Oklahoma Statutes
Title 36. Insurance
§36-7102. Definitions

As used in the Perpetual Care Fund Act:

1. "Cemetery" or "cemeteries" means any land or structure in this state dedicated to or used, or intended to be used, for the interment of human remains;
2. "Burial space" means any grave space, lot, mausoleum crypt or niche, whether above or below ground, which is used or intended to be used for the interment of human remains;
3. "Purchase price" means the gross dollar amount the customer shall pay the cemetery under a contractual agreement between the two to exchange ownership of, or rights to, certain burial spaces. Purchase price shall not include finance charges, sales tax, charges for credit life insurance, opening and closing costs and setting fees, but shall include any amount which the customer is required to pay as a deposit to the Perpetual Care Fund, described in Section 7103 of this title. On sales of burial spaces wherein discounts or free spaces are granted to the customer by the cemetery, the purchase price shall be the fair market value or the normal selling price of that particular type of burial space as sold by the cemetery;
4. "Financial institution" means a federally insured bank or savings and loan authorized to exercise trust powers or a trust company that is authorized to do business in this state;
5. "Income", except as provided in subsection D of Section 7103 of this title, means the return derived from the principal amount, excluding capital gains;
6. "Insurance Commissioner" or "Commissioner" means the Insurance Commissioner of the State of Oklahoma; and
7. "Designated agent" means one or more individuals designated by the cemetery owner and whom the owner has acknowledged as having fiduciary responsibilities under the Perpetual Care Fund Act.
Added by Laws 1953, p. 16, § 2, emerg. eff. May 19, 1953. Amended by Laws 1993, c. 218, § 1, eff. Sept. 1, 1993; Laws 2008, c. 275, § 7, eff. July 1, 2008; Laws 2010, c. 58, § 2, eff. July 1, 2010. Renumbered from § 162 of Title 8 by Laws 2010, c. 58, § 27, eff. July 1, 2010. Amended by Laws 2013, c. 269, § 17, eff. Nov. 1, 2013; Laws 2016, c. 118, § 3, eff. Nov. 1, 2016.

Structure Oklahoma Statutes

Oklahoma Statutes

Title 36. Insurance

§36-101. Short title.

§36-102. "Insurance" defined.

§36-103. "Insurer" defined.

§36-104. "Person" defined.

§36-105. "Transacting" insurance.

§36-106. "Insurance Commissioner" defined.

§36-107. "Board" defined.

§36-107.3. Pharmacy Choice Commission defined.

§36-108. "Insurance Department" defined.

§36-109. Compliance required.

§36-110. Application as to particular types of insurers.

§36-114. Existing actions, violations.

§36-115. Particular provisions prevail.

§36-117. General penalty.

§36-121. Computation of time periods.

§36-122. Electronic filing of documents.

§36-123. Delivery and storage of electronic documents.

§36-124. Incorporation of new measures into benefit plans.

§36-301. Insurance Department.

§36-302. Insurance Commissioner.

§36-302.1. Insurance Department Oklahoma City office location.

§36-303. Official seal of Insurance Commissioner.

§36-304. Funds to be deposited weekly - Collection by nongovernmental entities.

§36-305. Commissioner may appoint assistants; legal counsel.

§36-305.1. Delinquency proceedings; appointment of personnel; exemptions.

§36-306. Records - Disclosure.

§36-306.1. Availability of data necessary for review – Confidentiality – Sharing of data - Definitions.

§36-307. Duties of Insurance Commissioner.

§36-307.1. Rules and regulations.

§36-307.2. Nonpublic personal information.

§36-307.3. State Insurance Commissioner Revolving Fund.

§36-307.4. Use of grant - Audited annually.

§36-307.5. Insurance Department Anti-Fraud Revolving Fund.

§36-307.6. Insurance Department Pharmacy Benefits Manager Revolving Fund.

§36-309.1. Examinations - Definitions.

§36-309.2. Nature and frequency of examinations - Reports in lieu of examinations.

§36-309.3. Appointment of examiner - Compliance with examiner's requests - Powers of Commissioner.

§36-309.4. Report of examination - Review by Commissioner - Investigatory hearing - Disclosure.

§36-309.5. Examiner's conflict of interest.

§36-309.6. Payment of charges.

§36-309.7. Liability.

§36-310A.1. Reporting of material acquisitions and disposition of assets or material nonrenewals, cancellations or revisions of ceded reinsurance agreements.

§36-310A.2. Material acquisitions or dispositions defined - Information to be disclosed in report.

§36-310A.3. Material nonrenewals, cancellations or revisions of ceded reinsurance agreements defined - Information to be disclosed in report.

§36-311. Annual statement by companies - Annual license or certificate of authority to transact business.

§36-311.1. Fraudulent or false statement - Failure to timely file statement - Penalty.

§36-311.2. Reports on financial condition.

§36-311.3. Financial reports regarding real property.

§36-311.4. Annual statements reporting market conduct data of insurers - Adoption of rules - Filing fee - Use of documents.

§36-311A.1. Short title - Oklahoma Annual Financial Report Act.

§36-311A.2. Purpose of act.

§36-311A.3. Definitions.

§36-311A.4. Annual audit - Extensions.

§36-311A.5. Contents of annual audited financial report.

§36-311A.6. Registration of the name and address of the accountant or accounting firm retained to conduct the annual audit - Accountant letter - Notification of dismissal or resignation.

§36-311A.7. Qualified independent certified public accountants.

§36-311A.8. Audited consolidated or combined financial statements.

§36-311A.9. Conduct of audit of financial statements.

§36-311A.10. Reporting of determinations that insurer has materially misstated its financial condition - Liability - Subsequent awareness.

§36-311A.11. Reporting unremediated material weaknesses of internal controls - Description of remedial actions.

§36-311A.12. Accountant letter to insurer - Contents.

§36-311A.13. Work papers - Availability for examiner review - Copies.

§36-311A.14. Audit committee - Membership - Duties.

§36-311A.14.1. Internal audit function requirements - Exemptions.

§36-311A.15. Unlawful misleading statements - Manipulating accountant.

§36-311A.16. Report of the insurer's internal control over financial reporting.

§36-311A.17. Exemptions from compliance - Effective dates.

§36-311A.18. Canadian and British insurers - Letter of conformity.

§36-312.1. Report, disbursement and appropriation of fees and taxes - Record and statement - Annual reports.

§36-312A. Enforcement and recording of penalties and fees.

§36-313. Requirements for orders and notices - Final agency action - Applicability of Administrative Procedures Act.

§36-317. Witnesses or evidence.

§36-319. Appointment of independent hearing examiner - Fees - Time period for issuance of final order.

§36-320. Judicial review.

§36-321. Fees and licenses - Deposits.

§36-321.1. Report fees - Information requests - Costs.

§36-332. General duties - Powers.

§36-334.1. Training of rate analysts and assistant rate analysts - Tuition and fees.

§36-335. Conflicts of interest - Exceptions.

§36-348.1. Fees and licenses.

§36-350. Electronic format filing requirement.

§36-352. Commissioner authorized to refund certain fees.

§36-361. Anti-Fraud Unit - Investigations - Confidentiality of records

§36-362. Fees – Transfer to Attorney General’s Insurance Fraud Unit Revolving Fund.

§36-363. Notification of suspected fraud - Immunity.

§36-364. Seizure of property used in insurance-related crimes.

§36-365. Insurance-related crime property - Forfeiture - Replevin.

§36-401. Short title.

§36-402. Persons prohibited from engaging in business of insurance - Exception - Penalty.

§36-403. Powers of Insurance Commissioner - Injunctive relief.

§36-404. Business of insurance.

§36-405. Emergency cease and desist order - Hearing - Judicial review - Attorneys fees.

§36-406. Rules.

§36-601. "Domestic" insurer defined.

§36-602. "Foreign" insurer defined.

§36-603. "Alien" insurer defined.

§36-604. "State," "United States" defined.

§36-605. "Charter" defined.

§36-606. Authority to transact insurance required.

§36-606.1. Certain foreign or alien insurers may become domestic insurers - Requirements and procedures.

§36-607. General qualifications to transact insurance.

§36-607.1. Certain entities considered insurers - Audited financial reports - Actuarial opinions.

§36-608. Workers' compensation insurance.

§36-608.2. Assigned risk plan for employers unable to procure coverage in the voluntary market.

§36-609. Kinds of insurance an insurer may transact.

§36-610. Capital funds or minimum surplus required.

§36-612. Additional kinds of insurance - Requirments.

§36-612.1. Kinds of insurance; requirements.

§36-612.2. Workers' compensation insurance - Required capital and surplus.

§36-613. Deposit requirements.

§36-613.1. Surety bond or other security arrangement required.

§36-615.1. Application to transact insurance - Application review.

§36-615.2. Biographical affidavit.

§36-616. Issuance or refusal of certificate.

§36-617. Renewal and amendment of certificate.

§36-618. Mandatory revocation or suspension.

§36-619. Discretionary revocation or suspension; civil fines.

§36-619.1. Availability of coverage without regard to geographic location.

§36-619.2. Workers' Compensation Fraud Unit of Office of Attorney General - Notification of certain violations.

§36-619.3. Motor vehicle liability insurer compliance.

§36-620. Name of insurer.

§36-621. Service of legal process on foreign or alien insurers.

§36-622. Manner of service of process.

§36-624. Report of premiums, fees and taxes - Payment - Penalties.

§36-624.1. Tax credit for taxes paid by domestic insurer in foreign state.

§36-624.2. Refund of erroneously paid premium tax – Filing – Demand for hearing.

§36-624.3. Refund of adverse economically targeted and home office credit deductions.

§36-625. Credit against tax by investment in Oklahoma securities.

§36-625.1. Premium tax credit.

§36-625.2. Premium tax credit - Applicable insurers.

§36-625.3. Insurance companies - Home office - Tax credit.

§36-625.4. Credit against premium tax.

§36-626. Collection proceedings.

§36-628. Retaliation.

§36-629. Estimate and prepayment of premium tax - Crediting.

§36-630. Failure to make payments timely - Penalties.

§36-631. Deposit of premium tax - Payments to Medicaid Contingency Revolving Fund - Transfer of funds received from tax protest litigation.

§36-632. Certain entities subject to jurisdiction of Insurance Commissioner and Oklahoma Insurance Code - Exemptions.

§36-632.1. Home service contracts and home warranties not insurance.

§36-633. MEWA defined - Information relating to administrative services contracts.

§36-634. Valid license required - Exempt entities.

§36-635. License eligibility requirements - Filing of contracts.

§36-636. Use of words or descriptions causing beneficiaries to believe MEWA is insurance company.

§36-637. Application for license.

§36-638. Compliance with provisions of Title 36 relating to examinations, deposits and solvency regulation.

§36-639. Annual financial report - Actuarial certification - Quarterly financial statements - Penalties.

§36-640. Denial, suspension or revocation of license - Corrective action plans - Rescission or modification of suspension order.

§36-641. Promulgation of rules relating to multiple employer welfare arrangements.

§36-650. Competition with Nine-One-One system prohibited.

§36-701. Definitions not mutually exclusive.

§36-702. "Life insurance" defined.

§36-703. "Accident and health insurance" defined.

§36-704. "Property insurance" defined.

§36-705. "Marine insurance" defined.

§36-706. "Vehicle insurance" defined.

§36-707. "Casualty insurance" defined.

§36-708. "Surety insurance" defined.

§36-709. "Title insurance" defined.

§36-710. Limit of risk.

§36-711. Allowance for credit or increase in amount at risk – Contract requirements.

§36-712. Posting of standard policies and endorsements.

§36-900.1. Short title.

§36-901.1. Purposes of act.

§36-901.2. Definitions.

§36-901.3. Filing - Contents and procedure.

§36-901.4. Hearings - Period of advisement - Additional information, analysis, consideration and investigation.

§36-901.5. Filing of advisory prospective loss costs and supporting actuarial data and statistical data for workers' compensation insurance.

§36-902. Excessive, inadequate or unfairly discriminatory rates.

§36-902.2. Factors for review of filing - Weight - Prohibited expenses.

§36-902.3. Calculation of workers' compensation premiums - Equalization of expected losses and expenses between high and low wage-paying employers - Agency rule report.

§36-903.2. Workplace safety plans - Expenses of implementation.

§36-904. Inspection of filed rates - Information to insured - Proceedings by aggrieved persons - False or misleading information - Withholding policy or evidence.

§36-907. General powers of the Insurance Commissioner.

§36-907.1. Monitoring and examination of rates.

§36-908. Administrative penalties.

§36-924.1. Automobile or motorcycle accident prevention course for certain individuals - Reduction of premium charges.

§36-924.2. Rating plans for workers' compensation self-insureds - Reduced premium charges for successful participation in occupational safety and health programs - Qualification - Certificate - Records.

§36-924.3. Appeals of rating classifications.

§36-932. Joint underwriting or joint reinsurance.

§36-937. Hearing on order or decision by Commission made without a hearing - Appeal to Supreme Court.

§36-940. Inquiry regarding making claim – Prohibited acts.

§36-941. Certain cancellation, refusal to renew or increase of premium rate for motor vehicle liability or collision insurance policies prohibited - Exemptions.

§36-941.2. Motor vehicle liability policies – Provision relating to financial responsibility limits of another state or province.

§36-942. Motor vehicle liability or collision policies - Traffic record as basis of determination - Penalties.

§36-943. Motor vehicle policies - Insurers prohibited from canceling, increasing premium rates or refusing to issue or renew policy based on traffic charges under certain circumstances.

§36-944. Motor vehicle policies - Restriction on cancellation or increasing rates.

§36-950. Short title.

§36-951. Application of act.

§36-952. Definitions.

§36-953. Use of credit information - Prohibited acts.

§36-953.1. Exceptions by insurers to certain events influencing credit information – Request by insured or applicant.

§36-954. Reunderwriting and rerating of insured - Refund of overpayment.

§36-955. Disclosure statement.

§36-956. Adverse action based upon credit information - Notification to consumer.

§36-957. Filing of scoring models or other scoring processes.

§36-958. Indemnification of agents.

§36-959. Sale of data or lists by consumer reporting agencies.

§36-961. Premium discount or rate reduction for resistance to tornado or other wind events.

§36-962. Premium discount or rate reduction for resistance to tornado or other wind events for retrofit properties.

§36-963. Insurable property defined.

§36-964. Applicability date.

§36-965. Promulgation of rules to implement and administer the act.

§36-981. Short title and purposes of act.

§36-982. Definitions.

§36-983. Scope of act.

§36-984. Competitive market.

§36-985. Ratemaking standards.

§36-985.1. Regulation of rates in market without competition.

§36-986. Rate administration.

§36-987. Rate filings.

§36-989. Improper rates – Disapproval - Hearing.

§36-990. Challenge and review of application of rating system.

§36-992. Insurers - Prohibited activity.

§36-994. Advisory organizations - Filing requirements.

§36-995. Joint underwriting, joint reinsurance pool and residual market activities.

§36-996. Assigned risks.

§36-996.1. Assigned risk plans.

§36-997. Commercial special risks.

§36-998. Appeals from Commissioner.

§36-999. Examination to ascertain compliance – Records – Cost – Report of examination in another state.

§36-999.1. Short title.

§36-999.2. Purpose of act.

§36-999.3. Definitions.

§36-999.4. Subsidence coverage for residences, living units and commercial buildings - Exemption.

§36-999.5. Coverage for additional living expenses.

§36-999.6. Refusal to cover unrepaired damage.

§36-999.7. Right of subrogation.

§36-1001. Judicial review.

§36-1100. Short title - Purpose and effect.

§36-1100.1. Definitions.

§36-1100.2. Authority to enter multistate agreements.

§36-1101. Representation of unauthorized insurers prohibited.

§36-1101.1. Domestic surplus line insurers.

§36-1102. Validity of contracts effectuated by a surplus lines insurer.

§36-1103. Service of process on a surplus lines insurer.

§36-1104. Exemptions from service of process provisions.

§36-1105. Attorney fees.

§36-1106. Surplus lines - Brokers.

§36-1106.1. Due diligence search.

§36-1106.2. Due diligence - Flood insurance with a nonadmitted insurer.

§36-1107. Multistate risk - Required application and informational filings - Fee payments.

§36-1108. Recognized surplus lines.

§36-1109. Validity of surplus line insurance - Notice of limitations of coverage.

§36-1111. Acceptance of surplus line business by brokers.

§36-1112. Solvent insurer required - License revocation - Penalties.

§36-1113. Records of surplus lines licensees or brokers.

§36-1114. Broker's annual statement.

§36-1115. Tax on surplus lines - Surplus lines insurer.

§36-1116. Penalty for failure to remit tax.

§36-1118. Legal process against surplus line insurer.

§36-1119. Exemptions from surplus lines provisions.

§36-1120. Records of insureds.

§36-1125. Filing requirements.

§36-1126. Public access to documents and reports - Confidentiality.

§36-1140. Definitions - Licensing - Application - Duration of license.

§36-1141. Prohibited conduct.

§36-1142. Permitted activities and services.

§36-1143. Review of advisory organization actions.

§36-1144. Examination by Insurance Commissioner - Scope - Report by official of another state.

§36-1145. Rules and statistical plans - Commissioner authority to promulgate - Scope.

§36-1146. Withholding or providing false or fraudulent information - Prohibition - Punishment.

§36-1147. Suspension or revocation of license - Commissioner authority - Procedure.

§36-1148. Adherence to loss cost filings - Application to workers' compensation insurance.

§36-1161. Definitions.

§36-1162. Reinstatement into individual health plan coverage - Right to request - Time - Written notice.

§36-1163. Exclusion from application for certain policies or coverage certificates.

§36-1164. Exclusion from application for certain unmet terms, conditions and limitations.

§36-1165. Participation in employer sponsored health plan - Retired military employees.

§36-1201. Declaration of purpose.

§36-1202. Definitions.

§36-1203. Unfair methods of competition or unfair and deceptive acts or practices prohibited.

§36-1204. Unfair methods of competition and unfair or deceptive acts or practices defined.

§36-1204.1. Availability of loss runs and claims histories.

§36-1205. Power of commissioner.

§36-1206. Statement of charges and notice of hearing - Opportunity to be heard.

§36-1207. Cease and desist orders and modifications thereof.

§36-1208. Judicial review of cease and desist orders.

§36-1209. Procedure as to unfair methods of competition and unfair or deceptive acts or practices which are not defined.

§36-1210. Judicial review by intervenor.

§36-1211. Civil penalty.

§36-1212. Provisions of act additional.

§36-1213. Immunity from prosecution.

§36-1214. Fair disclosure - Protection against misleading sales methods.

§36-1215. Definitions.

§36-1216. Prohibitions and regulations concerning use of certain types of policy forms, policy provisions and annuity contracts.

§36-1217. Prohibitions and regulations relating to insurers, agents of insurers, representatives of insurers and brokers - Group insurance and group annuity contracts exempt.

§36-1219. Clean claims - Reimbursement - Notice of defective claims - Interest on overdue payments - Attorney's fees.

§36-1219.1. Short title.

§36-1219.2. Definitions.

§36-1219.3. Discounted reimbursement and disclosure of reimbursement terms prohibited.

§36-1219.4. Definitions - Requirements for discount medical plan organizations - Penalties.

§36-1219.5. Modification of existing or issuance of new coverage - Consent.

§36-1219.6. Methods of payments to providers – Prohibition on restricting methods – Notice of fees.

§36-1220. Exclusive agents - Restrictions.

§36-1241. Property and casualty insurer - Acceptance or denial of application.

§36-1241.1. Property and casualty policies – Provision relating to process for premium refund for cancellation prior to end of policy period.

§36-1241.2. Property and casualty policies – Inquiry regarding making claim – Increase of premium rates, cancellation, or refusal to issue or renew policy.

§36-1250.1. Short title.

§36-1250.2. Definitions.

§36-1250.3. Application of law; conditions under which acts constitute unfair claims settlement practices.

§36-1250.4. Claim files - Examination - Response to inquiries.

§36-1250.5. Acts by an insurer constituting an unfair claim settlement practice.

§36-1250.6. Property and casualty insurer - Acknowledging receipt of claim - Commissioner's inquiry - Other communications - Claim forms, instructions and assistance.

§36-1250.7. Property and casualty insurer - Denial or acceptance of claim.

§36-1250.8. Motor vehicle total loss or damage claim.

§36-1250.9. Periodic reports.

§36-1250.10. Enforcement - Standards of performance - Complaints - Investigations.

§36-1250.11. Statement of charges - Notice of hearing.

§36-1250.13. Cease and desist order – Enforcement.

§36-1250.14. Violation of act - Penalty.

§36-1250.15. Judicial review.

§36-1250.16. Rules and regulations.

§36-1250.17. Nonemergency patient form - Perjury.

§36-1415.2. Definitions.

§36-1415.3. Navigator registration – Application – Requirements - Violations.

§36-1415.4. Navigator limitations and prohibited actions.

§36-1415.5. Implementation of rules and regulations.

§36-1416. State Innovation Waiver

§36-1435.1. Short title - Application of act.

§36-1435.2. Definitions.

§36-1435.3. Agency of insurance producer - Authority - Commissions.

§36-1435.4. License required for selling, soliciting, or negotiating - Waiver of penalty.

§36-1435.5. When license not required.

§36-1435.6. Examinations.

§36-1435.7. Applications for resident and business entity insurance producer licenses - Requirements for approval.

§36-1435.8. Lines of authority - Continuation in effect of license - Reinstatement - Contracting by Insurance Commissioner with nongovernmental entities.

§36-1435.9. Nonresident producer license.

§36-1435.10. Exemptions from examination requirement.

§36-1435.11. Use of assumed name.

§36-1435.12. Temporary license without examination – Protection of insureds and public.

§36-1435.13. Suspension, revocation or refusal to issue or renew license – Probation and censure – Grounds – Notice – Fines.

§36-1435.13a. Property and casualty insurance producers - Fiduciary duties - Violation - Punishment.

§36-1435.14. Payment or acceptance of commission, service fee, brokerage or other valuable consideration – Recipient to be licensed.

§36-1435.15. Appointment of producer as agent of insurer - Notice of appointment - Discrimination among producers - Penalties.

§36-1435.16. Termination of appointment, employment, contract or other business relationship – Notification – Immunity from liability – Confidentiality – Final adjudicated actions.

§36-1435.17. Waiver of requirements for nonresident producers – Reciprocity – Continuing education requirements.

§36-1435.18. Administrative actions or criminal prosecutions against producer – Duty to report to Commissioner.

§36-1435.19. Rules.

§36-1435.20. Limited lines producers - Qualification for license - Travel accident and baggage policies.

§36-1435.20a. Sale of storage insurance by self-storage facility.

§36-1435.21. Licensure for purposes of writing controlled business prohibited.

§36-1435.22. Applicant to file bond prior to issuance of license.

§36-1435.23. License fees – Collection by Commissioner.

§36-1435.26. Unlawful acts and penalties.

§36-1435.27. Facsimile signature stamp as proof.

§36-1435.28. Ownership interest by producer in policy – Insurable interest.

§36-1435.29. Prelicensing and continuing education.

§36-1435.33. Maximum agent’s fees on renewals.

§36-1435.36. Certain information to be included on license - Term of license.

§36-1435.39. Refusal of license - Fees not refundable.

§36-1435.41. Providing insurance policy information - Exception.

§36-1441. Short title.

§36-1441.1. Administrator of certain group self-insurance associations exempted from act.

§36-1442. Definitions.

§36-1443. Written agreement required - Examination, audit and inspection of records.

§36-1444. Payments to administrator - Rights against administrator.

§36-1445. Fiduciary capacity and duties of administrator.

§36-1446. Advertising.

§36-1447. Delivery of written communications to administrator - Compensation of administrator - Use of licensed agents.

§36-1448. Administrator's bond - Amount - Requirements - Purpose - limits of cumulative liability - Cancellation.

§36-1449. Notice and information to be provided to insured individuals.

§36-1450. Licensing procedure - Violations.

§36-1452. Annual report - Penalties for failure to file - Waiver.

§36-1471. Short title.

§36-1472. Definitions.

§36-1473. Agent license - Bond - Errors and omissions policy.

§36-1474. Written contract with insurer required - Minimum provisions.

§36-1475. Financial examination and on-site reviews - Binding authority for contracts - Notice of appointment or termination - Review of books and records - Appointments to board.

§36-1476. Acts of managing general agent - Imputation to insurer.

§36-1477. Violations - Penalties - Judicial review - Rights affected.

§36-1478. Rules and regulations.

§36-1501. "Assets" defined.

§36-1502. Assets as deductions from liabilities.

§36-1503. Assets not allowed as deductions from liabilities.

§36-1504. Reporting assets not allowed.

§36-1505. Liabilities - Mandatory securities valuation reserves.

§36-1506. Unearned premium reserve.

§36-1507. Unearned premium reserve for marine insurance.

§36-1508. Reserves for accident and health insurance.

§36-1509. Increase of inadequate reserves - Present value discounting - Annual actuarial opinions - Investment limitations - Unusual dividend or benefit payments.

§36-1509.1. Confidentiality of information.

§36-1510. Definitions - Valuation law - Life - Exemption - Conflict.

§36-1511. Valuation of bonds.

§36-1512. Valuation of other securities.

§36-1513. Valuation of real property - Improvements.

§36-1514. Valuation of purchase money mortgages.

§36-1515. Information for valuation of securities.

§36-1521. Short title.

§36-1522. Definitions.

§36-1523. Annual risk-based capital report - Factors - Adjustment of inaccurate reports.

§36-1524. Company Action Level Event.

§36-1525. Regulatory Action Level Event.

§36-1526. Authorized Control Level Event.

§36-1527. Mandatory Control Level Event.

§36-1528. Confidential departmental hearing.

§36-1529. Confidentiality of RBC Reports and Plans.

§36-1530. Provisions of act supplemental – Promulgation of rules - Exemptions from act.

§36-1531. Foreign insurers.

§36-1532. Immunity for Commissioner and employees.

§36-1533. Notices to insurers - When effective.

§36-1534. Purpose of act.

§36-1535. Definitions.

§36-1536. Corporate Governance Annual Disclosure (CGAD).

§36-1537. Discretion of insurer or insurance group over responses.

§36-1538. Confidentiality and privilege.

§36-1539. Third-party consultants to assist the Commissioner in reviewing documents.

§36-1540. Failure to timely file.

§36-1541. Promulgation of rules.

§36-1601. Scope of article.

§36-1602. Eligible investments.

§36-1603. Qualification of securities or property as eligible investments.

§36-1604. Approval of investment.

§36-1605. Investments in any one person.

§36-1606. Required capital investments.

§36-1607. United States government obligations.

§36-1608. State, district or Canadian obligations.

§36-1609. County, district, city, school district or Canadian obligations.

§36-1610. Public structure or improvement obligations.

§36-1611. Obligations payable from public utility revenues.

§36-1613. Acceptances and bill of exchange.

§36-1614. Corporate obligations.

§36-1615. Preferred or guaranteed stock.

§36-1616. Limitations on investments in corporate securities.

§36-1617. Equipment trust certificates.

§36-1618. Obligations of receivers or trustees; investments not otherwise authorized; limitations.

§36-1619. Policy loans.

§36-1620. Investment or deposit of funds.

§36-1621. Foreign securities.

§36-1622. Mortgages on real estate.

§36-1623. Purchase money mortgages.

§36-1624. Acquiring or holding real property.

§36-1625. Time limits for disposal of other ineligible property and securities; penalty.

§36-1626. Investments of foreign, alien insurers.

§36-1627. Investments in loans secured by certain securities.

§36-1628. Definitions - Deposit of securities - Custodial responsibilities.

§36-1629. Guaranteed or reinsured student loans.

§36-1631. Definitions.

§36-1632. Subsidiaries of domestic insurers - Permissible investments.

§36-1633. Acquisition of control of or merger with domestic insurer.

§36-1634. Acquisitions leading to change in control of an insurer - Exceptions - Examination by Commissioner.

§36-1635. Registration of insurers.

§36-1636. Transactions within an insurance holding company - Standards.

§36-1637. Examination of registered insurers.

§36-1638. Commissioner power to participate in supervisory colleges.

§36-1639. Group-wide supervisor for any internationally active insurance group.

§36-1640. Confidentiality of documents and other information.

§36-1641. Authority to issue rules, regulations and orders.

§36-1642. Injunctions - Voting of securities prohibited - Sequestration of voting securities.

§36-1643. Failure to file - Penalties - Unlawful transactions or investments - Willful violations - False statements.

§36-1644. Violations threatening insolvency - Possession taken by Commissioner.

§36-1645. Recovery of distributions by receiver - Liability.

§36-1646. Authority to suspend, revoke or refuse to renew license or authority to do business.

§36-1647. Appeal to district court by aggrieved persons.

§36-1648. Powers, remedies, procedures and penalties as additional.

§36-1671. Short title.

§36-1672. Definitions.

§36-1673. Applicability of Act.

§36-1674. Required contract provisions - Producers and insurers affected - Audit Committees - Reporting requirements.

§36-1675. Notice to insured.

§36-1676. Powers of Commissioner or receiver - Civil actions.

§36-1681. Short title - Insurance Business Transfer Act.

§36-1682. Purpose of act.

§36-1683. Definitions.

§36-1684. Jurisdiction - Venue.

§36-1685. Notice.

§36-1686. Application for Approval of Insurance Business Transfer Plan.

§36-1687. Consent to jurisdiction of Commissioner.

§36-1688. Fees – Reimbursement - Costs.

§36-1691. Short title - Protected Cell Companies Act.

§36-1692. Purpose of act.

§36-1693. Definitions.

§36-1694. Establishment of protected cells – Plan of operation.

§36-1695. Assets and liabilities of protected cells – Protected cell income – Insurance securitization.

§36-1696. Creditors of protected cells – Obligation of protected cell company.

§36-1697. Receivership – Amounts recoverable.

§36-1698. Insurance securitization – Not deemed an insurance or reinsurance contract.

§36-1699. Promulgation of rules.

§36-1701. Deposits of insurers.

§36-1702. Purpose of deposits.

§36-1703. Assets eligible for deposit.

§36-1704. Trust companies as depositaries.

§36-1705. Rights of insurer during solvency.

§36-1706. Excess deposits.

§36-1707. Release of deposits.

§36-1708. Release only on order.

§36-1709. Deposit not subject to levy.

§36-1801. Legislative findings and purposes.

§36-1802. Definitions.

§36-1803. Duties of Commissioner.

§36-1804. Appointment of supervisor - Acts prohibited - Additional requirements.

§36-1805. Appointment of conservator; duties.

§36-1806. Limitation on appointments.

§36-1807. Foreign or alien insurers.

§36-1808. Review of actions.

§36-1809. Venue.

§36-1810. Rehabilitation.

§36-1811. Proceedings.

§36-1901. Definitions.

§36-1902. Delinquency proceedings – Jurisdiction – Arbitration – Venue - Appeal.

§36-1903. Commencement of delinquency proceedings.

§36-1904. Injunctions.

§36-1905. Grounds for rehabilitation of domestic insurers.

§36-1906. Grounds for liquidation.

§36-1907. Grounds for conservation of foreign insurers.

§36-1908. Grounds for conservation of alien insurers.

§36-1909. Grounds for ancillary liquidation of foreign insurers.

§36-1910. Order of rehabilitation; termination.

§36-1911. Order of liquidation of domestic insurers.

§36-1912. Order of liquidation of alien insurers.

§36-1913. Order of conservation or ancillary liquidation of foreign or alien insurers.

§36-1914. Conduct of delinquency proceedings against domestic and alien insurers - Limitations on power of Commissioner - Conflict of interest.

§36-1915. Conduct of delinquency proceedings against foreign insurers.

§36-1916. Claims of nonresidents against domestic insurers.

§36-1917. Claims against foreign insurers.

§36-1918. Proof of claims; notice; hearing.

§36-1919. Priority of certain claims.

§36-1920. Attachment and garnishment of assets.

§36-1921. Uniform insurers liquidation act.

§36-1922. Power and authority of the receiver.

§36-1923. Exemption of Commissioner from fees.

§36-1924.1. Limitation on actions.

§36-1925. Rights and liabilities fixed as of date liquidation order filed.

§36-1926. Fraudulent transfers or transactions - Avoidance.

§36-1927.1. Priority of distribution of claims from insurer's estate.

§36-1928. Offsets.

§36-1929. Allowance of certain claims.

§36-1930. Time to file claims.

§36-1931. Report for assessment.

§36-1932. Levy of assessment.

§36-1933. Order to pay assessment.

§36-1934. Publication and service of assessment order.

§36-1935. Judgment upon the assessment.

§36-1936. Restrictions on insurers subject to delinquency proceedings.

§36-1937. Immunity or indemnity of receivers and employees.

§36-1938. Delinquency proceedings – Procedures - Compensation of personnel.

§36-2001. Short title.

§36-2002. Purpose of act.

§36-2003. Application of act.

§36-2004. Definitions.

§36-2005. Creation - Administration - Accounts - Membership - Plan of operation.

§36-2006. Board of directors – Membership – Term – Approval – Vacancies – Compensation.

§36-2007. Powers and duties of Association.

§36-2008. Plan of operation and amendments.

§36-2009. Powers and duties of Commissioner.

§36-2010. Payment of covered claims - Recovery from certain persons - Priority of claims.

§36-2011. Proposal to distribute assets of insolvent company - Notice.

§36-2012. Exhaustion of rights under other policies, governmental program or associations.

§36-2014. Scope of covered claims.

§36-2015. Prohibited acts.

§36-2016. Examination of Association - Report.

§36-2017. Exemption from taxes and fees.

§36-2018. Payment of assessment - Effect on rate increase or decrease.

§36-2019. Liability of certain persons.

§36-2020. Stay of proceedings - Access to records.

§36-2020.1. Efficient coordination and cooperation with receivers - Uniform Data Standards.

§36-2020.2. High net worth insured claims - Obligation to pay - Procedures.

§36-2021. Short title.

§36-2022. Purpose of act.

§36-2023. Creation - Membership - Administration - Supervision.

§36-2024. Definitions.

§36-2025. Oklahoma Life and Health Insurance Guaranty Association Act - Coverage - Liability.

§36-2026. Board of directors - Membership - Term - Vacancies - Approval - Compensation.

§36-2027. Procedural rules and amendments.

§36-2028. Impaired or insolvent insurers.

§36-2030. Assessments.

§36-2031. Commissioner - Powers and duties.

§36-2032. Detection and prevention of insurer insolvencies.

§36-2034. Unpaid assessments of impaired or insolvent insurer.

§36-2035. Records of negotiations and meetings.

§36-2036. Assets of impaired or insolvent insurer - Association as creditor - Payment of policies and contractual obligations.

§36-2037. Distribution of ownership rights of impaired or insolvent insurer.

§36-2038. Recovery of distribution of insurer - Limitations.

§36-2039. Examination and regulation of Association - Reports.

§36-2040. Exemption from taxes and fees.

§36-2041. Certain persons exempted from liability.

§36-2042. Stay of other proceedings - Judgments may be set aside.

§36-2043. Advertising prohibited - Exemptions - Preparation of summary document - Disclaimer - Notice of noncoverage.

§36-2044. Exemption.

§36-2101. Scope of article.

§36-2102. "Stock" insurer defined.

§36-2103. "Mutual" insurer defined.

§36-2104. Misleading names.

§36-2105. Articles of incorporation; contents.

§36-2106. Corporate powers granted; general powers and duties.

§36-2107. Filing of articles; issuance of certificate.

§36-2108. Amendment of articles.

§36-2109. Applications for insurance in formation of mutual insurers.

§36-2110. Formation of mutuals; trust deposit of premiums; issuance of policies.

§36-2111. Initial qualification, domestic mutuals.

§36-2112. Additional kinds of insurance, mutual.

§36-2113. Bylaws of mutual.

§36-2114. Quorum, members of mutual.

§36-2115. Membership in mutuals.

§36-2116. Corporate rights of mutual members.

§36-2119. Nonassessable policies, mutual insurers.

§36-2120. Nonassessable policies - revocation of authority.

§36-2121. Participating policies.

§36-2122. Dividend to stockholders.

§36-2123. Dividends to mutual policyholders.

§36-2124. Illegal dividends - penalty.

§36-2125. Borrowed surplus.

§36-2126. Prohibited interests of officers, directors in certain transactions.

§36-2126.1. Purchase and sale of equity interests in domestic stock insurers by officers.

§36-2126.4. Proxies, consents and authorizations of domestic stock insurers.

§36-2127. Management and exclusive agency contracts.

§36-2128. Impairment of capital or assets.

§36-2129. Mutualization of stock insurer.

§36-2130. Converting mutual insurer.

§36-2132. Reinsurance, stock insurers.

§36-2133. Mergers and consolidations, mutual insurers.

§36-2134. Reinsurance, mutual insurers.

§36-2135. Mutual member's share of assets on liquidation.

§36-2201. Short title.

§36-2202. Definitions.

§36-2203. Creation of trust – Conditions – Entities insured – Law governing reserves and surplus – Conversion of domestic stock insurers.

§36-2204. Statements and reports – Taxes, fees and penalties.

§36-2205. Trust instrument – Mandatory provisions.

§36-2206. Minimum reserves and surplus.

§36-2207. Guaranty funds – Membership or financial contribution to or benefit from.

§36-2208. Duties of Commissioner – Review and evaluation – Study and analysis of cost of administration.

§36-2401. Mutual benefit associations legalized.

§36-2402. Formation - Prerequisites to transaction of business - Articles of association.

§36-2403. Associations carried on for benefit of members - Provision of benefits - Application of other laws.

§36-2404. Provisions applicable to mutual benefit associations.

§36-2405. Level or stipulated assessments – Definition - Policy to specify amount payable - Refusal to pay - Solvency - Legal reserve life insurance - Policy to make this section part thereof - Age limits – Beneficiaries - No mutual benefit associati...

§36-2406. Bond of custodian of funds - Nonpayment of benefits or claims - Emergency or reserve fund - Merger, consolidation or transfer of business and property.

§36-2407. Permit to do business; fee; filing of copies of certificates, application blanks and bylaws.

§36-2408. Reincorporation of existing associations; admission of foreign corporations or associations.

§36-2409. Agents - Notice of appointment.

§36-2410. Benefits not liable to attachments.

§36-2411. Dues - Emergency fund - Additional assessments.

§36-2412. Medical examination of applicant; warranties and certificates in lieu of examination; concealment or misrepresentation.

§36-2413. Reports; examination of records.

§36-2414. Funds; investments of.

§36-2415. Annual meetings; quorum; vacancies; special meetings.

§36-2416. Appeals from orders, rulings, or acts of insurance commissioner.

§36-2417. Misdemeanor; violation of article.

§36-2418. Legal reserve life insurance company, conversion into; adoption of plan.

§36-2419. Amended articles of incorporation; filing.

§36-2420. Policyholders; rights to purchase stock; sale of stock not purchased.

§36-2421. Reorganization and conversion complete when; rights of reorganized corporations.

§36-2422. Creditors' rights; liens; contracts; pending suits.

§36-2501. Organization authorized; purpose.

§36-2502. Designation as corporators; articles of agreement; contents; approval by insurance commissioner; filing and recording.

§36-2503. Certificate of authority to do business - Deposit of securities with State Treasurer.

§36-2504. Companies to which applicable; application of other laws; use of term "stipulated premium".

§36-2505. Valuation of outstanding policies; computation.

§36-2506. Inapplicability to burial associations or assessment companies.

§36-2507. Requisites of policy; liability on policy.

§36-2508. Personal liability.

§36-2509. Consolidation of companies; transfer or reinsurance of risks.

§36-2510. Attachment or other process; benefits not subject to.

§36-2511. Existing corporations; amendments of articles of incorporation; effect of reincorporation.

§36-2512. Amendment of articles of incorporation to conform to general insurance law.

§36-2513. Statement filed annually with Insurance Commissioner.

§36-2514. Relinquishment of business.

§36-2515. Representations; deemed material when.

§36-2516. Foreign and alien companies.

§36-2517. Laws applicable.

§36-2601. Corporations authorized - Powers.

§36-2602. Application for certificate - Contents - Fee.

§36-2603. Certificate of authority; requirements.

§36-2604. Deposit for protection of members.

§36-2605. Service contracts.

§36-2606. Filing of forms and rates; disapproval.

§36-2608.1. Directors.

§36-2608.2. Officers.

§36-2608.3. Indemnification and advancement of expenses of certain persons.

§36-2609. Membership; voting; membership fees.

§36-2611. Annual statement; filing; examination; summons.

§36-2612. Nonliability of corporation.

§36-2613. Relationship of physician and patient.

§36-2616. Exemptions.

§36-2617. Tax exemption.

§36-2618. Limited application.

§36-2619. Limited liability.

§36-2621. Selection of licensed psychologist or licensed and certified clinical social worker - Definitions.

§36-2622. Subsidiaries.

§36-2623. Conversion to domestic mutual insurer.

§36-2651. Corporations authorized.

§36-2652. Application for certificate - Contents - Fee.

§36-2653. Certificate of authority; requirements.

§36-2654. Deposit for protection of members.

§36-2655. Service contracts.

§36-2656. Filing of forms and rates; disapproval.

§36-2657. Discrimination; rebates.

§36-2658. Membership; voting rights.

§36-2659. Investments.

§36-2660. Annual statement; filing; examinations; expenses.

§36-2661. Nonliability of corporation.

§36-2662. Relationship of optometrist and patient.

§36-2664. Exemptions.

§36-2665. Tax exemption.

§36-2666. Limited liability.

§36-2667. Conflicting laws.

§36-2671. Corporations authorized.

§36-2672. Application for certificate - Contents - Fee.

§36-2673. Certificate of authority - Requirements.

§36-2674. Deposit for protection of subscribers.

§36-2675. Contracts; investments; law applicable.

§36-2676. Filing of forms and rates; disapproval.

§36-2677. Inducements prohibited.

§36-2678. Directors.

§36-2679. Participating dentists as members; meetings; officers.

§36-2680. Annual statement - Examinations - Expenses.

§36-2681. Nonliability.

§36-2682. Relationship of dentist and patient.

§36-2684. Exemptions.

§36-2685. Tax exemption.

§36-2686. Limited liability.

§36-2687. Conflicting laws.

§36-2691.1. Corporations authorized.

§36-2691.2. Application for certificate; contents; fee.

§36-2691.3. Certificate of authority; requirement.

§36-2691.4. Deposit for protection of subscribers.

§36-2691.5. Contracts; investments.

§36-2691.6. Filing of forms and rates; disapproval.

§36-2691.7. Inducements prohibited.

§36-2691.8. Directors.

§36-2691.9. Practicing chiropractors as members, meetings; voting; officers.

§36-2691.10. Annual statement; examinations; expenses.

§36-2691.11. Nonliability.

§36-2691.12. Relationship of chiropractor and patient.

§36-2691.14. Exemptions.

§36-2691.15. Tax exemption.

§36-2691.16. Limited liability.

§36-2691.17. Conflicting laws.

§36-2701.1. Fraternal benefit society defined.

§36-2702.1. Lodge system defined.

§36-2703.1. Representative form of government defined.

§36-2704.1. Definitions.

§36-2705.1. Purposes - powers.

§36-2706.1. Laws or rules required.

§36-2707.1. Principal office - Annual statement - Grievance and complaint procedures.

§36-2708.1. No personal liability - Indemnification and reimbursement - Insurance.

§36-2709.1. Waiver.

§36-2710.1. Organization - Corporate powers retained.

§36-2711.1. Articles of incorporation, constitution and laws - Amendments.

§36-2712.1. Institutions.

§36-2713.1. Reinsurance.

§36-2714.1. Consolidations and mergers.

§36-2715.1. Conversion of fraternal benefit society into mutual life insurance company or stock legal reserve life insurance company.

§36-2716.1. Benefits.

§36-2717.1. Beneficiaries.

§36-2718.1. Benefits not attachable.

§36-2719.1. Benefit contract - Standard provision requirements.

§36-2720.1. Nonforfeiture benefits - Cash surrender values - Certificate loans or other options.

§36-2721.1. Investments.

§36-2722.1. Funds.

§36-2723.1. Exemptions.

§36-2724.1. Taxation.

§36-2725.1. Standard of valuation.

§36-2726.1. Reports.

§36-2727.1. Annual license.

§36-2728.1. Examination of domestic, foreign or alien societies.

§36-2729.1. Foreign or alien society - Admission.

§36-2730.1. Injunction, liquidation or receivership of domestic society.

§36-2731.1. Suspension, revocation or refusal of license of foreign or alien society.

§36-2732.1. Injunction - Authority to petition for.

§36-2733.1. Licensing of agents.

§36-2734.1. Societies subject to Article 12, Unfair Practices and Frauds.

§36-2735.1. Service of process.

§36-2737.1. Penalties.