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Section 36a-699. (Formerly Sec. 36-435). - Penalty. - Any person who wilfully violates any provision of sections 36a-695...
Section 36a-699a. - Written summary of consumer's rights. - Each written summary of a consumer's rights under state and...
Section 36a-699b. - Dispute by consumer re completeness or accuracy of information. - (a) If the completeness or accuracy of any item of...
Section 36a-699c. - Procedures by credit rating agency to assure accuracy. - Each credit rating agency shall maintain reasonable procedures to assure...
Section 36a-699d. - Credit report for use in credit transaction not initiated by consumer. - (a) A credit rating agency shall not provide a credit...
Section 36a-699e. - Existing consent judgment or settlement with Attorney General. - Nothing in sections 36a-696 or 36a-699a to 36a-699d, inclusive, shall...
Section 36a-699f. - Blocking of information appearing on credit report as result of identity theft. - (a) A consumer, as defined in section 36a-695, who believes...
Section 36a-700. (Formerly Sec. 36-435l). - Credit clinics. Definitions. Contracts. Prohibited acts. Penalties. - (a) As used in this section, “credit clinic” means any...
Section 36a-701. - Security freeze on credit report: Definitions. - As used in this section and section 36a-701a: (1) “Consumer”...
Section 36a-701a. - Security freeze on credit report. Timing. Disclosure of report to third party during freeze. Procedures for freeze. Refusal by credit rating agency to implement freeze. Exceptions. Prohibition on fees. - (a) Any consumer may submit a written request, by certified...
Section 36a-701b. - Breach of security re computerized data containing personal information. Notice of breach. Provision of identity theft prevention services and identity theft mitigation services. Delay for criminal investigation. Means of notice.... - (a) For purposes of this section, (1) “breach of security”...
Section 36a-701c. - Regulations. - The Banking Commissioner shall adopt regulations in accordance with chapter...
Section 36a-705. (Formerly Sec. 36-442). - Definitions. - As used in this section and sections 36a-706, 36a-707 and...
Section 36a-706. (Formerly Sec. 36-442a). - Mortgage rate lock-in. - (a) Duration. (1) No mortgage lender shall commit to a...
Section 36a-707. (Formerly Sec. 36-442b). - Applicant's remedies. - (a) Any mortgage lender who violates any provision of sections...
Section 36a-708. - Prohibited acts by mortgage brokers. - No mortgage broker shall collect a rate lock-in fee, except...
Section 36a-715. (Formerly Sec. 36-442m). - Definitions. - As used in sections 36a-715 to 36a-719l, inclusive, unless the...
Section 36a-716. (Formerly Sec. 36-442n). - Escrow accounts. - (a) Any mortgage servicer who receives funds from a mortgagor...
Section 36a-717. (Formerly Sec. 36-442o). - Penalties. - Any mortgage servicer who violates any provision of section 36a-716...
Section 36a-718. (Formerly Sec. 36-442p). - Licenses required. Exemptions. - (a) On and after January 1, 2015, no person shall...
Section 36a-719. - Mortgage servicer license. Issuance. Application. Criminal history records checks. Renewal standards. Automatic suspension of license. Abandonment of application. Schedule and report. Unique identifier of license. Advertising of li... - (a) The commissioner shall issue a mortgage servicer license to...
Section 36a-719a. - License not assignable or transferable. Change in any control persons. Surrender of license. Change of name or address. Required filings on system or notification of commissioner. Automatic suspension of license. - (a) A mortgage servicer license shall not be transferable or...
Section 36a-719b. - Expiration of license. Application for renewal. Fees. - (a) Each mortgage servicer license shall expire at the close...
Section 36a-719c. - Surety bond, fidelity bond and errors and omissions coverage. Cancellation. Automatic suspension of license. Notices. - (a) Each mortgage servicer applicant or licensee and any person...
Section 36a-719d. - Records to be maintained by licensee. - (a) Each mortgage servicer licensee and person exempt from licensure...
Section 36a-719e. - Disclosure of notice and schedule of ranges and categories of costs and fees. - Upon assignment of servicing rights on a residential mortgage loan,...
Section 36a-719f. - Compliance with federal laws and regulations. - A mortgage servicer shall comply with all applicable federal laws...
Section 36a-719g. - Fee schedule. Imposition of late fee or delinquency charge. - (a) A mortgage servicer shall maintain and keep current a...
Section 36a-719h. - Prohibited acts. Duty to establish, enforce and maintain policies and procedures for compliance. - (a) No mortgage servicer shall, directly or indirectly: (1) Employ...
Section 36a-719i. - Authority of commissioner re investigations and examinations. Prohibited acts by subjects of investigation or examination. - Section 36a-719i is repealed, effective October 1, 2018. (P.A. 14-89,...
Section 36a-719j. - Suspension, revocation or refusal to renew license or taking of other action. Removal from office and from employment or retention. Temporary order to cease business. - (a) The commissioner may suspend, revoke or refuse to renew...
Section 36a-719k. - Regulations. - The Banking Commissioner may adopt such regulations, in accordance with...
Section 36a-719l. - Exemptions. - The provisions of sections 36a-718 to 36a-719h, inclusive, shall not...
Section 36a-720. - Capital and liquidity requirements of covered institutions. Policies and procedures. Board of directors. External audit. Risk management program. Commissioner's authority re investigation, inquiry or examinations. - (a) For purposes of this section: (1) “Covered institution” means...
Section 36a-725. (Formerly Sec. 36-442aa). - Definitions. - As used in this section and section 36a-726, unless the...
Section 36a-726. (Formerly Sec. 36-442bb). - Disclosure required. - (a) Any mortgage lender who requires a borrower to pay...
Section 36a-735. (Formerly Sec. 36-443). - Short title: Home Mortgage Disclosure Act. - Sections 36a-735 to 36a-744, inclusive, shall be known and may...
Section 36a-736. (Formerly Sec. 36-444). - Definitions. - As used in sections 36a-735 to 36a-744, inclusive, unless the...
Section 36a-737. (Formerly Sec. 36-445). - Discrimination in making of home purchase, home improvement and mortgage loans. Applications submitted by members of reserves or National Guard. - (a) No financial institution and no federal bank or federal...
Section 36a-738. (Formerly Sec. 36-446). - Disclosure requirements for financial institutions. - A financial institution shall comply with all applicable provisions of...
Section 36a-739. (Formerly Sec. 36-448). - Reports by financial institutions. Filing requirements. - A financial institution which is required to provide the commissioner...
Section 36a-740. (Formerly Sec. 36-449). - Violations by financial institutions. Rights of loan applicant. - Any applicant who has been discriminated against as a result...
Section 36a-741. (Formerly Sec. 36-451). - Cease and desist order. Enforcement action. - (a) If the commissioner finds that a financial institution is...
Section 36a-742. (Formerly Sec. 36-452). - Protection of confidentiality of an individual's financial status. - To insure and protect the confidential nature of an individual's...
Section 36a-743. (Formerly Sec. 36-454). - Commissioner to analyze home financing. - The commissioner shall analyze the practices and actions of the...
Section 36a-744. (Formerly Sec. 36-455). - Regulations. - The commissioner may adopt, in accordance with the provisions of...
Section 36a-746. - Short title: Connecticut Abusive Home Loan Lending Practices Act. - Sections 36a-746 to 36a-746g, inclusive, shall be known and may...
Section 36a-746a. - Definitions. - As used in this section and sections 36a-746b to 36a-746g,...
Section 36a-746b. - Disclosures. - A lender making a high cost home loan shall disclose...
Section 36a-746c. - Prohibited provisions in loan agreement. - A high cost home loan shall not provide for or...
Section 36a-746d. - Report of payment history. - Any lender who makes a high cost home loan shall...
Section 36a-746e. - Prohibited acts by lender. - In the making of a high cost home loan no...
Section 36a-746f. - Purchase of insurance by buyer. - Section 36a-746f is repealed, effective July 1, 2008. (P.A. 01-34,...
Section 36a-746g. - Refund or credit of charges. - The lender and any assignee of the lender shall have...
Section 36a-755. (Formerly Sec. 36-9h). - Mortgage appraisal practices. Definitions. Regulations. - (a) As used in this section: (1) “Applicant” means a...
Section 36a-756. (Formerly Sec. 36-9t). - Title insurance as condition of mortgage on residential real estate prohibited. - No bank or out-of-state bank shall, in connection with any...
Section 36a-757. (Formerly Sec. 36-9u). - Mortgage insurance requirements limited. - No mortgage lender shall, in connection with any application for...
Section 36a-758. (Formerly Sec. 36-9y). - Payment of loan proceeds by certified, bank treasurer's or cashier's check or by wire transfer. - Any person who makes any first mortgage loan, as defined...
Section 36a-758a. - Payment of first or secondary mortgage loan proceeds by wire transfer. Time limits. Penalties. - Section 36a-758a is repealed, effective October 1, 2007. (P.A. 02-112,...
Section 36a-759. (Formerly Sec. 36-4). - Minority of veterans, spouses and widows for purposes of the Servicemen's Readjustment Act. - The disability of minority of any person otherwise eligible for...
Section 36a-759a. - Compliance with John Warner National Defense Authorization Act for Fiscal Year 2007. Limit on interest rate charged on consumer credit to members of armed services. - Each financial institution shall comply with the applicable provisions of...
Section 36a-760. - Nonprime home loans: Definitions; applicability. - (a) As used in this section and sections 36a-760a to...
Section 36a-760a. - Duties of lenders and mortgage brokers relating to nonprime home loans. - (a) A lender shall not engage in conduct in any...
Section 36a-760b. - Analysis of obligor's ability to pay. - (a) No lender shall make a nonprime home loan unless...
Section 36a-760c. - Prohibition against making nonprime home loan when proceeds used to pay off special mortgage. - (a) No lender shall make a nonprime home loan where...
Section 36a-760d. - Requirements for making nonprime home loans. - A lender shall not make a nonprime home loan unless:...
Section 36a-760e. - Restrictions on provisions in nonprime home loans. - (a) A lender shall not offer a nonprime home loan...
Section 36a-760f. - Prohibition against dividing or structuring loan to avoid application of nonprime home loan statutory provisions. - No lender or mortgage broker shall attempt in bad faith...
Section 36a-760g. - Restrictions on making and financing under nonprime home loans. Curing of defaults. - (a) As used in this section and section 36a-760h, the...
Section 36a-760h. - Additional duties of mortgage brokers. - A mortgage broker, in addition to duties imposed by federal...
Section 36a-760i. - Court action based on lender's failure to comply with statutory requirements. - (a) A borrower who has been injured by a violation...
Section 36a-760j. - Prohibition against influencing real estate appraisals. - No person shall influence real estate appraisals of residential property....
Section 36a-770. (Formerly Sec. 42-83). - Applicability of Uniform Commercial Code. Filing and recording. Definitions. - (a) The Uniform Commercial Code. A transaction subject to sections...
Section 36a-771. (Formerly Sec. 42-84). - General contract requirements. - (a) Every retail installment contract shall be in writing, shall...
Section 36a-772. (Formerly Sec. 42-85). - Maximum finance charge on retail sales of motor vehicles and other goods. - (a) A retail seller of motor vehicles may charge, contract...
Section 36a-773. (Formerly Sec. 42-86). - Insurance. - Every retail seller or sales finance company, if insurance is...
Section 36a-774. (Formerly Sec. 42-87). - Installment loan contract requirements. - Every installment loan contract shall be in writing executed by...
Section 36a-775. (Formerly Sec. 42-88). - Confession of judgment provision invalid. - No provision for confession of judgment or power of attorney...
Section 36a-776. (Formerly Sec. 42-89). - Inclusion of other goods in contract void. - Any provision of a retail installment contract as originally written...
Section 36a-777. (Formerly Sec. 42-90). - Acknowledgment of receipt of notice and statement. - An acknowledgment by the retail buyer of the delivery of...
Section 36a-778. (Formerly Sec. 42-91). - Delinquency and collection charges. - The holder of any retail installment contract or any installment...
Section 36a-779. (Formerly Sec. 42-92). - Assignment of contract. - Any sales finance company may purchase or acquire from the...
Section 36a-780. (Formerly Sec. 42-93). - Payments after assignment. - Unless notice has been given to the retail buyer of...
Section 36a-781. (Formerly Sec. 42-94). - Statement of payments made. Receipts. - Upon written request from the retail buyer, the holder of...
Section 36a-782. (Formerly Sec. 42-95). - Cancellation of contract on payment in full. - Upon payment in full of the balance and other amounts...
Section 36a-783. (Formerly Sec. 42-96). - Rebate and refund upon prepayment of contract. - (a) Notwithstanding the provisions of any retail installment contract to...
Section 36a-784. (Formerly Sec. 42-97). - Renewals and extensions. - Whenever any sales finance company or retail seller renews or...
Section 36a-785. (Formerly Sec. 42-98). - Foreclosure. - (a) Repossession. When the retail buyer is in default in...
Section 36a-786. (Formerly Sec. 42-99). - Recovery of charges barred by wilful violations. - A wilful violation of any provision of sections 36a-770 to...
Section 36a-787. (Formerly Sec. 42-100). - Penalty. - Any person and any responsible officer, partner or employee of...
Section 36a-788. (Formerly Sec. 42-100a). - Enforcement action. - Whenever it appears to the commissioner that any person has...
Section 36a-800. (Formerly Sec. 42-127). - Consumer collection agency. Definitions. - As used in this section and sections 36a-801 to 36a-814,...
Section 36a-801. (Formerly Sec. 42-127a). - License required. Application, issuance, renewal. Authority to conduct criminal history records check. Examination of records. Abandonment of application. Surrender of license. Required system filing or not... - (a) No person shall act within this state as a...
Section 36a-801a. - Persons engaged in business of collecting child support. - For the purposes of this part, any person who is...
Section 36a-801b. - Collection of child support. Written agreement. - No consumer collection agency may collect child support payments unless...
Section 36a-802. (Formerly Sec. 42-128a). - Surety bond required. Authority of commissioner to proceed on bond. Cancellation of bond; notice. Automatic suspension of license; notice. Opportunity for hearing. - (a) No such license and no renewal thereof shall be...
Section 36a-803. (Formerly Sec. 42-129). - Conviction of certain crimes disqualification to engage in consumer collection business. - Section 36a-803 is repealed, effective October 1, 2002. (1953, S....
Section 36a-804. (Formerly Sec. 42-129a). - Suspension, revocation or refusal to renew license or taking other action. Removal from office and from employement or retention. Temporary order to cease business. - (a) The commissioner may suspend, revoke or refuse to renew...
Section 36a-805. (Formerly Sec. 42-131). - Prohibited practices. Exception. - (a) No consumer collection agency or control person shall: (1)...
Section 36a-806. (Formerly Sec. 42-131a). - Prohibited practices within and without state. Examination of affairs. - (a) No consumer collection agency shall engage in this state...
Section 36a-807. (Formerly Sec. 42-131b). - Liability. - No order of the commissioner under sections 36a-805 to 36a-808,...
Section 36a-808. (Formerly Sec. 42-131c). - Unfair or deceptive practices. Enforcement action. - Whenever the commissioner has reason to believe that any consumer...
Section 36a-809. (Formerly Sec. 42-131d). - Commissioner's powers. Regulations. - The powers vested in the commissioner by sections 36a-805 to...
Section 36a-810. (Formerly Sec. 42-133a). - Penalty. - Any person who operates a consumer collection agency without a...
Section 36a-811. - Maintenance of consumer debtor and creditor records. - (a) Each consumer collection agency shall maintain its consumer debtor...
Section 36a-812. - Compliance with Fair Debt Collection Practices Act. - Each consumer collection agency shall comply with the applicable provisions...
Section 36a-813. - Evidence in cause of action for purchased debt owed by consumer debtor. - (a) In any cause of action initiated by a consumer...
Section 36a-814. - Initiation of cause of action for purchased debt prohibited when statute of limitations has expired. Limitations period not extended by payment or affirmation. - (a) For the purposes of this section, “creditor” has the...
Section 36a-830. - Exchange facilitator. Definitions. - As used in this section and sections 36a-831 to 36a-836,...
Section 36a-831. - Change in control of exchange facilitator. Notification to clients. - An exchange facilitator shall notify each client whose relinquished property,...
Section 36a-832. - Fidelity bond. Deposit of exchange funds. - An exchange facilitator at all times shall: (1) Maintain a...
Section 36a-833. - Errors and omissions insurance policy; cash or securities deposit; letters of credit. - An exchange facilitator at all times shall: (1) Maintain an...
Section 36a-834. - Regulations. Damage claims. - The Banking Commissioner may adopt regulations, in accordance with the...
Section 36a-835. - Holding and investment of exchange funds. - (a) An exchange facilitator shall hold all exchange funds, including...
Section 36a-836. - Prohibited activities of exchange facilitators. - No exchange facilitator or, in the case of an exchange...
Section 36a-837. - Civil action. Notice. - (a) A person who violates any provision of sections 36a-831...
Section 36a-846. - Definitions. - As used in this section and sections 36a-847 to 36a-855,...
Section 36a-847. - Private student loan services license required. Application. Authority to conduct criminal history records check. Fees. Examination of records. Automatic suspension of license. Abandonment of application. - (a) Except as provided in section 36a-847b, no person shall...
Section 36a-847a. - Federal student loan servicer registration required. Fees. Service of process and communication with commissioner. Civil penalty. - (a) Except as provided in section 36a-847b, no person shall...
Section 36a-847b. - Exemptions. - The provisions of sections 36a-846 to 36a-855, inclusive, shall not...
Section 36a-848. - Name and place of business. Change of name or location. License and registration not transferable or assignable. Change in any control persons. Automatic suspension of license and civil penalty against registrant. Required system f... - (a) No person licensed to act as a private student...
Section 36a-849. - Records to be maintained by licensee. - (a) Except as otherwise required pursuant to federal law, a...
Section 36a-850. - Prohibited activities of student loan servicers and control persons. - No student loan servicer and no control person of a...
Section 36a-850a. - Required activities of a private student loan servicer. Limitations to applicability. - (a) In servicing a private student education loan, a private...
Section 36a-851. - Commissioner's authority re investigations and examinations. Prohibited acts by subjects of investigation or examination. - (a) In addition to any authority provided under this title,...
Section 36a-852. - Suspension, revocation or refusal to renew license or registration. Removal from office and from employment or retention. Temporary order to cease business. - (a) The commissioner may suspend, revoke or refuse to renew...
Section 36a-853. - Compliance with federal laws and regulations. - A student loan servicer shall comply with all applicable federal...
Section 36a-854. - Regulations. - The Banking Commissioner shall adopt such regulations, in accordance with...
Section 36a-855. - Action for damages, fees, costs and equitable relief. Class actions. - (a) Any student loan borrower, class of student loan borrowers...
Section 36a-860. - Financial planners. - (a) For purposes of this section and section 36a-860a, (1)...
Section 36a-860a. - Links to educational materials re financial planning and investment advisers on department's Internet web site. - (a) To the extent practicable, the Banking Commissioner shall provide...