Indiana Code
Chapter 3. Loans
24-4.5-3-606. Required Disclosures; Liability on Fraudulently Cashed Instruments

Sec. 606. (1) In addition to any disclosures otherwise provided by law, a lender soliciting loans using a negotiable check, facsimile, or other negotiable instrument that may be used by a consumer to activate a new loan shall disclose the following:
"This is a solicitation for a loan. Read the enclosed disclosures before signing this agreement."
This notice shall be printed in at least ten point type and shall appear conspicuously on the offer.
(2) If a negotiable check, a facsimile, or another instrument is stolen or incorrectly received by someone other than the intended payee and the instrument is fraudulently cashed, the consumer who was the intended payee is not liable for the loan obligation.
As added by P.L.163-1999, SEC.3.

(Part 7. Property Tax Information)

Structure Indiana Code

Title 24. Trade Regulation

Article 4.5. Uniform Consumer Credit Code

Chapter 3. Loans

24-4.5-3-0.1. Application of Certain Amendments to Chapter

24-4.5-3-101. Short Title

24-4.5-3-102. Application

24-4.5-3-103. Repealed

24-4.5-3-104. Repealed

24-4.5-3-105. "Consumer Loan"; First Lien Mortgage Transaction Not Included

24-4.5-3-106. "Loan"

24-4.5-3-107. Definitions; "Lender"; "Precomputed"; "Principal"

24-4.5-3-108. "Revolving Loan Account"

24-4.5-3-109. "Loan Finance Charge"

24-4.5-3-110. Repealed

24-4.5-3-110.5. Repealed

24-4.5-3-201. Loan Finance Charge for Consumer Loans Other Than Supervised Loans; Loan Agreements Entered Into After June 30, 2020; Precomputed Consumer Loans Prohibited; Nonrefundable Prepaid Finance Charge; Subterfuge by Lender; Applicability of Cr...

24-4.5-3-202. Permitted Additional Charges; Skip-a-Payment Services; Expedited Payment Services; Debt Cancellation Agreements; Insurance; Gap Agreements

24-4.5-3-203. Repealed

24-4.5-3-203.5. Delinquency Charges; Conversion of Precomputed Loan to Loan With Finance Charge Based on Unpaid Balances

24-4.5-3-204. Deferral Charges

24-4.5-3-205. Loan Finance Charge on Refinancing

24-4.5-3-206. Loan Finance Charge on Consolidation

24-4.5-3-207. Conversion to Revolving Loan Account

24-4.5-3-208. Advances to Perform Covenants of Debtor

24-4.5-3-209. Right to Prepay; Prepayment Penalty; Total Finance Charge; Payoff Statement; Liability for Failure to Provide; Short Sales; Foreclosed Property; No Protection From Deficiency Judgment

24-4.5-3-210. Rebate Upon Prepayment

24-4.5-3-301. Disclosures Required by Consumer Credit Protection Act; Exempt Transactions

24-4.5-3-302. Repealed

24-4.5-3-303. Repealed

24-4.5-3-304. Repealed

24-4.5-3-305. Repealed

24-4.5-3-306. Repealed

24-4.5-3-307. Repealed

24-4.5-3-308. Repealed

24-4.5-3-309. Repealed

24-4.5-3-310. Repealed

24-4.5-3-311. Repealed

24-4.5-3-401. Scope

24-4.5-3-402. Balloon Payments; Compliance With Alternative Mortgage Transaction Parity Act

24-4.5-3-403. No Assignment of Earnings

24-4.5-3-404. Attorney's Fees

24-4.5-3-405. Limitation on Default Charges

24-4.5-3-406. Notice of Assignment

24-4.5-3-407. Authorization to Confess Judgment Prohibited

24-4.5-3-408. Creditor's Duty to Credit Payment as of Date of Receipt; Payments Not Conforming to Requirements; Creditor's Failure to Credit Payment

24-4.5-3-501. Definitions; "Supervised Loan"; "Supervised Lender"

24-4.5-3-501.5. Persons Also Engaging in Activities of a Loan Broker; Examination by Department; Cooperation With Securities Division

24-4.5-3-502. Authority to Make, Take Assignment Of, or Collect Consumer Loans Other Than Mortgage Transactions; License Required; Exempt Persons; Branches; Separate License Required for Small Loans

24-4.5-3-502.1. Authority to Make, Take Assignment Of, or Collect Subordinate Lien Mortgage Transactions; License Required; Exempt Persons; Registration With Nmlsr; Licensed Mortgage Loan Originators; Applications for Licensure; Director's Authority...

24-4.5-3-502.2. Use of Nmlsr in Department's Licensing System; Reporting of Information to Nmlsr; Confidentiality; Director's Authority to Enter Agreements; Waiver of Privilege; Processing Fee; Electronic Records

24-4.5-3-503. Applications for Licenses; Issuance; Evidence of Compliance; Use of Nmlsr; Denial of Application; Right to Hearing; Fees; License Not Assignable or Transferable; Tax Warrant List

24-4.5-3-503.1. National Criminal History Background Check; Fingerprints; Payment of Fees or Costs; Use of Nmlsr

24-4.5-3-503.2. Credit Reports; Payment of Fees or Costs; Demonstrated Financial Responsibility; Considerations

24-4.5-3-503.3. Surety Bond for Creditors Engaged in Mortgage Transactions; Requirements; Amount; Termination; Liability; Notices

24-4.5-3-503.4. Use of Nmlsr in Department's Licensing System for Subordinate Lien Mortgage Transactions; Reporting of Information to Nmlsr; Confidentiality; Director's Authority to Enter Agreements; Waiver of Privilege; Processing Fee; Electronic Re...

24-4.5-3-503.5. Repealed

24-4.5-3-503.6. License Renewal; Revocation or Suspension of License Not Renewed; Reinstatement or Appeal; Correcting Amendments

24-4.5-3-504. Suspension or Revocation of License; Order to Show Cause; Order of Suspension or Revocation; Relinquishment of License; Preexisting Contracts; Emergency Order for Revocation

24-4.5-3-505. Record Keeping; Use of Unique Identifier on Forms and Documents; Use of Examination and Regulatory Software; Submitting Call Reports to Nmlsr; Composite Reports; Notice to Department of Certain Events or Changes

24-4.5-3-505.5. Automated Loan Machines

24-4.5-3-506. Repealed

24-4.5-3-507. Repealed

24-4.5-3-508. Loan Finance Charge for Supervised Loans; Precomputed Supervised Loans Prohibited After June 30, 2020; Nonrefundable Prepaid Finance Charge; Loan Paid in Full by New Loan From Same Lender

24-4.5-3-508.5. Repealed

24-4.5-3-509. Use of Multiple Agreements

24-4.5-3-510. Restrictions on Interest in Land as Security

24-4.5-3-511. Regular Schedule of Payments; Maximum Loan Term

24-4.5-3-512. Carrying on Other Business

24-4.5-3-513. Application of Other Provisions

24-4.5-3-514. Repealed

24-4.5-3-515. Change in Control of Creditor; Application to Department; Timeframe for Department's Decision; Conditions for Approval; Creditor's Duty to Report Transfer of Securities; Director's Discretion to Require New License

24-4.5-3-601. Loans Subject to Article by Agreement of Parties

24-4.5-3-602. "Consumer Related Loan"; Loan Finance Charge; Licensing and Annual Notice to Department Not Required

24-4.5-3-603. Applicability of Other Provisions to Consumer Related Loans

24-4.5-3-604. Limitation on Default Charges in Consumer Related Loans

24-4.5-3-605. Loan Finance Charge for Other Loans

24-4.5-3-606. Required Disclosures; Liability on Fraudulently Cashed Instruments

24-4.5-3-701. Requirement to Provide Property Tax Information in Certain Transactions