Revised Code of Washington
Chapter 19.182 - Fair Credit Reporting Act.
19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

RCW 19.182.150
Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

The legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying the consumer protection act, chapter 19.86 RCW. Violations of this chapter are not reasonable in relation to the development and preservation of business. A violation of this chapter is an unfair or deceptive act in trade or commerce and an unfair method of competition for the purpose of applying the consumer protection act, chapter 19.86 RCW. The burden of proof in an action alleging a violation of this chapter shall be by a preponderance of the evidence, and the applicable statute of limitation shall be as set forth in RCW 19.182.120. For purposes of a judgment awarded pursuant to an action by a consumer under chapter 19.86 RCW, the consumer shall be awarded actual damages and costs of the action together with reasonable attorney's fees as determined by the court. However, where there has been willful failure to comply with any requirement imposed under this chapter, the consumer shall be awarded actual damages, a monetary penalty of one thousand dollars, and the costs of the action together with reasonable attorneys' fees as determined by the court.

[ 1993 c 476 § 17.]

Structure Revised Code of Washington

Revised Code of Washington

Title 19 - Business Regulations—Miscellaneous

Chapter 19.182 - Fair Credit Reporting Act.

19.182.005 - Findings—Declaration.

19.182.010 - Definitions.

19.182.020 - Consumer report—Furnishing—Procuring.

19.182.030 - Consumer report—Credit action not initiated by consumer—Exclusion by consumer.

19.182.040 - Consumer report—Prohibited information—Exceptions.

19.182.050 - Investigative consumer report—Procurement, preparation—Disclosure—Use—Liability—Record.

19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.

19.182.070 - Disclosures to consumer.

19.182.080 - Disclosures to consumer—Procedures.

19.182.090 - Consumer file—Dispute—Procedure—Notice—Statement of dispute—Toll-free information number.

19.182.100 - Consumer reporting agency—Consumer fees and charges for required information—Exceptions.

19.182.110 - Adverse action based on report—Procedure—Notice.

19.182.120 - Limitation on action—Exception.

19.182.130 - Obtaining information under false pretenses—Penalty.

19.182.140 - Provision of information to unauthorized person—Penalty.

19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

19.182.160 - Block of information appearing as result of identity theft.

19.182.170 - Victim of identity theft—Security freeze.

19.182.180 - Security freeze—Changes to information—Written confirmation required.

19.182.190 - Security freeze—RCW 19.182.170 not applicable to certain consumer reporting agencies.

19.182.200 - Security freeze—Exempt entities.

19.182.210 - Information furnished to a governmental agency.

19.182.220 - Security freeze—Protected consumers—Definitions.

19.182.230 - Security freeze—Protected consumers—Placement and removal—Fees—Exceptions.

19.182.800 - Report on credit freezes.

19.182.900 - Short title—1993 c 476.

19.182.902 - Effective date—1993 c 476.