Revised Code of Washington
Chapter 19.182 - Fair Credit Reporting Act.
19.182.120 - Limitation on action—Exception.

RCW 19.182.120
Limitation on action—Exception.

An action to enforce a liability created under this chapter is permanently barred unless commenced within two years after the cause of action accrues, except that where a defendant has materially and willfully misrepresented information required under this chapter to be disclosed to an individual and the information so misrepresented is material to the establishment of the defendant's liability to that individual under this chapter, the action may be brought at any time within two years after discovery by the individual of the misrepresentation.

[ 1993 c 476 § 14.]

Structure Revised Code of Washington

Revised Code of Washington

Title 19 - Business Regulations—Miscellaneous

Chapter 19.182 - Fair Credit Reporting Act.

19.182.005 - Findings—Declaration.

19.182.010 - Definitions.

19.182.020 - Consumer report—Furnishing—Procuring.

19.182.030 - Consumer report—Credit action not initiated by consumer—Exclusion by consumer.

19.182.040 - Consumer report—Prohibited information—Exceptions.

19.182.050 - Investigative consumer report—Procurement, preparation—Disclosure—Use—Liability—Record.

19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.

19.182.070 - Disclosures to consumer.

19.182.080 - Disclosures to consumer—Procedures.

19.182.090 - Consumer file—Dispute—Procedure—Notice—Statement of dispute—Toll-free information number.

19.182.100 - Consumer reporting agency—Consumer fees and charges for required information—Exceptions.

19.182.110 - Adverse action based on report—Procedure—Notice.

19.182.120 - Limitation on action—Exception.

19.182.130 - Obtaining information under false pretenses—Penalty.

19.182.140 - Provision of information to unauthorized person—Penalty.

19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

19.182.160 - Block of information appearing as result of identity theft.

19.182.170 - Victim of identity theft—Security freeze.

19.182.180 - Security freeze—Changes to information—Written confirmation required.

19.182.190 - Security freeze—RCW 19.182.170 not applicable to certain consumer reporting agencies.

19.182.200 - Security freeze—Exempt entities.

19.182.210 - Information furnished to a governmental agency.

19.182.220 - Security freeze—Protected consumers—Definitions.

19.182.230 - Security freeze—Protected consumers—Placement and removal—Fees—Exceptions.

19.182.800 - Report on credit freezes.

19.182.900 - Short title—1993 c 476.

19.182.902 - Effective date—1993 c 476.