New York Laws
Article 23 - Property/casualty Insurance Rates
2336-B - Boat Liability Insurance Rates; Premium Reductions in Certain Cases.

(b) For the purposes of this section:
(1) the term "boat" shall mean any residential or pleasure vessel that
is not a crew racing shell as defined in section two of the navigation
law.
(2) the term "boating safety course" or "advanced boating safety
course" shall mean a course of instruction or advanced course of
instruction that has been approved by the commissioner of parks,
recreation and historic preservation pursuant to section seventy-nine of
the navigation law.
(3) the term "boating safety certificate" shall mean a document which
cannot be altered and which is provided to a person who successfully
completes a boating safety course or advanced boating safety course
pursuant to section seventy-eight of the navigation law.
(c) An insurer, upon approval of the superintendent, may upon
submission of a completion certificate by an insured, provide an
actuarially appropriate reduction of the premium for such insured's
yacht or boating liability insurance.
(d) The superintendent may establish, by rule or otherwise, standards
or guidelines to be used to accomplish the provisions of this section.

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