Revised Code of Washington
Chapter 19.182 - Fair Credit Reporting Act.
19.182.070 - Disclosures to consumer.

RCW 19.182.070
Disclosures to consumer.

A consumer reporting agency shall, upon request by the consumer, clearly and accurately disclose:
(1) All information in the file on the consumer at the time of request, except that medical information may be withheld. The agency shall inform the consumer of the existence of medical information, and the consumer has the right to have that information disclosed to the health care provider of the consumer's choice. Nothing in this chapter prevents, or authorizes a consumer reporting agency to prevent, the health care provider from disclosing the medical information to the consumer. The agency shall inform the consumer of the right to disclosure of medical information at the time the consumer requests disclosure of his or her file.
(2) All items of information in its files on that consumer, including disclosure of the sources of the information, except that sources of information acquired solely for use in an investigative report may only be disclosed to a plaintiff under appropriate discovery procedures.
(3) Identification of (a) each person who for employment purposes within the two-year period before the request, and (b) each person who for any other purpose within the six-month period before the request, procured a consumer report.
(4) A record identifying all inquiries received by the agency in the six-month period before the request that identified the consumer in connection with a credit transaction that is not initiated by the consumer.
(5) An identification of a person under subsection (3) or (4) of this section must include (a) the name of the person or, if applicable, the trade name under which the person conducts business; and (b) upon request of the consumer, the address of the person.

[ 1993 c 476 § 9.]

Structure Revised Code of Washington

Revised Code of Washington

Title 19 - Business Regulations—Miscellaneous

Chapter 19.182 - Fair Credit Reporting Act.

19.182.005 - Findings—Declaration.

19.182.010 - Definitions.

19.182.020 - Consumer report—Furnishing—Procuring.

19.182.030 - Consumer report—Credit action not initiated by consumer—Exclusion by consumer.

19.182.040 - Consumer report—Prohibited information—Exceptions.

19.182.050 - Investigative consumer report—Procurement, preparation—Disclosure—Use—Liability—Record.

19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.

19.182.070 - Disclosures to consumer.

19.182.080 - Disclosures to consumer—Procedures.

19.182.090 - Consumer file—Dispute—Procedure—Notice—Statement of dispute—Toll-free information number.

19.182.100 - Consumer reporting agency—Consumer fees and charges for required information—Exceptions.

19.182.110 - Adverse action based on report—Procedure—Notice.

19.182.120 - Limitation on action—Exception.

19.182.130 - Obtaining information under false pretenses—Penalty.

19.182.140 - Provision of information to unauthorized person—Penalty.

19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

19.182.160 - Block of information appearing as result of identity theft.

19.182.170 - Victim of identity theft—Security freeze.

19.182.180 - Security freeze—Changes to information—Written confirmation required.

19.182.190 - Security freeze—RCW 19.182.170 not applicable to certain consumer reporting agencies.

19.182.200 - Security freeze—Exempt entities.

19.182.210 - Information furnished to a governmental agency.

19.182.220 - Security freeze—Protected consumers—Definitions.

19.182.230 - Security freeze—Protected consumers—Placement and removal—Fees—Exceptions.

19.182.800 - Report on credit freezes.

19.182.900 - Short title—1993 c 476.

19.182.902 - Effective date—1993 c 476.