Rhode Island General Laws
Title 19 - Financial Institutions
Chapter 19-9 - Community Obligations and Banking Offenses

Section 19-9-1. - Definitions. - § 19-9-1. Definitions. For purposes of this chapter: “Lending institution”...

Section 19-9-2. - Escrow accounts — Interest. - § 19-9-2. Escrow accounts — Interest. (a) Every mortgagee holding...

Section 19-9-2.1. - Mortgage billing — Payment allocation. - § 19-9-2.1. Mortgage billing — Payment allocation. All monthly billing...

Section 19-9-3. - Mortgages — Appraisal fees. - § 19-9-3. Mortgages — Appraisal fees. (a) Every lending institution...

Section 19-9-3.1. - Mortgage loan appraisers — Relationship with lending institution. - § 19-9-3.1. Mortgage loan appraisers — Relationship with lending institution....

Section 19-9-4. - Credit needs of local communities. - § 19-9-4. Credit needs of local communities. (a) Each regulated...

Section 19-9-5. - Mortgagor to be offered title insurance. - § 19-9-5. Mortgagor to be offered title insurance. Every lending...

Section 19-9-6. - Lending institutions — Title attorney. - § 19-9-6. Lending institutions — Title attorney. (a) Every lending...

Section 19-9-7. - Attorney’s opinions. - § 19-9-7. Attorney’s opinions. (a) Except as provided in subsections...

Section 19-9-8. - Lending institutions — Negative amortization loans. - § 19-9-8. Lending institutions — Negative amortization loans. Notwithstanding the...

Section 19-9-9. - Mortgages issued — Payoffs. - § 19-9-9. Mortgages issued — Payoffs. (a) Every lending institution...

Section 19-9-10. - Disbursement requirements — Purchase money loans — Dwellings. - § 19-9-10. Disbursement requirements — Purchase money loans — Dwellings....

Section 19-9-11. - Control of deposits by minors. - § 19-9-11. Control of deposits by minors. Every person not...

Section 19-9-12. - Trust deposits — Death of trustee. - § 19-9-12. Trust deposits — Death of trustee. If a...

Section 19-9-13. - Checks of trustees. - § 19-9-13. Checks of trustees. When a deposit is made...

Section 19-9-14. - Deposits payable to survivor. - § 19-9-14. Deposits payable to survivor. When a deposit has...

Section 19-9-14.1. - Uniform multiple-person accounts. - § 19-9-14.1. Uniform multiple-person accounts. (a) Definitions. For purposes of...

Section 19-9-15. - Pledge of passbook accounts. - § 19-9-15. Pledge of passbook accounts. Any deposit evidenced by...

Section 19-9-16. - Replacement of lost or destroyed passbook. - § 19-9-16. Replacement of lost or destroyed passbook. When any...

Section 19-9-17. - Charge-free savings accounts for minors. - § 19-9-17. Charge-free savings accounts for minors. Every regulated institution...

Section 19-9-18. - Depositor identification. - § 19-9-18. Depositor identification. All regulated institutions shall, unless they...

Section 19-9-19. - Checks on consumer deposit accounts to show date account was opened. - § 19-9-19. Checks on consumer deposit accounts to show date...

Section 19-9-20. - Withdrawal from time deposit accounts. - § 19-9-20. Withdrawal from time deposit accounts. Except as required...

Section 19-9-21. - Passbook savings accounts — Service charge prohibited. - § 19-9-21. Passbook savings accounts — Service charge prohibited. It...

Section 19-9-21.1. - Fee disclosure by banks, credit unions and other financial institutions. - § 19-9-21.1. Fee disclosure by banks, credit unions and other...

Section 19-9-22. - Violations by officers and employees. - § 19-9-22. Violations by officers and employees. Every president, director,...

Section 19-9-23. - Theft, embezzlement or misapplication by regulated institution, lending, credit and insurance officer or employee. - § 19-9-23. Theft, embezzlement or misapplication by regulated institution, lending,...

Section 19-9-24. - Fraudulent checks — Small amounts. - § 19-9-24. Fraudulent checks — Small amounts. (a) Any person...

Section 19-9-25. - Fraudulent checks — Large amounts. - § 19-9-25. Fraudulent checks — Large amounts. (a) Any person...

Section 19-9-26. - Prima facie evidence of intent to defraud — Prosecutions. - § 19-9-26. Prima facie evidence of intent to defraud —...

Section 19-9-27. - Check kiting. - § 19-9-27. Check kiting. (a) Notwithstanding the provisions of §...

Section 19-9-28. - False statement to obtain loan. - § 19-9-28. False statement to obtain loan. Any person who...

Section 19-9-29. - Bank fraud. - § 19-9-29. Bank fraud. Any person who knowingly makes a...

Section 19-9-30. - Injunctions against fraud. - § 19-9-30. Injunctions against fraud. (a) The attorney general is...

Section 19-9-31. - False rumors as to condition of regulated institution. - § 19-9-31. False rumors as to condition of regulated institution....

Section 19-9-32. - Disclosure of arson conviction. - § 19-9-32. Disclosure of arson conviction. (a) Every financial institution...

Section 19-9-33. - Severability. - § 19-9-33. Severability. If any provision of this chapter or...

Section 19-9-34. - Property insurance. - § 19-9-34. Property insurance. Every lending institution shall be subject...

Section 19-9-35. - Consumer privacy in mortgage applications. - § 19-9-35. Consumer privacy in mortgage applications. (a) For purposes...