(a) (1) A consumer reporting agency shall maintain reasonable procedures designed to avoid violations of § 14-1203 of this subtitle and to limit the furnishing of consumer reports to the purposes listed under § 14-1202 of this subtitle.
(2) The procedures at a minimum shall require that prospective users of the information identify themselves, certify the purposes for which the information is sought, and certify that the information will be used for no other purpose.
(3) A consumer reporting agency shall make a reasonable effort to verify the identity of a new prospective user and the uses certified by the prospective user prior to furnishing the user a consumer report.
(4) No consumer reporting agency may furnish a consumer report to any person if it has reasonable grounds for believing that the consumer report will not be used for a purpose listed in § 14-1202 of this subtitle.
(b) Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.
(c) Notwithstanding the provisions of § 14-1202 of this subtitle, a consumer reporting agency may furnish identifying information respecting any consumer, limited to his name, address, former addresses, places of employment, or former places of employment, to a governmental agency.
Structure Maryland Statutes
Title 14 - Miscellaneous Consumer Protection Provisions
Subtitle 12 - Consumer Credit Reporting Agencies
Section 14-1202 - Permissible Purposes of Consumer Reports; Restrictions on Sale or Transfer
Section 14-1203 - Reporting of Obsolete Information Prohibited
Section 14-1204 - Disclosure of Investigative Consumer Reports
Section 14-1205 - Compliance Procedures; Identifying Information to Governmental Agency
Section 14-1206 - Disclosures to Consumer Required; Deletions
Section 14-1207 - Conditions of Disclosure of Consumer's File
Section 14-1208 - Procedure in Case of Disputed Accuracy
Section 14-1209 - Fees for Disclosures
Section 14-1210 - Public Record Information for Employment Purposes
Section 14-1212 - Duty of User of Consumer Report to Notify Consumer
Section 14-1212.1 - Security Freeze by Consumer
Section 14-1212.2 - Security Freeze by Consumer Reporting Agency
Section 14-1212.3 - Security Freeze for Consumer Record of Foster Children