California Code
ARTICLE 1 - General Provisions
Section 10127.13.

10127.13. (a) All individual life insurance policies and individual annuity contracts for senior citizens that contain a charge upon surrender, partial surrender, excess withdrawal, or penalties upon surrender shall contain a notice disclosing the location of all of the following: the charge, the charge time period, the charge information, and any associated penalty information. The notice shall be in bold 12-point type on the front of the policy jacket or on the cover page of the policy.

(b) A policy shall have just one cover page. If the notice required by this section and the statutorily required right to examine notice are both on the cover page, as opposed to the front cover of the policy jacket, they shall appear on the same page.

(c) General references to “policy” in this section refer to both life insurance policies and annuity contracts.

(d) This section shall become operative on July 1, 2015.

(Amended (as added by Stats. 2014, Ch. 166, Sec. 8) by Stats. 2015, Ch. 348, Sec. 17. (AB 1515) Effective January 1, 2016.)

Structure California Code

California Code

Insurance Code - INS

DIVISION 2 - CLASSES OF INSURANCE

PART 2 - LIFE AND DISABILITY INSURANCE

CHAPTER 1 - The Contract

ARTICLE 1 - General Provisions

Section 10110.

Section 10110.1.

Section 10110.2.

Section 10110.3.

Section 10110.4.

Section 10110.5.

Section 10110.6.

Section 10110.7.

Section 10110.75.

Section 10110.8.

Section 10111.

Section 10111.2.

Section 10111.5.

Section 10111.7.

Section 10112.

Section 10112.1.

Section 10112.2.

Section 10112.25.

Section 10112.26.

Section 10112.27.

Section 10112.28.

Section 10112.281.

Section 10112.282.

Section 10112.29.

Section 10112.291.

Section 10112.295.

Section 10112.296.

Section 10112.297.

Section 10112.3.

Section 10112.3.

Section 10112.300.

Section 10112.35.

Section 10112.4.

Section 10112.5.

Section 10112.6.

Section 10112.7.

Section 10112.8.

Section 10112.81.

Section 10112.82.

Section 10112.9.

Section 10112.95.

Section 10113.

Section 10113.1.

Section 10113.2.

Section 10113.3.

Section 10113.35.

Section 10113.4.

Section 10113.5.

Section 10113.6.

Section 10113.7.

Section 10113.70.

Section 10113.71.

Section 10113.72.

Section 10113.8.

Section 10113.9.

Section 10113.95.

Section 10113.95.

Section 10114.

Section 10115.

Section 10116.

Section 10116.5.

Section 10117.

Section 10117.5.

Section 10117.52.

Section 10118.

Section 10119.

Section 10119.1.

Section 10119.2.

Section 10119.2.

Section 10119.3.

Section 10119.5.

Section 10119.6.

Section 10119.7.

Section 10119.8.

Section 10119.9.

Section 10120.

Section 10120.2.

Section 10120.3.

Section 10120.35.

Section 10120.4.

Section 10120.5.

Section 10121.

Section 10121.5.

Section 10121.6.

Section 10121.7.

Section 10122.

Section 10122.1.

Section 10122.2.

Section 10123.

Section 10123.1.

Section 10123.2.

Section 10123.3.

Section 10123.31.

Section 10123.35.

Section 10123.36.

Section 10123.4.

Section 10123.5.

Section 10123.51.

Section 10123.55.

Section 10123.6.

Section 10123.61.

Section 10123.65.

Section 10123.67.

Section 10123.68.

Section 10123.7.

Section 10123.8.

Section 10123.81.

Section 10123.82.

Section 10123.83.

Section 10123.835.

Section 10123.84.

Section 10123.85.

Section 10123.855.

Section 10123.856.

Section 10123.857.

Section 10123.86.

Section 10123.865.

Section 10123.866.

Section 10123.867.

Section 10123.87.

Section 10123.88.

Section 10123.89.

Section 10123.9.

Section 10123.91.

Section 10123.10.

Section 10123.11.

Section 10123.12.

Section 10123.13.

Section 10123.131.

Section 10123.132.

Section 10123.135.

Section 10123.137.

Section 10123.14.

Section 10123.141.

Section 10123.145.

Section 10123.147.

Section 10123.15.

Section 10123.16.

Section 10123.17.

Section 10123.18.

Section 10123.184.

Section 10123.185.

Section 10123.19.

Section 10123.191.

Section 10123.192.

Section 10123.193.

Section 10123.1932.

Section 10123.1933.

Section 10123.194.

Section 10123.1945.

Section 10123.195.

Section 10123.196.

Section 10123.1961.

Section 10123.197.

Section 10123.198.

Section 10123.199.

Section 10123.20.

Section 10123.201.

Section 10123.202.

Section 10123.203.

Section 10123.204.

Section 10123.205.

Section 10123.206.

Section 10123.207.

Section 10123.208.

Section 10123.210.

Section 10123.21.

Section 10123.22.

Section 10124.

Section 10124.7.

Section 10125.

Section 10125.1.

Section 10126.

Section 10126.5.

Section 10126.6.

Section 10126.65.

Section 10127.

Section 10127.09.

Section 10127.1.

Section 10127.15.

Section 10127.2.

Section 10127.21.

Section 10127.3.

Section 10127.4.

Section 10127.5.

Section 10127.7.

Section 10127.8.

Section 10127.9.

Section 10127.10.

Section 10127.11.

Section 10127.12.

Section 10127.13.

Section 10127.14.

Section 10127.16.

Section 10127.17.

Section 10127.18.

Section 10127.19.

Section 10127.20.