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24-4.5-2-101. Short Title - Sec. 101. Short Title — This Chapter shall be known...
24-4.5-2-102. Application - Sec. 102. This chapter applies to consumer credit sales, including...
24-4.5-2-103. Definitions - Sec. 103. Definitions — The following definitions apply to this...
24-4.5-2-104. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. As amended by Acts 1981,...
24-4.5-2-105. "Goods"; "Merchandise Certificate"; "Services"; "Sale of Goods"; "Sale of Services"; "Sale of an Interest in Land"; "Precomputed" - Sec. 105. Definitions: "Goods"; "Merchandise Certificate"; "Services"; "Sale of Goods";...
24-4.5-2-106. "Consumer Lease" - Sec. 106. (1) "Consumer lease" means a lease of goods:...
24-4.5-2-107. "Seller" - Sec. 107. Definition; "Seller" - Except as otherwise provided, "seller"...
24-4.5-2-108. "Revolving Charge Account" - Sec. 108. Definition: "Revolving Charge Account" — "Revolving charge account"...
24-4.5-2-109. "Credit Service Charge" - Sec. 109. "Credit service charge" means the sum of: (1)...
24-4.5-2-110. "Cash Price" - Sec. 110. Definition: "Cash Price" — Except as the department...
24-4.5-2-111. "Amount Financed" - Sec. 111. Definition: "Amount Financed" — "Amount financed" means the...
24-4.5-2-201. Credit Service Charge for Consumer Credit Sales; Sales Agreements Entered Into After June 30, 2020; Precomputed Sales Prohibited; Nonrefundable Prepaid Finance Charge Authorized; Revolving Charge Accounts; Subterfuge by Seller; Applicab... - Sec. 201. Credit Service Charge for Consumer Credit Sales —...
24-4.5-2-202. Permitted Additional Charges; Skip-a-Payment Services; Expedited Payment Services; Gap Agreements - Sec. 202. (1) In addition to the credit service charge...
24-4.5-2-203. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.122-1994, SEC.122.
24-4.5-2-203.5. Delinquency Charges - Sec. 203.5. Delinquency Charges — (1) With respect to a...
24-4.5-2-204. Deferral Charges - Sec. 204. Deferral Charges — (1) This section applies only...
24-4.5-2-205. Credit Service Charge on Refinancing - Sec. 205. Credit Service Charge on Refinancing — With respect...
24-4.5-2-206. Credit Service Charge on Consolidation - Sec. 206. Credit Service Charge on Consolidation — If a...
24-4.5-2-207. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. As amended by Acts 1981,...
24-4.5-2-208. Advances to Perform Covenants of Buyer - Sec. 208. Advances to Perform Covenants of Buyer — (1)...
24-4.5-2-209. Right to Prepay Without Penalty; Payoff Statement; Liability for Failure to Provide; Short Sales; Foreclosed Property; No Protection From Deficiency Judgment - Sec. 209. (1) Subject to the provisions on rebate upon...
24-4.5-2-210. Rebate Upon Prepayment - Sec. 210. Rebate upon Prepayment — (1) Except for subsections...
24-4.5-2-301. Disclosures Required by Consumer Credit Protection Act; Exempt Transactions - Sec. 301. (1) For purposes of this section, "consumer credit...
24-4.5-2-302. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-303. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-304. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-305. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-306. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-307. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-308. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-309. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-310. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-311. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26.
24-4.5-2-312. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.247-1983, SEC.26. (Part...
24-4.5-2-401. Scope - Sec. 401. Scope — This Part applies to consumer credit...
24-4.5-2-402. Use of Multiple Agreements - Sec. 402. Use of Multiple Agreements — A seller may...
24-4.5-2-403. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. As amended by P.L.247-1983, SEC.8;...
24-4.5-2-404. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. As amended by P.L.247-1983, SEC.9....
24-4.5-2-405. Balloon Payments - Sec. 405. (1) With respect to a consumer credit sale,...
24-4.5-2-406. Restriction on Liability in Consumer Lease - Sec. 406. The obligation of a lessee upon expiration of...
24-4.5-2-407. Security Interests - Sec. 407. (1) With respect to a consumer credit sale,...
24-4.5-2-407.5. Leasing of Live Domestic Animals Prohibited - Sec. 407.5. The leasing of live domestic animals (as defined...
24-4.5-2-408. Cross-Collateral - Sec. 408. Cross-Collateral — (1) In addition to contracting for...
24-4.5-2-409. Debt Secured by Cross-Collateral - Sec. 409. (1) If debts arising from two (2) or...
24-4.5-2-410. No Assignment of Earnings - Sec. 410. No Assignment of Earnings — A seller or...
24-4.5-2-411. Referral Sales - Sec. 411. Referral Sales — With respect to a consumer...
24-4.5-2-412. Notice of Assignment - Sec. 412. Notice of Assignment — The buyer or lessee...
24-4.5-2-413. Attorney's Fees - Sec. 413. Attorney's Fees — With respect to a consumer...
24-4.5-2-414. Limitation on Default Charges - Sec. 414. Limitation on Default Charges — Except for reasonable...
24-4.5-2-415. Authorization to Confess Judgment Prohibited - Sec. 415. Authorization to Confess Judgment Prohibited - A buyer...
24-4.5-2-416. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. As amended by P.L.152-1986, SEC.61;...
24-4.5-2-417. Creditor's Duty to Credit Payment as of Date of Receipt; Payments Not Conforming to Requirements; Creditor's Failure to Credit Payment - Sec. 417. (1) This section applies to consumer credit sales,...
24-4.5-2-501. "Home Solicitation Sale" - Sec. 501. Definition: "Home Solicitation Sale" — "Home solicitation sale"...
24-4.5-2-502. Buyer's Right to Cancel - Sec. 502. Buyer's Right to Cancel — The requirements of...
24-4.5-2-503. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.14-1992, SEC.165.
24-4.5-2-504. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.14-1992, SEC.165.
24-4.5-2-505. Repealed - Formerly: Acts 1971, P.L.366, SEC.3. Repealed by P.L.14-1992, SEC.165. (Part...
24-4.5-2-601. Sale Subject to Article by Agreement of Parties - Sec. 601. Sale Subject to Article by Agreement of Parties...
24-4.5-2-602. "Consumer Related Sale"; Credit Service Charge; Annual Notice to Department Not Required - Sec. 602. (1) A "consumer related sale" is a sale...
24-4.5-2-603. Applicability of Other Provisions to Consumer Related Sales - Sec. 603. Applicability of other Provisions to Consumer Related Sales...
24-4.5-2-604. Limitation on Default Charges in Consumer Related Sales - Sec. 604. Limitation on Default Charges in Consumer Related Sales...
24-4.5-2-605. Credit Service Charge for Other Sales - Sec. 605. Credit Service Charge for Other Sales — With...