New York Laws
Article 23 - Property/casualty Insurance Rates
2317 - Joint Underwriting or Joint Reinsurance.

(b) If, after hearing, the superintendent finds that any activity or
practice of any such group, association or other organization is unfair
or unreasonable or otherwise inconsistent with the provisions of this
article, he may issue a written order specifying in what respects such
activity or practice is unfair or unreasonable or otherwise inconsistent
with the provisions of this article, and requiring the discontinuance of
such activity or practice.
(c) Every such group, association, or other organization of insurers
shall be subject to examination by the superintendent as often as he may
deem it expedient.

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