Revised Code of Washington
Chapter 19.182 - Fair Credit Reporting Act.
19.182.200 - Security freeze—Exempt entities.

RCW 19.182.200
Security freeze—Exempt entities.

The following entities are not required to place a security freeze in a consumer credit report under RCW 19.182.170:
(1) A check services or fraud prevention services company, which issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payments; and
(2) A deposit account information service company, which issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer, to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.

[ 2005 c 342 § 4.]

Structure Revised Code of Washington

Revised Code of Washington

Title 19 - Business Regulations—Miscellaneous

Chapter 19.182 - Fair Credit Reporting Act.

19.182.005 - Findings—Declaration.

19.182.010 - Definitions.

19.182.020 - Consumer report—Furnishing—Procuring.

19.182.030 - Consumer report—Credit action not initiated by consumer—Exclusion by consumer.

19.182.040 - Consumer report—Prohibited information—Exceptions.

19.182.050 - Investigative consumer report—Procurement, preparation—Disclosure—Use—Liability—Record.

19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.

19.182.070 - Disclosures to consumer.

19.182.080 - Disclosures to consumer—Procedures.

19.182.090 - Consumer file—Dispute—Procedure—Notice—Statement of dispute—Toll-free information number.

19.182.100 - Consumer reporting agency—Consumer fees and charges for required information—Exceptions.

19.182.110 - Adverse action based on report—Procedure—Notice.

19.182.120 - Limitation on action—Exception.

19.182.130 - Obtaining information under false pretenses—Penalty.

19.182.140 - Provision of information to unauthorized person—Penalty.

19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

19.182.160 - Block of information appearing as result of identity theft.

19.182.170 - Victim of identity theft—Security freeze.

19.182.180 - Security freeze—Changes to information—Written confirmation required.

19.182.190 - Security freeze—RCW 19.182.170 not applicable to certain consumer reporting agencies.

19.182.200 - Security freeze—Exempt entities.

19.182.210 - Information furnished to a governmental agency.

19.182.220 - Security freeze—Protected consumers—Definitions.

19.182.230 - Security freeze—Protected consumers—Placement and removal—Fees—Exceptions.

19.182.800 - Report on credit freezes.

19.182.900 - Short title—1993 c 476.

19.182.902 - Effective date—1993 c 476.