Revised Code of Washington
Chapter 19.182 - Fair Credit Reporting Act.
19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.

RCW 19.182.060
Consumer report—Procedures for compliance—Information for governmental agency—Record.

(1) A consumer reporting agency shall maintain reasonable procedures designed to avoid violations of RCW 19.182.040 and to limit the furnishing of consumer reports to the purposes listed under RCW 19.182.020. These procedures must require that prospective users of the information identify themselves, certify the purposes for which the information is sought, and certify that the information will be used for no other purpose. A consumer reporting agency shall make a reasonable effort to verify the identity of a new prospective user and the uses certified by the prospective user before furnishing the user a consumer report. No consumer reporting agency may furnish a consumer report to a person if the agency has reasonable grounds for believing that the consumer report will not be used for a purpose listed in RCW 19.182.020.
(2) Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.
(3) Notwithstanding RCW 19.182.020, a consumer reporting agency may furnish identifying information about a consumer, limited to the consumer's name, address, former addresses, places of employment, or former places of employment, to a governmental agency.
(4) A consumer reporting agency shall maintain a detailed record of:
(a) The identity of any person to whom a consumer report or information from a consumer report is provided by the consumer reporting agency; and
(b) The certified purpose for which a consumer report on a consumer, or any other information relating to a consumer, is requested by any person.
For purposes of this subsection, "person" does not include an individual who requests the report unless the individual obtains the report or information for his or her own purposes.

[ 1993 c 476 § 8.]

Structure Revised Code of Washington

Revised Code of Washington

Title 19 - Business Regulations—Miscellaneous

Chapter 19.182 - Fair Credit Reporting Act.

19.182.005 - Findings—Declaration.

19.182.010 - Definitions.

19.182.020 - Consumer report—Furnishing—Procuring.

19.182.030 - Consumer report—Credit action not initiated by consumer—Exclusion by consumer.

19.182.040 - Consumer report—Prohibited information—Exceptions.

19.182.050 - Investigative consumer report—Procurement, preparation—Disclosure—Use—Liability—Record.

19.182.060 - Consumer report—Procedures for compliance—Information for governmental agency—Record.

19.182.070 - Disclosures to consumer.

19.182.080 - Disclosures to consumer—Procedures.

19.182.090 - Consumer file—Dispute—Procedure—Notice—Statement of dispute—Toll-free information number.

19.182.100 - Consumer reporting agency—Consumer fees and charges for required information—Exceptions.

19.182.110 - Adverse action based on report—Procedure—Notice.

19.182.120 - Limitation on action—Exception.

19.182.130 - Obtaining information under false pretenses—Penalty.

19.182.140 - Provision of information to unauthorized person—Penalty.

19.182.150 - Application of consumer protection act—Limitation—Awards—Penalties—Attorneys' fees.

19.182.160 - Block of information appearing as result of identity theft.

19.182.170 - Victim of identity theft—Security freeze.

19.182.180 - Security freeze—Changes to information—Written confirmation required.

19.182.190 - Security freeze—RCW 19.182.170 not applicable to certain consumer reporting agencies.

19.182.200 - Security freeze—Exempt entities.

19.182.210 - Information furnished to a governmental agency.

19.182.220 - Security freeze—Protected consumers—Definitions.

19.182.230 - Security freeze—Protected consumers—Placement and removal—Fees—Exceptions.

19.182.800 - Report on credit freezes.

19.182.900 - Short title—1993 c 476.

19.182.902 - Effective date—1993 c 476.