Sec. 105. Unless the loan is made subject to IC 24-4.5-3 by agreement (IC 24-4.5-3-601), and except with respect to:
(a) disclosure (IC 24-4.5-3-301);
(b) debtors' remedies (IC 24-4.5-5-201);
(c) providing payoff amounts (IC 24-4.5-3-209);
(d) providing property tax information (IC 24-4.5-3-701);
(e) powers and functions of the department (IC 24-4.5-6-104);
(f) the department's examination and investigatory authority (IC 24-4.5-6-106); and
(g) the department's administrative enforcement authority (IC 24-4.5-6-108);
"consumer loan" does not include a first lien mortgage transaction.
Formerly: Acts 1971, P.L.366, SEC.4. As amended by Acts 1979, P.L.238, SEC.1; Acts 1981, P.L.218, SEC.5; P.L.152-1986, SEC.63; P.L.14-1992, SEC.23; P.L.176-1996, SEC.5; P.L.23-2000, SEC.4; P.L.90-2008, SEC.7; P.L.35-2010, SEC.48; P.L.69-2018, SEC.16.
Structure Indiana Code
Article 4.5. Uniform Consumer Credit Code
24-4.5-3-0.1. Application of Certain Amendments to Chapter
24-4.5-3-105. "Consumer Loan"; First Lien Mortgage Transaction Not Included
24-4.5-3-107. Definitions; "Lender"; "Precomputed"; "Principal"
24-4.5-3-108. "Revolving Loan Account"
24-4.5-3-109. "Loan Finance Charge"
24-4.5-3-204. Deferral Charges
24-4.5-3-205. Loan Finance Charge on Refinancing
24-4.5-3-206. Loan Finance Charge on Consolidation
24-4.5-3-207. Conversion to Revolving Loan Account
24-4.5-3-208. Advances to Perform Covenants of Debtor
24-4.5-3-210. Rebate Upon Prepayment
24-4.5-3-301. Disclosures Required by Consumer Credit Protection Act; Exempt Transactions
24-4.5-3-402. Balloon Payments; Compliance With Alternative Mortgage Transaction Parity Act
24-4.5-3-403. No Assignment of Earnings
24-4.5-3-405. Limitation on Default Charges
24-4.5-3-406. Notice of Assignment
24-4.5-3-407. Authorization to Confess Judgment Prohibited
24-4.5-3-501. Definitions; "Supervised Loan"; "Supervised Lender"
24-4.5-3-505.5. Automated Loan Machines
24-4.5-3-509. Use of Multiple Agreements
24-4.5-3-510. Restrictions on Interest in Land as Security
24-4.5-3-511. Regular Schedule of Payments; Maximum Loan Term
24-4.5-3-512. Carrying on Other Business
24-4.5-3-513. Application of Other Provisions
24-4.5-3-601. Loans Subject to Article by Agreement of Parties
24-4.5-3-603. Applicability of Other Provisions to Consumer Related Loans
24-4.5-3-604. Limitation on Default Charges in Consumer Related Loans
24-4.5-3-605. Loan Finance Charge for Other Loans
24-4.5-3-606. Required Disclosures; Liability on Fraudulently Cashed Instruments
24-4.5-3-701. Requirement to Provide Property Tax Information in Certain Transactions