(a) A consumer reporting agency shall, upon request and proper identification of a consumer, provide the consumer:
(1) An exact copy of any file on that consumer except any part of the file which contains medical information;
(2) A written explanation of codes or trade language used;
(3) A description of the rights of the consumer under this subtitle; and
(4) The name, address, and telephone number of the Commissioner.
(b) Whenever access to a file or a copy of a file has been furnished to a consumer, the consumer reporting agency may delete the sources of information acquired solely for use in an investigative report and used for no other purpose. If any action is brought by the consumer under this subtitle, the consumer reporting agency shall make such sources available to the plaintiff under appropriate discovery procedures.
Structure Maryland Statutes
Title 14 - Miscellaneous Consumer Protection Provisions
Subtitle 12 - Consumer Credit Reporting Agencies
Section 14-1202 - Permissible Purposes of Consumer Reports; Restrictions on Sale or Transfer
Section 14-1203 - Reporting of Obsolete Information Prohibited
Section 14-1204 - Disclosure of Investigative Consumer Reports
Section 14-1205 - Compliance Procedures; Identifying Information to Governmental Agency
Section 14-1206 - Disclosures to Consumer Required; Deletions
Section 14-1207 - Conditions of Disclosure of Consumer's File
Section 14-1208 - Procedure in Case of Disputed Accuracy
Section 14-1209 - Fees for Disclosures
Section 14-1210 - Public Record Information for Employment Purposes
Section 14-1212 - Duty of User of Consumer Report to Notify Consumer
Section 14-1212.1 - Security Freeze by Consumer
Section 14-1212.2 - Security Freeze by Consumer Reporting Agency
Section 14-1212.3 - Security Freeze for Consumer Record of Foster Children