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Chapter 846 - Mortgages
Section 49-1. - When foreclosure a bar to further action on debt. - The foreclosure of a mortgage is a bar to any...
Section 49-2. - Inclusion of taxes and other items as part of mortgage debt. Open-end mortgage. Reverse annuity mortgage. Negative amortization. - (a)(1) Premiums of insurance, taxes and assessments paid by the...
Section 49-2a. - Interest on funds held in escrow for payment of taxes and insurance. - On and after July 1, 1993, each state bank and...
Section 49-2b. (Formerly Sec. 37-10). - Interest on escrow accounts; regulations of Banking Commissioner. - The Banking Commissioner shall adopt such regulations, in accordance with...
Section 49-2c. - Exceptions. - (a) In no event shall interest be required to be...
Section 49-3. - Mortgage securing future advancements. - (a) Any mortgage to secure future advancements of money for...
Section 49-4. - Mortgages by U.S. government and certain credit associations and banks to secure future advancements. - Any mortgage upon real property to secure future advancements of...
Section 49-4a. - Open-end mortgages, United States or its instrumentalities and certain banks authorized to hold. - (a) As used in this section, the term “mortgagee”, means...
Section 49-4b. - Open-end mortgage as security for guaranty of an open-end loan. Mortgage deed requirements. Description of loan and secondary liability. - (a) If an open-end mortgage meets the requirements of this...
Section 49-4c. - Mortgage as security for obligations under an electricity purchase agreement. - Any mortgage entered into subsequent to July 1, 1986, between...
Section 49-5. - Mortgages on property of public service companies. - (a) Any corporation doing a light, heat, gas, power, water,...
Section 49-5a. - Master mortgage recording. - (a) Any instrument containing a form or forms of covenants,...
Section 49-5b. - Required information in a mortgage contingency clause. - Any mortgage contingency clause included in a bond for deed...
Section 49-6. - Trust mortgages. - Section 49-6 is repealed. (1949 Rev., S. 7104; P.A. 77-614,...
Section 49-6a. - Definitions. Interim financing policy disclosure required. - (a) For the purposes of this section: (1) “Creditor” means...
Section 49-6b. - Definitions. - For the purposes of this section and sections 49-6c and...
Section 49-6c. - Notice of late fee required. Exception. - A creditor shall mail to a consumer debtor a written...
Section 49-6d. - Legal representation. - (a) Each creditor shall notify a consumer debtor in writing...
Section 49-7. - Agreements concerning expenses and attorneys' fees. - Any agreement contained in a bill, note, trade acceptance or...
Section 49-7a. - Lenders prohibited from requiring multiple original notes. - No lender shall require a borrower, as a condition of...
Section 49-7f. - Mortgage brokers and lenders prohibited from referring buyers of real property to a real estate broker, salesperson or attorney for a fee or commission. Suspension or revocation of licenses. - (a) No mortgage broker or lender, as defined in subdivision...
Section 49-8. - Release of satisfied or partially satisfied mortgage or ineffective attachment, lis pendens or lien. Damages. - (a) The mortgagee or a person authorized by law to...
Section 49-8a. - Release of mortgage. Affidavit. Recording of affidavit with town clerk. Penalty for recording false information. - (a) For the purposes of this section and section 49-10a:...
Section 49-9. - Release of mortgage, mechanic's lien or power of attorney. Form of instrument. Index. Operation of executed release. - (a) A mortgage of real or personal property, a mechanic's...
Section 49-9a. - Validation of release of mortgage. Affidavit. - (a) Notwithstanding the provisions of this chapter, a release of...
Section 49-10. - Assignment of mortgage debt. Form of instrument. Requirements. Sufficient notice of assignment. Allocation of recording fees paid by a nominee of a mortgagee. Operation of executed assignment. - (a) As used in this section, “mortgage debt” means a...
Section 49-10a. - Request for payoff statement or reinstatement payment statement. - (a) A mortgagee shall, upon written request of the mortgagor...
Section 49-10b. - Residential real estate transaction involving payoff of mortgage loan. Disclosure statement prepared and sent to mortgage holder by notification agent. Form. - (a) For the purposes of this section: (1) “Date of...
Section 49-11. - Release of mortgage by executor, administrator, spouse, next of kin, guardian, conservator or other suitable person. - The executor of the will or administrator of the estate...
Section 49-12. - Release of mortgage by foreign executor, administrator, trustee, conservator or guardian. - The executor of the will or the administrator or trustee...
Section 49-13. - Petition for discharge of mortgage or ineffective attachment, lis pendens or lien. - (a) When the record title to real property is encumbered...
Section 49-13a. - Undischarged mortgage invalid as further lien. Time periods. Tolling of time period by recording notice. - (a) When record title to real property remains encumbered by...
Section 49-14. - Deficiency judgment. - (a) At any time within thirty days after the time...
Section 49-15. - Opening of judgments of strict foreclosure. - (a)(1) Any judgment foreclosing the title to real estate by...
Section 49-16. - Foreclosure certificate. Penalty. - When any mortgage of real estate has been foreclosed, and...
Section 49-17. - Foreclosure by owner of debt without legal title. - When any mortgage is foreclosed by the person entitled to...
Section 49-17a. - Collection of rental payments without legal title. - Any previous mortgagor of real property against whom a final...
Section 49-18. - Foreclosure by executor, administrator or trustee. - When any executor, administrator or trustee obtains a decree of...
Section 49-19. - Title to vest in encumbrancer paying debt and costs. - In actions of foreclosure, when a judgment of strict foreclosure...
Section 49-20. - Redemption by holder of encumbrance on part of property foreclosed. - When a strict foreclosure judgment contains a provision that title...
Section 49-21. - Defendant to receive and file certificate of satisfaction or certificates of judgment of strict foreclosure or foreclosure by sale. - When, in any action of foreclosure, any defendant has paid...
Section 49-22. - Execution of ejectment on foreclosure judgment. Disposition of property. - (a) In any action brought for the foreclosure of a...
Section 49-22a. - Execution of ejectment on foreclosure judgment on mortgage guaranteed by Administrator of Veterans' Affairs. - In any action brought for the foreclosure of a mortgage...
Section 49-23. - Ejectment by mortgagee barred by tender of debt and costs. - In any action brought by a mortgagee of real estate,...
Section 49-24. - Court may foreclose lien or mortgage on land by sale or market sale. - All liens and mortgages affecting real property may, on the...
Section 49-24a. - Definitions. - For purposes of a foreclosure by market sale in accordance...
Section 49-24b. - Agreement to pursue foreclosure by market sale. - A mortgagor and a mortgagee may agree, by mutual consent,...
Section 49-24c. - Appraisal of property in foreclosure by market sale. - If a mortgagee and mortgagor both elect, pursuant to section...
Section 49-24d. - Listing agreement in foreclosure by market sale. - As soon as practicable after receiving a report of a...
Section 49-24e. - Contract for sale of property in foreclosure by market sale. - (a) If a mortgagor executes a listing agreement that is...
Section 49-24f. - Judgment of foreclosure by market sale. - A mortgagee may file a motion for judgment of foreclosure...
Section 49-24g. - Right-of-first-refusal law days. - When the court renders a judgment of market sale pursuant...
Section 49-25. - Appraisal of property. - When the court in any such proceeding is of the...
Section 49-26. - Conveyance; title of purchaser. - When a sale has been made pursuant to a judgment...
Section 49-27. - Disposal of proceeds of sale. - The proceeds of each such sale shall be brought into...
Section 49-28. - When proceeds of sale will not pay in full. - If the proceeds of the sale are not sufficient to...
Section 49-29. - Expenses of sale and costs. - The court shall order the judgment and costs of the...
Section 49-30. - Omission of parties in foreclosure actions. - When a mortgage or lien on real estate has been...
Section 49-30p. - Underwater mortgage: Definitions. - For purposes of this section and sections 49-30q to 49-30w,...
Section 49-30q. - Modification of underwater mortgage. - Notwithstanding any provision of the general statutes, any underwater mortgage...
Section 49-30r. - Conveyance of property encumbered by underwater mortgage in satisfaction of mortgagor's obligation. Transfer agreement. - A mortgagor of an underwater mortgage may elect to convey...
Section 49-30s. - Transfer agreement to convey property subject to underwater mortgage. - A mortgagor of an underwater mortgage may enter into a...
Section 49-30t. - Judgment of loss mitigation following agreement under section 49-30q or 49-30r. - A mortgagee may file a motion for judgment of loss...
Section 49-30u. - Judgment of loss mitigation following agreement under section 49-30s. - A mortgagee may file a motion for judgment of loss...
Section 49-30v. - Nonentry of judgment of loss mitigation. - If the court does not enter a judgment of loss...
Section 49-30w. - Junior lien on property encumbered by underwater mortgage. - Nothing in sections 49-30q to 49-30u, inclusive, shall be construed...
Section 49-31. - Actions against the state. - In any action to foreclose a mortgage or lien on...
Section 49-31a. - Subordination clauses. - Section 49-31a is repealed. (P.A. 76-357, S. 1, 3; P.A....
Section 49-31b. - Information in deed sufficient notice as to nature and amount of obligation. Deed for variable rate mortgage loan. - (a) A mortgage deed given to secure payment of a...
Section 49-31c. - When subordination not subject to statute of frauds and automatically effective. - A subordination agreement which provides that a mortgage, lease or...
Section 49-31d. - Definitions. - For the purposes of sections 49-31d to 49-31i, inclusive: (1)...
Section 49-31e. - Application for protection from foreclosure. - In an action by a lender for the foreclosure of...
Section 49-31f. - Application for protection from foreclosure action. Qualifications. Court determination of eligibility. Stay of foreclosure action. - (a) Subject to the provisions of subsection (b) of this...
Section 49-31g. - Restructuring of mortgage debt by court. - (a) If it determines that a homeowner who is an...
Section 49-31h. - Partial payment by homeowner mandated by court as condition for granting of restructuring order. - (a) As a condition to the granting of a restructuring...
Section 49-31i. - Determination of restructured mortgage debt. Limitations on amount of mortgage debt following restructuring. Computation of new mortgage debt. - (a) In determining the restructured mortgage debt, the court shall...
Section 49-31j. - Regulations. - The Banking Commissioner shall adopt such regulations, in accordance with...
Section 49-31k. - Definitions. - As used in this section and sections 49-31l to 49-31o,...
Section 49-31l. - Foreclosure mediation: Notice of foreclosure mediation program. Forms. Procedure. Stay of litigation. - (a) Prior to July 1, 2029, when a mortgagee commences...
Section 49-31m. - Ezequiel Santiago Foreclosure Mediation Program. - The Chief Court Administrator shall establish in each judicial district...
Section 49-31n. - Mediation period. Information required. Termination of program. - (a) For any action for the foreclosure of a mortgage...
Section 49-31o. - Consent of mortgagee required for changes. Disclosure of information submitted to mediator. - (a) Nothing in sections 49-31k to 49-31n, inclusive, shall require...
Section 49-31p. - Successor in interest in foreclosed property secured by federally-related mortgage loan. Assumption of interest limited. Definitions. - (a) In the case of any foreclosure on a federally-related...
Section 49-31q. - Successor in interest in foreclosed property. Termination of tenant lease and assumption of interest subject to tenant lease. - (a) In the case of an owner who is an...
Section 49-31r. - Foreclosure mediation: Notice of community-based resources. - (a) A mortgagee, as defined in section 49-8a, shall include...
Section 49-31s. - Simultaneous filing of motions for judgment of foreclosure and for default for failure to appear permitted for vacant, abandoned and unoccupied real property. - (a) In a foreclosure action, the mortgagee may, notwithstanding any...
Section 49-31t and 49-31u. - Eligibility for foreclosure mediation program after consent to foreclosure by market sale. Foreclosure mediation program: Certificate of good standing. - Sections 49-31t and 49-31u are repealed, effective October 1, 2016....
Section 49-31v. - Foreclosure mediation program: Funding. - The Ezequiel Santiago Foreclosure Mediation Program established pursuant to section...
Chapter 847 - Liens
Section 49-32. - Liens in favor of the United States. - Section 49-32 is repealed. (1949 Rev., S. 7213; 1959, P.A....
Section 49-32a. - Federal liens. - (a)(1) Notices of liens upon real property for taxes payable...
Section 49-33. - Mechanic's lien. Precedence. Rights of subcontractors. - (a) If any person has a claim for more than...
Section 49-34. - Certificate of lien to be recorded and notice given to owner. - A mechanic's lien is not valid unless the person performing...
Section 49-35. - Notice of intent. Liens of subcontractors and materialmen. - (a) No person other than the original contractor for the...
Section 49-35a. - Application for reduction or discharge. Forms. Hearing. Entry fee. - (a) Whenever one or more mechanics' liens are placed upon...
Section 49-35b. - Burden of proof at hearing. Authority of court. - (a) Upon the hearing held on the application or motion...
Section 49-35c. - Appeal. - (a) Any order entered as provided in subsection (b) of...
Section 49-35d. - Validation of lien recorded prior to April 22, 1975. - (a) Any person who prior to April 22, 1975, placed...
Section 49-36. - Liens limited; apportionment; payments to original contractor. - (a) No mechanic's lien may attach to any building or...
Section 49-37. - Dissolution of mechanic's lien by substitution of bond. Joinder of actions on claim and bond. - (a) Whenever any mechanic's lien has been placed upon any...
Section 49-37a. - Lien validated when bond substituted prior to April 22, 1975. - Whenever prior to April 22, 1975, a bond has been...
Section 49-38. - Lien on railroad for services or materials in construction. - If any person has a claim for materials furnished or...
Section 49-39. - Time limitation of mechanic's lien. Action to foreclose privileged. - A mechanic's lien shall not continue in force for a...
Section 49-40. - Record of discharge of mechanic's and judgment liens. - Section 49-40 is repealed. (1949 Rev., S. 7224; 1949, 1953,...
Section 49-40a. - Mechanic's liens expired by limitation of time. - Any mechanic's lien which has expired because of failure to...
Section 49-41. - Public buildings and public works. Bonds for protection of employees and materialmen. Performance bonds. Limits on use of owner-controlled insurance programs. Certain surety contract provisions. - (a) Each contract exceeding one hundred thousand dollars in amount...
Section 49-41a. - Enforcement of payment by general contractor to subcontractor and by subcontractor to its subcontractors. - (a) When any public work is awarded by a contract...
Section 49-41b. - Release of payments on construction projects. - When any public work is awarded by a contract for...
Section 49-41c. - State contractor to make payment to subcontractor within thirty days. - Any person contracting with the state shall make payment to...
Section 49-42. - Enforcement of right to payment on bond. Suit on bond, procedure and judgment. - (a)(1) Any person who performed work or supplied materials for...
Section 49-43. - Certified copies of bonds and contracts for public works. - Each agency of the state or of any subdivision thereof,...
Section 49-44 to 49-46. - Recording of judgment lien; when it holds from attachment. Lien only on land liable to execution at date of judgment. Owner of judgment may file lien; foreclosure, limitation of time, notice of lis pendens. - Sections 49-44 to 49-46, inclusive, are repealed. (1949 Rev., S....
Section 49-47a. - Form of mechanic's lien foreclosure certificates. - Certificates of foreclosure of mechanic's liens shall be, as far...
Section 49-49. - When insolvency proceedings set aside lien. - Section 49-49 is repealed. (1949 Rev., S. 7230; P.A. 83-581,...
Section 49-51. - Discharge of invalid lien. - (a) Any person having an interest in any real or...
Section 49-52. - Pendency of action to foreclose lien on personalty not to be notice. - The pendency of an action for the foreclosure of any...
Section 49-53. - Duty of officer serving process in such action. Record by town clerk. - (a) The officer serving the process and complaint in an...
Section 49-55. - Vessel lien in connection with building, repairing, mooring, dockage or storage. - Each vessel, not documented according to the maritime or admiralty...
Section 49-55a. - Notice of vessel lien. Substitution of bond. Sale of vessel and satisfaction of lien. - (a) Upon the possession of the vessel by a lienor,...
Section 49-55b. - Form of notice of vessel lien. - A notice of vessel lien shall contain the following information:...
Section 49-55c. - Dissolution of lien. Action by person claiming lien. - (a) The application to dissolve a vessel lien may be...
Section 49-55d. - Obtaining of lien without possession of vessel. Writ of attachment. Judicial sale. - (a) If the lienor does not have possession of the...
Section 49-56. - Notice of vessel lien to be filed with Secretary of the State. Duration of lien. Discharge. - (a) A vessel lien is not valid, unless the lienor...
Section 49-56a. - Termination or removal of notice of lien. - Each person who has lodged for record a notice of...
Section 49-57. - Form of certificate of lien on vessel. - Section 49-57 is repealed. (1949 Rev., S. 7236; 1969, P.A....
Section 49-58. - Lien not to exceed contract price. - A vessel or its appurtenances shall not be subject to...
Section 49-59. - Discharge of liens. Penalty for failure to discharge. - Each person who has lodged for record a certificate claiming...
Section 49-60. - Jewelers' liens. Television and radio service dealers' liens. - (a) Each jeweler, watchmaker, silversmith or television and radio service...
Section 49-61. - Release of lien on substitution of bond. Lien on motor vehicle or special mobile equipment; notice of intent to sell to commissioner or bailor. Sale. - (a) The owner of any personal property which is held...
Section 49-62. - Form of application. - The application described in section 49-61 may be in the...
Section 49-63. - Notice of application. Hearing. - No such lien may be dissolved until reasonable notice of...
Section 49-64. - Form of bond. - Such bond shall be taken to the lienor, and shall...
Section 49-65. - Dissolution of lien to be recorded. - The authority dissolving the lien shall certify such dissolution upon...
Section 49-66. - Pleadings may be amended. - In any case in which a bond is substituted for...
Section 49-67. - Limitation of action on bond. - Any bond substituted for a lien under the provisions of...
Section 49-68. - Liens of boardinghouse keepers. - When a special agreement has been made between the keeper...
Section 49-69. - Liens of hotel keepers. - Whenever the keeper of any hotel or inn receives into...
Section 49-70. - Lien on animals for their keep. Transfer of abandoned animals. - (a) When a special agreement has been made between the...
Section 49-71. - Lien of manufacturers on materials. - Any person, firm or corporation engaged in the business of...
Section 49-72. - Liens for rates or charges owed to private water company. - Any private water company which is owed rates or charges...
Section 49-73. - Liens on accident and liability policies in favor of hospitals and ambulance services. Service of process on insurer and defendant. - (a) Any hospital which is exempt from taxation under the...
Section 49-73a. - Liens on proceeds of fire insurance for outstanding municipal taxes. - The interest of each person in the proceeds of any...
Section 49-73b. - Municipalities authorized to recover expenses. Liens on real estate and fire insurance proceeds. - (a) Any municipality that has incurred expenses for the inspection,...
Section 49-73c. - Certificate of lien to constitute constructive notice. - Each certificate of lien filed pursuant to the provisions of...
Section 49-73d. - Insurance company to notify town clerk of demand in writing of a statement of liens. - (a) Prior to the payment of any insurance proceeds for...
Section 49-73e. - Precedence and priority of liens. - The liens filed pursuant to sections 49-73a and 49-73b shall...
Section 49-73f. - Municipal ordinance providing for release or return of insurance proceeds. - Any municipality may adopt an ordinance providing for the release...
Section 49-73g. - Insurance company not to be held liable for payments to municipality. - An insurance company shall not be liable to any insured...
Section 49-73h. - Applicability of lien provisions. - Sections 12-172 and 49-73a to 49-73i, inclusive, shall apply to...
Section 49-73i. - Provisions re liens on insurance proceeds not to be deemed to affect other liens on real estate. - The provisions of sections 12-172 and 49-73a to 49-73i, inclusive,...
Section 49-74. - Liens for cleaning, storage and other charges. - Each person, firm, association and corporation engaged in the business...
Section 49-75. - Sale of property subject to lien for other than storage charges. - If the amount due for such cleaning, laundering, repairing, dyeing...
Section 49-76. - Sale of property subject to lien for storage charges. - If the debit arising from storing clothing, household goods, wearing...
Section 49-77 to 49-85. - Liens of factors on merchandise, generally. - Sections 49-77 to 49-85, inclusive, are repealed. (1949 Rev., S....
Section 49-86. - Bond in lieu of attachment. Notice of lien. - Whenever a bond has been accepted in lieu of an...
Section 49-87. - Certificate of dissolution of bond, filing. - Upon dissolution of the surety bond, the surety may file...
Section 49-88. - Duration of lien on real estate. Discharge upon expiration. - A lien on real estate arising under the provisions of...
Section 49-89. - When judgment lien to date back to notice. - If a judgment lien is placed upon real estate described...
Section 49-90. - Certificate of court clerk upon happening of certain events or lien becoming ineffective. - If any lien arising under the provisions of section 49-86...
Section 49-91. - Certificate of plaintiff removing lien upon happening of certain events or lien becoming ineffective. - In any proceeding wherein a lien has been filed pursuant...
Section 49-92. - Other lien rights not affected. Compliance with other statutes. - Section 49-92 is repealed. (1949 Rev., S. 7264; 1959, P.A....
Section 49-92a. - Purchaser's lien. Precedence. Foreclosure. Recording of notice. - (a) A purchaser's lien is created for the amount of...
Section 49-92b. - Dissolution on substitution of bond. Joinder of actions on claim and bond. - (a) Whenever any purchaser's lien has been placed upon any...
Section 49-92c. - Limitation of lien. - No purchaser's lien shall continue in force for a longer...
Section 49-92d. - Record of discharge. - The town clerk of the town in which the purchaser's...
Section 49-92e. - Action to claim discharge. - Any person having an interest in any real estate described...
Section 49-92f. - Certificate of removal of lien. - Each person who has lodged for record a contract of...
Section 49-92g. - Aircraft liens. - Any person who stores, cares for, maintains, repairs, or furnishes...
Section 49-92h. - Notice of aircraft lien. Substitution of bond. Sale of aircraft and satisfaction of lien. - (a) Upon the possession of the aircraft by a lienor,...
Section 49-92i. - Form of notice of aircraft lien. - A notice of the aircraft lien shall contain the following...
Section 49-92j. - Dissolution of aircraft lien. Action by person claiming lien. - (a) The application to dissolve an aircraft lien may be...
Section 49-92k. - Discharge of aircraft lien. Penalty for failure to discharge. - Each person who has lodged for record a notice of...
Section 49-92o. - Assignment of liens by regional sewer authorities for unpaid sewer assessments or connection or use charges. Powers and rights of assignee. Contract to memorialize assignment required. Notice of assignment. Notice prior to commencin... - (a) Any regional sewer authority established under an act of...
Section 49-92p. - Assignment of liens by regional water authorities for unpaid water assessments or connection and use charges. Powers and rights of assignee. Contract to memorialize assignment required. Notice of assignment. Notice prior to commenci... - (a) Any regional water authority established under an act of...
Section 49-92s. - Provision of payoff statement by judgment lienholder. Imposition of fee or charge for first payoff statement, when allowed. - (a) A judgment lienholder or an attorney who has filed...
Chapter 848 - Chattel Mortgages (Repealed)
Section 49-93 to 49-115. - Chattel mortgages. - Sections 49-93 to 49-115, inclusive, are repealed. (1949 Rev., S....