California Code
ARTICLE 3b - Standard Nonforfeiture Law for Individual Deferred Annuities
Section 10168.7.

10168.7. Any contract which does not provide cash surrender benefits or does not provide death benefits at least equal to the minimum nonforfeiture amount prior to the commencement of any annuity payments shall include a statement in a prominent place in the contract that such benefits are not provided.

(Added by Stats. 1979, Ch. 1093.)