RCW 19.182.110
Adverse action based on report—Procedure—Notice.
If a person takes an adverse action with respect to a consumer that is based, in whole or in part, on information contained in a consumer report, the person shall:
(1) Provide written notice of the adverse action to the consumer, except verbal notice may be given by a person in an adverse action involving a business regulated by the Washington utilities and transportation commission if such verbal notice does not impair a consumer's ability to obtain a credit report without charge under RCW 19.182.100(2); and
(2) Provide the consumer with the name, address, and telephone number of the consumer reporting agency that furnished the report to the person.
[ 2012 c 41 § 4; 1993 c 476 § 13.]
NOTES:
Finding—2012 c 41: See note following RCW 59.18.257.
Structure Revised Code of Washington
Title 19 - Business Regulations—Miscellaneous
Chapter 19.182 - Fair Credit Reporting Act.
19.182.005 - Findings—Declaration.
19.182.020 - Consumer report—Furnishing—Procuring.
19.182.030 - Consumer report—Credit action not initiated by consumer—Exclusion by consumer.
19.182.040 - Consumer report—Prohibited information—Exceptions.
19.182.050 - Investigative consumer report—Procurement, preparation—Disclosure—Use—Liability—Record.
19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.
19.182.070 - Disclosures to consumer.
19.182.080 - Disclosures to consumer—Procedures.
19.182.110 - Adverse action based on report—Procedure—Notice.
19.182.120 - Limitation on action—Exception.
19.182.130 - Obtaining information under false pretenses—Penalty.
19.182.140 - Provision of information to unauthorized person—Penalty.
19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.
19.182.160 - Block of information appearing as result of identity theft.
19.182.170 - Victim of identity theft—Security freeze.
19.182.180 - Security freeze—Changes to information—Written confirmation required.
19.182.190 - Security freeze—RCW 19.182.170 not applicable to certain consumer reporting agencies.
19.182.200 - Security freeze—Exempt entities.
19.182.210 - Information furnished to a governmental agency.
19.182.220 - Security freeze—Protected consumers—Definitions.
19.182.230 - Security freeze—Protected consumers—Placement and removal—Fees—Exceptions.
19.182.800 - Report on credit freezes.