Rhode Island General Laws
Title 19 - Financial Institutions

Section 19-2-3. - Application to form financial institution — Issuance or denial of certificate. - § 19-2-3. Application to form financial institution — Issuance or...

Section 19-2-4. - Notice of subscribers’ meeting. - § 19-2-4. Notice of subscribers’ meeting. The first meeting of...

Section 19-2-5. - Proceedings at subscribers’ meeting. - § 19-2-5. Proceedings at subscribers’ meeting. At the first meeting,...

Section 19-2-6. - Certificate of president and directors elected at first meeting. - § 19-2-6. Certificate of president and directors elected at first...

Section 19-2-7. - Approval of certificate — Filing — Fee on capital stock. - § 19-2-7. Approval of certificate — Filing — Fee on...

Section 19-2-8. - Certificate of secretary of state. - § 19-2-8. Certificate of secretary of state. The secretary of...

Section 19-2-9. - Payment for stock in cash — Certificate authorizing transaction of business. - § 19-2-9. Payment for stock in cash — Certificate authorizing...

Section 19-2-10. - Amendment of agreement to form. - § 19-2-10. Amendment of agreement to form. (a) Subject to...

Section 19-2-11. - Establishment of branches. - § 19-2-11. Establishment of branches. Any financial institution or credit...

Section 19-2-12. - Relocation of branches. - § 19-2-12. Relocation of branches. Any financial institution or credit...

Section 19-2-13. - Merger. - § 19-2-13. Merger. (a) Any financial institution may, subject to...

Section 19-2-14. - Conversion to stock form of financial institution. - § 19-2-14. Conversion to stock form of financial institution. (a)...

Section 19-2-14.1. - Mutual holding companies. - § 19-2-14.1. Mutual holding companies. (a) Any mutual savings bank...

Section 19-2-15. - Approval of amendments to bylaws required. - § 19-2-15. Approval of amendments to bylaws required. The bylaws...

Section 19-2-16. - Indemnification of officers and employees for acts in course of duties. - § 19-2-16. Indemnification of officers and employees for acts in...

Section 19-2-17. - Oath of director. - § 19-2-17. Oath of director. Every director of a financial...

Section 19-2-18. - Record of meetings of boards and committees. - § 19-2-18. Record of meetings of boards and committees. Every...

Section 19-2-19. - Bonds of officers and employees — Supervision by director. - § 19-2-19. Bonds of officers and employees — Supervision by...

Section 19-2-20. - Severability. - § 19-2-20. Severability. If any provision of this chapter or...

Chapter 19-2.1 - Incorporation of Stock Savings Banks [Repealed.]

Section 19-2.1-1 - — 19-2.1-23. Repealed. - § 19-2.1-1 — 19-2.1-23. Repealed.

Chapter 19-3 - Powers and Operations

Section 19-3-1. - Law generally applicable to financial institutions. - § 19-3-1. Law generally applicable to financial institutions. Every financial...

Section 19-3-2. - Loans for which financial institution is liable. - § 19-3-2. Loans for which financial institution is liable. No...

Section 19-3-3. - Maximum aggregate liability of one person or company. - § 19-3-3. Maximum aggregate liability of one person or company....

Section 19-3-4. - Loans on own shares. - § 19-3-4. Loans on own shares. No stock-formed financial institution...

Section 19-3-5. - Non-legal investments. - § 19-3-5. Non-legal investments. (a) Any financial institution or credit...

Section 19-3-6. - Special investments. - § 19-3-6. Special investments. (a) Subject to the limitations contained...

Section 19-3-7. - Holding or ownership of real estate. - § 19-3-7. Holding or ownership of real estate. (a) Any...

Section 19-3-8. - Prudent person rule. - § 19-3-8. Prudent person rule. (a) In addition to investments...

Section 19-3-9. - Financial institutions and credit unions joining Federal Reserve System. - § 19-3-9. Financial institutions and credit unions joining Federal Reserve...

Section 19-3-10. - Membership in federal home loan banks. - § 19-3-10. Membership in federal home loan banks. Any financial...

Section 19-3-11. - Reserve requirements of the Federal Reserve System. - § 19-3-11. Reserve requirements of the Federal Reserve System. Every...

Section 19-3-12. - Authorized reserve agents. - § 19-3-12. Authorized reserve agents. Reserve agents shall only include...

Section 19-3-13. - Use of electronic devices and machines. - § 19-3-13. Use of electronic devices and machines. (a) Any...

Section 19-3-13.1. - ATM cards. - § 19-3-13.1. ATM cards. No financial institution or credit union...

Section 19-3-13.2. - Fee disclosures at automated teller machines. - § 19-3-13.2. Fee disclosures at automated teller machines. (a) Any...

Section 19-3-14. - Severability. - § 19-3-14. Severability. If any provision of this chapter or...

Chapter 19-3.1 - Trust Powers

Section 19-3.1-1. - Scope. - § 19-3.1-1. Scope. The provisions of this chapter shall apply...

Section 19-3.1-2. - Power to hold and invest assets. - § 19-3.1-2. Power to hold and invest assets. (a) Every...

Section 19-3.1-2.1. - Permitted investments. - § 19-3.1-2.1. Permitted investments. In the absence of any express...

Section 19-3.1-3. - Financial institution acting as fiduciary. - § 19-3.1-3. Financial institution acting as fiduciary. A financial institution...

Section 19-3.1-4. - Fiduciary bond given by financial institution. - § 19-3.1-4. Fiduciary bond given by financial institution. In all...

Section 19-3.1-5. - Financial institutions administering burial grounds. - § 19-3.1-5. Financial institutions administering burial grounds. Every financial institution...

Section 19-3.1-6. - Foreign banks and trust companies — Agent to receive process. - § 19-3.1-6. Foreign banks and trust companies — Agent to...

Section 19-3.1-7. - Assets equal to capital stock as pledged — Preference over other creditors. - § 19-3.1-7. Assets equal to capital stock as pledged —...

Section 19-3.1-8. - Deposits by financial institutions with general treasurer. - § 19-3.1-8. Deposits by financial institutions with general treasurer. (a)...

Section 19-3.1-9. - Certificates of deposit — Interest and income — Substitution of securities. - § 19-3.1-9. Certificates of deposit — Interest and income —...

Section 19-3.1-10. - Severability. - § 19-3.1-10. Severability. If any provision of this chapter or...

Chapter 19-4 - Regulatory Oversight

Section 19-4-1. - Examination on application by depositors, stockholders, directors, or trustees. - § 19-4-1. Examination on application by depositors, stockholders, directors, or...

Section 19-4-2. - Periodic examinations — Access to records. - § 19-4-2. Periodic examinations — Access to records. (a) The...

Section 19-4-3. - Records of examinations and reports. - § 19-4-3. Records of examinations and reports. (a) The director,...

Section 19-4-4. - Audits. - § 19-4-4. Audits. Every regulated institution audited by a licensed,...

Section 19-4-5. - [Repealed.] - § 19-4-5. [Repealed.] History of Section.P.L. 1995, ch. 82, §...

Section 19-4-6. - Time and frequency of reports of financial institutions and credit unions. - § 19-4-6. Time and frequency of reports of financial institutions...

Section 19-4-7. - [Repealed.] - § 19-4-7. [Repealed.] History of Section.P.L. 1995, ch. 82, §...

Section 19-4-8. - Delay of reports. - § 19-4-8. Delay of reports. Any financial institution or credit...

Section 19-4-9. - Reports to general assembly. - § 19-4-9. Reports to general assembly. The director shall make...

Section 19-4-10. - Insurance of deposits. - § 19-4-10. Insurance of deposits. Any regulated institution permitted by...

Section 19-4-11. - Summons of witnesses — Obstruction or refusal to give information — Prosecution of violations. - § 19-4-11. Summons of witnesses — Obstruction or refusal to...

Section 19-4-12. - Order to cease unlawful or unsafe practices — Impairment of capital — Appeal. - § 19-4-12. Order to cease unlawful or unsafe practices —...

Section 19-4-13. - Continuance of business after suspension prohibited. - § 19-4-13. Continuance of business after suspension prohibited. After suspension...

Section 19-4-14. - Appeal of orders — Enforcement. - § 19-4-14. Appeal of orders — Enforcement. (a) Any person...

Section 19-4-15. - Examination of books to determine violations — Prosecution of offenses. - § 19-4-15. Examination of books to determine violations — Prosecution...

Section 19-4-16. - Rules and regulations. - § 19-4-16. Rules and regulations. The director, or the director’s...

Section 19-4-17. - Unauthorized banking business. - § 19-4-17. Unauthorized banking business. (a) No person, except regulated...

Section 19-4-17.1. - Use of regulated financial institutions without permission prohibited. - § 19-4-17.1. Use of regulated financial institutions without permission prohibited....

Section 19-4-18. - Severability. - § 19-4-18. Severability. If any provision of this chapter or...

Section 19-4-19. - Resident agent — Financial institutions. - § 19-4-19. Resident agent — Financial institutions. Each bank and...

Chapter 19-5 - Credit Unions

Section 19-5-1. - “Credit union” defined. - § 19-5-1. “Credit union” defined. In this chapter, the term...

Section 19-5-2. - Incorporation. - § 19-5-2. Incorporation. Fifteen (15) or more citizens of this...

Section 19-5-3. - Membership of credit unions. - § 19-5-3. Membership of credit unions. After organization of any...

Section 19-5-4. - Contents of bylaws. - § 19-5-4. Contents of bylaws. (a) The director, or the...

Section 19-5-5. - Shares or deposits held jointly. - § 19-5-5. Shares or deposits held jointly. Whenever payment for...

Section 19-5-6. - Demand deposits. - § 19-5-6. Demand deposits. (a) A credit union may offer...

Section 19-5-7. - Voting rights. - § 19-5-7. Voting rights. No person shall be entitled to...

Section 19-5-8. - Election and terms of directors. - § 19-5-8. Election and terms of directors. (a) At the...

Section 19-5-9. - Appointments and terms of supervisory committee members. - § 19-5-9. Appointments and terms of supervisory committee members. (a)...

Section 19-5-10. - Credit committee. - § 19-5-10. Credit committee. If the bylaws provide for a...

Section 19-5-11. - Duplication of office prohibited — Oaths of office — Record of qualification. - § 19-5-11. Duplication of office prohibited — Oaths of office...

Section 19-5-12. - Powers and duties of directors. - § 19-5-12. Powers and duties of directors. The board of...

Section 19-5-13. - Loan applications. - § 19-5-13. Loan applications. The credit committee or duly appointed...

Section 19-5-14. - Powers and duties of supervisory committee. - § 19-5-14. Powers and duties of supervisory committee. (a) The...

Section 19-5-15. - Investment of funds — Powers. - § 19-5-15. Investment of funds — Powers. The capital, deposits,...

Section 19-5-15.1. - Purchase, sale and pledge of eligible obligations and assets. - § 19-5-15.1. Purchase, sale and pledge of eligible obligations and...

Section 19-5-16. - Maximum aggregate liability of one person or company. - § 19-5-16. Maximum aggregate liability of one person or company....

Section 19-5-17. - Compensation or loans to officers. - § 19-5-17. Compensation or loans to officers. (a) No member...

Section 19-5-18. - Expulsion of members. - § 19-5-18. Expulsion of members. Credit union management may expel...

Section 19-5-19. - Dividends. - § 19-5-19. Dividends. At those intervals that the board of...

Section 19-5-20. - Regular reserve. - § 19-5-20. Regular reserve. Each credit union shall establish and...

Section 19-5-21. - Destruction of records. - § 19-5-21. Destruction of records. A credit union may, in...

Section 19-5-22. - Tax on deposits. - § 19-5-22. Tax on deposits. The capital stock, corporate franchises,...

Section 19-5-23. - Conversion. - § 19-5-23. Conversion. (a) A credit union may be converted...

Section 19-5-24. - Merger. - § 19-5-24. Merger. (a) Any credit union may, with approval...

Section 19-5-25. - Exercise of same powers as federal credit unions. - § 19-5-25. Exercise of same powers as federal credit unions....

Section 19-5-26. - Liquidity reserves. - § 19-5-26. Liquidity reserves. Every credit union shall maintain liquidity...

Section 19-5-27. - Interstate credit unions. - § 19-5-27. Interstate credit unions. A credit union chartered in...

Section 19-5-28. - Severability. - § 19-5-28. Severability. If any provision of this chapter or...

Section 19-5-29. - Savings promotion raffle. - § 19-5-29. Savings promotion raffle. (a) If authorized by the...

Chapter 19-5.1 - Credit Union Conversion Act of 2001

Section 19-5.1-1. - Short title. - § 19-5.1-1. Short title. This chapter shall be known and...

Section 19-5.1-2. - Definitions. - § 19-5.1-2. Definitions. Terms used in this chapter shall have...

Section 19-5.1-3. - Conversion from credit union to financial institution or another form of financial services entity. - § 19-5.1-3. Conversion from credit union to financial institution or...

Chapter 19-6 - Bank Holding Companies

Section 19-6-1. - Definitions. - § 19-6-1. Definitions. For purposes of this chapter: (1) “Company”,...

Section 19-6-2. - Examination powers. - § 19-6-2. Examination powers. Whenever the director, or the director’s...

Section 19-6-3. - Time and frequency of reports of Rhode Island bank-holding companies. - § 19-6-3. Time and frequency of reports of Rhode Island...

Section 19-6-4. - Severability. - § 19-6-4. Severability. If any provision of this chapter or...

Chapter 19-7 - Interstate Banking, Interstate Branching and Bank Holding Company Mergers and Acquisitions

Section 19-7-1. - Definitions. - § 19-7-1. Definitions. (a) For the purposes of this chapter,...

Section 19-7-2. - Acquisitions authorized. - § 19-7-2. Acquisitions authorized. (a) An out-of-state bank or bank-holding...

Section 19-7-3. - Interstate mergers of stock financial institutions. - § 19-7-3. Interstate mergers of stock financial institutions. (a) Any...

Section 19-7-4. - Interstate mergers of mutual financial institutions. - § 19-7-4. Interstate mergers of mutual financial institutions. (a) Any...

Section 19-7-5. - General effect of merger or consolidation. - § 19-7-5. General effect of merger or consolidation. Upon the...

Section 19-7-6. - Interstate purchases of assets and assumptions of liabilities. - § 19-7-6. Interstate purchases of assets and assumptions of liabilities....

Section 19-7-7. - Powers authorized. - § 19-7-7. Powers authorized. If organized under laws other than...

Section 19-7-8. - Special definitions applicable to mergers, etc. - § 19-7-8. Special definitions applicable to mergers, etc. For purposes...

Section 19-7-9. - Interstate branches. - § 19-7-9. Interstate branches. Upon obtaining the consent of the...

Section 19-7-10. - Federally chartered institutions. - § 19-7-10. Federally chartered institutions. To the extent it is...

Section 19-7-11. - Examination of mergers and acquisitions. - § 19-7-11. Examination of mergers and acquisitions. The director, or...

Section 19-7-12. - Severability. - § 19-7-12. Severability. If any provision of this chapter or...

Chapter 19-8 - Depository Change in Control Act

Section 19-8-1. - Definitions. - § 19-8-1. Definitions. For the purposes of this chapter the...

Section 19-8-2. - Application to director or the director’s designee. - § 19-8-2. Application to director or the director’s designee. Any...

Section 19-8-3. - Review of application. - § 19-8-3. Review of application. Upon receiving an application, the...

Section 19-8-4. - Contents of application. - § 19-8-4. Contents of application. Except as otherwise provided, an...

Section 19-8-5. - Issuance or denial of application. - § 19-8-5. Issuance or denial of application. The director, or...

Section 19-8-6. - Notice of change in control. - § 19-8-6. Notice of change in control. Whenever a change...

Section 19-8-7. - Waiver of application and hearing process in the public interest. - § 19-8-7. Waiver of application and hearing process in the...

Section 19-8-8. - Rules and regulations. - § 19-8-8. Rules and regulations. The director, or the director’s...

Section 19-8-9. - Severability. - § 19-8-9. Severability. If any provision of this chapter or...

Chapter 19-9 - Community Obligations and Banking Offenses

Section 19-9-1. - Definitions. - § 19-9-1. Definitions. For purposes of this chapter: “Lending institution”...

Section 19-9-2. - Escrow accounts — Interest. - § 19-9-2. Escrow accounts — Interest. (a) Every mortgagee holding...

Section 19-9-2.1. - Mortgage billing — Payment allocation. - § 19-9-2.1. Mortgage billing — Payment allocation. All monthly billing...

Section 19-9-3. - Mortgages — Appraisal fees. - § 19-9-3. Mortgages — Appraisal fees. (a) Every lending institution...

Section 19-9-3.1. - Mortgage loan appraisers — Relationship with lending institution. - § 19-9-3.1. Mortgage loan appraisers — Relationship with lending institution....

Section 19-9-4. - Credit needs of local communities. - § 19-9-4. Credit needs of local communities. (a) Each regulated...

Section 19-9-5. - Mortgagor to be offered title insurance. - § 19-9-5. Mortgagor to be offered title insurance. Every lending...

Section 19-9-6. - Lending institutions — Title attorney. - § 19-9-6. Lending institutions — Title attorney. (a) Every lending...

Section 19-9-7. - Attorney’s opinions. - § 19-9-7. Attorney’s opinions. (a) Except as provided in subsections...

Section 19-9-8. - Lending institutions — Negative amortization loans. - § 19-9-8. Lending institutions — Negative amortization loans. Notwithstanding the...

Section 19-9-9. - Mortgages issued — Payoffs. - § 19-9-9. Mortgages issued — Payoffs. (a) Every lending institution...

Section 19-9-10. - Disbursement requirements — Purchase money loans — Dwellings. - § 19-9-10. Disbursement requirements — Purchase money loans — Dwellings....

Section 19-9-11. - Control of deposits by minors. - § 19-9-11. Control of deposits by minors. Every person not...

Section 19-9-12. - Trust deposits — Death of trustee. - § 19-9-12. Trust deposits — Death of trustee. If a...

Section 19-9-13. - Checks of trustees. - § 19-9-13. Checks of trustees. When a deposit is made...

Section 19-9-14. - Deposits payable to survivor. - § 19-9-14. Deposits payable to survivor. When a deposit has...

Section 19-9-14.1. - Uniform multiple-person accounts. - § 19-9-14.1. Uniform multiple-person accounts. (a) Definitions. For purposes of...

Section 19-9-15. - Pledge of passbook accounts. - § 19-9-15. Pledge of passbook accounts. Any deposit evidenced by...

Section 19-9-16. - Replacement of lost or destroyed passbook. - § 19-9-16. Replacement of lost or destroyed passbook. When any...

Section 19-9-17. - Charge-free savings accounts for minors. - § 19-9-17. Charge-free savings accounts for minors. Every regulated institution...

Section 19-9-18. - Depositor identification. - § 19-9-18. Depositor identification. All regulated institutions shall, unless they...

Section 19-9-19. - Checks on consumer deposit accounts to show date account was opened. - § 19-9-19. Checks on consumer deposit accounts to show date...

Section 19-9-20. - Withdrawal from time deposit accounts. - § 19-9-20. Withdrawal from time deposit accounts. Except as required...

Section 19-9-21. - Passbook savings accounts — Service charge prohibited. - § 19-9-21. Passbook savings accounts — Service charge prohibited. It...

Section 19-9-21.1. - Fee disclosure by banks, credit unions and other financial institutions. - § 19-9-21.1. Fee disclosure by banks, credit unions and other...

Section 19-9-22. - Violations by officers and employees. - § 19-9-22. Violations by officers and employees. Every president, director,...

Section 19-9-23. - Theft, embezzlement or misapplication by regulated institution, lending, credit and insurance officer or employee. - § 19-9-23. Theft, embezzlement or misapplication by regulated institution, lending,...

Section 19-9-24. - Fraudulent checks — Small amounts. - § 19-9-24. Fraudulent checks — Small amounts. (a) Any person...

Section 19-9-25. - Fraudulent checks — Large amounts. - § 19-9-25. Fraudulent checks — Large amounts. (a) Any person...

Section 19-9-26. - Prima facie evidence of intent to defraud — Prosecutions. - § 19-9-26. Prima facie evidence of intent to defraud —...

Section 19-9-27. - Check kiting. - § 19-9-27. Check kiting. (a) Notwithstanding the provisions of §...

Section 19-9-28. - False statement to obtain loan. - § 19-9-28. False statement to obtain loan. Any person who...

Section 19-9-29. - Bank fraud. - § 19-9-29. Bank fraud. Any person who knowingly makes a...

Section 19-9-30. - Injunctions against fraud. - § 19-9-30. Injunctions against fraud. (a) The attorney general is...

Section 19-9-31. - False rumors as to condition of regulated institution. - § 19-9-31. False rumors as to condition of regulated institution....

Section 19-9-32. - Disclosure of arson conviction. - § 19-9-32. Disclosure of arson conviction. (a) Every financial institution...

Section 19-9-33. - Severability. - § 19-9-33. Severability. If any provision of this chapter or...

Section 19-9-34. - Property insurance. - § 19-9-34. Property insurance. Every lending institution shall be subject...

Section 19-9-35. - Consumer privacy in mortgage applications. - § 19-9-35. Consumer privacy in mortgage applications. (a) For purposes...

Chapter 19-10 - Voluntary Liquidation

Section 19-10-1. - Power to liquidate — Appointment of agent. - § 19-10-1. Power to liquidate — Appointment of agent. Any...

Section 19-10-2. - Notice of liquidation. - § 19-10-2. Notice of liquidation. Whenever a vote is taken...

Section 19-10-3. - Application of receivership provisions — Powers of court. - § 19-10-3. Application of receivership provisions — Powers of court....

Section 19-10-4. - Delivery of unclaimed funds and property to general treasurer. - § 19-10-4. Delivery of unclaimed funds and property to general...

Section 19-10-5. - Advertisement and payment of unclaimed funds. - § 19-10-5. Advertisement and payment of unclaimed funds. It shall...

Section 19-10-6. - Severability. - § 19-10-6. Severability. If any provision of this chapter or...

Chapter 19-10.1 - Conversion of Financial Institution to General Business Corporation

Section 19-10.1-1. - Power to convert financial institution with capital stock to a general business corporation or other entity. - § 19-10.1-1. Power to convert financial institution with capital stock...

Section 19-10.1-2. - Notice of conversion. - § 19-10.1-2. Notice of conversion. Whenever a vote is taken...

Section 19-10.1-3. - Delivery of unclaimed funds and property to general treasurer. - § 19-10.1-3. Delivery of unclaimed funds and property to general...

Chapter 19-11 - Conservatorship

Section 19-11-1. - Appointment of conservator on application by stockholders or directors. - § 19-11-1. Appointment of conservator on application by stockholders or...

Section 19-11-2. - Removal of conservator — Vacancies. - § 19-11-2. Removal of conservator — Vacancies. If the director,...

Section 19-11-3. - Employment of assistance by conservator. - § 19-11-3. Employment of assistance by conservator. Each conservator, with...

Section 19-11-4. - Possession and management of property — Notice to debtors and persons in possession. - § 19-11-4. Possession and management of property — Notice to...

Section 19-11-5. - Creditors’ rights as in receivership. - § 19-11-5. Creditors’ rights as in receivership. During the time...

Section 19-11-6. - Collection of assets — Continuation of business — General powers of conservator. - § 19-11-6. Collection of assets — Continuation of business —...

Section 19-11-7. - Penalties and liabilities. - § 19-11-7. Penalties and liabilities. The conservator and the conservator’s...

Section 19-11-8. - Withdrawal of deposits and claims. - § 19-11-8. Withdrawal of deposits and claims. During the period...

Section 19-11-9. - Rules as to new deposits. - § 19-11-9. Rules as to new deposits. Whenever the period...

Section 19-11-10. - Payment of expense of conservatorship. - § 19-11-10. Payment of expense of conservatorship. The compensation of...

Section 19-11-11. - Termination of conservatorship. - § 19-11-11. Termination of conservatorship. If the director, or the...

Section 19-11-12. - Superseding receivership. - § 19-11-12. Superseding receivership. Nothing in this chapter, and no...

Section 19-11-13. - Severability. - § 19-11-13. Severability. If any provision of this chapter or...

Chapter 19-12 - Receivership

Section 19-12-1. - Application for receivership. - § 19-12-1. Application for receivership. (a) The director, or the...

Section 19-12-2. - Appointment and powers of receiver. - § 19-12-2. Appointment and powers of receiver. The court may...

Section 19-12-3. - Clerical assistance — Legal assistance. - § 19-12-3. Clerical assistance — Legal assistance. The receiver, or...

Section 19-12-4. - Schedule of property given to receiver. - § 19-12-4. Schedule of property given to receiver. When a...

Section 19-12-5. - Injunction to restrain carrying on of business. - § 19-12-5. Injunction to restrain carrying on of business. If...

Section 19-12-6. - Legislative findings. - § 19-12-6. Legislative findings. It is hereby found as follows:...

Section 19-12-7. - Priority of claims. - § 19-12-7. Priority of claims. (a) When the superior court...

Section 19-12-8. - Priority of claims — Federally insured financial institutions or credit unions. - § 19-12-8. Priority of claims — Federally insured financial institutions...

Section 19-12-9. - Payment of certain priority claims. - § 19-12-9. Payment of certain priority claims. (a) In receivership...

Section 19-12-10. - Automatic stay. - § 19-12-10. Automatic stay. (a) The appointment of a temporary...

Section 19-12-11. - Additional powers of receiver. - § 19-12-11. Additional powers of receiver. (a) In addition to...

Section 19-12-12. - Receiver as a lien creditor and as successor to certain creditors and purchasers. - § 19-12-12. Receiver as a lien creditor and as successor...

Section 19-12-13. - Agreements against interest of the financial institution or credit union. - § 19-12-13. Agreements against interest of the financial institution or...

Section 19-12-14. - Presumptions. - § 19-12-14. Presumptions. With respect to any financial institution or...

Section 19-12-15. - Notice to parties. - § 19-12-15. Notice to parties. The court having jurisdiction over...

Section 19-12-16. - Appeals. - § 19-12-16. Appeals. Any order or judgment of the court...

Section 19-12-17. - Severability. - § 19-12-17. Severability. If any provision of this chapter or...

Chapter 19-13 - Banking Emergencies

Section 19-13-1. - Proclamation of emergency. - § 19-13-1. Proclamation of emergency. The governor may proclaim that...

Section 19-13-2. - Suspension of payment of deposits. - § 19-13-2. Suspension of payment of deposits. During the period...

Section 19-13-3. - Segregation of new cash deposits. - § 19-13-3. Segregation of new cash deposits. Cash deposits, called...

Section 19-13-4. - New deposits other than cash. - § 19-13-4. New deposits other than cash. New deposits, other...

Section 19-13-5. - Bank holidays. - § 19-13-5. Bank holidays. The director is further authorized to...

Section 19-13-6. - Conformity to federal law. - § 19-13-6. Conformity to federal law. All of the regulated...

Section 19-13-7. - Violation of orders or rules. - § 19-13-7. Violation of orders or rules. Any person or...

Section 19-13-8. - Costs and expenses. - § 19-13-8. Costs and expenses. Any costs and expenses incurred...

Section 19-13-9. - Emergency measure. - § 19-13-9. Emergency measure. This chapter is declared to be...

Section 19-13-10. - Emergency powers of the director. - § 19-13-10. Emergency powers of the director. In the interest...

Section 19-13-11. - Rules and regulations. - § 19-13-11. Rules and regulations. The director, or the director’s...

Section 19-13-12. - Severability. - § 19-13-12. Severability. If any provision of this chapter or...

Section 19-13-13. - Chapter controlling. - § 19-13-13. Chapter controlling. The provisions of this chapter shall...

Chapter 19-14 - Licensed Activities

Section 19-14-1. - Definitions. - § 19-14-1. Definitions. Unless otherwise specified, the following terms shall...

Section 19-14-2. - Licenses required. - § 19-14-2. Licenses required. (a) No person shall engage within...

Section 19-14-3. - Application for license. - § 19-14-3. Application for license. (a) The application for a...

Section 19-14-4. - Annual fee. - § 19-14-4. Annual fee. (a) Each licensee shall pay an...

Section 19-14-5. - Minimum capital. - § 19-14-5. Minimum capital. Each licensee, licensed pursuant to an...

Section 19-14-6. - Bond of applicant. - § 19-14-6. Bond of applicant. (a) An applicant for any...

Section 19-14-7. - Issuance or denial of license. - § 19-14-7. Issuance or denial of license. (a) Upon the...

Section 19-14-8. - Denial of license due to incomplete application. - § 19-14-8. Denial of license due to incomplete application. If...

Section 19-14-9. - Contents of license. - § 19-14-9. Contents of license. The license or branch certificate...

Section 19-14-10. - Agent for service of process. - § 19-14-10. Agent for service of process. (a) Every licensee...

Section 19-14-11. - Prohibition or transfer or assignment of license. - § 19-14-11. Prohibition or transfer or assignment of license. No...

Section 19-14-12. - Place of business — Branch offices — Name changes. - § 19-14-12. Place of business — Branch offices — Name...

Section 19-14-13. - Revocation of license. - § 19-14-13. Revocation of license. (a) The director, or the...

Section 19-14-14. - Revocation by default. - § 19-14-14. Revocation by default. (a) The director, or the...

Section 19-14-15. - Suspension of license. - § 19-14-15. Suspension of license. The director, or the director’s...

Section 19-14-16. - Surrender of license. - § 19-14-16. Surrender of license. Any licensee may surrender any...

Section 19-14-17. - Contracts unimpaired by revocation, suspension, or surrender of license. - § 19-14-17. Contracts unimpaired by revocation, suspension, or surrender of...

Section 19-14-18. - Reinstatement of license. - § 19-14-18. Reinstatement of license. Every license issued under this...

Section 19-14-19. - Filing findings on revocation or suspension. - § 19-14-19. Filing findings on revocation or suspension. Whenever the...

Section 19-14-20. - Books, accounts, and records. - § 19-14-20. Books, accounts, and records. (a) The licensee shall...

Section 19-14-21. - Advertising and misrepresentations. - § 19-14-21. Advertising and misrepresentations. (a) No licensee or other...

Section 19-14-22. - Reporting requirements. - § 19-14-22. Reporting requirements. (a) Each licensee shall annually file...

Section 19-14-23. - Examinations and investigations. - § 19-14-23. Examinations and investigations. (a) For the purpose of...

Section 19-14-24. - Tying with other business. - § 19-14-24. Tying with other business. No licensee shall condition...

Section 19-14-25. - Transactions and place of business limited by license — Remote locations. - § 19-14-25. Transactions and place of business limited by license...

Section 19-14-26. - Penalty for violations. - § 19-14-26. Penalty for violations. (a) If a person other...

Section 19-14-26.1. - Additional penalties. - § 19-14-26.1. Additional penalties. (a) Any person who makes or...

Section 19-14-27. - Modification or repeal of chapter. - § 19-14-27. Modification or repeal of chapter. This chapter, or...

Section 19-14-28. - Appeal from director. - § 19-14-28. Appeal from director. Any applicant or licensee aggrieved...

Section 19-14-29. - Appropriations — Fees. - § 19-14-29. Appropriations — Fees. The general assembly shall annually...

Section 19-14-30. - Rules and regulations. - § 19-14-30. Rules and regulations. The director, or the director’s...

Section 19-14-31. - Pre-existing contracts. - § 19-14-31. Pre-existing contracts. Nothing contained in this chapter shall...

Section 19-14-32. - Severability. - § 19-14-32. Severability. If any provision of this chapter or...

Section 19-14-33. - Compliance with federal law governing licensed activities. - § 19-14-33. Compliance with federal law governing licensed activities. (a)...

Section 19-14-34. - Resident agent — Loss payee. - § 19-14-34. Resident agent — Loss payee. (a) Each licensee...

Chapter 19-14.1 - Lenders and Loan Brokers

Section 19-14.1-1. - Confessions of judgment — Incomplete instruments prohibited. - § 19-14.1-1. Confessions of judgment — Incomplete instruments prohibited. No...

Section 19-14.1-2. - Maximum rate of interest. - § 19-14.1-2. Maximum rate of interest. (a) Every lender may...

Section 19-14.1-3. - Unemployment insurance defined. - § 19-14.1-3. Unemployment insurance defined. For the purposes of this...

Section 19-14.1-4. - Documents delivered to borrower — Advance payments — Release of security. - § 19-14.1-4. Documents delivered to borrower — Advance payments —...

Section 19-14.1-5. - Instrument evidencing loan, contents. - § 19-14.1-5. Instrument evidencing loan, contents. No loan document shall...

Section 19-14.1-6. - Assignment of earnings. - § 19-14.1-6. Assignment of earnings. The payment in money, credit,...

Section 19-14.1-7. - Assignment of wages simultaneous with loan — Liens on furniture. - § 19-14.1-7. Assignment of wages simultaneous with loan — Liens...

Section 19-14.1-8. - Escrow accounts. - § 19-14.1-8. Escrow accounts. (a) All fees paid by clients...

Section 19-14.1-9. - Penalties. - § 19-14.1-9. Penalties. (a) Any person or entity and the...

Section 19-14.1-10. - Special exemptions. - § 19-14.1-10. Special exemptions. (a) The licensing provisions of chapter...

Section 19-14.1-11. - Rules and regulations. - § 19-14.1-11. Rules and regulations. The director, or the director’s...

Section 19-14.1-12. - Severability. - § 19-14.1-12. Severability. If any provision of this chapter or...

Chapter 19-14.2 - Small Loan Lenders

Section 19-14.2-1. - Maximum rate on small loans not authorized by chapter. - § 19-14.2-1. Maximum rate on small loans not authorized by...

Section 19-14.2-2. - Confessions of judgment — Incomplete instruments prohibited. - § 19-14.2-2. Confessions of judgment — Incomplete instruments prohibited. No...

Section 19-14.2-3. - Unemployment insurance defined. - § 19-14.2-3. Unemployment insurance defined. For the purposes of this...

Section 19-14.2-4. - Documents delivered to borrower — Advance payments — Release of security. - § 19-14.2-4. Documents delivered to borrower — Advance payments —...

Section 19-14.2-5. - Instrument evidencing loan, contents. - § 19-14.2-5. Instrument evidencing loan, contents. No loan document shall...

Section 19-14.2-6. - Assignment of earnings. - § 19-14.2-6. Assignment of earnings. The payment in money, credit,...

Section 19-14.2-7. - Assignment of wages simultaneous with loan — Liens on furniture. - § 19-14.2-7. Assignment of wages simultaneous with loan — Liens...

Section 19-14.2-8. - Maximum loan and interest rate. - § 19-14.2-8. Maximum loan and interest rate. Every small loan...

Section 19-14.2-9. - Split loans. - § 19-14.2-9. Split loans. No small loan lender shall induce...

Section 19-14.2-10. - Computation of interest. - § 19-14.2-10. Computation of interest. (a) Interest on loans made...

Section 19-14.2-11. - Maximum term of small loans. - § 19-14.2-11. Maximum term of small loans. No small loan...

Section 19-14.2-12. - Small loans — No other charges — Exception. - § 19-14.2-12. Small loans — No other charges — Exception....

Section 19-14.2-13. - Additional documents delivered to borrower. - § 19-14.2-13. Additional documents delivered to borrower. Every licensee who...

Section 19-14.2-14. - Penalties. - § 19-14.2-14. Penalties. (a) Any person or any member, officer,...

Section 19-14.2-15. - Rules and regulations. - § 19-14.2-15. Rules and regulations. The director, or the director’s...

Section 19-14.2-16. - Severability. - § 19-14.2-16. Severability. If any provision of this chapter or...

Chapter 19-14.3 - Currency Transmissions

Section 19-14.3-1. - Exemption from licensing. - § 19-14.3-1. Exemption from licensing. No license to engage in...

Section 19-14.3-1.1. - Definitions. - § 19-14.3-1.1. Definitions. In addition to the definitions provided in...

Section 19-14.3-1.2. - License by reciprocity. - § 19-14.3-1.2. License by reciprocity. A person licensed by another...

Section 19-14.3-1.3. - Cooperation and data-sharing authority. - § 19-14.3-1.3. Cooperation and data-sharing authority. (a) The department may...

Section 19-14.3-2. - Securities in lieu of bonds. - § 19-14.3-2. Securities in lieu of bonds. In lieu of...

Section 19-14.3-3. - Liability of licensees. - § 19-14.3-3. Liability of licensees. Each licensee shall be liable...

Section 19-14.3-3.1. - Record of foreign exchange transactions. - § 19-14.3-3.1. Record of foreign exchange transactions. Every person carrying...

Section 19-14.3-3.2. - Forwarding of documents to foreign correspondent — Receipt for money or documents. - § 19-14.3-3.2. Forwarding of documents to foreign correspondent — Receipt...

Section 19-14.3-3.3. - Action on bond. - § 19-14.3-3.3. Action on bond. Every person who has delivered...

Section 19-14.3-3.4. - Companies exempt from provisions. - § 19-14.3-3.4. Companies exempt from provisions. The provisions of §§...

Section 19-14.3-3.5. - Required disclosures for virtual currency. - § 19-14.3-3.5. Required disclosures for virtual currency. (a) A licensee...

Section 19-14.3-3.6. - Property interests and entitlements to virtual currency. - § 19-14.3-3.6. Property interests and entitlements to virtual currency. (a)...

Section 19-14.3-3.7. - Mandated compliance programs and monitoring. - § 19-14.3-3.7. Mandated compliance programs and monitoring. (a) An applicant,...

Section 19-14.3-3.8. - Prohibited acts and practices. - § 19-14.3-3.8. Prohibited acts and practices. No person required to...

Section 19-14.3-4. - Rules and regulations. - § 19-14.3-4. Rules and regulations. The director, or the director’s...

Section 19-14.3-5. - Severability. - § 19-14.3-5. Severability. If any provision of this chapter or...

Chapter 19-14.4 - Check Cashing

Section 19-14.4-1. - Exemptions from licensing. - § 19-14.4-1. Exemptions from licensing. No license to cash checks...

Section 19-14.4-2. - Public notice of application. - § 19-14.4-2. Public notice of application. (a) Upon the filing...

Section 19-14.4-3. - Rules and regulations. - § 19-14.4-3. Rules and regulations. (a) The director, or the...

Section 19-14.4-4. - Fees for services. - § 19-14.4-4. Fees for services. No licensee shall: (1) Charge...

Section 19-14.4-5. - Posting of charges — Endorsement — Receipt. - § 19-14.4-5. Posting of charges — Endorsement — Receipt. (a)...

Section 19-14.4-5.1. - Customer checks — Deferred deposits. - § 19-14.4-5.1. Customer checks — Deferred deposits. (a) A check...

Section 19-14.4-6. - Securities in lieu of bonds. - § 19-14.4-6. Securities in lieu of bonds. In lieu of...

Section 19-14.4-7. - Dishonor of check — Procedure. - § 19-14.4-7. Dishonor of check — Procedure. Within five (5)...

Section 19-14.4-8. - Food stamps — Distribution. - § 19-14.4-8. Food stamps — Distribution. Check-cashing licensees may engage...

Section 19-14.4-9. - Unlicensed check cashing businesses. - § 19-14.4-9. Unlicensed check cashing businesses. The operation of any...

Section 19-14.4-10. - Severability. - § 19-14.4-10. Severability. If any provision of this chapter or...

Chapter 19-14.5 - Foreign Exchange Transactions [Repealed.]

Section 19-14.5-1 - — 19-14.5-6. Repealed. - § 19-14.5-1 — 19-14.5-6. Repealed.

Chapter 19-14.6 - Insurance Premium Finance Agreements

Section 19-14.6-1. - Form of agreement. - § 19-14.6-1. Form of agreement. (a) Every agreement shall: (1)...

Section 19-14.6-2. - Limitation on interest and other charges. - § 19-14.6-2. Limitation on interest and other charges. (a) An...

Section 19-14.6-3. - Delinquency and cancellation charges. - § 19-14.6-3. Delinquency and cancellation charges. (a) An insurance premium...

Section 19-14.6-4. - Cancellation of insurance contract upon default. - § 19-14.6-4. Cancellation of insurance contract upon default. (a) When...

Section 19-14.6-5. - Return premiums. - § 19-14.6-5. Return premiums. Whenever a financed insurance contract or...

Section 19-14.6-6. - Exemption from filing requirements. - § 19-14.6-6. Exemption from filing requirements. Filing of the insurance...

Section 19-14.6-7. - Reimbursement for orthotic and prosthetic services. - § 19-14.6-7. Reimbursement for orthotic and prosthetic services. (a) As...

Chapter 19-14.7 - Nonprofit Credit Counseling Services Act [Repealed.]

Section 19-14.7-1 - — 19-14.7-4. Repealed. - § 19-14.7-1 — 19-14.7-4. Repealed.

Chapter 19-14.8 - Uniform Debt-Management Services Act

Section 19-14.8-1. - Short title. - § 19-14.8-1. Short title. This chapter shall be known and...

Section 19-14.8-2. - Definitions. - § 19-14.8-2. Definitions. In this chapter: (1) “Director” means the...

Section 19-14.8-3. - Exempt agreements and person. - § 19-14.8-3. Exempt agreements and person. (a) This chapter does...

Section 19-14.8-4. - Registration required. - § 19-14.8-4. Registration required. (a) Except as otherwise provided in...

Section 19-14.8-5. - Application for registration — Form, fee and accompanying documents. - § 19-14.8-5. Application for registration — Form, fee and accompanying...

Section 19-14.8-6. - Application for registration — Required information. - § 19-14.8-6. Application for registration — Required information. An application...

Section 19-14.8-7. - Application for registration — Obligation to update. - § 19-14.8-7. Application for registration — Obligation to update. An...

Section 19-14.8-8. - Application for registration — Public information. - § 19-14.8-8. Application for registration — Public information. Except for...

Section 19-14.8-9. - Certificate of registration — Issuance or denial. - § 19-14.8-9. Certificate of registration — Issuance or denial. (a)...

Section 19-14.8-10. - Certificate of registration — Timing. - § 19-14.8-10. Certificate of registration — Timing. (a) The director...

Section 19-14.8-11. - Renewal of registration. - § 19-14.8-11. Renewal of registration. (a) A provider must obtain...

Section 19-14.8-12. - [Repealed.] - § 19-14.8-12. [Repealed.] History of Section.P.L. 2006, ch. 243, §...

Section 19-14.8-13. - Bond required. - § 19-14.8-13. Bond required. (a) Except as otherwise provided in...

Section 19-14.8-14. - Bond required — Substitute. - § 19-14.8-14. Bond required — Substitute. (a) Instead of the...

Section 19-14.8-15. - Requirement of good faith. - § 19-14.8-15. Requirement of good faith. A provider shall act...

Section 19-14.8-16. - Customer service. - § 19-14.8-16. Customer service. A provider that is required to...

Section 19-14.8-17. - Prerequisites for providing debt-management services. - § 19-14.8-17. Prerequisites for providing debt-management services. (a) Before providing...

Section 19-14.8-18. - Communication by electronic or other means. - § 19-14.8-18. Communication by electronic or other means. (a) In...

Section 19-14.8-19. - Form and content of agreement. - § 19-14.8-19. Form and content of agreement. (a) An agreement...

Section 19-14.8-20. - Cancellation of agreement — Waiver. - § 19-14.8-20. Cancellation of agreement — Waiver. (a) An individual...

Section 19-14.8-21. - Required language. - § 19-14.8-21. Required language. Unless the director, by rule, provides...

Section 19-14.8-22. - Trust account. - § 19-14.8-22. Trust account. (a) All money paid to a...

Section 19-14.8-23. - Fees and other charges. - § 19-14.8-23. Fees and other charges. (a) A provider may...

Section 19-14.8-24. - Voluntary contributions. - § 19-14.8-24. Voluntary contributions. A provider may not solicit a...

Section 19-14.8-25. - Voidable agreements. - § 19-14.8-25. Voidable agreements. (a) If a provider imposes a...

Section 19-14.8-26. - Termination of agreements. - § 19-14.8-26. Termination of agreements. (a) If an individual who...

Section 19-14.8-27. - Periodic reports and retention of records. - § 19-14.8-27. Periodic reports and retention of records. (a) A...

Section 19-14.8-28. - Prohibited acts and practices. - § 19-14.8-28. Prohibited acts and practices. (a) A provider may...

Section 19-14.8-29. - Notice of litigation. - § 19-14.8-29. Notice of litigation. No later than thirty (30)...

Section 19-14.8-30. - Advertising. - § 19-14.8-30. Advertising. A provider that advertises debt-management services shall...

Section 19-14.8-31. - Liability for the conduct of other persons. - § 19-14.8-31. Liability for the conduct of other persons. If...

Section 19-14.8-32. - Powers of director or director’s designee. - § 19-14.8-32. Powers of director or director’s designee. (a) The...

Section 19-14.8-33. - Administrative remedies. - § 19-14.8-33. Administrative remedies. (a) The director may enforce this...

Section 19-14.8-34. - Suspension, revocation or nonrenewal of registration. - § 19-14.8-34. Suspension, revocation or nonrenewal of registration. (a) In...

Section 19-14.8-35. - Private enforcement. - § 19-14.8-35. Private enforcement. (a) If an individual voids an...

Section 19-14.8-36. - Violation of unfair or deceptive practices statute. - § 19-14.8-36. Violation of unfair or deceptive practices statute. If...

Section 19-14.8-37. - Statute of limitations. - § 19-14.8-37. Statute of limitations. (a) An action or proceeding...

Section 19-14.8-38. - Uniformity of application and construction. - § 19-14.8-38. Uniformity of application and construction. In applying and...

Section 19-14.8-39. - Relation to Electronic Signatures in Global and National Commerce Act. - § 19-14.8-39. Relation to Electronic Signatures in Global and National...

Section 19-14.8-40. - Transitional provisions — Application to existing transactions. - § 19-14.8-40. Transitional provisions — Application to existing transactions. Transactions...

Section 19-14.8-41. - Severability. - § 19-14.8-41. Severability. If any provision of this chapter or...

Section 19-14.8-42. - [Reserved.] - § 19-14.8-42. [Reserved.] History of Section.P.L. 2006, ch. 243, §...

Section 19-14.8-43. - Official comments. - § 19-14.8-43. Official comments. It is the intention of the...

Chapter 19-14.9 - Rhode Island Fair Debt Collection Practices Act

Section 19-14.9-1. - Short title. - § 19-14.9-1. Short title. This chapter shall be known and...

Section 19-14.9-2. - Purpose. - § 19-14.9-2. Purpose. The purpose of this chapter is to...

Section 19-14.9-3. - Definitions. - § 19-14.9-3. Definitions. For the purposes of this chapter, the...

Section 19-14.9-4. - Acquisition of location information. - § 19-14.9-4. Acquisition of location information. Any debt collector communicating...

Section 19-14.9-5. - Communication in connection with debt collection. - § 19-14.9-5. Communication in connection with debt collection. (1) Without...

Section 19-14.9-6. - Harassment or abuse. - § 19-14.9-6. Harassment or abuse. A debt collector may not...

Section 19-14.9-7. - False or misleading representations. - § 19-14.9-7. False or misleading representations. A debt collector may...

Section 19-14.9-8. - Unfair practices. - § 19-14.9-8. Unfair practices. A debt collector may not use...

Section 19-14.9-9. - Validation of debts. - § 19-14.9-9. Validation of debts. (1) Within five (5) days...

Section 19-14.9-10. - Multiple debts. - § 19-14.9-10. Multiple debts. If any consumer owes multiple debts...

Section 19-14.9-11. - Furnishing certain deceptive forms. - § 19-14.9-11. Furnishing certain deceptive forms. It is unlawful to...

Section 19-14.9-12. - Registration required. - § 19-14.9-12. Registration required. (1) After July 1, 2008, no...

Section 19-14.9-13. - Remedies and penalties. - § 19-14.9-13. Remedies and penalties. (1) Any person who engages...

Section 19-14.9-14. - Severability. - § 19-14.9-14. Severability. If any provision of this chapter or...

Chapter 19-14.10 - An Act Adopting the Federal Secure and Fair Enforcement for Mortgage Licensing Act of 2009

Section 19-14.10-1. - Short title. - § 19-14.10-1. Short title. This chapter shall be known and...

Section 19-14.10-2. - Purpose. - § 19-14.10-2. Purpose. The activities of mortgage loan originators and...

Section 19-14.10-3. - Definitions. - § 19-14.10-3. Definitions. For purposes of this chapter, the following...

Section 19-14.10-4. - License and registration required. - § 19-14.10-4. License and registration required. (a) An individual, unless...

Section 19-14.10-5. - State license and registration application and issuance. - § 19-14.10-5. State license and registration application and issuance. (a)...

Section 19-14.10-6. - Issuance of license. - § 19-14.10-6. Issuance of license. The director, or the director’s...

Section 19-14.10-7. - Pre-licensing and re-licensing education of loan originators. - § 19-14.10-7. Pre-licensing and re-licensing education of loan originators. (a)...

Section 19-14.10-8. - Testing of loan originators. - § 19-14.10-8. Testing of loan originators. (a) In order to...

Section 19-14.10-9. - Standards for license renewal. - § 19-14.10-9. Standards for license renewal. (a) The minimum standards...

Section 19-14.10-10. - Continuing education for mortgage loan originators. - § 19-14.10-10. Continuing education for mortgage loan originators. (a) In...

Section 19-14.10-11. - Authority to require license. - § 19-14.10-11. Authority to require license. In addition to any...

Section 19-14.10-12. - Nationwide Mortgage Licensing System and Registry information challenge process. - § 19-14.10-12. Nationwide Mortgage Licensing System and Registry information challenge...

Section 19-14.10-13. - Enforcement authorities, violations and penalties. - § 19-14.10-13. Enforcement authorities, violations and penalties. (a) In order...

Section 19-14.10-14. - Surety bond required. - § 19-14.10-14. Surety bond required. (a) Each mortgage loan originator...

Section 19-14.10-15. - Confidentiality. - § 19-14.10-15. Confidentiality. In order to promote more effective regulation...

Section 19-14.10-16. - Investigation and examination authority. - § 19-14.10-16. Investigation and examination authority. In addition to any...

Section 19-14.10-17. - Prohibited acts and practices. - § 19-14.10-17. Prohibited acts and practices. It is a violation...

Section 19-14.10-18. - Mortgage call reports. - § 19-14.10-18. Mortgage call reports. Each lender, loan broker, or...

Section 19-14.10-19. - Report to Nationwide Mortgage Licensing System and Registry. - § 19-14.10-19. Report to Nationwide Mortgage Licensing System and Registry....

Section 19-14.10-20. - Reserved. - § 19-14.10-20. Reserved. History of Section.P.L. 2009, ch. 148, §...

Section 19-14.10-21. - Unique identifier shown. - § 19-14.10-21. Unique identifier shown. The name and the unique...

Section 19-14.10-22. - Severability. - § 19-14.10-22. Severability. If any provision of this chapter or...

Chapter 19-14.11 - Third-Party Loan Servicers

Section 19-14.11-1. - License required. - § 19-14.11-1. License required. (a) No person shall act as...

Section 19-14.11-2. - Segregated accounts. - § 19-14.11-2. Segregated accounts. (a) All amounts paid by borrowers...

Section 19-14.11-3. - Records required of licensee. - § 19-14.11-3. Records required of licensee. The licensee shall keep,...

Section 19-14.11-4. - Prohibited acts and practices. - § 19-14.11-4. Prohibited acts and practices. It is a violation...

Chapter 19-15 - Receivership [Repealed.]

Section 19-15-1 - — 19-15-16. Repealed. - § 19-15-1 — 19-15-16. Repealed.

Chapter 19-15.1 - Alternative Receivership

Section 19-15.1-1 - — 19-15.1-17. Repealed. - § 19-15.1-1 — 19-15.1-17. Repealed.

Chapter 19-16 - Conservatorship

Section 19-16-1 - — 19-16-15. Repealed. - § 19-16-1 — 19-16-15. Repealed.

Chapter 19-17 - Voluntary Liquidation

Section 19-17-1 - — 19-17-6. Repealed. - § 19-17-1 — 19-17-6. Repealed.

Chapter 19-18 - Banking Emergencies

Section 19-18-1 - — 19-18-12. Repealed. - § 19-18-1 — 19-18-12. Repealed.

Chapter 19-19 - Banking Offenses

Section 19-19-1 - — 19-19-10. Repealed. - § 19-19-1 — 19-19-10. Repealed.

Chapter 19-20 - Loan and Investment Companies

Section 19-20-1 - — 19-20-28. Repealed. - § 19-20-1 — 19-20-28. Repealed.

Chapter 19-21 - Credit Unions

Section 19-21-1 - — 19-21-55. Repealed. - § 19-21-1 — 19-21-55. Repealed.

Chapter 19-22 - Formation of Building-Loan Associations

Section 19-22-1 - — 19-22-45. Repealed. - § 19-22-1 — 19-22-45. Repealed.

Chapter 19-23 - Operations of Domestic Building-Loan Associations

Section 19-23-1 - — 19-23-15. Repealed. - § 19-23-1 — 19-23-15. Repealed.

Chapter 19-23.1 - Stock Building-Loan Associations

Section 19-23.1-1 - — 19-23.1-26. Repealed. - § 19-23.1-1 — 19-23.1-26. Repealed.

Chapter 19-24 - Foreign Building-Loan Associations

Section 19-24-1 - — 19-24-10. Repealed. - § 19-24-1 — 19-24-10. Repealed.

Chapter 19-25 - Small Loan Business

Section 19-25-1 - — 19-25-43. Repealed. - § 19-25-1 — 19-25-43. Repealed.

Chapter 19-25.1 - Educational Lending

Section 19-25.1-1 - — 19-25.1-27. Repealed. - § 19-25.1-1 — 19-25.1-27. Repealed.

Chapter 19-25.2 - Secondary Mortgage Loans

Section 19-25.2-1 - — 19-25.2-36. Repealed. - § 19-25.2-1 — 19-25.2-36. Repealed.

Chapter 19-25.3 - Loan Business

Section 19-25.3-1 - — 19-25.3-33. Repealed. - § 19-25.3-1 — 19-25.3-33. Repealed.

Chapter 19-25.4 - Money and Mortgage Brokers

Section 19-25.4-1 - — 19-25.4-30. Repealed. - § 19-25.4-1 — 19-25.4-30. Repealed.

Chapter 19-26 - Pawnbrokers

Section 19-26-1. - Businesses subject to chapter. - § 19-26-1. Businesses subject to chapter. Every person, partnership, or...

Section 19-26-2. - City or town license — Fee — Revocation. - § 19-26-2. City or town license — Fee — Revocation....

Section 19-26-3. - License bond. - § 19-26-3. License bond. Before any license is issued under...

Section 19-26-4. - Penalty for unlicensed business. - § 19-26-4. Penalty for unlicensed business. Every person carrying on...

Section 19-26-5. - Records and reports — Retention of articles pawned — Violations. - § 19-26-5. Records and reports — Retention of articles pawned...

Section 19-26-6. - Articles appearing to have been stolen. - § 19-26-6. Articles appearing to have been stolen. If it...

Section 19-26-7. - Dealing in second-hand articles. - § 19-26-7. Dealing in second-hand articles. No pawnbroker licensed as...

Section 19-26-8. - Ascertainment of ownership of articles pawned. - § 19-26-8. Ascertainment of ownership of articles pawned. No pawnbroker...

Section 19-26-9. - Precious metals — Acts tending to destroy identity of articles pawned. - § 19-26-9. Precious metals — Acts tending to destroy identity...

Section 19-26-10. - Sale of unredeemed articles. - § 19-26-10. Sale of unredeemed articles. (a) No pawnbroker shall...

Section 19-26-11. - Proceeds of sales. - § 19-26-11. Proceeds of sales. The surplus money, if any,...

Section 19-26-12. - Acceptance of pawns from incompetents, wastrels, or thieves. - § 19-26-12. Acceptance of pawns from incompetents, wastrels, or thieves....

Section 19-26-13. - Search of premises on warrant. - § 19-26-13. Search of premises on warrant. Whenever complaint shall...

Section 19-26-14. - Property seized on warrant. - § 19-26-14. Property seized on warrant. The court before which...

Section 19-26-15. - Bond of applicant for search warrant. - § 19-26-15. Bond of applicant for search warrant. The bond...

Section 19-26-16. - Sunday business. - § 19-26-16. Sunday business. No license granted under the provisions...

Section 19-26-17. - Exercise of powers by boards and bureaus. - § 19-26-17. Exercise of powers by boards and bureaus. Whenever,...

Section 19-26-18. - Maximum charges. - § 19-26-18. Maximum charges. Pawnbrokers are prohibited from charging, taking,...

Section 19-26-19. - Safekeeping of pledges. - § 19-26-19. Safekeeping of pledges. Every pawnbroker, licensed and operating...

Chapter 19-27 - Sale of Checks Act [Repealed.]

Section 19-27-1 - — 19-27-20. Repealed. - § 19-27-1 — 19-27-20. Repealed.

Chapter 19-27.1 - Check Cashing and Electronic Money Transfers

Section 19-27.1-1 - — 19-27.1-20. Repealed. - § 19-27.1-1 — 19-27.1-20. Repealed.

Chapter 19-28 - Franchise and Distributorship Investment Regulations Act

Section 19-28-1 - — 19-28-15. Repealed. - § 19-28-1 — 19-28-15. Repealed.

Chapter 19-28.1 - Franchise Investment Act

Section 19-28.1-1. - Short title. - § 19-28.1-1. Short title. This chapter shall be known and...

Section 19-28.1-2. - Legislative intent. - § 19-28.1-2. Legislative intent. The legislature finds that franchisees may...

Section 19-28.1-3. - Definitions. - § 19-28.1-3. Definitions. When used in this act, unless the...

Section 19-28.1-4. - Scope and applicability. - § 19-28.1-4. Scope and applicability. (a) This act applies to...

Section 19-28.1-5. - Registration of franchises. - § 19-28.1-5. Registration of franchises. It is unlawful for any...

Section 19-28.1-6. - Exemption from registration. - § 19-28.1-6. Exemption from registration. The following transactions are exempt...

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Rhode Island General Laws Title 19 - Financial Institutions

Rhode Island General Laws
Title 19 - Financial Institutions