(a) Notwithstanding the provisions of subsection (b) of this section, a consumer reporting agency may not impose a fee for:
(1) A consumer report provided under § 14-1206(a) of this subtitle one time during a 12-month period;
(2) A consumer report or disclosure provided under §§ 14-1206(a) and 14-1208(e) of this subtitle if the consumer makes a request for the report within 30 days after receipt by the consumer of a notification under § 14-1212 of this subtitle or notification from a debt collection agency affiliated with a consumer reporting agency stating that the consumer’s credit rating may be or has been adversely affected; or
(3) A disclosure made under § 14-1208(e) of this subtitle to a person designated by the consumer of the deletion from the consumer report of information that is found to be inaccurate or can no longer be verified.
(b) (1) A consumer reporting agency may charge a consumer a reasonable fee:
(i) For a second or subsequent report made during a 12-month period under § 14-1206(a) of this subtitle, not exceeding $5; and
(ii) For furnishing information under § 14-1208(e) of this subtitle, not exceeding the fee that the consumer reporting agency would impose on each designated recipient for a consumer report.
(2) The consumer reporting agency shall indicate the amount of the fee to the consumer before providing the report or furnishing the information.
Structure Maryland Statutes
Title 14 - Miscellaneous Consumer Protection Provisions
Subtitle 12 - Consumer Credit Reporting Agencies
Section 14-1202 - Permissible Purposes of Consumer Reports; Restrictions on Sale or Transfer
Section 14-1203 - Reporting of Obsolete Information Prohibited
Section 14-1204 - Disclosure of Investigative Consumer Reports
Section 14-1205 - Compliance Procedures; Identifying Information to Governmental Agency
Section 14-1206 - Disclosures to Consumer Required; Deletions
Section 14-1207 - Conditions of Disclosure of Consumer's File
Section 14-1208 - Procedure in Case of Disputed Accuracy
Section 14-1209 - Fees for Disclosures
Section 14-1210 - Public Record Information for Employment Purposes
Section 14-1212 - Duty of User of Consumer Report to Notify Consumer
Section 14-1212.1 - Security Freeze by Consumer
Section 14-1212.2 - Security Freeze by Consumer Reporting Agency
Section 14-1212.3 - Security Freeze for Consumer Record of Foster Children