New York Laws
Article 23 - Property/casualty Insurance Rates
2315 - Recording and Reporting of Experience; Statistical Plans.

(b) Statistical plans and rules shall be promulgated for the recording
and reporting of expense experience on a country-wide basis. Such rules
and plans may also provide for the recording and reporting of expense
experience items which are specially applicable to this state and are
not susceptible of determination by a prorating of country-wide expense
experience.
(c) In order to further uniform administration of rate regulatory
laws, the superintendent and every insurer and rate service organization
may exchange information and experience data with insurance supervisory
officials, insurers, and rate service organizations in other states and
may consult with them with respect to rate making and the application of
rating systems. Reasonable rules and plans may be promulgated by the
superintendent for the interchange of data necessary for the application
of rating plans. In the promulgation of statistical plans and rules the
superintendent shall give consideration to the rating systems on file
with him and, in order that such rules and plans may be as uniform as is
practicable among the several states, to the rules and to the form of
the plans in other states.
(d) No plan, rule or regulation, or amendment thereto, shall be
promulgated by the superintendent pursuant to subsection (a), (b) or (c)
hereof except upon notice, and after hearing, to every rate service
organization affected thereby. No such plan, rule or regulation, or
amendment thereto, shall become effective less than sixty days after
promulgation.
(e) The willful withholding of information from, or giving of false or
misleading information to, the compensation insurance rating board or
any other rate service organization or any insurer or the superintendent
or any statistical agency designated by the superintendent, which will
in any way affect the rate or premium chargeable to any assured or group
of assureds shall constitute a violation of this chapter and also be

subjected to the penalty provided for in subsection (e) of section two
thousand three hundred twenty-one of this article.

Structure New York Laws