Maryland Statutes
Title 14 - Miscellaneous Consumer Protection Provisions
Subtitle 12 - Consumer Credit Reporting Agencies

Part I - General Provisions

Section 14-1201 - Definitions - (a) In this subtitle the following words have the meanings...

Section 14-1202 - Permissible Purposes of Consumer Reports; Restrictions on Sale or Transfer - (a) Subject to subsection (b) of this section and §...

Section 14-1203 - Reporting of Obsolete Information Prohibited - (a) Except as authorized under subsection (b) of this section,...

Section 14-1204 - Disclosure of Investigative Consumer Reports - (a) A person may not procure or cause to be...

Section 14-1205 - Compliance Procedures; Identifying Information to Governmental Agency - (a) (1) A consumer reporting agency shall maintain reasonable procedures...

Section 14-1206 - Disclosures to Consumer Required; Deletions - (a) A consumer reporting agency shall, upon request and proper...

Section 14-1207 - Conditions of Disclosure of Consumer's File - (a) A consumer reporting agency shall make the disclosures required...

Section 14-1208 - Procedure in Case of Disputed Accuracy - (a) (1) If the completeness or accuracy of any item...

Section 14-1209 - Fees for Disclosures - (a) Notwithstanding the provisions of subsection (b) of this section,...

Section 14-1210 - Public Record Information for Employment Purposes - A consumer reporting agency which furnishes a consumer report for...

Section 14-1211 - Restrictions on Subsequent Use of Adverse Information in Investigative Consumer Reports - Whenever a consumer reporting agency prepares an investigative consumer report,...

Section 14-1212 - Duty of User of Consumer Report to Notify Consumer - (a) Whenever credit or insurance for personal, family, or household...

Section 14-1212.1 - Security Freeze by Consumer - (a) (1) In this section the following words have the...

Section 14-1212.2 - Security Freeze by Consumer Reporting Agency - (a) (1) In this section the following words have the...

Section 14-1212.3 - Security Freeze for Consumer Record of Foster Children - (a) (1) In this section the following words have the...

Part II - Registration and Bond Requirements

Section 14-1215 - Registration Required - A consumer reporting agency shall register each year with the...

Section 14-1216 - Requirements for Submission of Registration - (a) To submit a registration, a consumer reporting agency shall:...

Section 14-1217 - Filing of Bond or Letter of Credit - (a) Unless the Commissioner grants an exemption in accordance with...

Section 14-1218 - Violations - (a) (1) A consumer who has reason to believe that...

Part III - Enforcement, Penalties, and Miscellaneous Provisions

Section 14-1221 - Civil Liability - (a) Any consumer reporting agency or user of information which...

Section 14-1222 - Limitation of Actions - An action to enforce any liability created under this subtitle...

Section 14-1223 - Obtaining Information Under False Pretenses - Any person who knowingly and willfully obtains information on a...

Section 14-1224 - Unauthorized Disclosures by Officers or Employees - Any officer or employee of a consumer reporting agency who...

Section 14-1225 - Consumer Complaints - (a) Any consumer who has reason to believe that this...

Section 14-1226 - Enforcement - (a) The Commissioner, in addition to taking any other action...

Section 14-1227 - Confidentiality Requirements - (a) (1) The requirements under any federal law and Title...