California Code
ARTICLE 1 - General Provisions
Section 10127.11.

10127.11. Every insurer and life agent offering for sale individual life insurance policies or individual annuity contracts that are initially delivered or issued for delivery to senior citizens in this state on and after January 1, 1995, with the use of nonpreprinted illustrations of nonguaranteed values shall disclose on those illustrations or on an attached cover sheet, in bold or underlined capitalized print, or in the form of a contrasting color sticker, bright highlighter pen, or in any manner that makes it more prominent than the surrounding material, with at least one-half inch space on all four sides, the following statement:

“THIS IS AN ILLUSTRATION ONLY. AN ILLUSTRATION IS NOT INTENDED TO PREDICT ACTUAL PERFORMANCE. INTEREST RATES, DIVIDENDS, OR VALUES THAT ARE SET FORTH IN THE ILLUSTRATION ARE NOT GUARANTEED, EXCEPT FOR THOSE ITEMS CLEARLY LABELED AS GUARANTEED.”

All preprinted policy illustrations shall contain this notice in 12-point bold print with at least one-half inch space on all four sides and shall be printed on the illustration form itself or on an attached cover sheet, or in the form of a contrasting color sticker placed on the front of the illustration. All preprinted illustrations containing nonguaranteed values shall show the columns of guaranteed values in bold print. All other columns used in the illustration shall be in standard print. “Values” as used here includes cash value, surrender value, and death benefit.

(Amended by Stats. 1998, Ch. 379, Sec. 1. Effective January 1, 1999.)

Structure California Code

California Code

Insurance Code - INS

DIVISION 2 - CLASSES OF INSURANCE

PART 2 - LIFE AND DISABILITY INSURANCE

CHAPTER 1 - The Contract

ARTICLE 1 - General Provisions

Section 10110.

Section 10110.1.

Section 10110.2.

Section 10110.3.

Section 10110.4.

Section 10110.5.

Section 10110.6.

Section 10110.7.

Section 10110.75.

Section 10110.8.

Section 10111.

Section 10111.2.

Section 10111.5.

Section 10111.7.

Section 10112.

Section 10112.1.

Section 10112.2.

Section 10112.25.

Section 10112.26.

Section 10112.27.

Section 10112.28.

Section 10112.281.

Section 10112.282.

Section 10112.29.

Section 10112.291.

Section 10112.295.

Section 10112.296.

Section 10112.297.

Section 10112.3.

Section 10112.3.

Section 10112.300.

Section 10112.35.

Section 10112.4.

Section 10112.5.

Section 10112.6.

Section 10112.7.

Section 10112.8.

Section 10112.81.

Section 10112.82.

Section 10112.9.

Section 10112.95.

Section 10113.

Section 10113.1.

Section 10113.2.

Section 10113.3.

Section 10113.35.

Section 10113.4.

Section 10113.5.

Section 10113.6.

Section 10113.7.

Section 10113.70.

Section 10113.71.

Section 10113.72.

Section 10113.8.

Section 10113.9.

Section 10113.95.

Section 10113.95.

Section 10114.

Section 10115.

Section 10116.

Section 10116.5.

Section 10117.

Section 10117.5.

Section 10117.52.

Section 10118.

Section 10119.

Section 10119.1.

Section 10119.2.

Section 10119.2.

Section 10119.3.

Section 10119.5.

Section 10119.6.

Section 10119.7.

Section 10119.8.

Section 10119.9.

Section 10120.

Section 10120.2.

Section 10120.3.

Section 10120.35.

Section 10120.4.

Section 10120.5.

Section 10121.

Section 10121.5.

Section 10121.6.

Section 10121.7.

Section 10122.

Section 10122.1.

Section 10122.2.

Section 10123.

Section 10123.1.

Section 10123.2.

Section 10123.3.

Section 10123.31.

Section 10123.35.

Section 10123.36.

Section 10123.4.

Section 10123.5.

Section 10123.51.

Section 10123.55.

Section 10123.6.

Section 10123.61.

Section 10123.65.

Section 10123.67.

Section 10123.68.

Section 10123.7.

Section 10123.8.

Section 10123.81.

Section 10123.82.

Section 10123.83.

Section 10123.835.

Section 10123.84.

Section 10123.85.

Section 10123.855.

Section 10123.856.

Section 10123.857.

Section 10123.86.

Section 10123.865.

Section 10123.866.

Section 10123.867.

Section 10123.87.

Section 10123.88.

Section 10123.89.

Section 10123.9.

Section 10123.91.

Section 10123.10.

Section 10123.11.

Section 10123.12.

Section 10123.13.

Section 10123.131.

Section 10123.132.

Section 10123.135.

Section 10123.137.

Section 10123.14.

Section 10123.141.

Section 10123.145.

Section 10123.147.

Section 10123.15.

Section 10123.16.

Section 10123.17.

Section 10123.18.

Section 10123.184.

Section 10123.185.

Section 10123.19.

Section 10123.191.

Section 10123.192.

Section 10123.193.

Section 10123.1932.

Section 10123.1933.

Section 10123.194.

Section 10123.1945.

Section 10123.195.

Section 10123.196.

Section 10123.1961.

Section 10123.197.

Section 10123.198.

Section 10123.199.

Section 10123.20.

Section 10123.201.

Section 10123.202.

Section 10123.203.

Section 10123.204.

Section 10123.205.

Section 10123.206.

Section 10123.207.

Section 10123.208.

Section 10123.210.

Section 10123.21.

Section 10123.22.

Section 10124.

Section 10124.7.

Section 10125.

Section 10125.1.

Section 10126.

Section 10126.5.

Section 10126.6.

Section 10126.65.

Section 10127.

Section 10127.09.

Section 10127.1.

Section 10127.15.

Section 10127.2.

Section 10127.21.

Section 10127.3.

Section 10127.4.

Section 10127.5.

Section 10127.7.

Section 10127.8.

Section 10127.9.

Section 10127.10.

Section 10127.11.

Section 10127.12.

Section 10127.13.

Section 10127.14.

Section 10127.16.

Section 10127.17.

Section 10127.18.

Section 10127.19.

Section 10127.20.