New York Laws
Article 23 - Property/casualty Insurance Rates
2348 - Anti-Theft and Fraud Savings.

ยง 2348. Anti-theft and fraud savings. In the review and approval of
rate filings submitted pursuant to section two thousand three hundred
twenty-eight or section two thousand three hundred fifty of this
article, the superintendent shall take steps appropriate to ensure that
the rates of each insurer reflect that insurer's savings resulting from
reduced theft and fraud due to the impact of anti-theft and anti-fraud
programs supported by the New York motor vehicle theft and insurance
fraud prevention fund.

Structure New York Laws

New York Laws

ISC - Insurance

Article 23 - Property/casualty Insurance Rates

2301 - Purpose.

2302 - Applicability.

2303 - Standards for Rates.

2304 - Rate Making and Supporting Information.

2305 - Rates or Rating Plans; No Prior Approval; Prior Approval.

2306 - Delegation of Rate Filing Obligation.

2307 - Rating Classifications or Territories; Policy Forms.

2308 - Imposition of Prior Approval.

2309 - Excess Rate.

2310 - Informational Filings.

2311 - Suspension of Filing Requirement.

2312 - Immigration Bond Premium.

2313 - Rate Service Organization; Defined.

2314 - Charging of Rates.

2315 - Recording and Reporting of Experience; Statistical Plans.

2316 - Prohibition of Anti-Competitive Behavior.

2317 - Joint Underwriting or Joint Reinsurance.

2318 - Risk Sharing Plans.

2319 - Information to Be Furnished Insureds; Aggrieved Person.

2320 - Enforcement and Penalties; Where Prior Approval Is Not Required.

2321 - Enforcement and Penalties; Where Prior Approval Is Required.

2322 - Final Determination; Procedure on Orders Without Hearing.

2323 - Profitability and Rates of Return; Where Prior Approval Is Not Required.

2324 - Rebating and Discrimination.

2325 - Accounts and Statistics.

2326 - Evaluation of Competitive Rating Provisions.

2328 - Certain Motor Vehicle Insurance Rates; Prior Approval.

2329 - Motor Vehicle Insurance Rates; Excess Profits.

2330 - No Fault Motor Vehicle Insurance Rates; Reflection of Reduced Exposure to Loss.

2331 - Motor Vehicle Comprehensive Insurance Rates; Age, Sex or Marital Status.

2332 - Non-Commercial Private Passenger Automobile Insurance Rates; Experienced and Inexperienced Principal Operators.

2333 - Non-Commercial Private Passenger Automobile Insurance Rates; Apportionment of Expenses.

2334 - Non-Commercial Private Passenger Automobile Insurance Rates; Merit Rating Plans.

2335 - Motor Vehicle Liability Insurance Rates; Prohibition of Surcharges for Certain Accidents and Traffic Infractions.

2335-A - Prohibition of Rate Increases for Persons Involved in Emergency Use of Vehicles.

2336 - Motor Vehicle Liability, Comprehensive and Collision Insurance Rates; Premium Reductions in Certain Cases.

2336-A - Snowmobile Liability Insurance Rates; Premium Reductions in Certain Cases.

2336-B - Boat Liability Insurance Rates; Premium Reductions in Certain Cases.

2337 - Private Passenger Automobile Physical Damage Insurance; Statistics on Use of Anti-Theft Devices and the Maximum Discount for All Anti-Theft Devices.

2338 - Appeal From Rate Service Organization Action.

2339 - Charging or Receiving of Rates; Deviations.

2340 - Credit Property Insurance.

2342 - Expiration of Certain Provisions.

2343 - Medical Malpractice Insurance Rates; Special Additional Provisions Regarding Such Rates.

2344 - Flexible Rate Limitations in Problem Markets.

2345 - Disclosure of Premium Reductions and Surcharges.

2346 - Reduction in Rates of Fire Insurance, Homeowners Insurance or Property/casualty Premiums for Residential Property.

2346-A - Reduction in Rates of Certain Commercial Risk Insurance Premiums for Real Property.

2347 - Workers' Compensation Rate Changes.

2348 - Anti-Theft and Fraud Savings.

2349 - Multi-Tier Program.

2350 - Flexible Rating for Nonbusiness Automobile Insurance Policies.

2351 - Homeowners' Insurance Policies.

2352 - Multiple Rating Programs.

2353 - For-Hire Motor Vehicle Safety Program; Reduction in Rates of Certain Commercial Risk Insurance Premiums for Motor Vehicles.