California Code
ARTICLE 1 - General Provisions
Section 10123.67.

10123.67. (a) On or before July 1, 1997, every disability insurer that covers hospital, medical, or surgical expenses, as described in subdivision (b), shall file with the department a written policy, which is not subject to approval or disapproval by the department, describing the manner in which the insurer determines if a second medical opinion is medically necessary and appropriate. Notice of the policy and information regarding the manner in which an insured may receive a second medical opinion shall be provided to all insureds in the insurer’s evidence of coverage. The written policy shall describe the manner in which requests for a second medical opinion are reviewed by the insurer.

(b) This section shall only apply to disability insurers covering hospital, medical, or surgical expenses that contract with providers for alternative rates pursuant to Section 10133 or 11512 and that limit payments under those policies to services secured by insureds from providers charging alternative rates pursuant to the contracts.

(c) Nothing in this section shall require the disability insurer to cover services or provide benefits that are not otherwise covered under the terms and conditions of the plan contract, nor to provide services through providers who are not under contract with the plan.

(Added by Stats. 1996, Ch. 1091, Sec. 2. Effective January 1, 1997.)

Structure California Code

California Code

Insurance Code - INS

DIVISION 2 - CLASSES OF INSURANCE

PART 2 - LIFE AND DISABILITY INSURANCE

CHAPTER 1 - The Contract

ARTICLE 1 - General Provisions

Section 10110.

Section 10110.1.

Section 10110.2.

Section 10110.3.

Section 10110.4.

Section 10110.5.

Section 10110.6.

Section 10110.7.

Section 10110.75.

Section 10110.8.

Section 10111.

Section 10111.2.

Section 10111.5.

Section 10111.7.

Section 10112.

Section 10112.1.

Section 10112.2.

Section 10112.25.

Section 10112.26.

Section 10112.27.

Section 10112.28.

Section 10112.281.

Section 10112.282.

Section 10112.29.

Section 10112.291.

Section 10112.295.

Section 10112.296.

Section 10112.297.

Section 10112.3.

Section 10112.3.

Section 10112.300.

Section 10112.35.

Section 10112.4.

Section 10112.5.

Section 10112.6.

Section 10112.7.

Section 10112.8.

Section 10112.81.

Section 10112.82.

Section 10112.9.

Section 10112.95.

Section 10113.

Section 10113.1.

Section 10113.2.

Section 10113.3.

Section 10113.35.

Section 10113.4.

Section 10113.5.

Section 10113.6.

Section 10113.7.

Section 10113.70.

Section 10113.71.

Section 10113.72.

Section 10113.8.

Section 10113.9.

Section 10113.95.

Section 10113.95.

Section 10114.

Section 10115.

Section 10116.

Section 10116.5.

Section 10117.

Section 10117.5.

Section 10117.52.

Section 10118.

Section 10119.

Section 10119.1.

Section 10119.2.

Section 10119.2.

Section 10119.3.

Section 10119.5.

Section 10119.6.

Section 10119.7.

Section 10119.8.

Section 10119.9.

Section 10120.

Section 10120.2.

Section 10120.3.

Section 10120.35.

Section 10120.4.

Section 10120.5.

Section 10121.

Section 10121.5.

Section 10121.6.

Section 10121.7.

Section 10122.

Section 10122.1.

Section 10122.2.

Section 10123.

Section 10123.1.

Section 10123.2.

Section 10123.3.

Section 10123.31.

Section 10123.35.

Section 10123.36.

Section 10123.4.

Section 10123.5.

Section 10123.51.

Section 10123.55.

Section 10123.6.

Section 10123.61.

Section 10123.65.

Section 10123.67.

Section 10123.68.

Section 10123.7.

Section 10123.8.

Section 10123.81.

Section 10123.82.

Section 10123.83.

Section 10123.835.

Section 10123.84.

Section 10123.85.

Section 10123.855.

Section 10123.856.

Section 10123.857.

Section 10123.86.

Section 10123.865.

Section 10123.866.

Section 10123.867.

Section 10123.87.

Section 10123.88.

Section 10123.89.

Section 10123.9.

Section 10123.91.

Section 10123.10.

Section 10123.11.

Section 10123.12.

Section 10123.13.

Section 10123.131.

Section 10123.132.

Section 10123.135.

Section 10123.137.

Section 10123.14.

Section 10123.141.

Section 10123.145.

Section 10123.147.

Section 10123.15.

Section 10123.16.

Section 10123.17.

Section 10123.18.

Section 10123.184.

Section 10123.185.

Section 10123.19.

Section 10123.191.

Section 10123.192.

Section 10123.193.

Section 10123.1932.

Section 10123.1933.

Section 10123.194.

Section 10123.1945.

Section 10123.195.

Section 10123.196.

Section 10123.1961.

Section 10123.197.

Section 10123.198.

Section 10123.199.

Section 10123.20.

Section 10123.201.

Section 10123.202.

Section 10123.203.

Section 10123.204.

Section 10123.205.

Section 10123.206.

Section 10123.207.

Section 10123.208.

Section 10123.210.

Section 10123.21.

Section 10123.22.

Section 10124.

Section 10124.7.

Section 10125.

Section 10125.1.

Section 10126.

Section 10126.5.

Section 10126.6.

Section 10126.65.

Section 10127.

Section 10127.09.

Section 10127.1.

Section 10127.15.

Section 10127.2.

Section 10127.21.

Section 10127.3.

Section 10127.4.

Section 10127.5.

Section 10127.7.

Section 10127.8.

Section 10127.9.

Section 10127.10.

Section 10127.11.

Section 10127.12.

Section 10127.13.

Section 10127.14.

Section 10127.16.

Section 10127.17.

Section 10127.18.

Section 10127.19.

Section 10127.20.