Indiana Code
Article 4.5. Uniform Consumer Credit Code
Chapter 3. Loans

24-4.5-3-201. Loan Finance Charge for Consumer Loans Other Than Supervised Loans; Loan Agreements Entered Into After June 30, 2020; Precomputed Consumer Loans Prohibited; Nonrefundable Prepaid Finance Charge; Subterfuge by Lender; Applicability of Cr... - Sec. 201. Loan Finance Charge for Consumer Loans other than...

24-4.5-3-202. Permitted Additional Charges; Skip-a-Payment Services; Expedited Payment Services; Debt Cancellation Agreements; Insurance; Gap Agreements - Sec. 202. (1) In addition to the loan finance charge...

24-4.5-3-203. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.122-1994, SEC.122.

24-4.5-3-203.5. Delinquency Charges; Conversion of Precomputed Loan to Loan With Finance Charge Based on Unpaid Balances - Sec. 203.5. Delinquency Charges — (1) With respect to a...

24-4.5-3-204. Deferral Charges - Sec. 204. Deferral Charges — (1) This section applies only...

24-4.5-3-205. Loan Finance Charge on Refinancing - Sec. 205. Loan Finance Charge on Refinancing — With respect...

24-4.5-3-206. Loan Finance Charge on Consolidation - Sec. 206. Loan Finance Charge on Consolidation — (1) If...

24-4.5-3-207. Conversion to Revolving Loan Account - Sec. 207. Conversion to Revolving Loan Account. — The parties...

24-4.5-3-208. Advances to Perform Covenants of Debtor - Sec. 208. Advances to Perform Covenants of Debtor. — (1)...

24-4.5-3-209. Right to Prepay; Prepayment Penalty; Total Finance Charge; Payoff Statement; Liability for Failure to Provide; Short Sales; Foreclosed Property; No Protection From Deficiency Judgment - Sec. 209. Right to Prepay - (1) Subject to the...

24-4.5-3-210. Rebate Upon Prepayment - Sec. 210. Rebate upon Prepayment. — (1) Except for subsections...

24-4.5-3-301. Disclosures Required by Consumer Credit Protection Act; Exempt Transactions - Sec. 301. (1) For the purposes of this section, "consumer...

24-4.5-3-302. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-303. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-304. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-305. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-306. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-307. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-308. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-309. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-310. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26.

24-4.5-3-311. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.247-1983, SEC.26. (Part...

24-4.5-3-401. Scope - Sec. 401. Scope — This Part applies to consumer loans....

24-4.5-3-402. Balloon Payments; Compliance With Alternative Mortgage Transaction Parity Act - Sec. 402. (1) This section does not apply to a...

24-4.5-3-403. No Assignment of Earnings - Sec. 403. No Assignment of Earnings — (1) A lender...

24-4.5-3-404. Attorney's Fees - Sec. 404. With respect to a consumer loan the agreement...

24-4.5-3-405. Limitation on Default Charges - Sec. 405. Limitation on Default Charges — Except for reasonable...

24-4.5-3-406. Notice of Assignment - Sec. 406. Notice of Assignment — The debtor is authorized...

24-4.5-3-407. Authorization to Confess Judgment Prohibited - Sec. 407. Authorization to Confess Judgment Prohibited — A debtor...

24-4.5-3-408. Creditor's Duty to Credit Payment as of Date of Receipt; Payments Not Conforming to Requirements; Creditor's Failure to Credit Payment - Sec. 408. (1) This section applies to consumer loans, including...

24-4.5-3-501. Definitions; "Supervised Loan"; "Supervised Lender" - Sec. 501. Definitions: (1) "Supervised loan" means a consumer loan...

24-4.5-3-501.5. Persons Also Engaging in Activities of a Loan Broker; Examination by Department; Cooperation With Securities Division - Sec. 501.5. (1) If a person licensed or required to...

24-4.5-3-502. Authority to Make, Take Assignment Of, or Collect Consumer Loans Other Than Mortgage Transactions; License Required; Exempt Persons; Branches; Separate License Required for Small Loans - Sec. 502. (1) A person that is a: (a) depository...

24-4.5-3-502.1. Authority to Make, Take Assignment Of, or Collect Subordinate Lien Mortgage Transactions; License Required; Exempt Persons; Registration With Nmlsr; Licensed Mortgage Loan Originators; Applications for Licensure; Director's Authority... - Sec. 502.1. (1) A person that is a: (a) depository...

24-4.5-3-502.2. Use of Nmlsr in Department's Licensing System; Reporting of Information to Nmlsr; Confidentiality; Director's Authority to Enter Agreements; Waiver of Privilege; Processing Fee; Electronic Records - Sec. 502.2. (1) Subject to subsection (6), the director may...

24-4.5-3-503. Applications for Licenses; Issuance; Evidence of Compliance; Use of Nmlsr; Denial of Application; Right to Hearing; Fees; License Not Assignable or Transferable; Tax Warrant List - Sec. 503. (1) The department shall receive and act on...

24-4.5-3-503.1. National Criminal History Background Check; Fingerprints; Payment of Fees or Costs; Use of Nmlsr - Sec. 503.1. (1) When the director requests a national criminal...

24-4.5-3-503.2. Credit Reports; Payment of Fees or Costs; Demonstrated Financial Responsibility; Considerations - Sec. 503.2. (1) If the director requests a credit report...

24-4.5-3-503.3. Surety Bond for Creditors Engaged in Mortgage Transactions; Requirements; Amount; Termination; Liability; Notices - Sec. 503.3. (1) Each: (a) creditor licensed by the department...

24-4.5-3-503.4. Use of Nmlsr in Department's Licensing System for Subordinate Lien Mortgage Transactions; Reporting of Information to Nmlsr; Confidentiality; Director's Authority to Enter Agreements; Waiver of Privilege; Processing Fee; Electronic Re... - Sec. 503.4. (1) Subject to subsection (6), the director shall...

24-4.5-3-503.5. Repealed - As added by P.L.176-1996, SEC.8. Repealed by P.L.35-2010, SEC.209.

24-4.5-3-503.6. License Renewal; Revocation or Suspension of License Not Renewed; Reinstatement or Appeal; Correcting Amendments - Sec. 503.6. (1) A license issued under this article must...

24-4.5-3-504. Suspension or Revocation of License; Order to Show Cause; Order of Suspension or Revocation; Relinquishment of License; Preexisting Contracts; Emergency Order for Revocation - Sec. 504. (1) The department may issue to a person...

24-4.5-3-505. Record Keeping; Use of Unique Identifier on Forms and Documents; Use of Examination and Regulatory Software; Submitting Call Reports to Nmlsr; Composite Reports; Notice to Department of Certain Events or Changes - Sec. 505. (1) Every creditor required to be licensed under...

24-4.5-3-505.5. Automated Loan Machines - Sec. 505.5. (a) As used in this section, "automated loan...

24-4.5-3-506. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. As amended by P.L.14-1992, SEC.36;...

24-4.5-3-507. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. As amended by P.L.152-1986, SEC.65;...

24-4.5-3-508. Loan Finance Charge for Supervised Loans; Precomputed Supervised Loans Prohibited After June 30, 2020; Nonrefundable Prepaid Finance Charge; Loan Paid in Full by New Loan From Same Lender - Sec. 508. Loan Finance Charge for Supervised Loans ─ (1)...

24-4.5-3-508.5. Repealed - As added by Acts 1981, P.L.219, SEC.5. Repealed by Acts...

24-4.5-3-509. Use of Multiple Agreements - Sec. 509. Use of Multiple Agreements. — With respect to...

24-4.5-3-510. Restrictions on Interest in Land as Security - Sec. 510. Restrictions on Interest in Land as Security —...

24-4.5-3-511. Regular Schedule of Payments; Maximum Loan Term - Sec. 511. Regular Schedule of Payments; Maximum Loan Term —...

24-4.5-3-512. Carrying on Other Business - Sec. 512. Conduct of Business Other than Making Loans —...

24-4.5-3-513. Application of Other Provisions - Sec. 513. Application of Other Provisions — Except as otherwise...

24-4.5-3-514. Repealed - Formerly: Acts 1971, P.L.366, SEC.4. Repealed by P.L.14-1992, SEC.165.

24-4.5-3-515. Change in Control of Creditor; Application to Department; Timeframe for Department's Decision; Conditions for Approval; Creditor's Duty to Report Transfer of Securities; Director's Discretion to Require New License - Sec. 515. (1) As used in this section, "control" means...

24-4.5-3-601. Loans Subject to Article by Agreement of Parties - Sec. 601. Loans Subject to Article by Agreement of Parties...

24-4.5-3-602. "Consumer Related Loan"; Loan Finance Charge; Licensing and Annual Notice to Department Not Required - Sec. 602. (1) A "consumer related loan" is a loan...

24-4.5-3-603. Applicability of Other Provisions to Consumer Related Loans - Sec. 603. Applicability of Other Provisions to Consumer Related Loans...

24-4.5-3-604. Limitation on Default Charges in Consumer Related Loans - Sec. 604. Limitation on Default Charges in Consumer Related Loans...

24-4.5-3-605. Loan Finance Charge for Other Loans - Sec. 605. Loan Finance Charge for Other Loans — With...

24-4.5-3-606. Required Disclosures; Liability on Fraudulently Cashed Instruments - Sec. 606. (1) In addition to any disclosures otherwise provided...

24-4.5-3-701. Requirement to Provide Property Tax Information in Certain Transactions - Sec. 701. With respect to a consumer loan secured by...

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Indiana Code Article 4.5. Uniform Consumer Credit Code Chapter 3. Loans

Indiana Code
Article 4.5. Uniform Consumer Credit Code
Chapter 3. Loans