Rhode Island General Laws
Chapter 19-5 - Credit Unions
Section 19-5-4. - Contents of bylaws.

§ 19-5-4. Contents of bylaws.
(a) The director, or the director’s designee, shall promulgate regulations that prescribe the form and content of the credit union’s bylaws that shall, if not contrary to state law, reflect the guidelines of the federal credit union model bylaws and amendment provisions.
(b) No credit union seeking formation shall operate until the time the director, or the director’s designee, has approved the bylaws. Amendments to the bylaws shall not be operative until approved by the director, or the director’s designee. Any credit union aggrieved by the decision of the director, or the director’s designee, shall have the right to appeal pursuant to chapter 35 of title 42.
History of Section.P.L. 1995, ch. 82, § 43.

Structure Rhode Island General Laws

Rhode Island General Laws

Title 19 - Financial Institutions

Chapter 19-5 - Credit Unions

Section 19-5-1. - “Credit union” defined.

Section 19-5-2. - Incorporation.

Section 19-5-3. - Membership of credit unions.

Section 19-5-4. - Contents of bylaws.

Section 19-5-5. - Shares or deposits held jointly.

Section 19-5-6. - Demand deposits.

Section 19-5-7. - Voting rights.

Section 19-5-8. - Election and terms of directors.

Section 19-5-9. - Appointments and terms of supervisory committee members.

Section 19-5-10. - Credit committee.

Section 19-5-11. - Duplication of office prohibited — Oaths of office — Record of qualification.

Section 19-5-12. - Powers and duties of directors.

Section 19-5-13. - Loan applications.

Section 19-5-14. - Powers and duties of supervisory committee.

Section 19-5-15. - Investment of funds — Powers.

Section 19-5-15.1. - Purchase, sale and pledge of eligible obligations and assets.

Section 19-5-16. - Maximum aggregate liability of one person or company.

Section 19-5-17. - Compensation or loans to officers.

Section 19-5-18. - Expulsion of members.

Section 19-5-19. - Dividends.

Section 19-5-20. - Regular reserve.

Section 19-5-21. - Destruction of records.

Section 19-5-22. - Tax on deposits.

Section 19-5-23. - Conversion.

Section 19-5-24. - Merger.

Section 19-5-25. - Exercise of same powers as federal credit unions.

Section 19-5-26. - Liquidity reserves.

Section 19-5-27. - Interstate credit unions.

Section 19-5-28. - Severability.

Section 19-5-29. - Savings promotion raffle.