuring the life of a minor.
Any such company may, in conjunction with and supplementary to any policy of life, group life or endowment insurance or annuity or pure endowment contract, issue a separate policy providing solely for any or all of the benefits permitted by this section. No such separate policy shall be issued or delivered in the commonwealth until a copy of the form thereof has been on file for thirty days with the commissioner, unless before the expiration of said thirty days he shall have approved the form of the policy in writing; nor if the commissioner notifies the company in writing, within said thirty days, that in his opinion the form of the policy does not comply with the laws of the commonwealth, specifying his reasons therefor; provided that such action of the commissioner shall be subject to review by the supreme judicial court.
The provisions of section one hundred and eight shall not apply to any policy of life, group life or endowment insurance or annuity or pure endowment contract or separate policy or contract providing for any or all of the benefits permitted by this section.
Structure Massachusetts General Laws
Part I - Administration of the Government
Section 2 - Insurance Contract; Definition
Section 2a - Reinsurance Contracts; Status
Section 2b - Readability of Policy Form; Definition; Approval; Actions Based on Language
Section 3 - Unauthorized Insurance, Annuity or Variable Annuity Contracts; Prohibition
Section 3b - Action for Injunction Restraining Violations of Chapter
Section 3c - Promulgation of Regulations Defining Certain Terms Relating to Medical Insurance
Section 4 - Examination of Companies
Section 4b - Annual Report to Commissioner of Cancellations and Non-Renewals of Homeowners Policies
Section 4c - Nondiscrimination in Provision, Renewal, or Cancellation of Homeowners Insurance
Section 4d - Coverage to Be Made Available to Residential Owners for Release of Heating Oil
Section 5 - Revocation or Suspension of License of Foreign Company; Grounds; Notice; Appeal
Section 6 - Injunction and Appointment of Receiver for Domestic Company; Grounds
Section 8a - Summoning of Witnesses
Section 9a - Computation of Claim Fluctuation Reserve of Domestic Life Insurance Company
Section 9b - Annual Actuary Opinion
Section 11 - Computation of Assets and Liabilities
Section 11a - Valuation of Investments
Section 12 - Computation of Reserve Required of Liability Company
Section 16 - Record of Proceedings; Certified Copies
Section 17 - Annual Report to the General Court
Section 18 - Conduct of Business in Corporate Name; Publication of Assets and Liabilities
Section 19a - Merger or Consolidation; Domestic Corporations
Section 19b - Merger or Consolidation; Formation of Foreign Corporation
Section 19c - Merger or Consolidation; Rights of Minority Stockholders
Section 19d - Conversion From Stock to Mutual Company
Section 19e - Conversion From Mutual to Stock Company
Section 19f - Reorganization as Domestic Stock Insurer Owned by Mutual Holding Company
Section 19g - Definitions Applicable to Secs. 19f to 19w
Section 19h - Plan of Reorganization; Public Hearing; Approval of Plan; Meeting
Section 19j - Withdrawal or Amendment of Plan of Reorganization
Section 19n - Continued Use of Word ''mutual'' in Name of Reorganized Insurer
Section 19o - Transfer of Assets and Liabilities of Reorganized Insurer
Section 19u - Conversion of Domestic Mutual Holding Company Into Domestic Stock Corporation
Section 19w - Promulgation of Regulations
Section 20a - Credit for Reinsurance; Requirements
Section 21 - Limitation of Amount Insured in Single Risk; Penalty
Section 22 - Unauthorized Policy Provisions; Effect
Section 22a - Combination of Hazards; Approval
Section 22b - Waivers of Provisions of This Chapter; Prohibition; Penalty
Section 22c - Cancellation of Motor Vehicle Policies
Section 22d - Statement of Reasons for Cancellation; Liability
Section 22e - Refusal to Issue, Renew or Execute Motor Vehicle Liability Policy or Bond
Section 22i - Amounts Received in Settlement of Claims Retained for Unpaid Premiums
Section 23 - Life Company; Impairment of Funds; Issuance of Policies; Penalty
Section 23a - Certain Occurrences Affecting Insurance Companies; Notice to Commissioner
Section 24 - Life Insurance Policies; Accidental Death, Disability Benefits; Approval
Section 24a - Refusal to Issue Policy or Limits on Coverages Based on Sex of Insured; Prohibition
Section 25 - Annual Statements; Form; Contents
Section 25a - Workers' Compensation Providers; Annual Reports; Contents
Section 26 - Failure to Make and File Annual Statements; Penalty
Section 27 - Annual Statements; Inclusion of Schedule of Claims Made Subject of Suits
Section 28 - Undue Delay or Litigation of Claims; Commissioner's Report to General Court
Section 29 - Companies Subject to This Chapter
Section 30 - Applicability of Other Laws to Certain Domestic Companies; ''stockholder'' Defined
Section 31 - Continuation of Certain Domestic Companies
Section 31a - Domestic Companies Formed by Special Acts; Extension of Territorial Limits
Section 32 - Commencement of Domestic Company Business; Certificate; Conditions Precedent
Section 33 - Policies and Endorsements; Signatures; Facsimile
Section 34 - Home Office; Change of Address; Perjury
Section 36 - Pension for Domestic Company Employees
Section 36a - Agents and Agency Employees; Retirement or Insurance Benefits
Section 36b - Health and Accident Insurance Companies; Employees Insurance Benefits
Section 37 - Vouchers for Disbursements
Section 45 - Unauthorized Agencies; Penalty
Section 46 - Insolvent Domestic Companies; Preference of Claims for Unpaid Losses
Section 46b - By-Laws of Domestic Insurance Companies; Filings
Section 47 - Purposes for Which Companies May Be Incorporated Under This Chapter
Section 47a - Businesses in Which Domestic Insurance Company May Engage
Section 47d - Cardiac Rehabilitation Expense Benefits
Section 47e - Certified Nurse Midwife Services Benefits
Section 47g - Cytologic Screening and Mammographic Examination Expense Benefits
Section 47h - Infertility, Pregnancy-Related Benefits
Section 47i - Nonprescription Enteral Formulas for Home Use
Section 47j - Standardized Claim Form
Section 47k - Off-Label Drug Use; Cancer Treatment
Section 47l - Off-Label Drug Use; Cancer; Review Panel
Section 47n - Items Medically Necessary for Diagnosis and Treatment of Diabetes
Section 47o - HIV/AIDS Treatment; Insurance Coverage for Certain Off-Label Use of Prescription Drugs
Section 47p - Off-Label Use of Prescription Drugs for HIV/AIDS Treatment; Advisory Panel
Section 47q - Insurance Benefits for Services Rendered by Nurse Anesthetists and Nurse Practitioners
Section 47r - Accident and Sickness Insurance Benefits for Bone Marrow Transplants
Section 47s - Accident and Sickness Insurance Benefits for Licensed Hospice Services
Section 47t - Scalp Hair Prostheses Necessary Due to Cancer or Leukemia Treatment
Section 47u - Emergency Services Provided to Insureds for Emergency Medical Conditions
Section 47v - Coverage for Human Leukocyte or Histocompatibility Locus Antigen Testing
Section 47x - Diagnosis and Treatment of Speech, Hearing and Language Disorders
Section 47y - Coverage for Medically Necessary Hypodermic Syringes or Needles
Section 47z - Coverage for Prosthetic Devices and Repairs
Section 47aa - Coverage for Diagnosis and Treatment of Autism Spectrum Disorder
Section 47bb - Coverage for Children Under Age 18 for Cleft Lip and Cleft Palate
Section 47dd - Coverage for Orally Administered Anticancer Medications
Section 47ee - Coverage for Abuse Deterrent Opioid Drug Products
Section 47ff - Preauthorization or Substance Abuse Treatment Not to Be Required
Section 47gg - Coverage for Medically Necessary Acute Treatment and Clinical Stabilization Services
Section 47hh - Coverage for Long-Term Antibiotic Therapy for Patients With Lyme Disease
Section 47kk - Pain Management Access Plans
Section 47ll - Coverage for Tobacco Use Cessation Counseling and Tobacco Cessation Products
Section 47mm - Coverage for Health Care Services Delivered via Telehealth
Section 47oo - Coverage for Long-Term Antibiotic Therapy for Lyme Disease; Experimental Drugs
Section 47pp - Coverage for Prescription Eye Drops
Section 48 - Stock Companies; Formation; Capital; Stock; Options; Promoter Defined
Section 48a - Mutual Companies; Formation; Capital and Surplus
Section 49 - Formation of Corporation
Section 49a - Domestic Insurers; Requirements; Transfer of Domicile
Section 50 - Stock Companies; Amendment of Articles of Organization
Section 50a - Mutual Companies; Amendment of Articles of Organization
Section 50b - Amendment of Articles of Organization; Submission; Approval; Filing; Effective Date
Section 51 - Domestic Stock Companies; Kinds of Business That May Be Transacted; Power to Combine
Section 54 - Domestic Mutual Companies; Kinds of Business That May Be Transacted; Power to Combine
Section 54a - Domestic Companies; Risks and Hazards in Other States
Section 54b - Reinsurance of Risks; Exceptions
Section 54c - Motor Vehicle Insurance
Section 54d - Personal Property Floater
Section 54e - Dwelling Houses; Comprehensive and Medical Coverages
Section 56 - Fraternal Societies; Reincorporation
Section 57 - Domestic Stock Companies; Directors; Quorum
Section 58 - Domestic Stock Companies; Duties of Directors
Section 59 - Domestic Stock Companies; President and Secretary; Duties; Records; Inspection
Section 60 - Domestic Stock Companies; Bonds of Officers
Section 62 - Domestic Stock Companies; Liability of Officers
Section 63 - Capital and Reserve; Payment; Investment
Section 63a - Limitation on Acquisition of or Investment in Medium Grade or Lower Grade Obligations
Section 65 - Investment in Loans Upon Mortgages
Section 66 - Life Companies; Investments
Section 66a - Life Companies; Acquisition of Housing Projects; Limitations
Section 66b - Life Companies; Acquisition of Realty; Limitations
Section 66c - Life Companies; Investment in Stock of Insurance Companies
Section 66d - Life Companies; Investment in and Acquisition of Stock of Subsidiary Corporations
Section 66e - Life Companies; Investment in Limited Partnership Interests
Section 66f - Acquisition of Interest in Limited Liability Company by Domestic Life Company
Section 67 - Life Companies; Charter Limitations on Investments; Exception
Section 68 - Unauthorized Investments; Disposition
Section 69 - Impaired Capital; Assessment; Effect of Non-Compliance With Commissioner; Order
Section 70 - Increase of Stated Capital
Section 71 - Reduction of Stated Capital
Section 74 - Mutual Fire Companies; Further Insurance by Certain Companies; Certificates
Section 75 - Mutual Fire Companies; Underwriters; Compensation
Section 76 - Mutual Fire Companies; Members; Annual Meetings; Voting Rights
Section 77 - Mutual Fire Companies; Directors
Section 78 - Mutual Fire Companies; Laws Applicable; Records; Perjury; Inspection; Jurisdiction
Section 79 - Mutual Fire Companies; Guaranty Capital; Dividends; Retirement
Section 80 - Mutual Fire Companies; Dividends; Accumulated Profits
Section 81 - Mutual Fire Companies; Premiums; Contingent Liability
Section 82 - Mutual Fire Companies; Power of Certain Companies to Take Deposit Notes
Section 83 - Mutual Fire Companies; Assessments
Section 84 - Mutual Fire Companies; Review or Order of Assessment by Supreme Judicial Court
Section 85a - Mutual Fire Companies; Non-Assessable Policies; Issuance
Section 86 - Mutual Marine Companies; Subscribers; Losses; Dividends; Redemption Fund
Section 88 - Mutual Marine Companies; Applicability of Secs. 76, 77 and 78
Section 89 - Mutual Marine Companies; Liability of President or Director
Section 90 - Provisions Relating to Mutual Fire Companies Applicable to Other Mutual Companies
Section 90c - Guaranty Fund; Creation in Lieu of Guaranty Capital by Certain Mutual Companies
Section 92 - Mutual Boiler Companies; Issuance of Policies
Section 93 - Mutual Liability Companies; Issuance of Policies
Section 93a - Miscellaneous Mutual Companies; Issuance of Policies
Section 93c - Mutual Surety, Liability and Casualty Companies; Guaranty Fund; Establishment
Section 93e - Mutual Life, Liability and Casualty Companies; Issuance of Policies; Dividends
Section 93f - Non-Assessable Policies; Issuance
Section 94b - Exchange of Reciprocal or Inter-Insurance Contracts
Section 94c - Domestic Exchange; Organization; Preliminary Certificate
Section 94g - Issuance of Insurance Contracts; Conditions Precedent
Section 94k - Advisory Committee
Section 94l - Power of Attorney
Section 94m - Unused Premium Deposits
Section 94n - Domestic Exchange; Conversion to or Merger With Domestic Mutual Insurance Company
Section 96a - Loss of Use or Occupancy; Limitations
Section 97 - Payment to Mortgagees Under Fire Insurance Policy
Section 98 - Application for Fire Insurance
Section 99c - Sailmaker Shops; Insurance Against Damage or Loss by Fire or Fire and Lightning
Section 101d - Determination by Referees of Sound Value of Property Affected
Section 102 - Proof of Loss; Written Notice of Fire in Lieu of Sworn Statement Specified by Sec. 99
Section 102a - Combination Policies; Contents; Commissioner's Approval
Section 102b - Combination Policies; Mutual Companies
Section 102e - Crime Insurance Policies
Section 105 - Fidelity and Corporate Surety Companies; Powers
Section 106 - Foreign Fidelity and Corporate Surety Companies; Deposit With State Treasurer
Section 107 - Surety Bonds; Status
Section 108 - Accident and Health Insurance Policies; Commissioner's Approval; Contents
Section 108d - Reimbursement for Chiropractic Services
Section 108l - Attribution of Members to a Primary Care Provider
Section 110 - General or Blanket Policies; Power to Issue; Non-Applicability of Sec. 108
Section 110a - Disability Insurance; Exemption From Attachment; Exception
Section 110c - Health Insurance of Persons Over 65; Issuance by Two or More Companies
Section 110j - Group Policies Issued to Trustees of Fund Appointed by Council on Aging
Section 110k - Alternative Dental Coverage Option
Section 110l - Clinical Trials; Definitions; Coverage
Section 110m - Statements Provided to Individuals Provided With Creditable Coverage; Reports
Section 111 - Beneficiary; Power to Sue
Section 111a - Liability Insurance; Combination Policies; Contents; Commissioner's Approval
Section 111c - Medical Pay Provisions
Section 111d - Uninsured Vehicle Endorsement
Section 111e - Professional Liability Policies
Section 111f - Medical Reports; Furnishing Copy to Injured Person or Attorney
Section 111g - Extent of Family Coverage; Stated Deductible Amount
Section 112 - Payment of Losses; Regulations
Section 112a - Liquor Liability Insurance; Coverage
Section 112c - Disclosure of Coverage Limits to Claimants; Penalty
Section 113 - Judgment; Satisfaction
Section 113d - Cancellation of Motor Vehicle Liability Policy; Proceedings; Review
Section 113e - Deposit Premiums
Section 113h - Assigned Risk Plans
Section 113k - Minors; Contracts for Motor Vehicle Liability Insurance
Section 113l - Uninsured Motorists; Insufficient Liability Limits; Coverage
Section 113p - Appeals From Application of Safe Driver Insurance Plan
Section 113q - Inclusion of Automobile Club Memberships in Automobile Insurance Policy Prohibited
Section 113s - Inspection of Vehicles Prior to Provision of Coverage
Section 113t - Repair Shop Coverage
Section 113u - Antique Motor Car Policies
Section 114 - Title Insurance Companies; Applicability of Chapter
Section 116 - Title Guarantee Funds
Section 116a - Foreign Title Insurance Companies; Applicability of Chapter
Section 117 - Steam Boiler Insurance; Term of Policy
Section 117b - Credit Insurance; Combination Policies; Contents; Commissioner's Approval
Section 117d - Credit Involuntary Unemployment Insurance
Section 118 - Life Company Defined
Section 119 - Domestic Life Companies; Power to Make Pure Endowment Contracts and Grant Annuities.
Section 119b - Refund of Prepaid Individual Life Insurance Premiums Upon Death of Insured
Section 126 - Policy of Life or Endowment Insurance Payable to or for the Benefit of a Married Woman
Section 128 - Age of Competency to Contract for Life or Endowment Insurance
Section 132 - Policies of Life or Endowment Insurance; Form and Content; Commissioner's Approval
Section 132a - Group Annuity Contract; Definitions
Section 132a1/2 - Requirements for Other Group Annuity Contracts
Section 132b - Group Annuity Contract; Issuance; Form; Commissioner's Approval; Review; Contents
Section 132c - Group Annuity Contract; Exemption From Process; Exception
Section 132d - Group Annuity Contracts; Members
Section 132e - Group Annuity Contract; Construction
Section 132f - Pension Contracts; Funding Agreements; Separate Accounts
Section 132h - Variable Annuity Contracts; Investment of Assets; Limitations; Rules and Regulations
Section 132i - Funding Agreements
Section 133 - Group Life Insurance Defined
Section 133a - Requirements for Other Group Life Insurance Policies
Section 134 - Group Life Policies; Commissioner's Approval; Contents
Section 134c - Group Life Policies; Assignment of Incidents of Ownership
Section 135 - Group Life Policies; Exemption From Attachment; Exception
Section 136 - Group Life Policies; Exemption From Loan Provision
Section 137 - Group Policies; Members
Section 138 - Application of Chapter to Secs. 133 to 137
Section 138a - Group Life Policies; Pay-Roll Deductions of State and Local Employees
Section 139 - Conversion, Alteration or Exchange of Life or Endowment Insurance or Annuity Contracts
Section 140 - Annual Dividends on Policies of Life or Endowment Insurance
Section 144a1/2 - Annuity Contracts; Required Provisions
Section 145 - Cash Surrender Value of Policies of Industrial Life Insurance
Section 146 - Policies of Industrial Life Insurance; Applicability of Sec. 144
Section 146b - Massachusetts Life and Health Insurance Guaranty Association Law
Section 149a - Unclaimed Funds; Definitions
Section 149b - Unclaimed Funds; Reports by Companies
Section 149c - Unclaimed Funds; Payment to State Treasurer
Section 149d - Unclaimed Funds; Custody; Claims; Proceedings; Judgment and Satisfaction
Section 149e - Examination of Records of Life Company by State Treasurer
Section 149m - Definitions Applicable to Secs. 149m to 149x
Section 149n - Service Contracts; Duties of Provider
Section 149p - Form and Content of Service Contracts
Section 149r - Maintenance and Retention of Accounts, Books and Records
Section 149s - Termination of Reimbursement Insurance Policy
Section 149u - Enforcement of Secs. 149m to 149w
Section 149v - Exemptions From Secs. 149m to 149w
Section 149w - Rules and Regulations
Section 149x - Retention and Use of Collected Registration Fees
Section 150 - Admission of Foreign Companies
Section 151 - Conditions of Admission of Foreign Companies
Section 152 - Kinds of Business Which May Be Transacted by Foreign Companies
Section 152a - Foreign Mutual Fire Companies; Non-Assessable Policies; Issuance; Conditions
Section 153 - Foreign Life Companies; Conditions of Admission
Section 154 - Service of Process on Foreign Company; Duty of Commissioner; Fees
Section 159 - Retaliatory Taxes, Fines, Penalties, Etc.
Section 161a - Definitions Applicable to Secs. 161a to 161e
Section 161b - Domestication of United States Branch of Alien Insurer; Domestication Agreement
Section 161c - Approval of Domestication Agreement by Alien and Domestic Insurer
Section 161d - Approval of Domestication Agreement by Commissioner
Section 162b - Agents and Brokers; Power to Accept Installment Premiums
Section 162c - Direct Billing; Mandatory Agreements Prohibited
Section 162d - Expense Premium Commissions; Payment to Insurance Agents; Additional Compensation
Section 162f - Property or Casualty Insurance Information; Proprietary Rights of Agents and Brokers
Section 162h - Definitions Applicable to Secs. 162g to 162x
Section 162i - License Required to Sell, Solicit or Negotiate Insurance
Section 162j - Insurance Producer License; Persons Not Required to Be Licensed
Section 162k - Insurance Producer License; Written Examination
Section 162l - Insurance Producer License; Application; Requirements for Approval
Section 162m - Insurance Producer License; Qualification; Lines of Authority
Section 162n - Insurance Producer License; Nonresident Producer Licenses
Section 162p - Insurance Producer Doing Business Under Assumed Name; Notice
Section 162q - Insurance Producer License; Temporary License
Section 162s - Insurance Producers Acting as Agents of Insurers; Appointment Procedures
Section 162t - Insurer's Termination of Appointment, Contract, Etc. With Producer; Procedures
Section 162u - Insurance Producer License; Waiver of Requirements for Nonresident License Applicant
Section 162w - Promulgation of Regulations Relating to Insurance Producers
Section 162x - Severability of Secs. 162g to 162x
Section 162y - Portable Electronics Insurance
Section 162z - Travel Insurance; Limited Lines Travel Insurance; License
Section 164 - Collectors of Premiums
Section 164a - Lapsed Industrial Life Policies; Effect on Agents' Commissions
Section 167a - Insurance Producer License; Fee Exemption for Certain Persons
Section 169 - Effect of Payment to Agent or Broker
Section 170 - Agent or Broker; Procurement of Payment of Premium by Fraud; Penalty
Section 171 - Illegal Insurance Contracts; Liability of Agent
Section 172 - Adjusters of Fire Losses; Licensing; Penalty; Examination for Applicants
Section 172a - Voluntary Association Licenses
Section 173 - Partnership Licenses
Section 174 - Corporation Licenses
Section 174a - Hearings, Revocation or Suspension of Licenses; Notices
Section 174b - Revoked Licenses; Surrender; Renewal Certificates; Penalty
Section 174f - Business Transacted With Broker–controlled Insurer Act
Section 174g - Definitions Applicable to Secs. 174f to 174k
Section 174h - Applicability of Secs. 174f to 174k
Section 174i - Written Contract Between Controlling Broker and Insurer Required
Section 174j - Notice to Prospective Insured Disclosing Broker-Controlled Insurer Relationships
Section 174k - Violations of Secs. 174f to 174k; Remedies
Section 176 - Larceny by Agent or Broker
Section 176a - Refund or Credit of Return Premiums on Cancelled Motor Vehicle Policies; Penalty
Section 177 - Unlicensed Persons; Compensation; Penalty
Section 177a - Insurance Adviser Defined
Section 177b - Insurance Adviser License
Section 177c - Contracts or Agreements With Insurance Adviser; Enforceability
Section 177d - Statement and Receipt From Insurance Adviser Specifying Advice Given and Fee Paid
Section 177e - Continuing Educational Requirements
Section 177f - Managing General Agents Act
Section 177g - Definitions Applicable to Secs. 177f to 177l
Section 177h - Managing General Agent; Licensure and Errors and Omissions Coverage Required
Section 177i - Contracts Between Managing General Agent and Insurer; Required Provisions
Section 177m - Reinsurance Intermediary Act
Section 177n - Definitions Applicable to Secs. 177m to 177w
Section 177o - Reinsurance Intermediary Brokers; Bonds; Licenses; Applications
Section 177p - Contracts Between Reinsurance Intermediary Broker and Insurer; Required Provisions
Section 177q - Maintenance of Records by Reinsurance Intermediary Broker
Section 177s - Contracts Between Reinsurance Intermediary Manager and Reinsurer; Required Provisions
Section 177t - Prohibited Acts by Reinsurance Intermediary Manager
Section 177v - Examination of Reinsurance Intermediary by Commissioner
Section 178 - Receiver of Insolvent Company; Compensation and Accounts
Section 180 - Receiver of Insolvent Company; Examination of Accounts and Transactions
Section 180a - Definitions Applicable to Secs. 180a to 180l.5
Section 180b - Domestic Companies; Rehabilitation Proceedings
Section 180d - Domestic Companies; Duty of Receivers to Give Notice of Appointment
Section 180e - Ancillary Receiver of Foreign Insurer
Section 180f - Proof of Claims of Non-Residents; Liquidation Proceedings; Priority of Distribution
Section 180g - Proof of Claims; Liquidation Proceedings; Cause of Action Against Policyholder
Section 180h - Contingent Claims; Distribution of Assets of Insolvent Insurer
Section 180i - Liquidation Proceedings Commenced in Reciprocal State; Proof of Claims
Section 180j - Special Deposit Claims; Liquidation Proceedings; Priority
Section 180k - Secured Claims; Liquidation Proceedings
Section 180l - Severability of Secs. 180a to 180k
Section 180m - Definitions Applicable to This Section and Secs. 180n to 180q
Section 180p - Succession of Officers During National Emergency
Section 181 - Misrepresentations by Insurer; Penalty
Section 183 - Rebates; Acceptance; Prohibition
Section 184 - Application of Secs. 182 and 183
Section 186 - Misrepresentation or Warranty by Insured; Effect
Section 186a - Delivery of Policy; Presumptions
Section 186b - Effect of Lack of Sworn Statement of Loss; Laws Applicable
Section 187 - Foreign Companies; Contents of Policies
Section 187a - Actions on Policies; Limitation
Section 187b - Cancellation of Policy; Failure to Return Premium; Penalties
Section 187c - Cancellation of Policy; Procedure
Section 187d - Cancellation of Policy; Non-Payment of Premium
Section 187e - Small Claims; Payments to Heirs of Decedents
Section 187f - Cancellation of Policies During Strike of Insurance Agents
Section 187g - Lapse of Certain Life Insurance Policies During Strike of Agents; Reinstatement
Section 187h - Owner's Right to Cancel Policy; Notice; Refund of Prepaid Premiums
Section 188 - Unlawful Use of Proxy; Penalty
Section 189 - Policies in Violation of This Chapter; Penalty
Section 190a - Definitions Applicable to This Section and Secs. 190b and 190c
Section 191a - Property Damage to Insured's Motor Vehicle; Notice of Losses; Arbitration Clause
Section 192 - Riders and Endorsements; Commissioner's Approval
Section 192a - Loose Leaf Policies; Filing and Approval
Section 193 - Policies Issued Contrary to This Chapter; Validity
Section 193b - Motor Vehicle Insurance; Instalment Payments
Section 193b1/2 - Motor Vehicle Insurance; Interest Charges on Installment Payments
Section 193c - Domestic Companies; Interlocking Directorates; Regulations; Procedure
Section 193d - Domestic Companies; Power to Acquire Stock of Other Companies; Regulations
Section 193f - Policy Forms; Filing With Commissioner; Approval
Section 193g - Policy Forms; Disapproval; Resubmission for Approval
Section 193h - Policy Forms; Withdrawal of Approval; Notice and Hearing; Review
Section 193i - Disclosure of Investments of Officers, Directors and Principal Stockholders
Section 193j - Solicitation of Proxies
Section 193k - Professional Services; Provisions for Payment; Discrimination
Section 193p - Fire Insurance Policies; Nonrenewal Notice Provision; Requisites of Notice
Section 193t - Discrimination Based on Blindness, Intellectual Disability, or Physical Impairment
Section 193u - Discrimination Based on Specialty Practiced; Risk Classification; Definitions
Section 196 - Payment Under Liquor Liability Insurance; Notice to Attorney General
Section 206 - Definitions Applicable to Secs. 206 to 206d
Section 206a - Domestic Insurers; Investment in Capital Stock of Subsidiaries
Section 208 - Merger of Insurance Holding Company System Into Domestic Insurance Subsidiary
Section 212 - Definitions Applicable to Secs. 212 to 223e
Section 213 - License Requirement for Life Settlement Providers and Life Settlement Brokers
Section 215 - Approval of Life Settlement Contract Form and Disclosure Statement Form
Section 216 - Annual Statement of Life Settlement Provider
Section 218 - Examination of Business and Affairs of Life Settlement Provider, Broker or Applicant
Section 219 - Advertising by Life Settlement Broker or Provider
Section 220 - Required Disclosures by Life Settlement Providers and Brokers
Section 221 - Use of Policy as Collateral in Premium Finance Loan
Section 222 - General Rules Relating to Life Settlement Contracts
Section 223 - Conflict of Laws
Section 223a - Fraudulent Life Settlement Acts
Section 223b - Control, Prevention and Reporting of Fraud Relating to Life Settlement Contracts
Section 223c - Remedies for Violations of Secs. 213 to 223e
Section 223e - Violation of Secs. 213 to 223e Deemed Unfair Trade Practice
Section 223f - Authority of Commissioner to Promulgate Regulations
Section 224 - Large Commercial Policy Holders; Definitions; Commercial Risks; Records Examination
Section 226 - Pharmacy Audits; Standards for the Conduct of Audits of Records; Appeals
Section 227 - Statement of Actuarial Opinion and Actuarial Opinion Summary
Section 228 - Transportation Network Drivers; Insurance Requirements
Section 229 - Self-Service Storage Insurance
Section 230 - Applicability of Chapter 176w to Insurers Governed by This Chapter