Oklahoma Statutes
Title 36. Insurance
§36-1644. Violations threatening insolvency - Possession taken by Commissioner.

Whenever it appears to the Commissioner that any person has committed a violation of this act which so impairs the financial condition of a domestic insurer as to threaten insolvency or make the further transaction of business by it hazardous to its policyholders, creditors, shareholders or the public, then the Commissioner may proceed as provided in Articles 18 and 19 of Title 36 of the Oklahoma Statutes to take possession of the property of the domestic insurer and to conduct its business.

Added by Laws 2017, c. 350, § 14, emerg. eff. May 31, 2017.

Structure Oklahoma Statutes

Oklahoma Statutes

Title 36. Insurance

§36-101. Short title.

§36-102. "Insurance" defined.

§36-103. "Insurer" defined.

§36-104. "Person" defined.

§36-105. "Transacting" insurance.

§36-106. "Insurance Commissioner" defined.

§36-107. "Board" defined.

§36-107.3. Pharmacy Choice Commission defined.

§36-108. "Insurance Department" defined.

§36-109. Compliance required.

§36-110. Application as to particular types of insurers.

§36-114. Existing actions, violations.

§36-115. Particular provisions prevail.

§36-117. General penalty.

§36-121. Computation of time periods.

§36-122. Electronic filing of documents.

§36-123. Delivery and storage of electronic documents.

§36-124. Incorporation of new measures into benefit plans.

§36-301. Insurance Department.

§36-302. Insurance Commissioner.

§36-302.1. Insurance Department Oklahoma City office location.

§36-303. Official seal of Insurance Commissioner.

§36-304. Funds to be deposited weekly - Collection by nongovernmental entities.

§36-305. Commissioner may appoint assistants; legal counsel.

§36-305.1. Delinquency proceedings; appointment of personnel; exemptions.

§36-306. Records - Disclosure.

§36-306.1. Availability of data necessary for review – Confidentiality – Sharing of data - Definitions.

§36-307. Duties of Insurance Commissioner.

§36-307.1. Rules and regulations.

§36-307.2. Nonpublic personal information.

§36-307.3. State Insurance Commissioner Revolving Fund.

§36-307.4. Use of grant - Audited annually.

§36-307.5. Insurance Department Anti-Fraud Revolving Fund.

§36-307.6. Insurance Department Pharmacy Benefits Manager Revolving Fund.

§36-309.1. Examinations - Definitions.

§36-309.2. Nature and frequency of examinations - Reports in lieu of examinations.

§36-309.3. Appointment of examiner - Compliance with examiner's requests - Powers of Commissioner.

§36-309.4. Report of examination - Review by Commissioner - Investigatory hearing - Disclosure.

§36-309.5. Examiner's conflict of interest.

§36-309.6. Payment of charges.

§36-309.7. Liability.

§36-310A.1. Reporting of material acquisitions and disposition of assets or material nonrenewals, cancellations or revisions of ceded reinsurance agreements.

§36-310A.2. Material acquisitions or dispositions defined - Information to be disclosed in report.

§36-310A.3. Material nonrenewals, cancellations or revisions of ceded reinsurance agreements defined - Information to be disclosed in report.

§36-311. Annual statement by companies - Annual license or certificate of authority to transact business.

§36-311.1. Fraudulent or false statement - Failure to timely file statement - Penalty.

§36-311.2. Reports on financial condition.

§36-311.3. Financial reports regarding real property.

§36-311.4. Annual statements reporting market conduct data of insurers - Adoption of rules - Filing fee - Use of documents.

§36-311A.1. Short title - Oklahoma Annual Financial Report Act.

§36-311A.2. Purpose of act.

§36-311A.3. Definitions.

§36-311A.4. Annual audit - Extensions.

§36-311A.5. Contents of annual audited financial report.

§36-311A.6. Registration of the name and address of the accountant or accounting firm retained to conduct the annual audit - Accountant letter - Notification of dismissal or resignation.

§36-311A.7. Qualified independent certified public accountants.

§36-311A.8. Audited consolidated or combined financial statements.

§36-311A.9. Conduct of audit of financial statements.

§36-311A.10. Reporting of determinations that insurer has materially misstated its financial condition - Liability - Subsequent awareness.

§36-311A.11. Reporting unremediated material weaknesses of internal controls - Description of remedial actions.

§36-311A.12. Accountant letter to insurer - Contents.

§36-311A.13. Work papers - Availability for examiner review - Copies.

§36-311A.14. Audit committee - Membership - Duties.

§36-311A.14.1. Internal audit function requirements - Exemptions.

§36-311A.15. Unlawful misleading statements - Manipulating accountant.

§36-311A.16. Report of the insurer's internal control over financial reporting.

§36-311A.17. Exemptions from compliance - Effective dates.

§36-311A.18. Canadian and British insurers - Letter of conformity.

§36-312.1. Report, disbursement and appropriation of fees and taxes - Record and statement - Annual reports.

§36-312A. Enforcement and recording of penalties and fees.

§36-313. Requirements for orders and notices - Final agency action - Applicability of Administrative Procedures Act.

§36-317. Witnesses or evidence.

§36-319. Appointment of independent hearing examiner - Fees - Time period for issuance of final order.

§36-320. Judicial review.

§36-321. Fees and licenses - Deposits.

§36-321.1. Report fees - Information requests - Costs.

§36-332. General duties - Powers.

§36-334.1. Training of rate analysts and assistant rate analysts - Tuition and fees.

§36-335. Conflicts of interest - Exceptions.

§36-348.1. Fees and licenses.

§36-350. Electronic format filing requirement.

§36-352. Commissioner authorized to refund certain fees.

§36-361. Anti-Fraud Unit - Investigations - Confidentiality of records

§36-362. Fees – Transfer to Attorney General’s Insurance Fraud Unit Revolving Fund.

§36-363. Notification of suspected fraud - Immunity.

§36-364. Seizure of property used in insurance-related crimes.

§36-365. Insurance-related crime property - Forfeiture - Replevin.

§36-401. Short title.

§36-402. Persons prohibited from engaging in business of insurance - Exception - Penalty.

§36-403. Powers of Insurance Commissioner - Injunctive relief.

§36-404. Business of insurance.

§36-405. Emergency cease and desist order - Hearing - Judicial review - Attorneys fees.

§36-406. Rules.

§36-601. "Domestic" insurer defined.

§36-602. "Foreign" insurer defined.

§36-603. "Alien" insurer defined.

§36-604. "State," "United States" defined.

§36-605. "Charter" defined.

§36-606. Authority to transact insurance required.

§36-606.1. Certain foreign or alien insurers may become domestic insurers - Requirements and procedures.

§36-607. General qualifications to transact insurance.

§36-607.1. Certain entities considered insurers - Audited financial reports - Actuarial opinions.

§36-608. Workers' compensation insurance.

§36-608.2. Assigned risk plan for employers unable to procure coverage in the voluntary market.

§36-609. Kinds of insurance an insurer may transact.

§36-610. Capital funds or minimum surplus required.

§36-612. Additional kinds of insurance - Requirments.

§36-612.1. Kinds of insurance; requirements.

§36-612.2. Workers' compensation insurance - Required capital and surplus.

§36-613. Deposit requirements.

§36-613.1. Surety bond or other security arrangement required.

§36-615.1. Application to transact insurance - Application review.

§36-615.2. Biographical affidavit.

§36-616. Issuance or refusal of certificate.

§36-617. Renewal and amendment of certificate.

§36-618. Mandatory revocation or suspension.

§36-619. Discretionary revocation or suspension; civil fines.

§36-619.1. Availability of coverage without regard to geographic location.

§36-619.2. Workers' Compensation Fraud Unit of Office of Attorney General - Notification of certain violations.

§36-619.3. Motor vehicle liability insurer compliance.

§36-620. Name of insurer.

§36-621. Service of legal process on foreign or alien insurers.

§36-622. Manner of service of process.

§36-624. Report of premiums, fees and taxes - Payment - Penalties.

§36-624.1. Tax credit for taxes paid by domestic insurer in foreign state.

§36-624.2. Refund of erroneously paid premium tax – Filing – Demand for hearing.

§36-624.3. Refund of adverse economically targeted and home office credit deductions.

§36-625. Credit against tax by investment in Oklahoma securities.

§36-625.1. Premium tax credit.

§36-625.2. Premium tax credit - Applicable insurers.

§36-625.3. Insurance companies - Home office - Tax credit.

§36-625.4. Credit against premium tax.

§36-626. Collection proceedings.

§36-628. Retaliation.

§36-629. Estimate and prepayment of premium tax - Crediting.

§36-630. Failure to make payments timely - Penalties.

§36-631. Deposit of premium tax - Payments to Medicaid Contingency Revolving Fund - Transfer of funds received from tax protest litigation.

§36-632. Certain entities subject to jurisdiction of Insurance Commissioner and Oklahoma Insurance Code - Exemptions.

§36-632.1. Home service contracts and home warranties not insurance.

§36-633. MEWA defined - Information relating to administrative services contracts.

§36-634. Valid license required - Exempt entities.

§36-635. License eligibility requirements - Filing of contracts.

§36-636. Use of words or descriptions causing beneficiaries to believe MEWA is insurance company.

§36-637. Application for license.

§36-638. Compliance with provisions of Title 36 relating to examinations, deposits and solvency regulation.

§36-639. Annual financial report - Actuarial certification - Quarterly financial statements - Penalties.

§36-640. Denial, suspension or revocation of license - Corrective action plans - Rescission or modification of suspension order.

§36-641. Promulgation of rules relating to multiple employer welfare arrangements.

§36-650. Competition with Nine-One-One system prohibited.

§36-701. Definitions not mutually exclusive.

§36-702. "Life insurance" defined.

§36-703. "Accident and health insurance" defined.

§36-704. "Property insurance" defined.

§36-705. "Marine insurance" defined.

§36-706. "Vehicle insurance" defined.

§36-707. "Casualty insurance" defined.

§36-708. "Surety insurance" defined.

§36-709. "Title insurance" defined.

§36-710. Limit of risk.

§36-711. Allowance for credit or increase in amount at risk – Contract requirements.

§36-712. Posting of standard policies and endorsements.

§36-900.1. Short title.

§36-901.1. Purposes of act.

§36-901.2. Definitions.

§36-901.3. Filing - Contents and procedure.

§36-901.4. Hearings - Period of advisement - Additional information, analysis, consideration and investigation.

§36-901.5. Filing of advisory prospective loss costs and supporting actuarial data and statistical data for workers' compensation insurance.

§36-902. Excessive, inadequate or unfairly discriminatory rates.

§36-902.2. Factors for review of filing - Weight - Prohibited expenses.

§36-902.3. Calculation of workers' compensation premiums - Equalization of expected losses and expenses between high and low wage-paying employers - Agency rule report.

§36-903.2. Workplace safety plans - Expenses of implementation.

§36-904. Inspection of filed rates - Information to insured - Proceedings by aggrieved persons - False or misleading information - Withholding policy or evidence.

§36-907. General powers of the Insurance Commissioner.

§36-907.1. Monitoring and examination of rates.

§36-908. Administrative penalties.

§36-924.1. Automobile or motorcycle accident prevention course for certain individuals - Reduction of premium charges.

§36-924.2. Rating plans for workers' compensation self-insureds - Reduced premium charges for successful participation in occupational safety and health programs - Qualification - Certificate - Records.

§36-924.3. Appeals of rating classifications.

§36-932. Joint underwriting or joint reinsurance.

§36-937. Hearing on order or decision by Commission made without a hearing - Appeal to Supreme Court.

§36-940. Inquiry regarding making claim – Prohibited acts.

§36-941. Certain cancellation, refusal to renew or increase of premium rate for motor vehicle liability or collision insurance policies prohibited - Exemptions.

§36-941.2. Motor vehicle liability policies – Provision relating to financial responsibility limits of another state or province.

§36-942. Motor vehicle liability or collision policies - Traffic record as basis of determination - Penalties.

§36-943. Motor vehicle policies - Insurers prohibited from canceling, increasing premium rates or refusing to issue or renew policy based on traffic charges under certain circumstances.

§36-944. Motor vehicle policies - Restriction on cancellation or increasing rates.

§36-950. Short title.

§36-951. Application of act.

§36-952. Definitions.

§36-953. Use of credit information - Prohibited acts.

§36-953.1. Exceptions by insurers to certain events influencing credit information – Request by insured or applicant.

§36-954. Reunderwriting and rerating of insured - Refund of overpayment.

§36-955. Disclosure statement.

§36-956. Adverse action based upon credit information - Notification to consumer.

§36-957. Filing of scoring models or other scoring processes.

§36-958. Indemnification of agents.

§36-959. Sale of data or lists by consumer reporting agencies.

§36-961. Premium discount or rate reduction for resistance to tornado or other wind events.

§36-962. Premium discount or rate reduction for resistance to tornado or other wind events for retrofit properties.

§36-963. Insurable property defined.

§36-964. Applicability date.

§36-965. Promulgation of rules to implement and administer the act.

§36-981. Short title and purposes of act.

§36-982. Definitions.

§36-983. Scope of act.

§36-984. Competitive market.

§36-985. Ratemaking standards.

§36-985.1. Regulation of rates in market without competition.

§36-986. Rate administration.

§36-987. Rate filings.

§36-989. Improper rates – Disapproval - Hearing.

§36-990. Challenge and review of application of rating system.

§36-992. Insurers - Prohibited activity.

§36-994. Advisory organizations - Filing requirements.

§36-995. Joint underwriting, joint reinsurance pool and residual market activities.

§36-996. Assigned risks.

§36-996.1. Assigned risk plans.

§36-997. Commercial special risks.

§36-998. Appeals from Commissioner.

§36-999. Examination to ascertain compliance – Records – Cost – Report of examination in another state.

§36-999.1. Short title.

§36-999.2. Purpose of act.

§36-999.3. Definitions.

§36-999.4. Subsidence coverage for residences, living units and commercial buildings - Exemption.

§36-999.5. Coverage for additional living expenses.

§36-999.6. Refusal to cover unrepaired damage.

§36-999.7. Right of subrogation.

§36-1001. Judicial review.

§36-1100. Short title - Purpose and effect.

§36-1100.1. Definitions.

§36-1100.2. Authority to enter multistate agreements.

§36-1101. Representation of unauthorized insurers prohibited.

§36-1101.1. Domestic surplus line insurers.

§36-1102. Validity of contracts effectuated by a surplus lines insurer.

§36-1103. Service of process on a surplus lines insurer.

§36-1104. Exemptions from service of process provisions.

§36-1105. Attorney fees.

§36-1106. Surplus lines - Brokers.

§36-1106.1. Due diligence search.

§36-1106.2. Due diligence - Flood insurance with a nonadmitted insurer.

§36-1107. Multistate risk - Required application and informational filings - Fee payments.

§36-1108. Recognized surplus lines.

§36-1109. Validity of surplus line insurance - Notice of limitations of coverage.

§36-1111. Acceptance of surplus line business by brokers.

§36-1112. Solvent insurer required - License revocation - Penalties.

§36-1113. Records of surplus lines licensees or brokers.

§36-1114. Broker's annual statement.

§36-1115. Tax on surplus lines - Surplus lines insurer.

§36-1116. Penalty for failure to remit tax.

§36-1118. Legal process against surplus line insurer.

§36-1119. Exemptions from surplus lines provisions.

§36-1120. Records of insureds.

§36-1125. Filing requirements.

§36-1126. Public access to documents and reports - Confidentiality.

§36-1140. Definitions - Licensing - Application - Duration of license.

§36-1141. Prohibited conduct.

§36-1142. Permitted activities and services.

§36-1143. Review of advisory organization actions.

§36-1144. Examination by Insurance Commissioner - Scope - Report by official of another state.

§36-1145. Rules and statistical plans - Commissioner authority to promulgate - Scope.

§36-1146. Withholding or providing false or fraudulent information - Prohibition - Punishment.

§36-1147. Suspension or revocation of license - Commissioner authority - Procedure.

§36-1148. Adherence to loss cost filings - Application to workers' compensation insurance.

§36-1161. Definitions.

§36-1162. Reinstatement into individual health plan coverage - Right to request - Time - Written notice.

§36-1163. Exclusion from application for certain policies or coverage certificates.

§36-1164. Exclusion from application for certain unmet terms, conditions and limitations.

§36-1165. Participation in employer sponsored health plan - Retired military employees.

§36-1201. Declaration of purpose.

§36-1202. Definitions.

§36-1203. Unfair methods of competition or unfair and deceptive acts or practices prohibited.

§36-1204. Unfair methods of competition and unfair or deceptive acts or practices defined.

§36-1204.1. Availability of loss runs and claims histories.

§36-1205. Power of commissioner.

§36-1206. Statement of charges and notice of hearing - Opportunity to be heard.

§36-1207. Cease and desist orders and modifications thereof.

§36-1208. Judicial review of cease and desist orders.

§36-1209. Procedure as to unfair methods of competition and unfair or deceptive acts or practices which are not defined.

§36-1210. Judicial review by intervenor.

§36-1211. Civil penalty.

§36-1212. Provisions of act additional.

§36-1213. Immunity from prosecution.

§36-1214. Fair disclosure - Protection against misleading sales methods.

§36-1215. Definitions.

§36-1216. Prohibitions and regulations concerning use of certain types of policy forms, policy provisions and annuity contracts.

§36-1217. Prohibitions and regulations relating to insurers, agents of insurers, representatives of insurers and brokers - Group insurance and group annuity contracts exempt.

§36-1219. Clean claims - Reimbursement - Notice of defective claims - Interest on overdue payments - Attorney's fees.

§36-1219.1. Short title.

§36-1219.2. Definitions.

§36-1219.3. Discounted reimbursement and disclosure of reimbursement terms prohibited.

§36-1219.4. Definitions - Requirements for discount medical plan organizations - Penalties.

§36-1219.5. Modification of existing or issuance of new coverage - Consent.

§36-1219.6. Methods of payments to providers – Prohibition on restricting methods – Notice of fees.

§36-1220. Exclusive agents - Restrictions.

§36-1241. Property and casualty insurer - Acceptance or denial of application.

§36-1241.1. Property and casualty policies – Provision relating to process for premium refund for cancellation prior to end of policy period.

§36-1241.2. Property and casualty policies – Inquiry regarding making claim – Increase of premium rates, cancellation, or refusal to issue or renew policy.

§36-1250.1. Short title.

§36-1250.2. Definitions.

§36-1250.3. Application of law; conditions under which acts constitute unfair claims settlement practices.

§36-1250.4. Claim files - Examination - Response to inquiries.

§36-1250.5. Acts by an insurer constituting an unfair claim settlement practice.

§36-1250.6. Property and casualty insurer - Acknowledging receipt of claim - Commissioner's inquiry - Other communications - Claim forms, instructions and assistance.

§36-1250.7. Property and casualty insurer - Denial or acceptance of claim.

§36-1250.8. Motor vehicle total loss or damage claim.

§36-1250.9. Periodic reports.

§36-1250.10. Enforcement - Standards of performance - Complaints - Investigations.

§36-1250.11. Statement of charges - Notice of hearing.

§36-1250.13. Cease and desist order – Enforcement.

§36-1250.14. Violation of act - Penalty.

§36-1250.15. Judicial review.

§36-1250.16. Rules and regulations.

§36-1250.17. Nonemergency patient form - Perjury.

§36-1415.2. Definitions.

§36-1415.3. Navigator registration – Application – Requirements - Violations.

§36-1415.4. Navigator limitations and prohibited actions.

§36-1415.5. Implementation of rules and regulations.

§36-1416. State Innovation Waiver

§36-1435.1. Short title - Application of act.

§36-1435.2. Definitions.

§36-1435.3. Agency of insurance producer - Authority - Commissions.

§36-1435.4. License required for selling, soliciting, or negotiating - Waiver of penalty.

§36-1435.5. When license not required.

§36-1435.6. Examinations.

§36-1435.7. Applications for resident and business entity insurance producer licenses - Requirements for approval.

§36-1435.8. Lines of authority - Continuation in effect of license - Reinstatement - Contracting by Insurance Commissioner with nongovernmental entities.

§36-1435.9. Nonresident producer license.

§36-1435.10. Exemptions from examination requirement.

§36-1435.11. Use of assumed name.

§36-1435.12. Temporary license without examination – Protection of insureds and public.

§36-1435.13. Suspension, revocation or refusal to issue or renew license – Probation and censure – Grounds – Notice – Fines.

§36-1435.13a. Property and casualty insurance producers - Fiduciary duties - Violation - Punishment.

§36-1435.14. Payment or acceptance of commission, service fee, brokerage or other valuable consideration – Recipient to be licensed.

§36-1435.15. Appointment of producer as agent of insurer - Notice of appointment - Discrimination among producers - Penalties.

§36-1435.16. Termination of appointment, employment, contract or other business relationship – Notification – Immunity from liability – Confidentiality – Final adjudicated actions.

§36-1435.17. Waiver of requirements for nonresident producers – Reciprocity – Continuing education requirements.

§36-1435.18. Administrative actions or criminal prosecutions against producer – Duty to report to Commissioner.

§36-1435.19. Rules.

§36-1435.20. Limited lines producers - Qualification for license - Travel accident and baggage policies.

§36-1435.20a. Sale of storage insurance by self-storage facility.

§36-1435.21. Licensure for purposes of writing controlled business prohibited.

§36-1435.22. Applicant to file bond prior to issuance of license.

§36-1435.23. License fees – Collection by Commissioner.

§36-1435.26. Unlawful acts and penalties.

§36-1435.27. Facsimile signature stamp as proof.

§36-1435.28. Ownership interest by producer in policy – Insurable interest.

§36-1435.29. Prelicensing and continuing education.

§36-1435.33. Maximum agent’s fees on renewals.

§36-1435.36. Certain information to be included on license - Term of license.

§36-1435.39. Refusal of license - Fees not refundable.

§36-1435.41. Providing insurance policy information - Exception.

§36-1441. Short title.

§36-1441.1. Administrator of certain group self-insurance associations exempted from act.

§36-1442. Definitions.

§36-1443. Written agreement required - Examination, audit and inspection of records.

§36-1444. Payments to administrator - Rights against administrator.

§36-1445. Fiduciary capacity and duties of administrator.

§36-1446. Advertising.

§36-1447. Delivery of written communications to administrator - Compensation of administrator - Use of licensed agents.

§36-1448. Administrator's bond - Amount - Requirements - Purpose - limits of cumulative liability - Cancellation.

§36-1449. Notice and information to be provided to insured individuals.

§36-1450. Licensing procedure - Violations.

§36-1452. Annual report - Penalties for failure to file - Waiver.

§36-1471. Short title.

§36-1472. Definitions.

§36-1473. Agent license - Bond - Errors and omissions policy.

§36-1474. Written contract with insurer required - Minimum provisions.

§36-1475. Financial examination and on-site reviews - Binding authority for contracts - Notice of appointment or termination - Review of books and records - Appointments to board.

§36-1476. Acts of managing general agent - Imputation to insurer.

§36-1477. Violations - Penalties - Judicial review - Rights affected.

§36-1478. Rules and regulations.

§36-1501. "Assets" defined.

§36-1502. Assets as deductions from liabilities.

§36-1503. Assets not allowed as deductions from liabilities.

§36-1504. Reporting assets not allowed.

§36-1505. Liabilities - Mandatory securities valuation reserves.

§36-1506. Unearned premium reserve.

§36-1507. Unearned premium reserve for marine insurance.

§36-1508. Reserves for accident and health insurance.

§36-1509. Increase of inadequate reserves - Present value discounting - Annual actuarial opinions - Investment limitations - Unusual dividend or benefit payments.

§36-1509.1. Confidentiality of information.

§36-1510. Definitions - Valuation law - Life - Exemption - Conflict.

§36-1511. Valuation of bonds.

§36-1512. Valuation of other securities.

§36-1513. Valuation of real property - Improvements.

§36-1514. Valuation of purchase money mortgages.

§36-1515. Information for valuation of securities.

§36-1521. Short title.

§36-1522. Definitions.

§36-1523. Annual risk-based capital report - Factors - Adjustment of inaccurate reports.

§36-1524. Company Action Level Event.

§36-1525. Regulatory Action Level Event.

§36-1526. Authorized Control Level Event.

§36-1527. Mandatory Control Level Event.

§36-1528. Confidential departmental hearing.

§36-1529. Confidentiality of RBC Reports and Plans.

§36-1530. Provisions of act supplemental – Promulgation of rules - Exemptions from act.

§36-1531. Foreign insurers.

§36-1532. Immunity for Commissioner and employees.

§36-1533. Notices to insurers - When effective.

§36-1534. Purpose of act.

§36-1535. Definitions.

§36-1536. Corporate Governance Annual Disclosure (CGAD).

§36-1537. Discretion of insurer or insurance group over responses.

§36-1538. Confidentiality and privilege.

§36-1539. Third-party consultants to assist the Commissioner in reviewing documents.

§36-1540. Failure to timely file.

§36-1541. Promulgation of rules.

§36-1601. Scope of article.

§36-1602. Eligible investments.

§36-1603. Qualification of securities or property as eligible investments.

§36-1604. Approval of investment.

§36-1605. Investments in any one person.

§36-1606. Required capital investments.

§36-1607. United States government obligations.

§36-1608. State, district or Canadian obligations.

§36-1609. County, district, city, school district or Canadian obligations.

§36-1610. Public structure or improvement obligations.

§36-1611. Obligations payable from public utility revenues.

§36-1613. Acceptances and bill of exchange.

§36-1614. Corporate obligations.

§36-1615. Preferred or guaranteed stock.

§36-1616. Limitations on investments in corporate securities.

§36-1617. Equipment trust certificates.

§36-1618. Obligations of receivers or trustees; investments not otherwise authorized; limitations.

§36-1619. Policy loans.

§36-1620. Investment or deposit of funds.

§36-1621. Foreign securities.

§36-1622. Mortgages on real estate.

§36-1623. Purchase money mortgages.

§36-1624. Acquiring or holding real property.

§36-1625. Time limits for disposal of other ineligible property and securities; penalty.

§36-1626. Investments of foreign, alien insurers.

§36-1627. Investments in loans secured by certain securities.

§36-1628. Definitions - Deposit of securities - Custodial responsibilities.

§36-1629. Guaranteed or reinsured student loans.

§36-1631. Definitions.

§36-1632. Subsidiaries of domestic insurers - Permissible investments.

§36-1633. Acquisition of control of or merger with domestic insurer.

§36-1634. Acquisitions leading to change in control of an insurer - Exceptions - Examination by Commissioner.

§36-1635. Registration of insurers.

§36-1636. Transactions within an insurance holding company - Standards.

§36-1637. Examination of registered insurers.

§36-1638. Commissioner power to participate in supervisory colleges.

§36-1639. Group-wide supervisor for any internationally active insurance group.

§36-1640. Confidentiality of documents and other information.

§36-1641. Authority to issue rules, regulations and orders.

§36-1642. Injunctions - Voting of securities prohibited - Sequestration of voting securities.

§36-1643. Failure to file - Penalties - Unlawful transactions or investments - Willful violations - False statements.

§36-1644. Violations threatening insolvency - Possession taken by Commissioner.

§36-1645. Recovery of distributions by receiver - Liability.

§36-1646. Authority to suspend, revoke or refuse to renew license or authority to do business.

§36-1647. Appeal to district court by aggrieved persons.

§36-1648. Powers, remedies, procedures and penalties as additional.

§36-1671. Short title.

§36-1672. Definitions.

§36-1673. Applicability of Act.

§36-1674. Required contract provisions - Producers and insurers affected - Audit Committees - Reporting requirements.

§36-1675. Notice to insured.

§36-1676. Powers of Commissioner or receiver - Civil actions.

§36-1681. Short title - Insurance Business Transfer Act.

§36-1682. Purpose of act.

§36-1683. Definitions.

§36-1684. Jurisdiction - Venue.

§36-1685. Notice.

§36-1686. Application for Approval of Insurance Business Transfer Plan.

§36-1687. Consent to jurisdiction of Commissioner.

§36-1688. Fees – Reimbursement - Costs.

§36-1691. Short title - Protected Cell Companies Act.

§36-1692. Purpose of act.

§36-1693. Definitions.

§36-1694. Establishment of protected cells – Plan of operation.

§36-1695. Assets and liabilities of protected cells – Protected cell income – Insurance securitization.

§36-1696. Creditors of protected cells – Obligation of protected cell company.

§36-1697. Receivership – Amounts recoverable.

§36-1698. Insurance securitization – Not deemed an insurance or reinsurance contract.

§36-1699. Promulgation of rules.

§36-1701. Deposits of insurers.

§36-1702. Purpose of deposits.

§36-1703. Assets eligible for deposit.

§36-1704. Trust companies as depositaries.

§36-1705. Rights of insurer during solvency.

§36-1706. Excess deposits.

§36-1707. Release of deposits.

§36-1708. Release only on order.

§36-1709. Deposit not subject to levy.

§36-1801. Legislative findings and purposes.

§36-1802. Definitions.

§36-1803. Duties of Commissioner.

§36-1804. Appointment of supervisor - Acts prohibited - Additional requirements.

§36-1805. Appointment of conservator; duties.

§36-1806. Limitation on appointments.

§36-1807. Foreign or alien insurers.

§36-1808. Review of actions.

§36-1809. Venue.

§36-1810. Rehabilitation.

§36-1811. Proceedings.

§36-1901. Definitions.

§36-1902. Delinquency proceedings – Jurisdiction – Arbitration – Venue - Appeal.

§36-1903. Commencement of delinquency proceedings.

§36-1904. Injunctions.

§36-1905. Grounds for rehabilitation of domestic insurers.

§36-1906. Grounds for liquidation.

§36-1907. Grounds for conservation of foreign insurers.

§36-1908. Grounds for conservation of alien insurers.

§36-1909. Grounds for ancillary liquidation of foreign insurers.

§36-1910. Order of rehabilitation; termination.

§36-1911. Order of liquidation of domestic insurers.

§36-1912. Order of liquidation of alien insurers.

§36-1913. Order of conservation or ancillary liquidation of foreign or alien insurers.

§36-1914. Conduct of delinquency proceedings against domestic and alien insurers - Limitations on power of Commissioner - Conflict of interest.

§36-1915. Conduct of delinquency proceedings against foreign insurers.

§36-1916. Claims of nonresidents against domestic insurers.

§36-1917. Claims against foreign insurers.

§36-1918. Proof of claims; notice; hearing.

§36-1919. Priority of certain claims.

§36-1920. Attachment and garnishment of assets.

§36-1921. Uniform insurers liquidation act.

§36-1922. Power and authority of the receiver.

§36-1923. Exemption of Commissioner from fees.

§36-1924.1. Limitation on actions.

§36-1925. Rights and liabilities fixed as of date liquidation order filed.

§36-1926. Fraudulent transfers or transactions - Avoidance.

§36-1927.1. Priority of distribution of claims from insurer's estate.

§36-1928. Offsets.

§36-1929. Allowance of certain claims.

§36-1930. Time to file claims.

§36-1931. Report for assessment.

§36-1932. Levy of assessment.

§36-1933. Order to pay assessment.

§36-1934. Publication and service of assessment order.

§36-1935. Judgment upon the assessment.

§36-1936. Restrictions on insurers subject to delinquency proceedings.

§36-1937. Immunity or indemnity of receivers and employees.

§36-1938. Delinquency proceedings – Procedures - Compensation of personnel.

§36-2001. Short title.

§36-2002. Purpose of act.

§36-2003. Application of act.

§36-2004. Definitions.

§36-2005. Creation - Administration - Accounts - Membership - Plan of operation.

§36-2006. Board of directors – Membership – Term – Approval – Vacancies – Compensation.

§36-2007. Powers and duties of Association.

§36-2008. Plan of operation and amendments.

§36-2009. Powers and duties of Commissioner.

§36-2010. Payment of covered claims - Recovery from certain persons - Priority of claims.

§36-2011. Proposal to distribute assets of insolvent company - Notice.

§36-2012. Exhaustion of rights under other policies, governmental program or associations.

§36-2014. Scope of covered claims.

§36-2015. Prohibited acts.

§36-2016. Examination of Association - Report.

§36-2017. Exemption from taxes and fees.

§36-2018. Payment of assessment - Effect on rate increase or decrease.

§36-2019. Liability of certain persons.

§36-2020. Stay of proceedings - Access to records.

§36-2020.1. Efficient coordination and cooperation with receivers - Uniform Data Standards.

§36-2020.2. High net worth insured claims - Obligation to pay - Procedures.

§36-2021. Short title.

§36-2022. Purpose of act.

§36-2023. Creation - Membership - Administration - Supervision.

§36-2024. Definitions.

§36-2025. Oklahoma Life and Health Insurance Guaranty Association Act - Coverage - Liability.

§36-2026. Board of directors - Membership - Term - Vacancies - Approval - Compensation.

§36-2027. Procedural rules and amendments.

§36-2028. Impaired or insolvent insurers.

§36-2030. Assessments.

§36-2031. Commissioner - Powers and duties.

§36-2032. Detection and prevention of insurer insolvencies.

§36-2034. Unpaid assessments of impaired or insolvent insurer.

§36-2035. Records of negotiations and meetings.

§36-2036. Assets of impaired or insolvent insurer - Association as creditor - Payment of policies and contractual obligations.

§36-2037. Distribution of ownership rights of impaired or insolvent insurer.

§36-2038. Recovery of distribution of insurer - Limitations.

§36-2039. Examination and regulation of Association - Reports.

§36-2040. Exemption from taxes and fees.

§36-2041. Certain persons exempted from liability.

§36-2042. Stay of other proceedings - Judgments may be set aside.

§36-2043. Advertising prohibited - Exemptions - Preparation of summary document - Disclaimer - Notice of noncoverage.

§36-2044. Exemption.

§36-2101. Scope of article.

§36-2102. "Stock" insurer defined.

§36-2103. "Mutual" insurer defined.

§36-2104. Misleading names.

§36-2105. Articles of incorporation; contents.

§36-2106. Corporate powers granted; general powers and duties.

§36-2107. Filing of articles; issuance of certificate.

§36-2108. Amendment of articles.

§36-2109. Applications for insurance in formation of mutual insurers.

§36-2110. Formation of mutuals; trust deposit of premiums; issuance of policies.

§36-2111. Initial qualification, domestic mutuals.

§36-2112. Additional kinds of insurance, mutual.

§36-2113. Bylaws of mutual.

§36-2114. Quorum, members of mutual.

§36-2115. Membership in mutuals.

§36-2116. Corporate rights of mutual members.

§36-2119. Nonassessable policies, mutual insurers.

§36-2120. Nonassessable policies - revocation of authority.

§36-2121. Participating policies.

§36-2122. Dividend to stockholders.

§36-2123. Dividends to mutual policyholders.

§36-2124. Illegal dividends - penalty.

§36-2125. Borrowed surplus.

§36-2126. Prohibited interests of officers, directors in certain transactions.

§36-2126.1. Purchase and sale of equity interests in domestic stock insurers by officers.

§36-2126.4. Proxies, consents and authorizations of domestic stock insurers.

§36-2127. Management and exclusive agency contracts.

§36-2128. Impairment of capital or assets.

§36-2129. Mutualization of stock insurer.

§36-2130. Converting mutual insurer.

§36-2132. Reinsurance, stock insurers.

§36-2133. Mergers and consolidations, mutual insurers.

§36-2134. Reinsurance, mutual insurers.

§36-2135. Mutual member's share of assets on liquidation.

§36-2201. Short title.

§36-2202. Definitions.

§36-2203. Creation of trust – Conditions – Entities insured – Law governing reserves and surplus – Conversion of domestic stock insurers.

§36-2204. Statements and reports – Taxes, fees and penalties.

§36-2205. Trust instrument – Mandatory provisions.

§36-2206. Minimum reserves and surplus.

§36-2207. Guaranty funds – Membership or financial contribution to or benefit from.

§36-2208. Duties of Commissioner – Review and evaluation – Study and analysis of cost of administration.

§36-2401. Mutual benefit associations legalized.

§36-2402. Formation - Prerequisites to transaction of business - Articles of association.

§36-2403. Associations carried on for benefit of members - Provision of benefits - Application of other laws.

§36-2404. Provisions applicable to mutual benefit associations.

§36-2405. Level or stipulated assessments – Definition - Policy to specify amount payable - Refusal to pay - Solvency - Legal reserve life insurance - Policy to make this section part thereof - Age limits – Beneficiaries - No mutual benefit associati...

§36-2406. Bond of custodian of funds - Nonpayment of benefits or claims - Emergency or reserve fund - Merger, consolidation or transfer of business and property.

§36-2407. Permit to do business; fee; filing of copies of certificates, application blanks and bylaws.

§36-2408. Reincorporation of existing associations; admission of foreign corporations or associations.

§36-2409. Agents - Notice of appointment.

§36-2410. Benefits not liable to attachments.

§36-2411. Dues - Emergency fund - Additional assessments.

§36-2412. Medical examination of applicant; warranties and certificates in lieu of examination; concealment or misrepresentation.

§36-2413. Reports; examination of records.

§36-2414. Funds; investments of.

§36-2415. Annual meetings; quorum; vacancies; special meetings.

§36-2416. Appeals from orders, rulings, or acts of insurance commissioner.

§36-2417. Misdemeanor; violation of article.

§36-2418. Legal reserve life insurance company, conversion into; adoption of plan.

§36-2419. Amended articles of incorporation; filing.

§36-2420. Policyholders; rights to purchase stock; sale of stock not purchased.

§36-2421. Reorganization and conversion complete when; rights of reorganized corporations.

§36-2422. Creditors' rights; liens; contracts; pending suits.

§36-2501. Organization authorized; purpose.

§36-2502. Designation as corporators; articles of agreement; contents; approval by insurance commissioner; filing and recording.

§36-2503. Certificate of authority to do business - Deposit of securities with State Treasurer.

§36-2504. Companies to which applicable; application of other laws; use of term "stipulated premium".

§36-2505. Valuation of outstanding policies; computation.

§36-2506. Inapplicability to burial associations or assessment companies.

§36-2507. Requisites of policy; liability on policy.

§36-2508. Personal liability.

§36-2509. Consolidation of companies; transfer or reinsurance of risks.

§36-2510. Attachment or other process; benefits not subject to.

§36-2511. Existing corporations; amendments of articles of incorporation; effect of reincorporation.

§36-2512. Amendment of articles of incorporation to conform to general insurance law.

§36-2513. Statement filed annually with Insurance Commissioner.

§36-2514. Relinquishment of business.

§36-2515. Representations; deemed material when.

§36-2516. Foreign and alien companies.

§36-2517. Laws applicable.

§36-2601. Corporations authorized - Powers.

§36-2602. Application for certificate - Contents - Fee.

§36-2603. Certificate of authority; requirements.

§36-2604. Deposit for protection of members.

§36-2605. Service contracts.

§36-2606. Filing of forms and rates; disapproval.

§36-2608.1. Directors.

§36-2608.2. Officers.

§36-2608.3. Indemnification and advancement of expenses of certain persons.

§36-2609. Membership; voting; membership fees.

§36-2611. Annual statement; filing; examination; summons.

§36-2612. Nonliability of corporation.

§36-2613. Relationship of physician and patient.

§36-2616. Exemptions.

§36-2617. Tax exemption.

§36-2618. Limited application.

§36-2619. Limited liability.

§36-2621. Selection of licensed psychologist or licensed and certified clinical social worker - Definitions.

§36-2622. Subsidiaries.

§36-2623. Conversion to domestic mutual insurer.

§36-2651. Corporations authorized.

§36-2652. Application for certificate - Contents - Fee.

§36-2653. Certificate of authority; requirements.

§36-2654. Deposit for protection of members.

§36-2655. Service contracts.

§36-2656. Filing of forms and rates; disapproval.

§36-2657. Discrimination; rebates.

§36-2658. Membership; voting rights.

§36-2659. Investments.

§36-2660. Annual statement; filing; examinations; expenses.

§36-2661. Nonliability of corporation.

§36-2662. Relationship of optometrist and patient.

§36-2664. Exemptions.

§36-2665. Tax exemption.

§36-2666. Limited liability.

§36-2667. Conflicting laws.

§36-2671. Corporations authorized.

§36-2672. Application for certificate - Contents - Fee.

§36-2673. Certificate of authority - Requirements.

§36-2674. Deposit for protection of subscribers.

§36-2675. Contracts; investments; law applicable.

§36-2676. Filing of forms and rates; disapproval.

§36-2677. Inducements prohibited.

§36-2678. Directors.

§36-2679. Participating dentists as members; meetings; officers.

§36-2680. Annual statement - Examinations - Expenses.

§36-2681. Nonliability.

§36-2682. Relationship of dentist and patient.

§36-2684. Exemptions.

§36-2685. Tax exemption.

§36-2686. Limited liability.

§36-2687. Conflicting laws.

§36-2691.1. Corporations authorized.

§36-2691.2. Application for certificate; contents; fee.

§36-2691.3. Certificate of authority; requirement.

§36-2691.4. Deposit for protection of subscribers.

§36-2691.5. Contracts; investments.

§36-2691.6. Filing of forms and rates; disapproval.

§36-2691.7. Inducements prohibited.

§36-2691.8. Directors.

§36-2691.9. Practicing chiropractors as members, meetings; voting; officers.

§36-2691.10. Annual statement; examinations; expenses.

§36-2691.11. Nonliability.

§36-2691.12. Relationship of chiropractor and patient.

§36-2691.14. Exemptions.

§36-2691.15. Tax exemption.

§36-2691.16. Limited liability.

§36-2691.17. Conflicting laws.

§36-2701.1. Fraternal benefit society defined.

§36-2702.1. Lodge system defined.

§36-2703.1. Representative form of government defined.

§36-2704.1. Definitions.

§36-2705.1. Purposes - powers.

§36-2706.1. Laws or rules required.

§36-2707.1. Principal office - Annual statement - Grievance and complaint procedures.

§36-2708.1. No personal liability - Indemnification and reimbursement - Insurance.

§36-2709.1. Waiver.

§36-2710.1. Organization - Corporate powers retained.

§36-2711.1. Articles of incorporation, constitution and laws - Amendments.

§36-2712.1. Institutions.

§36-2713.1. Reinsurance.

§36-2714.1. Consolidations and mergers.

§36-2715.1. Conversion of fraternal benefit society into mutual life insurance company or stock legal reserve life insurance company.

§36-2716.1. Benefits.

§36-2717.1. Beneficiaries.

§36-2718.1. Benefits not attachable.

§36-2719.1. Benefit contract - Standard provision requirements.

§36-2720.1. Nonforfeiture benefits - Cash surrender values - Certificate loans or other options.

§36-2721.1. Investments.

§36-2722.1. Funds.

§36-2723.1. Exemptions.

§36-2724.1. Taxation.

§36-2725.1. Standard of valuation.

§36-2726.1. Reports.

§36-2727.1. Annual license.

§36-2728.1. Examination of domestic, foreign or alien societies.

§36-2729.1. Foreign or alien society - Admission.

§36-2730.1. Injunction, liquidation or receivership of domestic society.

§36-2731.1. Suspension, revocation or refusal of license of foreign or alien society.

§36-2732.1. Injunction - Authority to petition for.

§36-2733.1. Licensing of agents.

§36-2734.1. Societies subject to Article 12, Unfair Practices and Frauds.

§36-2735.1. Service of process.

§36-2737.1. Penalties.

§36-2738.1. Exemption of certain societies.

§36-2801. Organization authorized – Purposes – Power to make assessments.

§36-2802. Certificate by incorporators - Contents.

§36-2803. Filing certificate with Insurance Commissioner; officers; terms.

§36-2804. Made a body corporate.

§36-2805. Restrictions as to corporate acts.

§36-2806. Bylaws; permit to do business.

§36-2807. Membership - Forfeiture.

§36-2808. Rejection and termination of risks.

§36-2809. Incidental expenses.

§36-2810. Compensation of officers.

§36-2811. Annual reports to Commissioner; reissuance of certificate; fees.

§36-2812. Extension of membership.

§36-2813. Applicability.

§36-2814. Formation of additional companies prohibited.

§36-2815. Prohibition on transfer or sale of certificates, authority, or articles.

§36-2901. "Reciprocal" insurance defined.

§36-2902. "Reciprocal insurer" defined.

§36-2903. Scope of article; existing insurers.

§36-2904. Insuring powers of reciprocals.

§36-2905. Name; suits.

§36-2906. Attorney.

§36-2907. Surplus funds required.

§36-2908. Organization of reciprocal insurer.

§36-2909. Certificate of authority.

§36-2910. Power of attorney.

§36-2911. Modifications.

§36-2912. Attorney's bond.

§36-2913. Deposit in lieu of bond.

§36-2914. Action on bond.

§36-2915. Legal process service - Judgment.

§36-2916. Annual statement.

§36-2917. Contributions to insurer.

§36-2918. Financial conditions; method of determining.

§36-2919. Who may be subscribers.

§36-2920. Subscribers' advisory committee.

§36-2921. Subscriber's liability.

§36-2922. Subscriber's liability on judgments.

§36-2926. Nonassessable policies.

§36-2927. Distribution of savings.

§36-2928. Subscriber's share in assets.

§36-2929. Merger or conversion.

§36-2930. Impaired reciprocals.

§36-2931. Real estate transactions - Restrictions.

§36-3001. Underwriters; forms of insurance authorized, articles of agreements.

§36-3002. Attorneys; office. - "Attorneys" defined.

§36-3003. Application for license; contents; kinds of insurance authorized; financial statement; process.

§36-3004. Accounts for each kind of insurance.

§36-3005. Assets required as condition precedent.

§36-3006. Reserves for liabilities and losses.

§36-3007. Liability of underwriters; limitation.

§36-3008. Liability of additional or substituted underwriters; authority of deputy, substitute or successor attorney.

§36-3009. Division of profits.

§36-3010. Actions on policies or insurance contracts – Process – Judgment - Costs.

§36-3011. Deposit required of foreign Lloyd's in home state as condition to permit.

§36-3012. Revocation of license.

§36-3013. Laws applicable to Lloyd's.

§36-3101. Definitions.

§36-3102. Deposit of security prior to doing business - Qualifications - Issuance of certificates - Expiration date.

§36-3103. Revocation or suspension of Certificate of Authority.

§36-3104. Approval of form of service contract.

§36-3105. Appointment of agent – License - Fees.

§36-3106. Examination of financial condition.

§36-3107. Solicitation for unlicensed companies prohibited.

§36-3108. Misrepresentation.

§36-3109. Contracts issued contrary to act as valid and binding on company.

§36-3110. Inapplicability to attorneys and insurance, bonding or surety companies.

§36-3111. Disposition of fees - Personnel.

§36-3112. Penalties.

§36-3201. Short title.

§36-3202. Definitions.

§36-3203. Coverage for child health supervision services.

§36-3301. Short title - Own Risk and Solvency Assessment (ORSA) Act.

§36-3302. Definitions.

§36-3303. Risk management framework.

§36-3304. ORSA - When required.

§36-3305. ORSA Summary Report.

§36-3306. Exemptions--Waiver.

§36-3307. ORSA Summary Report--Preparation--Supporting information--Review.

§36-3308. Confidentiality and privilege of information--Sharing and receiving information with and from other regulatory agencies.

§36-3309. Penalties.

§36-3601. Scope of article.

§36-3602. "Policy" defined.

§36-3603. "Premium" defined.

§36-3604. Insurable interest with respect to personal insurance.

§36-3605. Insurable interest with respect to property insurance.

§36-3606. Capacity to contract for insurance; Minors.

§36-3607. Application required.

§36-3608. Application as evidence.

§36-3609. Representations in applications - Recovery under policy - Mortgage guaranty policies.

§36-3610. Approval of forms.

§36-3611. Grounds for disapproval of forms - Prevention of delivery of certain policies - Exemptions.

§36-3611.1. Medicare supplement policies - Definitions - Regulations - Issuance - Return and refund - Examination of insurers.

§36-3612. Standard provisions.

§36-3613. Contents of policies in general.

§36-3613.1. Policies and claims - Fraud warning.

§36-3613.2. Restrictions on recording of birth or ultrasound prohibited.

§36-3614. Contents of policies; additional contents.

§36-3614.1. Genetic nondiscrimination in insurance.

§36-3614.2. Genetic nondiscrimination in employment.

§36-3614.3. Disclosure of genetic information.

§36-3614.4. Disclosure of genetic research studies.

§36-3615. Charter or bylaw provisions; incorporation into policy.

§36-3616. Labeling particular policies.

§36-3616.1. Coverage of trustor under property or motor vehicle liability policy.

§36-3617. Policy restrictions voided.

§36-3618. Execution of policies.

§36-3619. Underwriters' and combination policies.

§36-3620. Validity of noncomplying forms.

§36-3621. Construction of policies.

§36-3622. Binders.

§36-3623.1. Fees - Definitions.

§36-3623.2. Death of insured – Refund of premiums.

§36-3623.3. Charging insurance producer for documentation costs.

§36-3624. Assignment of policies.

§36-3624.1. Group life insurance policies - Right to assign incidents of ownership.

§36-3624.2. Definitions.

§36-3624.3. Direct payments to Department for reimbursement of medical assistance - Notice of claim - Discharge of obligation.

§36-3624.4. Notice to insurer of assistance received - Violations.

§36-3624.5. Limiting payments by insurer based upon eligibility for medical assistance prohibited.

§36-3624.6. Conflicting provisions.

§36-3625. Annulment of liability policies.

§36-3626. Payment discharges insurer.

§36-3627. Minor may give acquittance.

§36-3628. Simultaneous deaths.

§36-3629. Forms of proof of loss – Offer of settlement or rejection of claim.

§36-3630. Claims administration not waiver.

§36-3631.1. Certain money and benefits exempt from legal process or seizure - Exceptions.

§36-3632. Exemption of proceeds, group life.

§36-3633. Policies issued in violation of Code; penalty.

§36-3634. Chiropody, podiatry, psychology and clinical social work - Accident and health benefits.

§36-3634.1. Prescription drug coverage - Enforcement.

§36-3634.2. Prescription drug coverage - Definitions.

§36-3634.3. Prescription drug coverage - Pharmacy contracts - Open pharmacy networks.

§36-3634.4. Prescription drug or device coverage – Uniform prescription drug information on card or technology.

§36-3634.5. Synchronization of prescription drug refills.

§36-3634.6. Direct payment or reimbursement to pharmacist.

§36-3634.11. Coverage of vision care or medical diagnosis and treatment services – Referral to optometrists – Equal compensation.

§36-3635. "Motor vehicle" defined.

§36-3635.1. Time of expiration of certain policies.

§36-3636. Uninsured motorist coverage.

§36-3637. Exceptions.

§36-3639. Application of cancellation requirements to certain policies - Definitions - Notice and reasons for cancellation or nonrenewal - Notice of premium increases.

§36-3639.1. Personal residential insurance - Cancellation, nonrenewal or increase in premium for filing first claim - Notice.

§36-3639.2. Policies issued under Market Assistance program - Exemption from §3639.1.

§36-3639.3. Homeowner coverage as condition of financing – Amount not to exceed replacement value - Definitions.

§36-3640. Definitions - Denial of form - Certificate of insurance.

§36-3641. Short title.

§36-3642. Purpose of act - Intent.

§36-3643. Definitions.

§36-3644. Application of act - Exemptions.

§36-3645. Requirement to be included in life, accident and health insurance policies.

§36-3646. Effect on existing laws.

§36-3647. Authorizing lower score than Flesch reading ease score - Conditions.

§36-3648. Date for compliance with act.

§36-3649. Violations - Penalties.

§36-3651. “Actual charge” and “actual fee” defined - Application.

§36-4001. Scope of article.

§36-4002. Standard provisions required in life insurance policies.

§36-4003. Grace period.

§36-4003.1. Cancellation of policy - Time period.

§36-4004. Incontestability.

§36-4005. Application and policy as entire contract; statements in application as representations.

§36-4006. Misstatement of age.

§36-4007. Dividends.

§36-4008. Policy loan.

§36-4009. Nonforfeiture benefits.

§36-4010. Table of installments.

§36-4011. Reinstatement.

§36-4012. Payment of premiums.

§36-4013. Payment of claims.

§36-4014. Policy title.

§36-4015. Excluded or restricted coverage.

§36-4016. Standard provisions required in annuity and pure endowment contracts.

§36-4017. Grace period; annuities.

§36-4018. Incontestability; annuities.

§36-4019. Application and contract as entire contract in annuities.

§36-4020. Misstatement of age; annuities.

§36-4021. Dividends on annuities.

§36-4022. Reinstatement of annuities.

§36-4023. Standard provisions required in reversionary annuities.

§36-4024. Limit of liability - Life insurance policy application denial.

§36-4025. Incontestability after reinstatement.

§36-4026. Policy settlements.

§36-4027. Authorized deductions from insurance proceeds.

§36-4028. Dual or multiple pay policies prohibited.

§36-4029. Operative date of valuation manual - Nonforfeiture provisions - Life insurance.

§36-4030. Manner of paying premiums for single premium life policies and annuity contracts.

§36-4030.1. Forms to establish proof of death and interest of claimant - Interest on proceeds - Payment of proceeds - Time - Exemptions.

§36-4030.2. Short title.

§36-4030.3. Applicability of act.

§36-4030.4. Conditions for approval of annuity contracts by Commissioner - Conditions for termination of contracts.

§36-4030.5. Minimum nonforfeiture amounts.

§36-4030.6. Minimum present value at commencement of benefits.

§36-4030.7. Cash surrender benefits prior to maturity.

§36-4030.8. Present value of paid-up annuity benefit available as nonforfeiture option.

§36-4030.9. Maturity dates.

§36-4030.10. Statement required when certain benefits not provided.

§36-4030.11. Calculation of certain benefits under contracts with fixed scheduled considerations.

§36-4030.12. Minimum nonforfeiture requirements for contracts providing both annuity and life insurance benefits.

§36-4030.13. Operative date of act.

§36-4031. Short title.

§36-4032. Application of act.

§36-4033. Definitions.

§36-4034. Application for insurance - Statement required - Replacement policy.

§36-4035. Notice to applicants regarding replacement of life insurance or annuity.

§36-4036. Statement by applicant regarding notification of replacement to replaced insurer.

§36-4037. Definitions to be delivered to applicant for replacement life insurance policy or annuity.

§36-4038. Violations - Penalties.

§36-4055.1. Short title.

§36-4055.2. Definitions.

§36-4055.3. License required - Application procedures - Renewal - Authority granted by license - Nonresidents - New or revised information - Training.

§36-4055.4. Denial, suspension, revocation or nonrenewal of license - Hearing.

§36-4055.5. Filing of forms - Disapproval by Commissioner.

§36-4055.6. Annual statement - Disclosure of insured's identity or information.

§36-4055.7. Examination of licensees - Records retention - Confidentiality - Appointment of examiner - Liability.

§36-4055.8. Disclosures to viator.

§36-4055.9. Procedures for entering into contracts - Rescission - Escrow - Minimum discounts - Contract to determine health status.

§36-4055.10. Contracts within two years of issuance of insurance policy or certificate - Requests for verification of coverage or transfer of policy.

§36-4055.11. Fraudulent viatical settlement acts - Filing of advertising - "Free" insurance - Additional consideration - Emphasis on settling policy prohibited.

§36-4055.12. Advertisement of contracts, products or services - Guidelines and standards.

§36-4055.13. Prohibited acts - Warning statement - Provision of information on fraudulent acts - Liability - Antifraud initiatives.

§36-4055.14. Injunction - Civil action - Cease and desist orders - Civil and criminal penalties.

§36-4055.15. Violation of act - Deceptive trade practice.

§36-4055.16. Authority of Commissioner.

§36-4055.17. Compliance with act.

§36-4061. Definitions - Reserves and related actuarial items - Appropriate computation and adequacy - Periodic opinion and memorandum of qualified actuary - Requirements - Liability - Actuarial Opinion of Reserves - Confidentiality.

§36-4071. Short title.

§36-4072. Definitions.

§36-4073. Transaction of insurance business.

§36-4074. Notification to Insurance Commissioner.

§36-4075. Statement of nonregulation.

§36-4076. Financial statement.

§36-4077. Information required to be submitted to Insurance Commissioner.

§36-4078. Applicability of Oklahoma Open Records Act and Oklahoma Open Meeting Act.

§36-4079. Purchase of annuities authorized.

§36-4080. Enforcement of compliance.

§36-4081. Annuities issued before effective date of act.

§36-4082. Issuance of annuities not to constitute certain agreements, contracts or combinations.

§36-4101. Classes of policies permitted - Eligibility - Premiums - Number insured - Amount of insurance.

§36-4101.1. Extension of policies to insure dependents - Payment of premiums - Conversion rights.

§36-4103. Schedule of premium rates - Required provisions.

§36-4104. Right to individual policy; notice of right; time for exercising right.

§36-4105. Group annuity contracts; standard provisions.

§36-4106. Group annuity; grace period.

§36-4107. Group annuity; entire contract.

§36-4108. Group annuity; misstatements.

§36-4109. Group annuity; nonforfeiture benefits.

§36-4110. Group annuity; certificates.

§36-4111. "Employee life insurance" defined.

§36-4112. Payment of proceeds - Time.

§36-4201. Scope of article.

§36-4202. Industrial life insurance defined.

§36-4203. Required provisions.

§36-4204. Grace period.

§36-4205. Application and policy as entire contract; statements in application as representations.

§36-4206. Incontestability.

§36-4207. Misstatement of age.

§36-4208. Dividends.

§36-4209. Nonforfeiture benefits.

§36-4210. Reinstatement.

§36-4211. Settlement.

§36-4212. Authority to alter contract.

§36-4213. Beneficiary; change of beneficiary; payment of proceeds.

§36-4214. Direct payment of premiums.

§36-4215. Conversion.

§36-4216. Title of policy.

§36-4217. Provisions inapplicable to single premium or term policies.

§36-4218. Prohibited provisions.

§36-4250. Rate filing – Definitions.

§36-4400. Criteria for inflation protection coverage.

§36-4401. Scope of article.

§36-4402. Accident and health policies; filing.

§36-4403. Definition of accident and health insurance policy.

§36-4403.1. Definition of limited benefit insurance policy.

§36-4404. Form of policy.

§36-4405. Accident and health policy provisions.

§36-4405.1. Health benefit plans - Credentialing or recredentialing of physicians and other health care providers.

§36-4406. Conforming to statute.

§36-4407. Application.

§36-4408. Notice; waiver.

§36-4409. Age limit.

§36-4410. Franchise accident and health insurance law.

§36-4411. Nonapplication to certain policies.

§36-4413. Short title - Health Care Choice Act.

§36-4414. Issuance of accident or health policies by insurers not authorized to engage in the insurance business in Oklahoma - Approval process.

§36-4415. Definitions – Standard health benefit plans for individuals under 40 years of age – Coverage disclosure statements and acknowledgments – Rate filings - Rules.

§36-4419. Short-term, limited-duration insurance policies – Limitations on benefits provided.

§36-4421. Short title.

§36-4422. Purpose of act.

§36-4423. Application of act.

§36-4424. Definitions.

§36-4426. Requirements of policies.

§36-4426.1. Rescission or denial of claim upon grounds of misrepresentation.

§36-4426.2. Nonforfeiture benefits.

§36-4427. Rulemaking authority - Civil penalty.

§36-4428. Investment of life care community policy funds.

§36-4429. Suitability standards.

§36-4430. Renewal premium rates.

§36-4501. Eligible groups.

§36-4502. Provisions of group accident and health policies.

§36-4502.1. Conversion privilege.

§36-4503. Direct payment of hospital, medical services.

§36-4504. Blanket accident and health insurance.

§36-4505. Group and blanket accident and health policy provisions.

§36-4506. Misrepresentation prohibited.

§36-4507. Rules and regulations.

§36-4508. Selection of licensed psychologist or licensed and certified clinical social worker - Definitions.

§36-4509. Extension and termination of coverage under group accident and health policy and contracts of hospital or medical service or indemnity.

§36-4509.1. Liability of prior carrier - Eligibility under succeeding carrier - Determination of benefits - Election of coverage.

§36-4509.2. Acceptance by succeeding carriers - Preexisting conditions limitations or waiting requirements.

§36-4509.3. Rules.

§36-4511. Employer health care programs - Pharmacy services - Violation.

§36-4512. Insured employer health benefit plans - 20 or more employees.

§36-4513. Disclosure of patient insurance coverage and benefit information to medical service providers, health plans or health plan sponsors.

§36-4521. Short title.

§36-4522. Definitions.

§36-4523. Each group to be nonprofit corporation – Size requirements – Purchase contracts – Enrollment by eligible employees – Filing of reports.

§36-4524. Rates – Choice of plans – Benefits not required to contain state-mandated benefits – Plan requirements – Premium discounts and modification of copayments or deductibles.

§36-4525. Filing of forms and plan – Notice required on face page of policy and certificate.

§36-4526. Services for members – Contracts with third-party administrators – Information to be disseminated to members – Administrative charges.

§36-4527. Members of boards of directors – Conflict of interest – Definition of “affiliated”.

§36-4528. Areas served – Services and plans permitted to be offered by single administrative organization – Rating characteristics.

§36-4529. Rules.

§36-4601. Short title.

§36-4602. Duties of Insurance Commissioner, State Board of Health, and Health Care for Uninsured Board.

§36-4603. Enrollment in health insurance programs of uninsured individuals and individuals not covered by Medicaid.

§36-4604. Direct primary care membership agreement.

§36-4605. Direct primary care membership agreement.

§36-4801. Scope of article.

§36-4802. "Fire insurance" defined.

§36-4803. Standard policy provisions - Permissible variations.

§36-4803.1. Fire insurance policies - Time of expiration.

§36-4804. Policy limited – Liability - Excess premiums reimbursed.

§36-4805. Proofs of loss - Conditions of enforcement of limitation of time.

§36-4806. Exclusion of loss caused by nuclear reaction, nuclear radiation or radioactive contamination.

§36-4808. Homeowner's policies - Automatic increase in coverage.

§36-4809. Reduced rates to persons failing or refusing to pay assessments - Violation – Penalties.

§36-4901. Sole surety on official bonds.

§36-4902. Venue of actions against surety insurers.

§36-4903. Bail bond surety companies - Reserve funds.

§36-4904. Bail bond insurers - Financial statement - Reports.

§36-5001. Certificates of authority — Persons not deemed title insurers — Issuance of policies.

§36-5002. Investments of title insurers.

§36-5003. Additional powers of title insurers.

§36-5004. "Title insurance policy" and "aircraft title insurance policy" - Definitions.

§36-5005. Exemptions and application of other laws.

§36-5006. Examination of title insurance company.

§36-5007. Statutory premium reserve.

§36-5008. Release of mortgage affidavit.

§36-5101. Short title.

§36-5102. Definitions.

§36-5103. License required - Refusal to issue - Exemption.

§36-5104. Transactions to be authorized in writing - Required provisions.

§36-5105. Records of transactions.

§36-5106. Duties of insurer.

§36-5107. Contract - Minimum provisions.

§36-5108. Duties of RM.

§36-5109. Duties of reinsurer.

§36-5110. Examination.

§36-5111. Penalties; restitution; review.

§36-5112. Rules and regulations.

§36-5113. Date for compliance with act.

§36-5121. Short title – Purpose – Legislative intent.

§36-5122. Requirements for allowance of credit.

§36-5123. Asset or reduction from liability for ceded reinsurance - Security

§36-5123.1. Qualified United States financial institution defined

§36-5124. Rules and regulations.

§36-6001. Discrimination through fictitious grouping prohibited.

§36-6001.1. Conditions under which groups not considered fictitious.

§36-6002. Approval by Insurance Commissioner.

§36-6003. Exceptions.

§36-6011. Application to Oklahoma Employees Health Insurance Plan.

§36-6012. Participation in premium assistance program – Health care plan recognition.

§36-6031. Report of holdings and change in ownership - Unfair use of information - Recovery of profits.

§36-6032. Limitation on sales of equity securities of certain domestic life insurance companies.

§36-6033. Limitation on compensation, fees or commissions.

§36-6034. Sale or transfer of securities issued under incentive, bonus or stock option plans.

§36-6035. Enforcement of act - Definitions.

§36-6036. Construction.

§36-6041. Payments - How made.

§36-6045. Reimbursement for mental or behavioral health or alcohol or drug treatment services.

§36-6050. Prepaid or discounted ambulance service membership subscriptions.

§36-6051. Free choice of practitioner and profession - Equal reimbursement.

§36-6052. Copayment requirements - Disclosure of calculations - Penalty - Rules.

§36-6053. Short title and application.

§36-6054. Definitions.

§36-6055. Performance of services and procedures by practitioners - Freedom of choice - Exclusions - Compensation of practitioners - Decisions to authorize or deny emergency services.

§36-6056. Place where services may be performed.

§36-6057. Denial under policy coverage as void – Compliance with act.

§36-6057.1. Examination and enforcement by Commissioner – Attorneys’ fees.

§36-6057.2. Penalties.

§36-6057.3. Judicial review.

§36-6057.4. Rules.

§36-6057.5. Surgical Patient Choice Task Force – Appointment of members – Meetings – Reimbursement of travel expenses – Recommendations and report.

§36-6058. Newly-born children - Health insurance benefits.

§36-6058A. Enrollment of child under parent's health plan - Noncustodial parents.

§36-6059. Adopted children - Coverage.

§36-6060. Mammography screening and diagnostic examination.

§36-6060.1. Bone density testing.

§36-6060.2. Treatment of diabetes - Equipment, supplies and services.

§36-6060.3. Maternity benefits - Postpartum care.

§36-6060.3a. Annual obstetrical/gynecological examinations.

§36-6060.4. Child immunization coverage.

§36-6060.4a. Claims in conjunction with arrest or pretrial detention.

§36-6060.5. Oklahoma Breast Cancer Patient Protection Act.

§36-6060.6. Dental procedures for certain minor and severely disabled persons.

§36-6060.7. Audiological services and hearing aids for children.

§36-6060.8. Prostate cancer screening coverage.

§36-6060.8a. Colorectal cancer coverage.

§36-6060.9. Coverage for wigs or other scalp prostheses.

§36-6060.9a. Anti-cancer medication coverage.

§36-6060.9b. Cancer therapy coverage – Standard for proton radiation therapy.

§36-6060.9c. Anti-abuse-formulated opioids - Study of effectiveness

§36-6060.9d. Prescription eyedrop refills.

§36-6060.10. Definitions.

§36-6060.10A. Health benefit plan.

§36-6060.11. Benefits required.

§36-6060.12. Exempted plans - Calculation of increase in premium cost.

§36-6060.13. Incremental impact on premium costs - Analysis and report by Commissioner.

§36-6060.14. Short title.

§36-6060.15. Definitions.

§36-6060.16. Eligibility – Contributions - Exemptions.

§36-6060.17. Allowable expenditures.

§36-6060.18. Withdrawals – Taxation – Transfer of interest.

§36-6060.20. Equal health coverage for autistic minors.

§36-6060.21. Screening, diagnosis and treatment of autism spectrum disorder.

§36-6060.22. Exemption for health benefit plans from autism spectrum disorder coverage.

§36-6060.30. Living organ donor protection.

§36-6060.40. Short title - Oklahoma Right to Shop Act.

§36-6060.41. Definitions.

§36-6060.42. Shared savings incentive program.

§36-6060.43. Promulgation of rules.

§36-6060.44. Cost-effectiveness analysis.

§36-6061. Separate accounts - Variable annuity and life insurance contracts - Regulations.

§36-6062. Application of insurance laws.

§36-6071. Payment of commissions to officers or directors of life insurance companies - Restrictions.

§36-6091. Settlement of claims as no admission of liability.

§36-6092. Limitations on subrogation and set-off under medical coverage.

§36-6101. Joinder of companies to issue supplemental coverage - Approval - Rules and regulations.

§36-6103.1. Purpose of act.

§36-6103.2. “Insurer”, “venue” and “doing insurance business in this state” defined - Exceptions.

§36-6103.3. Engaging in the business of insurance without statutory authorization - Remedies of Insurance Commissioner.

§36-6103.4. Hearing.

§36-6103.5. Emergency cease and desist orders - Grounds for issuance.

§36-6103.6. Emergency cease and desist orders - Service - Hearing.

§36-6103.7. Cease and desist orders - Enforcement.

§36-6103.8. Failure to pay penalty.

§36-6103.9. Service of process.

§36-6103.10. Rulemaking.

§36-6103.11. Discretion to proceed under certain provisions.

§36-6121. Permits required – Approval and denial of permit.

§36-6122. Exemptions.

§36-6123. Administration of act - Contracts.

§36-6124. Acceptance of money for prepaid funeral benefits - Permit - Application.

§36-6124.1. Transfer of prepaid funeral benefit permits - Notification - Application

§36-6124.2. Application for change of name of a prepaid funeral benefit permit holder.

§36-6125. Deposit and investment of funds – Transfer of funds - Types of contracts – Net value of contract – Interest - Withdrawal of funds – Disbursement statement – Bond – Administrative fee – Acceptance of funds – Violations.

§36-6125.1. Maximum amount of principal an organization may receive pursuant to insurance contract.

§36-6125.2. Funding of contract by assignment of life insurance proceeds.

§36-6126. Designation of agent.

§36-6127. Merchandise price display.

§36-6128. Annual report.

§36-6129. Records - Annual statement of financial condition.

§36-6129.1. Annual financial examination of trusts and accounts.

§36-6130. Violations and penalties.

§36-6131. Misquoting requirements of law - Penalty.

§36-6134. Certain advertising not prohibited.

§36-6135. Insurance Code not affected.

§36-6136.18. Conversion from trust-funded to insurance-funded benefits.

§36-6141. Short title.

§36-6142. Definitions.

§36-6143. Certificate of authority required.

§36-6144. Application for certificate of authority.

§36-6145. Issuance of certificate of authority - Conditions.

§36-6146. Deposit required.

§36-6147. Financial reserve.

§36-6148. Policy for membership coverage.

§36-6149. Annual business report.

§36-6150. Payment of taxes.

§36-6151. Unfair trade practices and fraud.

§36-6153. Examination of business affairs of prepaid dental plan organization.

§36-6154. Suspension or revocation of certificate of authority.

§36-6155. Rehabilitation, liquidation, or conservation of prepaid dental plan organization.

§36-6156. Advertising or sales material.

§36-6157. Rules and regulations.

§36-6201. Short Title.

§36-6202. Definitions.

§36-6203. Persons not deemed adjusters or required to obtain license.

§36-6204.1. Apprentice adjuster license - Application - Terms and conditions.

§36-6205. Application for license - Nonresidents.

§36-6206. Evidence to be furnished for license - Certain personal information exempt from disclosure as public records - Mailing addresses.

§36-6207. Insurance adjuster or public adjuster.

§36-6208. Examination - Exemptions.

§36-6209. Scope of examination - Classes of insurance - Study manual.

§36-6210. Supervision of examination - Time and place - Waiting period.

§36-6211. Form of license - Contents.

§36-6212. Fees - Notification of change of name, address, or e-mail address.

§36-6214. Bond of public adjuster.

§36-6215. Place of business.

§36-6216. Powers of adjuster; Current license required for claim referral.

§36-6216.1. Payment of claim to public adjuster - Insured as joint payee.

§36-6216.2. Contract for services of public adjuster - Cancellation.

§36-6217. Term of license - Continuing education - Rules - Renewals of license - Provider fee.

§36-6218. Catastrophes.

§36-6219. Initial license; grounds for refusal.

§36-6220. Suspension, revocation or refusal to renew license – Grounds - Civil penalties - Surrender of license - Reinstatement.

§36-6220.1. Prohibition on pecuniary interest in construction businesses - Penalties - Exceptions.

§36-6222. Report of administration actions against adjusters.

§36-6223. Public adjuster responsibilities.

§36-6301. Short title.

§36-6302. Definitions.

§36-6303. Release of relevant information - Information included.

§36-6304. Immunity.

§36-6305. Confidentiality of information - Witnesses.

§36-6306. Violations - Penalties.

§36-6401. Insurance coverage to be provided for certain persons.

§36-6402. Rates.

§36-6403. Violations - Penalties.

§36-6411. Short title.

§36-6412. Market Assistance Association - Creation.

§36-6413. Definitions.

§36-6414. Market Assistance Association - Powers and duties - Plan of operation - Insurer's financial liability - Termination of membership.

§36-6415. Board of directors - Membership - Term - Vacancies - Meetings - Approval of selections - Compensation.

§36-6416. Good faith statements - Liability.

§36-6417. Annual statement - Examination of Accounts, etc. - Report to members.

§36-6418. Use of filed rates for liability and homeowners' insurance.

§36-6419. Rules and regulations.

§36-6420. Property and casualty insurance companies - Voluntary Market Assistance Association.

§36-6421. Dissolution of Association - Reimplementation.

§36-6422. Participation in assessments and writings of Association.

§36-6451. Short title.

§36-6452. Operation of act.

§36-6453. Definitions.

§36-6454. Chartering and licensing of risk retention group.

§36-6454.1. Risk retention groups – Governance standards.

§36-6455. Conditions for doing business in state - Prohibited acts.

§36-6456. Membership in or participation in insurance insolvency guaranty fund prohibited – Purchasing group coverage – Risks not covered.

§36-6456.1. Countersign not required.

§36-6457. Exemptions.

§36-6458. Notice to Commissioner - Designation and registration of agent.

§36-6459. Effectuation of purchase through licensed broker or agent – Notice of risks not covered – Deductibles or self-insured retention – Aggregate limits standards.

§36-6459.1. Premium taxes.

§36-6460. Enforcement powers of Commissioner.

§36-6461. Violations - Penalties.

§36-6462. License required before commencing business activity – Soliciting liability insurance for purchasing groups.

§36-6463. Assets to protect purchasers.

§36-6464. Enforcement of court orders.

§36-6465. Fees.

§36-6466. Rules.

§36-6467. Reciprocal agreements.

§36-6468. Workers' compensation group self-insurance associations exempted.

§36-6470.1. Short title.

§36-6470.2. Definitions.

§36-6470.3. License – Limitations on risks covered – Requirements for conducting business in state – Information required – Fees – Provisional license.

§36-6470.5. Adoption of same or confusing name.

§36-6470.6. Unimpaired paid-in capital requirements – Branch companies – Trust funds – Dividends and distributions – Approval required.

§36-6470.10. Formation of captive reinsurance company or sponsored captive insurance company – Organization as reciprocal insurer – Branch captive insurance company – Considerations for issuance of license – Privileges and obligations.

§36-6470.10a. Establishment of series limited liability company.

§36-6470.11. Reports - Waiver.

§36-6470.12. Discounting of loss and loss adjustment expense reserves – Actuarial opinion.

§36-6470.13. Examination by Insurance Commissioner - Confidentiality - Application.

§36-6470.14. Suspension or revocation of license.

§36-6470.15. Investment requirements – Loans.

§36-6470.16. Reinsurance on risks ceded by another insurer – Credit for reserves.

§36-6470.17. Membership in rating organization.

§36-6470.18. Membership in, contribution to, or benefit from plan, pool, association, or guaranty or insolvency fund.

§36-6470.19. Captive insurance tax rates – Definitions.

§36-6470.20. Sanctions.

§36-6470.21. Rules.

§36-6470.22. Exemptions for special purpose captive insurance companies.

§36-6470.24.1. Notice requirements.

§36-6470.24.2. Inspection and preservation of records.

§36-6470.25. Protected cell - Use of assets.

§36-6470.27. Standards ensuring exercise of control of risk management function of insured controlled unaffiliated business – Regulations.

§36-6470.28. Acquisition of control.

§36-6470.29. Sponsored captive insurance company – Supplemental materials – Protected cells.

§36-6470.30. Sponsor of sponsored captive insurance company.

§36-6470.30.1. Requirements for writing business.

§36-6470.31. Participants in sponsored captive insurance company.

§36-6470.31.1. Combination of assets.

§36-6470.34. Entity-protected cell.

§36-6470.35. Dormant captive insurance company – Certificate of dormancy.

§36-6475.1. Uniform Health Carrier External Review Act.

§36-6475.2. Purpose.

§36-6475.3. Definitions.

§36-6475.4. Applicability of act.

§36-6475.5. External review.

§36-6475.6. Form of external review requests.

§36-6475.7. External review procedure.

§36-6475.8. Receipt of request for external review.

§36-6475.9. Circumstances when external review request can be made.

§36-6475.10. Timeframe for filing request for external review.

§36-6475.11. Binding power of external review decision.

§36-6475.12. Approval of independent review organizations.

§36-6475.13. Eligibility requirements.

§36-6475.14. Employee liability.

§36-6475.15. Written records.

§36-6475.16. Cost of independent review organization.

§36-6475.17. Description of external review procedures.

§36-6511. Short title.

§36-6512. Definitions.

§36-6513. Application of act to certain group health benefit plans.

§36-6514. Classes of business - Criteria to establish - Number - Rules - Additional classes.

§36-6515. Premium rates.

§36-6516. Renewability of health benefit plans - Election not to renew - Geographic service area.

§36-6517. Disclosures required of small employer carriers.

§36-6518. Maintenance and disclosure of certain information and documents - Filing of actuarial certification.

§36-6519. Basic and standard health benefit plans - Condition of transacting business - Filing with Commissioner - Required compliance with certain provisions - Exceptions.

§36-6526. Rulemaking.

§36-6527. Marketing of health benefit plan coverage.

§36-6528. Reissuance of certain terminated coverage.

§36-6529. Suspension of implementation if inconsistent with federal law.

§36-6530. Bona fide association health plans.

§36-6530.1. Oklahoma Individual Health Insurance Market Stabilization Act – Legislative intent.

§36-6530.2. Definitions.

§36-6530.3. Eligible persons.

§36-6530.4. Oklahoma Individual Health Insurance Market Stabilization Program.

§36-6530.5. Board of Directors – Duties – Sunset of Program.

§36-6530.6. Board of Directors – Powers.

§36-6530.9. Unfair practice – Separating individual employees from group health insurance coverage.

§36-6530.10. Application for waiver pursuant to Patient Protection and Affordable Care Act.

§36-6551. Short title.

§36-6552. Definitions.

§36-6553. Private review agents - Certification required - Exemptions.

§36-6554. Exemptions - Review of patients eligible under Social Security - In-house utilization review.

§36-6555. Rules - Forms - Issuance of certificate - Reporting requirements - Confidentiality.

§36-6556. Health insurance plans - Certification or contract with certified private review agent - Exceptions.

§36-6557. Application for certificate.

§36-6558. Information required to be submitted by private review agents.

§36-6559. Information required to be submitted relating to in-house review.

§36-6560. Expiration of certificate - Renewal.

§36-6561. Refusal to issue or renew or suspension or revocation of certificate - Hearing - Appeal.

§36-6562. Disclosure or publication of confidential medical information.

§36-6563. Liability - Construction of act.

§36-6564. Examination of affairs of private review agent.

§36-6565. Civil fines.

§36-6571. Determination of average area or customary and reasonable charges - Disclosure to health care provider of information used.

§36-6581. Uniform health claim forms - Uniform billing forms - Rules.

§36-6591. Short title - Declaration of necessity.

§36-6592. Definitions.

§36-6593. Duty of health care entity to exercise ordinary care - Liability for damages - Application of act.

§36-6594. Prerequisites to maintaining cause of action - Exhaustion of appeal and review process and all applicable remedies - Notice.

§36-6595. Class action.

§36-6596. Application of Section 9.1 of Title 23 to cause of action brought under act.

§36-6650. Short title.

§36-6651. Definitions.

§36-6652. Compliance with act.

§36-6653. Warrantor registration.

§36-6654. Financial security requirements for sales of products.

§36-6655. Warranty reimbursement insurance policy requirements.

§36-6656. Vehicle protection product warranty requirements - Incidental costs.

§36-6657. Use of certain terms and names restricted - Vehicle protection product purchase as condition of financing prohibited.

§36-6658. Transaction records - Contents - Retention period - Availability for examination.

§36-6659. Examination and enforcement by Commissioner - Notice and hearing - Civil penalty.

§36-6660. Promulgation of rules.

§36-6661. Application and construction of act.

§36-6670. Definitions.

§36-6671. Limited lines license.

§36-6672. Portable electronics insurance - Required brochure contents.

§36-6673. Sale of portable electronics insurance - Licensure exemptions.

§36-6674. Portable electronics insurance - Violations of act.

§36-6675. Portable electronics insurance - Termination of policy or change in terms.

§36-6676. License application requirements.

§36-6701. Workers' compensation providers – Notice to policyholder.

§36-6710. Short title - Travel Insurance Act.

§36-6711. Purpose and application of act.

§36-6712. Definitions.

§36-6713. Limited lines travel insurance producer license.

§36-6714. Premium tax.

§36-6715. Travel protection plans.

§36-6716. Application of Unfair Trade Practices Act.

§36-6717. Qualifications for travel administrators.

§36-6718. Classification and filing terms - Individual and group policies allowed.

§36-6719. Promulgation of rules.

§36-6750. Short title.

§36-6751. Purpose - Exemptions.

§36-6752. Definitions.

§36-6753. Home service contracts - Requirements for sale - Provider responsibilities.

§36-6754. Service contracts - Content.

§36-6755. Examination and enforcement of act.

§36-6801. Short title.

§36-6802. See the following versions:

§36-6802v1. Telemedicine defined.

§36-6802v2. Definitions.

§36-6803. Coverage of services – Requirements for insurers.

§36-6810. Definitions.

§36-6811. Time for filing closed claim report.

§36-6812.1. Required information, format, and coding protocol in reports.

§36-6813. Compilation of data - Report.

§36-6814. Electronic database.

§36-6815. Submission of composite data reports Governor and Legislature.

§36-6816. Confidentiality.

§36-6817. Designated statistical agent - Definition.

§36-6818. Designation of or contract with organization to serve as statistical agent.

§36-6819. Qualifications for statistical agent.

§36-6820. Provision of premium and loss cost data.

§36-6830. Insurance compliance audits - Confidentiality.

§36-6831. Applicability of confidentiality privilege - Disclosure.

§36-6832. Petition for in camera hearing - Contents.

§36-6833. Burden of proof.

§36-6834. Non-privileged information.

§36-6835. Definitions.

§36-6836. Privilege effective date.

§36-6837. Effect upon statutory or common law privileges.

§36-6850.1. Notification of deletions in prescription coverage.

§36-6901. Short title.

§36-6902. Definitions.

§36-6903. Certificate of authority - Application requirements - Submission to Insurance Commissioner - Rules.

§36-6903.1. Exemption of certain domestic health maintenance organizations from certain provisions of act.

§36-6904. Certification by Insurance Commissioner - Issuance of certificate.

§36-6905. Powers of health maintenance organization - Notice of effect on financial soundness.

§36-6906. Receipt, collection, disbursement or investment of funds - Fiduciary relationship - Fidelity bond or insurance.

§36-6907. Reasonable standards of quality of care - Quality assurance plan and activities - Record of proceedings - Patient record system - Medical policy - Credentialing and recredentialing of health care providers - Termination or nonrenewal of con...

§36-6908. Group or individual contract - Delivery - Required provisions - Evidence of coverage - Filing and review of forms.

§36-6909. Reports and statements.

§36-6910. Information to be provided to subscribers.

§36-6911. Grievance procedures.

§36-6912. Investment of funds.

§36-6913. Minimum net worth required - Deposit with Insurance Commissioner - Determination of liabilities - Liability of subscriber for health maintenance organization's debts - Insolvency plan - Notice of termination of agreement.

§36-6915. Insolvency - Replacement coverage - Reduction or exclusion of benefits.

§36-6916. Premium rates - Approval by Insurance Commissioner.

§36-6917. Producer license - Exempted persons.

§36-6918. Organizations permitted to organize and operate health maintenance organization - Contracts for insurance against cost of care provided.

§36-6919. Examination of affairs, programs, books, and records - Payment of expenses.

§36-6920. Examination of affairs, programs, books, and records - Payment of expenses.

§36-6922. Order to rectify financial condition or violation - Required actions - Remedies and measures available to Insurance Commissioner.

§36-6923. Rules.

§36-6924. Payment of fees.

§36-6925. Administrative penalty in lieu of suspension or revocation of certificate - Suspected violation - Order to cease and desist - Injunction.

§36-6926. Provisions of laws not applicable to health maintenance organizations.

§36-6927. Public records - Trade secrets - Privileged or confidential information.

§36-6928. Disclosure of diagnostic, treatment or health status information.

§36-6929. Contracts by Health Commissioner with qualified persons.

§36-6930. Acquisition of control of health maintenance organization.

§36-6931. Coordination of benefits provisions.

§36-6933. Provision of basic health care services directly or by contract or agreement - Standards and procedures for selection of providers - Chiropractic and vision care services - Referrals.

§36-6934. Services permitted to be provided.

§36-6935. Services provided to out-of-state enrollees.

§36-6936. Severability.

§36-6937. Short title - Risk-based Capital (RBC) for Health Maintenance Organizations Act of 2003.

§36-6938. Definitions.

§36-6939. Report of Risk-based Capital (RBC) levels - Formula - Adjustment by Commissioner.

§36-6940. Company action level event - Definition - Submission of RBC plan - Insurance Commissioner's determination - Notice and hearing.

§36-6941. Regulatory action level event - Definition - Duties of Insurance Commissioner - Challenge to adjusted RBC report or revised RBC plan - Use of actuaries, investment experts and other consultants.

§36-6942. Authorized control level event - Definition - Duties of Insurance Commissioner.

§36-6943. Mandatory control level event - Definition - Duties of Insurance Commissioner.

§36-6944. Challenge of determination or action by Insurance Commissioner - Required events - Hearing.

§36-6945. Confidentiality of RBC reports and plans - Sharing and use of confidential information by Insurance Commissioner - Publication of RBC levels - Use of information in rate proceedings.

§36-6946. Application of act - Rules for implementation of act.

§36-6947. Foreign health maintenance organizations.

§36-6948. Immunity from liability on part of Insurance Commissioner or Insurance Department or its employees or agents.

§36-6949. Severability.

§36-6950. Effective date of notices by Insurance Commissioner.

§36-6951. Requirements for RBC reports filed in 2003.

§36-6952. Nonprofit health maintenance organizations.

§36-6953. Certificate of authority to issue contracts.

§36-6954. Application for certificate of authority - Requirements.

§36-6955. Transfers for existing health maintenance organizations to nonprofit status.

§36-6956. Private or publicly owned nonprofits – Application of Health Maintenance Organization Act of 2003 and rules to nonprofits.

§36-6957. Scope of act.

§36-6958. Short title - Patient's Right to Pharmacy Choice Act.

§36-6959. Purpose of act.

§36-6960. Definitions.

§36-6961. Retail pharmacy network access standards.

§36-6962. Compliance review.

§36-6963. Health insurer to monitor activities and ensure compliance.

§36-6964. Formulary to identify drugs that offer greatest value.

§36-6965. Power to investigate.

§36-6966. Patient's Right to Pharmacy Choice Commission – Complaints alleging violations - Hearings.

§36-6966.1. Violations – Penalties - Hearings.

§36-6967. Confidentiality and privilege of information.

§36-6968. Severability.

§36-7001. Short title - Purpose.

§36-7002. Definitions.

§36-7003. State-mandated health benefits – Exclusion.

§36-7004. Interstate Insurance Product Regulation Compact.

§36-7101. Perpetual Care Fund Act.

§36-7102. Definitions

§36-7103. Perpetual Care Fund - Deposits into fund - Investments - Distribution methods

§36-7104. Donations, deposits or bequests in trust.

§36-7105. Investment of trust funds - Income

§36-7106. Annual fee and report - Examination of books and records - Cost of examination

§36-7107. Prepayment contract finance charges - Disclosure.

§36-7108. Exceptions to application of act.

§36-7109. Administration of act - Rules and regulations.

§36-7110. Violations - Punishment.

§36-7111. Fraudulent or intentional failure to honor contract.

§36-7112. Actions to recover payments and other monies - Censure and fine.

§36-7121. Cemetery Merchandise Trust Act.

§36-7122. Definitions.

§36-7123. Permit required - Contracts in violation of act.

§36-7124. Administration of act – Appeals – Exemption for prepaid plans.

§36-7125. Application for permit - Cancellation of or refusal to issue or renew permit - Appeal.

§36-7126. Establishment and maintenance of cemetery merchandise trust funds

§36-7127. Surety bond in lieu of trust requirement.

§36-7128. Annual report - Filing fee - Failure to file.

§36-7129. Examination of wholesale costs.

§36-7130. Redeposit of improperly withdrawn monies.

§36-7131. Attorney General - Action to recover payments - Penalties.

§36-7132. Execution, seizure, appropriation or application of certain funds prohibited.

§36-7133. Failure to assist examination of records - Application for receivership.

§36-7134. Violations - Penalties.

§36-7135. State Insurance Commissioner Revolving Fund.

§36-7201. Definitions.

§36-7202. Health Carrier Access Payment Revolving Fund.

§36-7203. Access payment on paid claims.

§36-7204. Payment deadlines.

§36-7301. Dental plan fee regulation - Appeals procedures.

§36-7302. Dental insurance plans - Contracting entity requirements

§36-7303. Prohibition on denial of claim in a prior authorization – Exceptions - Requirements.

§36-7401. Stop-loss coverage – Minimum aggregate retention.

§36-7402. Evaluation of effect of limits on opioid prescriptions and claims and out-of-pocket costs - Report.