ยง 2314. Charging of rates. No authorized insurer shall, and no
licensed insurance agent, no title insurance agent, no employee or other
representative of an authorized insurer, and no licensed insurance
broker shall knowingly, charge or demand a rate or receive a premium
that departs from the rates, rating plans, classifications, schedules,
rules and standards in effect on behalf of the insurer, or shall issue
or make any policy or contract involving a violation thereof.
Structure New York Laws
Article 23 - Property/casualty Insurance Rates
2304 - Rate Making and Supporting Information.
2305 - Rates or Rating Plans; No Prior Approval; Prior Approval.
2306 - Delegation of Rate Filing Obligation.
2307 - Rating Classifications or Territories; Policy Forms.
2308 - Imposition of Prior Approval.
2311 - Suspension of Filing Requirement.
2312 - Immigration Bond Premium.
2313 - Rate Service Organization; Defined.
2315 - Recording and Reporting of Experience; Statistical Plans.
2316 - Prohibition of Anti-Competitive Behavior.
2317 - Joint Underwriting or Joint Reinsurance.
2319 - Information to Be Furnished Insureds; Aggrieved Person.
2320 - Enforcement and Penalties; Where Prior Approval Is Not Required.
2321 - Enforcement and Penalties; Where Prior Approval Is Required.
2322 - Final Determination; Procedure on Orders Without Hearing.
2323 - Profitability and Rates of Return; Where Prior Approval Is Not Required.
2324 - Rebating and Discrimination.
2325 - Accounts and Statistics.
2326 - Evaluation of Competitive Rating Provisions.
2328 - Certain Motor Vehicle Insurance Rates; Prior Approval.
2329 - Motor Vehicle Insurance Rates; Excess Profits.
2330 - No Fault Motor Vehicle Insurance Rates; Reflection of Reduced Exposure to Loss.
2331 - Motor Vehicle Comprehensive Insurance Rates; Age, Sex or Marital Status.
2333 - Non-Commercial Private Passenger Automobile Insurance Rates; Apportionment of Expenses.
2334 - Non-Commercial Private Passenger Automobile Insurance Rates; Merit Rating Plans.
2335-A - Prohibition of Rate Increases for Persons Involved in Emergency Use of Vehicles.
2336-A - Snowmobile Liability Insurance Rates; Premium Reductions in Certain Cases.
2336-B - Boat Liability Insurance Rates; Premium Reductions in Certain Cases.
2338 - Appeal From Rate Service Organization Action.
2339 - Charging or Receiving of Rates; Deviations.
2340 - Credit Property Insurance.
2342 - Expiration of Certain Provisions.
2343 - Medical Malpractice Insurance Rates; Special Additional Provisions Regarding Such Rates.
2344 - Flexible Rate Limitations in Problem Markets.
2345 - Disclosure of Premium Reductions and Surcharges.
2346-A - Reduction in Rates of Certain Commercial Risk Insurance Premiums for Real Property.
2347 - Workers' Compensation Rate Changes.
2348 - Anti-Theft and Fraud Savings.
2350 - Flexible Rating for Nonbusiness Automobile Insurance Policies.
2351 - Homeowners' Insurance Policies.