California Code
PART 2 - LIFE AND DISABILITY INSURANCE
CHAPTER 1 - The Contract

ARTICLE 1 - General Provisions

Section 10110. - 10110. Every person has an insurable interest in the life...

Section 10110.1. - 10110.1. (a) An insurable interest, with reference to life and...

Section 10110.2. - 10110.2. An insurer shall be entitled to rely upon all...

Section 10110.3. - 10110.3. (a) An insurer may not issue an individual life...

Section 10110.4. - 10110.4. (a) Except as allowed in subdivision (c), an insurer...

Section 10110.5. - 10110.5. (a) A policy or endorsement issued by an admitted...

Section 10110.6. - 10110.6. (a) If a policy, contract, certificate, or agreement offered,...

Section 10110.7. - 10110.7. (a) This section, except for subdivision (i), applies to...

Section 10110.75. - 10110.75. (a) This section applies to a disability insurance policy...

Section 10110.8. - 10110.8. (a) A life or disability insurance policy other than...

Section 10111. - 10111. In life or disability insurance, the only measure of...

Section 10111.2. - 10111.2. (a) Under a policy of disability insurance other than...

Section 10111.5. - 10111.5. An insurer shall not be liable for payments claimed...

Section 10111.7. - 10111.7. (a) An insurer shall not deny or refuse to...

Section 10112. - 10112. Subject to Section 2459 of the Probate Code, in...

Section 10112.1. - 10112.1. (a) An individual or group health insurance policy shall...

Section 10112.2. - 10112.2. (a) A group or individual nongrandfathered health insurance policy...

Section 10112.25. - 10112.25. (a) A health insurer that issues, sells, renews, or...

Section 10112.26. - 10112.26. (a) A health insurer that issues, sells, renews, or...

Section 10112.27. - 10112.27. (a) An individual or small group health insurance policy...

Section 10112.28. - 10112.28. (a) This section shall apply to nongrandfathered individual and...

Section 10112.281. - 10112.281. (a) A large group health insurance policy issued, amended,...

Section 10112.282. - 10112.282. (a) With respect to large group health insurance, an...

Section 10112.29. - 10112.29. (a) (1) For a small employer health insurance policy...

Section 10112.291. - 10112.291. (a) For a health insurance policy issued, amended, or...

Section 10112.295. - 10112.295. (a) Levels of coverage for the nongrandfathered individual market...

Section 10112.296. - 10112.296. Notwithstanding paragraph (1) of subdivision (b) of Section 10112.295...

Section 10112.297. - 10112.297. (a) Levels of coverage for the nongrandfathered small group...

Section 10112.3. - 10112.3. (a) For purposes of this section, the following definitions...

Section 10112.300. - 10112.300. (a) (1) A small employer health benefit plan in...

Section 10112.35. - 10112.35. (a) An insurer providing individual coverage in the Exchange...

Section 10112.4. - 10112.4. The commissioner shall, in coordination with the Director of...

Section 10112.5. - 10112.5. (a) (1) Notwithstanding any other provision of law, every...

Section 10112.6. - 10112.6. (a) Consistent with federal law, a sponsor of a...

Section 10112.7. - 10112.7. (a) A group or individual health insurance policy issued,...

Section 10112.8. - 10112.8. (a) (1) Except as provided in subdivision (c), a...

Section 10112.81. - 10112.81. (a) (1) By September 1, 2017, the commissioner shall...

Section 10112.82. - 10112.82. (a) (1) For services rendered subject to Section 10112.8,...

Section 10112.9. - 10112.9. (a) (1) Notwithstanding Section 10273.4, an insurer, except an...

Section 10112.95. - 10112.95. (a) A health insurer shall provide an insured who...

Section 10113. - 10113. Every policy of life, disability, or life and disability...

Section 10113.1. - 10113.1. The following provisions shall apply to this act: (a)...

Section 10113.2. - 10113.2. (a) This section applies to any person entering into,...

Section 10113.3. - 10113.3. (a) A provider entering into a life settlement contract...

Section 10113.35. - 10113.35. (a) The commissioner may adopt rules and regulations reasonably...

Section 10113.4. - 10113.4. If a group life insurance policy contains a provision...

Section 10113.5. - 10113.5. (a) An individual life insurance policy delivered or issued...

Section 10113.6. - 10113.6. (a) An insurer that is required to deliver a...

Section 10113.7. - 10113.7. (a) An increase of premium on an individual life...

Section 10113.70. - 10113.70. (a) (1) Whenever a flexible premium life insurance policy...

Section 10113.71. - 10113.71. (a) Each life insurance policy issued or delivered in...

Section 10113.72. - 10113.72. (a) An individual life insurance policy shall not be...

Section 10113.8. - 10113.8. (a) Each health insurer that maintains an Internet Web...

Section 10113.9. - 10113.9. (a) This section shall not apply to vision-only, dental-only,...

Section 10113.95. - 10113.95. (a) A health insurer that issues, renews, or amends...

Section 10113.95. - 10113.95. (a) A health insurer that renews individual grandfathered health...

Section 10114. - 10114. Before an insurer may pay the proceeds of any...

Section 10115. - 10115. When a payment is made equal to the full...

Section 10116. - 10116. No group life insurance policy or disability insurance policy...

Section 10116.5. - 10116.5. (a) Every policy of disability insurance that is issued,...

Section 10117. - 10117. (a) A policy of disability insurance, self-insured employee welfare...

Section 10117.5. - 10117.5. No disability insurer contract that covers hospital, medical, or...

Section 10117.52. - 10117.52. (a) No health insurance contract in existence or issued,...

Section 10118. - 10118. A policy of disability insurance delivered or issued for...

Section 10119. - 10119. On and after the operative date of this section:...

Section 10119.1. - 10119.1. (a) This section shall apply to a health insurer...

Section 10119.2. - 10119.2. (a) Every health insurer that offers, issues, or renews...

Section 10119.3. - 10119.3. (a) Notwithstanding any other provision of law, an agent...

Section 10119.5. - 10119.5. (a) No individual or group policy of health insurance...

Section 10119.6. - 10119.6. (a) On and after January 1, 1990, every insurer...

Section 10119.7. - 10119.7. No group or individual policy of disability insurance which...

Section 10119.8. - 10119.8. On and after January 1, 1993, every insurer issuing,...

Section 10119.9. - 10119.9. (a) A disability insurance policy or certificate covering hospital,...

Section 10120. - 10120. If a policy of disability insurance issued, issued for...

Section 10120.2. - 10120.2. (a) This section shall only apply to a disability...

Section 10120.3. - 10120.3. (a) With respect to a contract between an insurer...

Section 10120.35. - 10120.35. (a) Notwithstanding any other law, a health insurer, including...

Section 10120.4. - 10120.4. (a) A health insurer that issues, sells, renews, or...

Section 10120.5. - 10120.5. Any act by a disability insurer that covers hospital,...

Section 10121. - 10121. (a) No self-insured employee welfare benefit plan, issued or...

Section 10121.5. - 10121.5. (a) When spouses are both employed as employees, and...

Section 10121.6. - 10121.6. (a) No policy of group disability insurance or self-insured...

Section 10121.7. - 10121.7. (a) A policy of group health insurance that provides...

Section 10122. - 10122. If a policy of group disability insurance issued or...

Section 10122.1. - 10122.1. On and after the effective date of this section,...

Section 10122.2. - 10122.2. If a policy of group disability insurance issued, delivered,...

Section 10123. - 10123. (a) No self-insured employee welfare benefit plan, issued or...

Section 10123.1. - 10123.1. Every self-insured employee welfare benefit plan, as defined in...

Section 10123.2. - 10123.2. On and after the effective date of this section,...

Section 10123.3. - 10123.3. (a) No self-insured employee welfare benefit plan shall refuse...

Section 10123.31. - 10123.31. (a) In addition to any other remedy permitted by...

Section 10123.35. - 10123.35. (a) This section shall apply to the disclosure of...

Section 10123.36. - 10123.36. (a) On or before July 1, 1999, for purposes...

Section 10123.4. - 10123.4. If a self-insured employee welfare benefit plan issued, amended,...

Section 10123.5. - 10123.5. (a) On or after January 1, 1993, every insurer...

Section 10123.51. - 10123.51. (a) A health insurance policy issued, amended, or renewed...

Section 10123.55. - 10123.55. (a) On or after January 1, 1993, every insurer...

Section 10123.6. - 10123.6. On and after January 1, 1990, every insurer issuing...

Section 10123.61. - 10123.61. (a) Commencing January 1, 2019, a health insurer shall...

Section 10123.65. - 10123.65. (a) The maximum amount a health insurer may require...

Section 10123.67. - 10123.67. (a) On or before July 1, 1997, every disability...

Section 10123.68. - 10123.68. (a) When requested by an insured or contracting health...

Section 10123.7. - 10123.7. (a) On or after January 1, 1986, an insurer...

Section 10123.8. - 10123.8. (a) Every policy of disability insurance that provides coverage...

Section 10123.81. - 10123.81. (a) An individual or group policy of disability insurance...

Section 10123.82. - 10123.82. Every policy of disability insurance which provides for the...

Section 10123.83. - 10123.83. (a) On or after January 1, 1995, every policy...

Section 10123.835. - 10123.835. (a) Every individual or group policy of disability insurance...

Section 10123.84. - 10123.84. (a) The Legislature finds and declares that the unique,...

Section 10123.85. - 10123.85. (a) For purposes of this section, the definitions in...

Section 10123.855. - 10123.855. (a) (1) A contract between a health insurer and...

Section 10123.856. - 10123.856. (a) If a health insurer offers a service via...

Section 10123.857. - 10123.857. (a) A health insurer that issues, sells, renews, or...

Section 10123.86. - 10123.86. (a) Every policy of disability insurance covering hospital, surgical,...

Section 10123.865. - 10123.865. (a) Commencing no later than July 1, 2012, an...

Section 10123.866. - 10123.866. (a) Commencing no later than July 1, 2012, a...

Section 10123.867. - 10123.867. (a) By July 1, 2023, a health insurer shall...

Section 10123.87. - 10123.87. (a) No individual or group policy of disability insurance...

Section 10123.88. - 10123.88. (a) Every policy of health insurance covering hospital, medical,...

Section 10123.89. - 10123.89. (a) On and after July 1, 2000, every policy...

Section 10123.9. - 10123.9. On and after January 1, 1980, every group policy...

Section 10123.91. - 10123.91. (a) On or after January 1, 2009, every insurer...

Section 10123.10. - 10123.10. (a) Every disability insurer transacting business in this state...

Section 10123.11. - 10123.11. (a) No insurer shall deny a claim under a...

Section 10123.12. - 10123.12. Every health insurer, including those insurers that contract for...

Section 10123.13. - 10123.13. (a) Every insurer issuing group or individual policies of...

Section 10123.131. - 10123.131. (a) An insurer shall pay a provider for duplicating...

Section 10123.132. - 10123.132. (a) Every disability insurer that covers hospital, medical, or...

Section 10123.135. - 10123.135. (a) Every disability insurer, or an entity with which...

Section 10123.137. - 10123.137. (a) Each contract between a health insurer and a...

Section 10123.14. - 10123.14. On and after January 1, 1990, every self-insured employee...

Section 10123.141. - 10123.141. (a) Every policy of expense incurred hospital, medical, or...

Section 10123.145. - 10123.145. (a) (1) Whenever an insurer issuing group or individual...

Section 10123.147. - 10123.147. (a) Every insurer issuing group or individual policies of...

Section 10123.15. - 10123.15. Every group policy of disability insurance which covers hospital,...

Section 10123.16. - 10123.16. Except for a preexisting condition, every disability insurer issuing...

Section 10123.17. - 10123.17. Except for a preexisting condition, every self-insured employee welfare...

Section 10123.18. - 10123.18. (a) Every individual or group policy of health insurance...

Section 10123.184. - 10123.184. (a) Every group policy of disability insurance that covers...

Section 10123.185. - 10123.185. (a) Every policy of disability insurance that covers hospital,...

Section 10123.19. - 10123.19. (a) Any disability insurance policy that includes terms that...

Section 10123.191. - 10123.191. (a) Notwithstanding any other law, on and after January...

Section 10123.192. - 10123.192. (a) A health insurer that provides prescription drug benefits...

Section 10123.193. - 10123.193. (a) The Legislature hereby finds and declares all of...

Section 10123.1932. - 10123.1932. (a) (1) With respect to an individual or group...

Section 10123.1933. - 10123.1933. (a) (1) Notwithstanding Section 10123.201, a health insurer shall...

Section 10123.194. - 10123.194. (a) Every disability insurer that covers hospital, medical, or...

Section 10123.1945. - 10123.1945. (a) (1) A disability insurance policy issued, amended, renewed,...

Section 10123.195. - 10123.195. (a) No group or individual disability insurance policy issued,...

Section 10123.196. - 10123.196. (a) An individual or group policy of disability insurance...

Section 10123.1961. - 10123.1961. (a) (1) The requirements of this section shall apply...

Section 10123.197. - 10123.197. (a) A request for an exception to a health...

Section 10123.198. - 10123.198. (a) On and after July 1, 2011, in accordance...

Section 10123.199. - 10123.199. (a) A health insurer that provides coverage for professional...

Section 10123.20. - 10123.20. (a) A health insurance policy that is issued, amended,...

Section 10123.201. - 10123.201. (a) A policy of health insurance that covers outpatient...

Section 10123.202. - 10123.202. (a) A health insurance policy issued, amended, renewed, or...

Section 10123.203. - 10123.203. Commencing January 1, 2019, an insurer shall prorate an...

Section 10123.204. - 10123.204. (a) A health insurance policy issued, amended, delivered, or...

Section 10123.205. - 10123.205. (a) (1) A health insurer that reports rate information...

Section 10123.206. - 10123.206. (a) Notwithstanding any other law, an individual or group...

Section 10123.207. - 10123.207. (a) Every health insurance policy, except a specialized health...

Section 10123.208. - 10123.208. (a) A health insurance policy issued, amended, renewed, or...

Section 10123.210. - 10123.210. (a) A health insurer that provides health coverage to...

Section 10123.21. - 10123.21. On or after July 1, 1995, every individual or...

Section 10123.22. - 10123.22. (a) A health insurer shall not deny coverage that...

Section 10124. - 10124. (a) A self-insured employee welfare benefit plan delivered or...

Section 10124.7. - 10124.7. Each self-insured employee benefit plan issued or renewed on...

Section 10125. - 10125. (a) On and after January 1, 1974, every insurer...

Section 10125.1. - 10125.1. (a) Every insurer issuing group disability insurance that covers...

Section 10126. - 10126. Every policy of group disability insurance issued, amended, or...

Section 10126.5. - 10126.5. If a disability insurance policy between an insurer that...

Section 10126.6. - 10126.6. (a) Every policy of disability insurance that provides hospital,...

Section 10126.65. - 10126.65. (a) (1) Notwithstanding Section 10352, a health insurance policy...

Section 10127. - 10127. On and after January 1, 1974, every self-insured employee...

Section 10127.09. - 10127.09. Notwithstanding any other law, a disability insurance policy that...

Section 10127.1. - 10127.1. (a) No policy of disability insurance providing loss of...

Section 10127.15. - 10127.15. Any provision contained in a policy of disability insurance...

Section 10127.2. - 10127.2. Each policy of disability insurance issued or renewed on...

Section 10127.21. - 10127.21. Any data submitted by a health insurer to the...

Section 10127.3. - 10127.3. On and after January 1, 1985, every insurer issuing...

Section 10127.4. - 10127.4. (a) Except as provided in subdivisions (b) and (c),...

Section 10127.5. - 10127.5. Every application for, certificate of, and policy of credit...

Section 10127.7. - 10127.7. Every policy of individual life insurance with a face...

Section 10127.8. - 10127.8. (a) The purpose of this section is to assure...

Section 10127.9. - 10127.9. (a) (1) Every individual life insurance policy and every...

Section 10127.10. - 10127.10. (a) Every policy of individual life insurance and every...

Section 10127.11. - 10127.11. Every insurer and life agent offering for sale individual...

Section 10127.12. - 10127.12. Whenever an insurer provides an annual statement to a...

Section 10127.13. - 10127.13. (a) All individual life insurance policies and individual annuity...

Section 10127.14. - 10127.14. (a) The department and the Department of Managed Health...

Section 10127.16. - 10127.16. (a) (1) After the termination of the pilot program...

Section 10127.17. - 10127.17. (a) The Life and Annuity Consumer Protection Fund is...

Section 10127.18. - 10127.18. (a) On and after January 1, 2005, a health...

Section 10127.19. - 10127.19. (a) Commencing March 1, 2013, and at least annually...

Section 10127.20. - 10127.20. (a) Beginning on July 1, 2023, and annually thereafter,...

ARTICLE 1.5 - Discontinuance of Group Life Insurance and Discontinuance and Replacement of Group Disability Insurance

Section 10128. - 10128. The provisions of this article shall apply to all...

Section 10128.1. - 10128.1. In this article, unless the context otherwise requires: (a)...

Section 10128.2. - 10128.2. Every policy containing a life insurance benefit shall contain...

Section 10128.3. - 10128.3. (a) Any carrier providing replacement coverage with respect to...

Section 10128.4. - 10128.4. This article shall apply to all policies issued, delivered,...

ARTICLE 1.7 - California Cobra Program

Section 10128.50. - 10128.50. (a) This article shall be known as the California...

Section 10128.51. - 10128.51. (a) “Continuation coverage” means extended coverage under the group...

Section 10128.52. - 10128.52. The continuation coverage requirements of this article do not...

Section 10128.53. - 10128.53. (a) Every disability insurer, that provides coverage under a...

Section 10128.54. - 10128.54. (a) Every insurer’s evidence of coverage for group benefit...

Section 10128.55. - 10128.55. (a) Every group benefit plan contract between a disability...

Section 10128.56. - 10128.56. A qualified beneficiary electing continuation coverage shall pay to...

Section 10128.57. - 10128.57. (a) The continuation coverage provided pursuant to this article...

Section 10128.58. - 10128.58. A disability insurer subject to this article shall not...

Section 10128.59. - 10128.59. (a) A health insurer that provides coverage under a...

ARTICLE 2 - Transfer

Section 10129. - 10129. Sections 10130 and 10131 do not apply to group...

Section 10129.5. - 10129.5. Sections 10130 and 10131 do not apply to annuity...

Section 10130. - 10130. A life or disability policy may pass by transfer,...

Section 10131. - 10131. Notice to an insurer of a transfer of a...

Section 10132. - 10132. The beneficiary under a life policy which provides for...

Section 10133. - 10133. (a) Upon written consent of the insured first obtained...

Section 10133.1. - 10133.1. Insurers shall provide group policyholders with a current roster...

Section 10133.15. - 10133.15. (a) Commencing July 1, 2016, a health insurer that...

Section 10133.2. - 10133.2. When any disability insurer negotiates and enters into a...

Section 10133.3. - 10133.3. When any self-insured governmental plan, as defined in Section...

Section 10133.4. - 10133.4. (a) For purposes of insurers that contract with providers...

Section 10133.5. - 10133.5. (a) The commissioner shall, on or before January 1,...

Section 10133.53. - 10133.53. (a) (1) A health insurance policy that is issued,...

Section 10133.54. - 10133.54. (a) This section applies to policies of health insurance,...

Section 10133.55. - 10133.55. (a) (1) Except as provided in paragraph (2), every...

Section 10133.56. - 10133.56. (a) (1) A health insurer that enters into a...

Section 10133.6. - 10133.6. It is the intent of the Legislature to ensure...

Section 10133.64. - 10133.64. (a) A contract issued, amended, renewed, or delivered on...

Section 10133.65. - 10133.65. (a) This section shall be known and may be...

Section 10133.66. - 10133.66. A health insurer shall comply with all the following:...

Section 10133.661. - 10133.661. On or before July 1, 2006, the commissioner, pursuant...

Section 10133.67. - 10133.67. Pursuant to Section 12921, the commissioner may also agree...

Section 10133.7. - 10133.7. (a) On and after January 1, 1994, any disability...

Section 10133.8. - 10133.8. (a) The commissioner shall, on or before January 1,...

Section 10133.9. - 10133.9. Within a year after the health insurer’s assessment pursuant...

Section 10133.10. - 10133.10. (a) An insurer that markets, advertises, or produces educational...

Section 10133.11. - 10133.11. (a) An insurer shall notify insureds and members of...

Section 10133.12. - 10133.12. (a) Commencing January 1, 2024, to facilitate patient and...

Section 10133.13. - 10133.13. (a) (1) Within six months after the department issues...

Section 10133.14. - 10133.14. No later than March 1, 2025, a health insurer...

ARTICLE 2.3 - Transfers of Structured Settlement Payment Rights

Section 10134. - 10134. For the purposes of this article, the following terms...

Section 10135. - 10135. (a) This article is only applicable to transfers entered...

Section 10136. - 10136. (a) No direct or indirect transfer of structured settlement...

Section 10137. - 10137. A transfer of structured settlement payment rights is void...

Section 10138. - 10138. (a) A transfer agreement, as defined in subdivision (o)...

Section 10139. - 10139. The transferee shall retain, for three years after the...

Section 10139.1. - 10139.1. Any subsequent transfer of any additional structured settlement payments...

Section 10139.2. - 10139.2. Any notice required by this article shall be deemed...

Section 10139.3. - 10139.3. (a) None of the provisions of this article may...

Section 10139.4. - 10139.4. A violation of this article by a transferee shall...

Section 10139.5. - 10139.5. (a) A direct or indirect transfer of structured settlement...

ARTICLE 2.5 - Discriminatory Practices

Section 10140. - 10140. (a) No admitted insurer, licensed to issue life or...

Section 10140.1. - 10140.1. (a) This section shall apply to the disclosure of...

Section 10140.2. - 10140.2. (a) Notwithstanding Section 10140, a health insurance policy issued,...

Section 10140.5. - 10140.5. (a) In addition to any other remedy permitted by...

Section 10141. - 10141. No application for insurance or insurance investigation report furnished...

Section 10142. - 10142. Nothing in this article shall prohibit use in an...

Section 10143. - 10143. (a) No insurance company licensed in this state shall...

Section 10144. - 10144. No insurer issuing, providing, or administering any contract of...

Section 10144.1. - 10144.1. A disability insurer that denies coverage for an experimental...

Section 10144.2. - 10144.2. (a) No disability insurer covering hospital, medical, or surgical...

Section 10144.3. - 10144.3. (a) No admitted insurer licensed to issue life insurance...

Section 10144.4. - 10144.4. (a) A large group health insurance policy shall provide...

Section 10144.5. - 10144.5. (a) (1) Every disability insurance policy issued, amended, or...

Section 10144.51. - 10144.51. (a) (1) Every health insurance policy shall also provide...

Section 10144.52. - 10144.52. (a) A disability insurer that provides hospital, medical, or...

Section 10144.53. - 10144.53. (a) (1) A disability insurance policy issued, amended, renewed,...

Section 10144.54. - 10144.54. (a) An insurance policy issued, amended, renewed, or delivered...

Section 10144.55. - 10144.55. (a) Every policy of disability income insurance, as defined...

Section 10144.56. - 10144.56. (a) For provider contracts issued, amended, or renewed on...

Section 10144.57. - 10144.57. (a) Coverage of mental health and substance use disorder...

Section 10144.6. - 10144.6. No disability insurer may utilize any information regarding whether...

Section 10145. - 10145. No insurer issuing, providing, or administering any contract of...

Section 10145.2. - 10145.2. (a) Every policy of disability insurance that is issued,...

Section 10145.3. - 10145.3. (a) Every disability insurer that covers hospital, medical, or...

Section 10145.4. - 10145.4. (a) An individual or group health insurance policy that...

ARTICLE 2.6 - Underwriting on the Basis of Test of Genetic Characteristics

Section 10146. - 10146. The purposes of this article are to establish standards...

Section 10147. - 10147. As used in this article: (a) “Disability income insurance”...

Section 10148. - 10148. No insurer shall require a test for the presence...

Section 10149. - 10149. (a) All underwriting activities undertaken by insurers pursuant to...

Section 10149.1. - 10149.1. (a) This section shall apply to the disclosure of...

ARTICLE 3 - Policy Provisions Required

Section 10150. - 10150. The provisions of this article shall not apply to...

Section 10150.1. - 10150.1. This article is not applicable to life policies issued...

Section 10151. - 10151. Every contract or policy of life insurance (excluding additional...

Section 10152. - 10152. In lieu of the application of the provisions for...

Section 10153. - 10153. No agreement between the insurer and the policy holder...

Section 10154. - 10154. Any life policy issued upon the life of a...

ARTICLE 3a - Standard Nonforfeiture Law for Life Insurance

Section 10159.1. - 10159.1. (a) This article is applicable only to policies and...

Section 10159.2. - 10159.2. After December 31, 1943, any insurer may file with...

Section 10160. - 10160. Except as provided in Section 10165, no policy of...

Section 10161. - 10161. Any cash surrender value available under the policy in...

Section 10162. - 10162. Any paid-up nonforfeiture benefit available under the policy in...

Section 10163. - 10163. This section shall not apply to policies issued on...

Section 10163.1. - 10163.1. (a) In the case of ordinary policies issued on...

Section 10163.2. - 10163.2. (a) This section shall apply to all policies issued...

Section 10163.3. - 10163.3. In the case of any plan of life insurance...

Section 10163.35. - 10163.35. (a) Notwithstanding any other provision of law, the form...

Section 10164. - 10164. Any cash surrender value and any paid-up nonforfeiture benefit...

Section 10164.1. - 10164.1. This section shall apply to all policies issued on...

Section 10164.2. - 10164.2. (a) For a policy of individual life insurance that...

Section 10165. - 10165. This article shall not apply to any of the...

Section 10166. - 10166. No agreement between the insurer and the policyholder or...

Section 10167. - 10167. Any policy to which this article is applicable which...

Section 10167.5. - 10167.5. (a) Whenever a nonforfeiture benefit is implemented by a...

ARTICLE 3b - Standard Nonforfeiture Law for Individual Deferred Annuities

Section 10168. - 10168. This article shall not apply to any reinsurance, group...

Section 10168.1. - 10168.1. In the case of contracts issued on or after...

Section 10168.2. - 10168.2. (a) This section shall apply to contracts issued before...

Section 10168.25. - 10168.25. (a) This section shall apply to contracts issued on...

Section 10168.3. - 10168.3. Any paid-up annuity benefit available under a contract shall...

Section 10168.4. - 10168.4. Contracts that provide cash surrender benefits shall comply with...

Section 10168.45. - 10168.45. (a) (1) For an individual annuity contract subject to...

Section 10168.5. - 10168.5. For contracts which do not provide cash surrender benefits,...

Section 10168.6. - 10168.6. For the purpose of determining the benefits calculated under...

Section 10168.7. - 10168.7. Any contract which does not provide cash surrender benefits...

Section 10168.8. - 10168.8. Any paid-up annuity, cash surrender or death benefits available...

Section 10168.9. - 10168.9. For any contract which provides, within the same contract...

Section 10168.92. - 10168.92. The commissioner may adopt regulations to implement the provisions...

Section 10168.93. - 10168.93. (a) Notwithstanding any other provision of law, the form...

Section 10168.10. - 10168.10. After the effective date of this article, any company...

ARTICLE 3.5 - Appeals Seeking Independent Medical Review

Section 10169. - 10169. (a) Commencing January 1, 2001, there is hereby established...

Section 10169.1. - 10169.1. (a) If there is an imminent and serious threat...

Section 10169.2. - 10169.2. (a) The department shall contract with one or more...

Section 10169.3. - 10169.3. (a) Upon receipt of information and documents related to...

Section 10169.5. - 10169.5. (a) After considering the results of a competitive bidding...

ARTICLE 4 - Payment and Proceeds

Section 10170. - 10170. Life insurance may be made payable as follows: (a)...

Section 10171. - 10171. Any life policy or other agreement relating to the...

Section 10172. - 10172. Notwithstanding Sections 751 and 1100 of the Family Code...

Section 10172.5. - 10172.5. (a) Notwithstanding any other provision of law, each insurer...

Section 10173. - 10173. When a policy of life insurance is assigned in...

Section 10173.2. - 10173.2. When a policy of life insurance is, after the...

Section 10174. - 10174. Policies of disability insurance, as defined in Section 106,...

Section 10175. - 10175. Nothing contained in Sections 10172, 10173 or 10174 shall...

Section 10175.5. - 10175.5. (a) No disability insurance contract with a physician and...

Section 10176. - 10176. (a) In disability insurance, the policy may provide for...

Section 10176.1. - 10176.1. As of the effective date of the amendments to...

Section 10176.2. - 10176.2. As an alternative to the exclusion permitted by Section...

Section 10176.25. - 10176.25. (a) As an alternative to an exclusion permitted by...

Section 10176.3. - 10176.3. The amendments to Section 10176 and the addition of...

Section 10176.4. - 10176.4. For purposes of establishing the fact of disability in...

Section 10176.5. - 10176.5. Disability insurance which is written or issued for delivery...

Section 10176.6. - 10176.6. On and after January 1, 1982, every policy of...

Section 10176.61. - 10176.61. (a) Every insurer issuing, amending, delivering, or renewing a...

Section 10176.7. - 10176.7. (a) Disability insurance where the insurer is licensed to...

Section 10176.8. - 10176.8. A disability insurance policy may provide that services of...

Section 10176.9. - 10176.9. No policy, contract, or agreement coming within the provisions...

Section 10176.10. - 10176.10. (a) On or after January 1, 1994, no disability...

Section 10176.11. - 10176.11. (a) An insurer that provides a policy of health...

Section 10177. - 10177. (a) A self-insured employee welfare benefit plan may provide...

Section 10177.5. - 10177.5. A self-insured employee welfare benefit plan which is written...

Section 10177.6. - 10177.6. On and after the effective date of this section,...

Section 10177.7. - 10177.7. On and after January 1, 1982, every self-insured employee...

Section 10177.8. - 10177.8. (a) A self-insured employee welfare benefit plan doing business...

Section 10177.9. - 10177.9. (a) It is the intent of the Legislature that...

Section 10178. - 10178. No admitted insurer, union trust fund which administers health,...

Section 10178.3. - 10178.3. (a) In order to prevent the improper selling, leasing,...

Section 10178.4. - 10178.4. (a) When a contracting agent sells, leases, or transfers...

Section 10178.5. - 10178.5. (a) Every self-insured employee welfare benefit plan issued, amended,...

Section 10179. - 10179. A disability insurer that offers or provides coverage for...

Section 10180. - 10180. (a) A disability insurer which negotiates and enters into...

ARTICLE 4.5 - Review of Rate Increases

Section 10181. - 10181. For purposes of this article, the following definitions shall...

Section 10181.2. - 10181.2. This article shall apply to a health insurance policy...

Section 10181.3. - 10181.3. (a) (1) A health insurer shall file with the...

Section 10181.31. - 10181.31. (a) Upon receiving notice of a rate change, a...

Section 10181.35. - 10181.35. (a) It is the intent of the Legislature in...

Section 10181.4. - 10181.4. (a) For large group health insurance policies, all health...

Section 10181.45. - 10181.45. (a) For large group health insurance policies, a health...

Section 10181.46. - 10181.46. (a) A health insurer, not including a specialized health...

Section 10181.5. - 10181.5. Notwithstanding any provision in a contract between a health...

Section 10181.6. - 10181.6. (a) A filing submitted under this article shall be...

Section 10181.7. - 10181.7. (a) Notwithstanding Division 10 (commencing with Section 7920.000) of...

Section 10181.8. - 10181.8. A health insurance policy subject to Section 10181.3 or...

Section 10181.9. - 10181.9. (a) On or before July 1, 2012, the commissioner...

Section 10181.10. - 10181.10. (a) (1) A health insurer shall annually provide claims...

Section 10181.11. - 10181.11. (a) Whenever it appears to the department that any...

Section 10181.13. - 10181.13. The department shall do all of the following in...

ARTICLE 5 - Exemptions and Miscellaneous Provisions Relating to Insurance Contracts

Section 10190. - 10190. The provisions of Sections 800, 801, 802, 803, and...

Section 10191. - 10191. (a) The commissioner may, from time to time as...

Section 10191.1. - 10191.1. (a) In order to streamline the department’s file review...

Section 10191.5. - 10191.5. (a) (1) The commissioner shall request that a multistate...

Section 10192. - 10192. If a policy of life insurance becomes paid up...

ARTICLE 6 - Medicare Supplement Policies

Section 10192.1. - 10192.1. All Medicare supplement policies and certificates shall comply with...

Section 10192.2. - 10192.2. The purpose of this article is to provide for...

Section 10192.3. - 10192.3. (a) Except as otherwise provided in this section or...

Section 10192.4. - 10192.4. The following definitions apply for the purposes of this...

Section 10192.5. - 10192.5. A policy or certificate shall not be advertised, solicited,...

Section 10192.55. - 10192.55. (a) With regard to Medicare supplement policies, all insurers,...

Section 10192.6. - 10192.6. (a) Except for permitted preexisting condition clauses as described...

Section 10192.7. - 10192.7. A policy or certificate shall not be advertised, solicited,...

Section 10192.8. - 10192.8. The following standards are applicable to all Medicare supplement...

Section 10192.81. - 10192.81. The following standards are applicable to all Medicare supplement...

Section 10192.9. - 10192.9. The following standards are applicable to all Medicare supplement...

Section 10192.91. - 10192.91. The following standards are applicable to all Medicare supplement...

Section 10192.92. - 10192.92. The following standards are applicable to all Medicare supplement...

Section 10192.10. - 10192.10. (a) (1) This section shall apply to Medicare Select...

Section 10192.11. - 10192.11. (a) (1) An issuer shall not deny or condition...

Section 10192.12. - 10192.12. (a) (1) With respect to the guaranteed issue of...

Section 10192.13. - 10192.13. (a) An issuer shall comply with Section 1882(c)(3) of...

Section 10192.14. - 10192.14. (a) (1) (A) With respect to loss ratio standards,...

Section 10192.15. - 10192.15. (a) An issuer shall not advertise, solicit, or issue...

Section 10192.16. - 10192.16. (a) An issuer or other entity may provide commission...

Section 10192.165. - 10192.165. (a) (1) As prescribed in this chapter, the commissioner...

Section 10192.17. - 10192.17. (a) Medicare supplement policies and certificates shall include a...

Section 10192.18. - 10192.18. (a) Application forms shall include the following questions designed...

Section 10192.185. - 10192.185. In addition to any other requirements of law, the...

Section 10192.19. - 10192.19. (a) An issuer shall provide a copy of any...

Section 10192.195. - 10192.195. The commissioner may prescribe by regulation a standard form...

Section 10192.20. - 10192.20. (a) An issuer, directly or through its producers, shall...

Section 10192.21. - 10192.21. (a) In recommending the purchase or replacement of any...

Section 10192.22. - 10192.22. (a) On or before March 1 of each year,...

Section 10192.23. - 10192.23. (a) If a Medicare supplement policy or certificate replaces...

Section 10192.24. - 10192.24. This section applies to all policies with policy years...

ARTICLE 7 - Preexisting Condition Provisions

Section 10198.6. - 10198.6. For purposes of this article, the following definitions shall...

Section 10198.61. - 10198.61. (a) For purposes of this article, “health benefit plan”...

Section 10198.7. - 10198.7. (a) A health benefit plan for group coverage shall...

Section 10198.8. - 10198.8. This article applies to all health benefit plans that...

Section 10198.9. - 10198.9. A health benefit plan for group coverage shall not...

Section 10198.10. - 10198.10. This article shall become operative on January 1, 2014....

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California Code PART 2 - LIFE AND DISABILITY INSURANCE CHAPTER 1 - The Contract

California Code
PART 2 - LIFE AND DISABILITY INSURANCE
CHAPTER 1 - The Contract