New York Laws
Article 23 - Property/casualty Insurance Rates
2335-A - Prohibition of Rate Increases for Persons Involved in Emergency Use of Vehicles.

§ 2335-a. Prohibition of rate increases for persons involved in
emergency use of vehicles. No insurer authorized to transact or
transacting business in this state, or controlling or controlled by or
under common control by or with an insurer authorized to transact or
transacting business in this state, which sells a policy providing motor
vehicle liability insurance coverage in this state shall increase the
policy premium in connection with the insurance permitted or required by
this chapter solely because the insured or any other person who
customarily operates an automobile covered by the policy has had an
accident while operating a motor vehicle in response to an emergency,
where the insured was either responding to a call to duty as a paid or
volunteer member of any police or fire department or first aid squad; or
was performing any other function on behalf of the state, any political
subdivision thereof, a public authority, public benefit corporation, or
any other governmental agency or instrumentality in a public emergency.

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