Oklahoma Statutes
Title 36. Insurance
§36-1142. Permitted activities and services.

Any licensed advisory organization, in addition to other activities not prohibited, is authorized on behalf of its members and subscribers to:

1. Develop statistical plans including territorial and class definitions;
2. Collect statistical data from members, subscribers or any other source;
3. Prepare, file and distribute prospective loss costs which may include provisions for special assessments and taxes;
4. Prepare, file and distribute factors, calculations or formulas pertaining to classification, territory, increased limits and other variables;
5. Prepare, file and distribute manuals of rating rules, rating schedules and other supplementary rating information that does not include final rates, expense provisions, profit provisions or minimum premiums;
6. Distribute information that is required or directed to be filed with the Commissioner;
7. Conduct research and on-site inspections in order to prepare classifications of public fire defenses;
8. Consult with public officials regarding public fire protection as it would affect members, subscribers and others;
9. Conduct research and collect statistics in order to discover, identify and classify information relating to causes or prevention of losses;
10. Conduct research and collect information to determine the impact of statutory and other law changes upon prospective loss costs and special assessments;
11. Prepare, file and distribute policy forms and endorsements and consult with members, subscribers and others relative to their use and application;
12. Conduct research and on-site inspections for the purpose of providing risk information relating to individual structures;
13. Conduct on-site inspections to determine rating classifications for individual insureds;
14. Collect, compile and publish past and current prices of individual insurers; provided, such information is also made available to the general public for a reasonable price;
15. Collect and compile exposure and loss experience for the purpose of individual risk experience ratings;
16. File final rates for residual market mechanisms; and
17. Furnish any other services, as approved or directed by the Insurance Commissioner, related to those enumerated in this section.
Added by Laws 2006, c. 264, § 32, eff. July 1, 2006.

Structure Oklahoma Statutes

Oklahoma Statutes

Title 36. Insurance

§36-101. Short title.

§36-102. "Insurance" defined.

§36-103. "Insurer" defined.

§36-104. "Person" defined.

§36-105. "Transacting" insurance.

§36-106. "Insurance Commissioner" defined.

§36-107. "Board" defined.

§36-107.3. Pharmacy Choice Commission defined.

§36-108. "Insurance Department" defined.

§36-109. Compliance required.

§36-110. Application as to particular types of insurers.

§36-114. Existing actions, violations.

§36-115. Particular provisions prevail.

§36-117. General penalty.

§36-121. Computation of time periods.

§36-122. Electronic filing of documents.

§36-123. Delivery and storage of electronic documents.

§36-124. Incorporation of new measures into benefit plans.

§36-301. Insurance Department.

§36-302. Insurance Commissioner.

§36-302.1. Insurance Department Oklahoma City office location.

§36-303. Official seal of Insurance Commissioner.

§36-304. Funds to be deposited weekly - Collection by nongovernmental entities.

§36-305. Commissioner may appoint assistants; legal counsel.

§36-305.1. Delinquency proceedings; appointment of personnel; exemptions.

§36-306. Records - Disclosure.

§36-306.1. Availability of data necessary for review – Confidentiality – Sharing of data - Definitions.

§36-307. Duties of Insurance Commissioner.

§36-307.1. Rules and regulations.

§36-307.2. Nonpublic personal information.

§36-307.3. State Insurance Commissioner Revolving Fund.

§36-307.4. Use of grant - Audited annually.

§36-307.5. Insurance Department Anti-Fraud Revolving Fund.

§36-307.6. Insurance Department Pharmacy Benefits Manager Revolving Fund.

§36-309.1. Examinations - Definitions.

§36-309.2. Nature and frequency of examinations - Reports in lieu of examinations.

§36-309.3. Appointment of examiner - Compliance with examiner's requests - Powers of Commissioner.

§36-309.4. Report of examination - Review by Commissioner - Investigatory hearing - Disclosure.

§36-309.5. Examiner's conflict of interest.

§36-309.6. Payment of charges.

§36-309.7. Liability.

§36-310A.1. Reporting of material acquisitions and disposition of assets or material nonrenewals, cancellations or revisions of ceded reinsurance agreements.

§36-310A.2. Material acquisitions or dispositions defined - Information to be disclosed in report.

§36-310A.3. Material nonrenewals, cancellations or revisions of ceded reinsurance agreements defined - Information to be disclosed in report.

§36-311. Annual statement by companies - Annual license or certificate of authority to transact business.

§36-311.1. Fraudulent or false statement - Failure to timely file statement - Penalty.

§36-311.2. Reports on financial condition.

§36-311.3. Financial reports regarding real property.

§36-311.4. Annual statements reporting market conduct data of insurers - Adoption of rules - Filing fee - Use of documents.

§36-311A.1. Short title - Oklahoma Annual Financial Report Act.

§36-311A.2. Purpose of act.

§36-311A.3. Definitions.

§36-311A.4. Annual audit - Extensions.

§36-311A.5. Contents of annual audited financial report.

§36-311A.6. Registration of the name and address of the accountant or accounting firm retained to conduct the annual audit - Accountant letter - Notification of dismissal or resignation.

§36-311A.7. Qualified independent certified public accountants.

§36-311A.8. Audited consolidated or combined financial statements.

§36-311A.9. Conduct of audit of financial statements.

§36-311A.10. Reporting of determinations that insurer has materially misstated its financial condition - Liability - Subsequent awareness.

§36-311A.11. Reporting unremediated material weaknesses of internal controls - Description of remedial actions.

§36-311A.12. Accountant letter to insurer - Contents.

§36-311A.13. Work papers - Availability for examiner review - Copies.

§36-311A.14. Audit committee - Membership - Duties.

§36-311A.14.1. Internal audit function requirements - Exemptions.

§36-311A.15. Unlawful misleading statements - Manipulating accountant.

§36-311A.16. Report of the insurer's internal control over financial reporting.

§36-311A.17. Exemptions from compliance - Effective dates.

§36-311A.18. Canadian and British insurers - Letter of conformity.

§36-312.1. Report, disbursement and appropriation of fees and taxes - Record and statement - Annual reports.

§36-312A. Enforcement and recording of penalties and fees.

§36-313. Requirements for orders and notices - Final agency action - Applicability of Administrative Procedures Act.

§36-317. Witnesses or evidence.

§36-319. Appointment of independent hearing examiner - Fees - Time period for issuance of final order.

§36-320. Judicial review.

§36-321. Fees and licenses - Deposits.

§36-321.1. Report fees - Information requests - Costs.

§36-332. General duties - Powers.

§36-334.1. Training of rate analysts and assistant rate analysts - Tuition and fees.

§36-335. Conflicts of interest - Exceptions.

§36-348.1. Fees and licenses.

§36-350. Electronic format filing requirement.

§36-352. Commissioner authorized to refund certain fees.

§36-361. Anti-Fraud Unit - Investigations - Confidentiality of records

§36-362. Fees – Transfer to Attorney General’s Insurance Fraud Unit Revolving Fund.

§36-363. Notification of suspected fraud - Immunity.

§36-364. Seizure of property used in insurance-related crimes.

§36-365. Insurance-related crime property - Forfeiture - Replevin.

§36-401. Short title.

§36-402. Persons prohibited from engaging in business of insurance - Exception - Penalty.

§36-403. Powers of Insurance Commissioner - Injunctive relief.

§36-404. Business of insurance.

§36-405. Emergency cease and desist order - Hearing - Judicial review - Attorneys fees.

§36-406. Rules.

§36-601. "Domestic" insurer defined.

§36-602. "Foreign" insurer defined.

§36-603. "Alien" insurer defined.

§36-604. "State," "United States" defined.

§36-605. "Charter" defined.

§36-606. Authority to transact insurance required.

§36-606.1. Certain foreign or alien insurers may become domestic insurers - Requirements and procedures.

§36-607. General qualifications to transact insurance.

§36-607.1. Certain entities considered insurers - Audited financial reports - Actuarial opinions.

§36-608. Workers' compensation insurance.

§36-608.2. Assigned risk plan for employers unable to procure coverage in the voluntary market.

§36-609. Kinds of insurance an insurer may transact.

§36-610. Capital funds or minimum surplus required.

§36-612. Additional kinds of insurance - Requirments.

§36-612.1. Kinds of insurance; requirements.

§36-612.2. Workers' compensation insurance - Required capital and surplus.

§36-613. Deposit requirements.

§36-613.1. Surety bond or other security arrangement required.

§36-615.1. Application to transact insurance - Application review.

§36-615.2. Biographical affidavit.

§36-616. Issuance or refusal of certificate.

§36-617. Renewal and amendment of certificate.

§36-618. Mandatory revocation or suspension.

§36-619. Discretionary revocation or suspension; civil fines.

§36-619.1. Availability of coverage without regard to geographic location.

§36-619.2. Workers' Compensation Fraud Unit of Office of Attorney General - Notification of certain violations.

§36-619.3. Motor vehicle liability insurer compliance.

§36-620. Name of insurer.

§36-621. Service of legal process on foreign or alien insurers.

§36-622. Manner of service of process.

§36-624. Report of premiums, fees and taxes - Payment - Penalties.

§36-624.1. Tax credit for taxes paid by domestic insurer in foreign state.

§36-624.2. Refund of erroneously paid premium tax – Filing – Demand for hearing.

§36-624.3. Refund of adverse economically targeted and home office credit deductions.

§36-625. Credit against tax by investment in Oklahoma securities.

§36-625.1. Premium tax credit.

§36-625.2. Premium tax credit - Applicable insurers.

§36-625.3. Insurance companies - Home office - Tax credit.

§36-625.4. Credit against premium tax.

§36-626. Collection proceedings.

§36-628. Retaliation.

§36-629. Estimate and prepayment of premium tax - Crediting.

§36-630. Failure to make payments timely - Penalties.

§36-631. Deposit of premium tax - Payments to Medicaid Contingency Revolving Fund - Transfer of funds received from tax protest litigation.

§36-632. Certain entities subject to jurisdiction of Insurance Commissioner and Oklahoma Insurance Code - Exemptions.

§36-632.1. Home service contracts and home warranties not insurance.

§36-633. MEWA defined - Information relating to administrative services contracts.

§36-634. Valid license required - Exempt entities.

§36-635. License eligibility requirements - Filing of contracts.

§36-636. Use of words or descriptions causing beneficiaries to believe MEWA is insurance company.

§36-637. Application for license.

§36-638. Compliance with provisions of Title 36 relating to examinations, deposits and solvency regulation.

§36-639. Annual financial report - Actuarial certification - Quarterly financial statements - Penalties.

§36-640. Denial, suspension or revocation of license - Corrective action plans - Rescission or modification of suspension order.

§36-641. Promulgation of rules relating to multiple employer welfare arrangements.

§36-650. Competition with Nine-One-One system prohibited.

§36-701. Definitions not mutually exclusive.

§36-702. "Life insurance" defined.

§36-703. "Accident and health insurance" defined.

§36-704. "Property insurance" defined.

§36-705. "Marine insurance" defined.

§36-706. "Vehicle insurance" defined.

§36-707. "Casualty insurance" defined.

§36-708. "Surety insurance" defined.

§36-709. "Title insurance" defined.

§36-710. Limit of risk.

§36-711. Allowance for credit or increase in amount at risk – Contract requirements.

§36-712. Posting of standard policies and endorsements.

§36-900.1. Short title.

§36-901.1. Purposes of act.

§36-901.2. Definitions.

§36-901.3. Filing - Contents and procedure.

§36-901.4. Hearings - Period of advisement - Additional information, analysis, consideration and investigation.

§36-901.5. Filing of advisory prospective loss costs and supporting actuarial data and statistical data for workers' compensation insurance.

§36-902. Excessive, inadequate or unfairly discriminatory rates.

§36-902.2. Factors for review of filing - Weight - Prohibited expenses.

§36-902.3. Calculation of workers' compensation premiums - Equalization of expected losses and expenses between high and low wage-paying employers - Agency rule report.

§36-903.2. Workplace safety plans - Expenses of implementation.

§36-904. Inspection of filed rates - Information to insured - Proceedings by aggrieved persons - False or misleading information - Withholding policy or evidence.

§36-907. General powers of the Insurance Commissioner.

§36-907.1. Monitoring and examination of rates.

§36-908. Administrative penalties.

§36-924.1. Automobile or motorcycle accident prevention course for certain individuals - Reduction of premium charges.

§36-924.2. Rating plans for workers' compensation self-insureds - Reduced premium charges for successful participation in occupational safety and health programs - Qualification - Certificate - Records.

§36-924.3. Appeals of rating classifications.

§36-932. Joint underwriting or joint reinsurance.

§36-937. Hearing on order or decision by Commission made without a hearing - Appeal to Supreme Court.

§36-940. Inquiry regarding making claim – Prohibited acts.

§36-941. Certain cancellation, refusal to renew or increase of premium rate for motor vehicle liability or collision insurance policies prohibited - Exemptions.

§36-941.2. Motor vehicle liability policies – Provision relating to financial responsibility limits of another state or province.

§36-942. Motor vehicle liability or collision policies - Traffic record as basis of determination - Penalties.

§36-943. Motor vehicle policies - Insurers prohibited from canceling, increasing premium rates or refusing to issue or renew policy based on traffic charges under certain circumstances.

§36-944. Motor vehicle policies - Restriction on cancellation or increasing rates.

§36-950. Short title.

§36-951. Application of act.

§36-952. Definitions.

§36-953. Use of credit information - Prohibited acts.

§36-953.1. Exceptions by insurers to certain events influencing credit information – Request by insured or applicant.

§36-954. Reunderwriting and rerating of insured - Refund of overpayment.

§36-955. Disclosure statement.

§36-956. Adverse action based upon credit information - Notification to consumer.

§36-957. Filing of scoring models or other scoring processes.

§36-958. Indemnification of agents.

§36-959. Sale of data or lists by consumer reporting agencies.

§36-961. Premium discount or rate reduction for resistance to tornado or other wind events.

§36-962. Premium discount or rate reduction for resistance to tornado or other wind events for retrofit properties.

§36-963. Insurable property defined.

§36-964. Applicability date.

§36-965. Promulgation of rules to implement and administer the act.

§36-981. Short title and purposes of act.

§36-982. Definitions.

§36-983. Scope of act.

§36-984. Competitive market.

§36-985. Ratemaking standards.

§36-985.1. Regulation of rates in market without competition.

§36-986. Rate administration.

§36-987. Rate filings.

§36-989. Improper rates – Disapproval - Hearing.

§36-990. Challenge and review of application of rating system.

§36-992. Insurers - Prohibited activity.

§36-994. Advisory organizations - Filing requirements.

§36-995. Joint underwriting, joint reinsurance pool and residual market activities.

§36-996. Assigned risks.

§36-996.1. Assigned risk plans.

§36-997. Commercial special risks.

§36-998. Appeals from Commissioner.

§36-999. Examination to ascertain compliance – Records – Cost – Report of examination in another state.

§36-999.1. Short title.

§36-999.2. Purpose of act.

§36-999.3. Definitions.

§36-999.4. Subsidence coverage for residences, living units and commercial buildings - Exemption.

§36-999.5. Coverage for additional living expenses.

§36-999.6. Refusal to cover unrepaired damage.

§36-999.7. Right of subrogation.

§36-1001. Judicial review.

§36-1100. Short title - Purpose and effect.

§36-1100.1. Definitions.

§36-1100.2. Authority to enter multistate agreements.

§36-1101. Representation of unauthorized insurers prohibited.

§36-1101.1. Domestic surplus line insurers.

§36-1102. Validity of contracts effectuated by a surplus lines insurer.

§36-1103. Service of process on a surplus lines insurer.

§36-1104. Exemptions from service of process provisions.

§36-1105. Attorney fees.

§36-1106. Surplus lines - Brokers.

§36-1106.1. Due diligence search.

§36-1106.2. Due diligence - Flood insurance with a nonadmitted insurer.

§36-1107. Multistate risk - Required application and informational filings - Fee payments.

§36-1108. Recognized surplus lines.

§36-1109. Validity of surplus line insurance - Notice of limitations of coverage.

§36-1111. Acceptance of surplus line business by brokers.

§36-1112. Solvent insurer required - License revocation - Penalties.

§36-1113. Records of surplus lines licensees or brokers.

§36-1114. Broker's annual statement.

§36-1115. Tax on surplus lines - Surplus lines insurer.

§36-1116. Penalty for failure to remit tax.

§36-1118. Legal process against surplus line insurer.

§36-1119. Exemptions from surplus lines provisions.

§36-1120. Records of insureds.

§36-1125. Filing requirements.

§36-1126. Public access to documents and reports - Confidentiality.

§36-1140. Definitions - Licensing - Application - Duration of license.

§36-1141. Prohibited conduct.

§36-1142. Permitted activities and services.

§36-1143. Review of advisory organization actions.

§36-1144. Examination by Insurance Commissioner - Scope - Report by official of another state.

§36-1145. Rules and statistical plans - Commissioner authority to promulgate - Scope.

§36-1146. Withholding or providing false or fraudulent information - Prohibition - Punishment.

§36-1147. Suspension or revocation of license - Commissioner authority - Procedure.

§36-1148. Adherence to loss cost filings - Application to workers' compensation insurance.

§36-1161. Definitions.

§36-1162. Reinstatement into individual health plan coverage - Right to request - Time - Written notice.

§36-1163. Exclusion from application for certain policies or coverage certificates.

§36-1164. Exclusion from application for certain unmet terms, conditions and limitations.

§36-1165. Participation in employer sponsored health plan - Retired military employees.

§36-1201. Declaration of purpose.

§36-1202. Definitions.

§36-1203. Unfair methods of competition or unfair and deceptive acts or practices prohibited.

§36-1204. Unfair methods of competition and unfair or deceptive acts or practices defined.

§36-1204.1. Availability of loss runs and claims histories.

§36-1205. Power of commissioner.

§36-1206. Statement of charges and notice of hearing - Opportunity to be heard.

§36-1207. Cease and desist orders and modifications thereof.

§36-1208. Judicial review of cease and desist orders.

§36-1209. Procedure as to unfair methods of competition and unfair or deceptive acts or practices which are not defined.

§36-1210. Judicial review by intervenor.

§36-1211. Civil penalty.

§36-1212. Provisions of act additional.

§36-1213. Immunity from prosecution.

§36-1214. Fair disclosure - Protection against misleading sales methods.

§36-1215. Definitions.

§36-1216. Prohibitions and regulations concerning use of certain types of policy forms, policy provisions and annuity contracts.

§36-1217. Prohibitions and regulations relating to insurers, agents of insurers, representatives of insurers and brokers - Group insurance and group annuity contracts exempt.

§36-1219. Clean claims - Reimbursement - Notice of defective claims - Interest on overdue payments - Attorney's fees.

§36-1219.1. Short title.

§36-1219.2. Definitions.

§36-1219.3. Discounted reimbursement and disclosure of reimbursement terms prohibited.

§36-1219.4. Definitions - Requirements for discount medical plan organizations - Penalties.

§36-1219.5. Modification of existing or issuance of new coverage - Consent.

§36-1219.6. Methods of payments to providers – Prohibition on restricting methods – Notice of fees.

§36-1220. Exclusive agents - Restrictions.

§36-1241. Property and casualty insurer - Acceptance or denial of application.

§36-1241.1. Property and casualty policies – Provision relating to process for premium refund for cancellation prior to end of policy period.

§36-1241.2. Property and casualty policies – Inquiry regarding making claim – Increase of premium rates, cancellation, or refusal to issue or renew policy.

§36-1250.1. Short title.

§36-1250.2. Definitions.

§36-1250.3. Application of law; conditions under which acts constitute unfair claims settlement practices.

§36-1250.4. Claim files - Examination - Response to inquiries.

§36-1250.5. Acts by an insurer constituting an unfair claim settlement practice.

§36-1250.6. Property and casualty insurer - Acknowledging receipt of claim - Commissioner's inquiry - Other communications - Claim forms, instructions and assistance.

§36-1250.7. Property and casualty insurer - Denial or acceptance of claim.

§36-1250.8. Motor vehicle total loss or damage claim.

§36-1250.9. Periodic reports.

§36-1250.10. Enforcement - Standards of performance - Complaints - Investigations.

§36-1250.11. Statement of charges - Notice of hearing.

§36-1250.13. Cease and desist order – Enforcement.

§36-1250.14. Violation of act - Penalty.

§36-1250.15. Judicial review.

§36-1250.16. Rules and regulations.

§36-1250.17. Nonemergency patient form - Perjury.

§36-1415.2. Definitions.

§36-1415.3. Navigator registration – Application – Requirements - Violations.

§36-1415.4. Navigator limitations and prohibited actions.

§36-1415.5. Implementation of rules and regulations.

§36-1416. State Innovation Waiver

§36-1435.1. Short title - Application of act.

§36-1435.2. Definitions.

§36-1435.3. Agency of insurance producer - Authority - Commissions.

§36-1435.4. License required for selling, soliciting, or negotiating - Waiver of penalty.

§36-1435.5. When license not required.

§36-1435.6. Examinations.

§36-1435.7. Applications for resident and business entity insurance producer licenses - Requirements for approval.

§36-1435.8. Lines of authority - Continuation in effect of license - Reinstatement - Contracting by Insurance Commissioner with nongovernmental entities.

§36-1435.9. Nonresident producer license.

§36-1435.10. Exemptions from examination requirement.

§36-1435.11. Use of assumed name.

§36-1435.12. Temporary license without examination – Protection of insureds and public.

§36-1435.13. Suspension, revocation or refusal to issue or renew license – Probation and censure – Grounds – Notice – Fines.

§36-1435.13a. Property and casualty insurance producers - Fiduciary duties - Violation - Punishment.

§36-1435.14. Payment or acceptance of commission, service fee, brokerage or other valuable consideration – Recipient to be licensed.

§36-1435.15. Appointment of producer as agent of insurer - Notice of appointment - Discrimination among producers - Penalties.

§36-1435.16. Termination of appointment, employment, contract or other business relationship – Notification – Immunity from liability – Confidentiality – Final adjudicated actions.

§36-1435.17. Waiver of requirements for nonresident producers – Reciprocity – Continuing education requirements.

§36-1435.18. Administrative actions or criminal prosecutions against producer – Duty to report to Commissioner.

§36-1435.19. Rules.

§36-1435.20. Limited lines producers - Qualification for license - Travel accident and baggage policies.

§36-1435.20a. Sale of storage insurance by self-storage facility.

§36-1435.21. Licensure for purposes of writing controlled business prohibited.

§36-1435.22. Applicant to file bond prior to issuance of license.

§36-1435.23. License fees – Collection by Commissioner.

§36-1435.26. Unlawful acts and penalties.

§36-1435.27. Facsimile signature stamp as proof.

§36-1435.28. Ownership interest by producer in policy – Insurable interest.

§36-1435.29. Prelicensing and continuing education.

§36-1435.33. Maximum agent’s fees on renewals.

§36-1435.36. Certain information to be included on license - Term of license.

§36-1435.39. Refusal of license - Fees not refundable.

§36-1435.41. Providing insurance policy information - Exception.

§36-1441. Short title.

§36-1441.1. Administrator of certain group self-insurance associations exempted from act.

§36-1442. Definitions.

§36-1443. Written agreement required - Examination, audit and inspection of records.

§36-1444. Payments to administrator - Rights against administrator.

§36-1445. Fiduciary capacity and duties of administrator.

§36-1446. Advertising.

§36-1447. Delivery of written communications to administrator - Compensation of administrator - Use of licensed agents.

§36-1448. Administrator's bond - Amount - Requirements - Purpose - limits of cumulative liability - Cancellation.

§36-1449. Notice and information to be provided to insured individuals.

§36-1450. Licensing procedure - Violations.

§36-1452. Annual report - Penalties for failure to file - Waiver.

§36-1471. Short title.

§36-1472. Definitions.

§36-1473. Agent license - Bond - Errors and omissions policy.

§36-1474. Written contract with insurer required - Minimum provisions.

§36-1475. Financial examination and on-site reviews - Binding authority for contracts - Notice of appointment or termination - Review of books and records - Appointments to board.

§36-1476. Acts of managing general agent - Imputation to insurer.

§36-1477. Violations - Penalties - Judicial review - Rights affected.

§36-1478. Rules and regulations.

§36-1501. "Assets" defined.

§36-1502. Assets as deductions from liabilities.

§36-1503. Assets not allowed as deductions from liabilities.

§36-1504. Reporting assets not allowed.

§36-1505. Liabilities - Mandatory securities valuation reserves.

§36-1506. Unearned premium reserve.

§36-1507. Unearned premium reserve for marine insurance.

§36-1508. Reserves for accident and health insurance.

§36-1509. Increase of inadequate reserves - Present value discounting - Annual actuarial opinions - Investment limitations - Unusual dividend or benefit payments.

§36-1509.1. Confidentiality of information.

§36-1510. Definitions - Valuation law - Life - Exemption - Conflict.

§36-1511. Valuation of bonds.

§36-1512. Valuation of other securities.

§36-1513. Valuation of real property - Improvements.

§36-1514. Valuation of purchase money mortgages.

§36-1515. Information for valuation of securities.

§36-1521. Short title.

§36-1522. Definitions.

§36-1523. Annual risk-based capital report - Factors - Adjustment of inaccurate reports.

§36-1524. Company Action Level Event.

§36-1525. Regulatory Action Level Event.

§36-1526. Authorized Control Level Event.

§36-1527. Mandatory Control Level Event.

§36-1528. Confidential departmental hearing.

§36-1529. Confidentiality of RBC Reports and Plans.

§36-1530. Provisions of act supplemental – Promulgation of rules - Exemptions from act.

§36-1531. Foreign insurers.

§36-1532. Immunity for Commissioner and employees.

§36-1533. Notices to insurers - When effective.

§36-1534. Purpose of act.

§36-1535. Definitions.

§36-1536. Corporate Governance Annual Disclosure (CGAD).

§36-1537. Discretion of insurer or insurance group over responses.

§36-1538. Confidentiality and privilege.

§36-1539. Third-party consultants to assist the Commissioner in reviewing documents.

§36-1540. Failure to timely file.

§36-1541. Promulgation of rules.

§36-1601. Scope of article.

§36-1602. Eligible investments.

§36-1603. Qualification of securities or property as eligible investments.

§36-1604. Approval of investment.

§36-1605. Investments in any one person.

§36-1606. Required capital investments.

§36-1607. United States government obligations.

§36-1608. State, district or Canadian obligations.

§36-1609. County, district, city, school district or Canadian obligations.

§36-1610. Public structure or improvement obligations.

§36-1611. Obligations payable from public utility revenues.

§36-1613. Acceptances and bill of exchange.

§36-1614. Corporate obligations.

§36-1615. Preferred or guaranteed stock.

§36-1616. Limitations on investments in corporate securities.

§36-1617. Equipment trust certificates.

§36-1618. Obligations of receivers or trustees; investments not otherwise authorized; limitations.

§36-1619. Policy loans.

§36-1620. Investment or deposit of funds.

§36-1621. Foreign securities.

§36-1622. Mortgages on real estate.

§36-1623. Purchase money mortgages.

§36-1624. Acquiring or holding real property.

§36-1625. Time limits for disposal of other ineligible property and securities; penalty.

§36-1626. Investments of foreign, alien insurers.

§36-1627. Investments in loans secured by certain securities.

§36-1628. Definitions - Deposit of securities - Custodial responsibilities.

§36-1629. Guaranteed or reinsured student loans.

§36-1631. Definitions.

§36-1632. Subsidiaries of domestic insurers - Permissible investments.

§36-1633. Acquisition of control of or merger with domestic insurer.

§36-1634. Acquisitions leading to change in control of an insurer - Exceptions - Examination by Commissioner.

§36-1635. Registration of insurers.

§36-1636. Transactions within an insurance holding company - Standards.

§36-1637. Examination of registered insurers.

§36-1638. Commissioner power to participate in supervisory colleges.

§36-1639. Group-wide supervisor for any internationally active insurance group.

§36-1640. Confidentiality of documents and other information.

§36-1641. Authority to issue rules, regulations and orders.

§36-1642. Injunctions - Voting of securities prohibited - Sequestration of voting securities.

§36-1643. Failure to file - Penalties - Unlawful transactions or investments - Willful violations - False statements.

§36-1644. Violations threatening insolvency - Possession taken by Commissioner.

§36-1645. Recovery of distributions by receiver - Liability.

§36-1646. Authority to suspend, revoke or refuse to renew license or authority to do business.

§36-1647. Appeal to district court by aggrieved persons.

§36-1648. Powers, remedies, procedures and penalties as additional.

§36-1671. Short title.

§36-1672. Definitions.

§36-1673. Applicability of Act.

§36-1674. Required contract provisions - Producers and insurers affected - Audit Committees - Reporting requirements.

§36-1675. Notice to insured.

§36-1676. Powers of Commissioner or receiver - Civil actions.

§36-1681. Short title - Insurance Business Transfer Act.

§36-1682. Purpose of act.

§36-1683. Definitions.

§36-1684. Jurisdiction - Venue.

§36-1685. Notice.

§36-1686. Application for Approval of Insurance Business Transfer Plan.

§36-1687. Consent to jurisdiction of Commissioner.

§36-1688. Fees – Reimbursement - Costs.

§36-1691. Short title - Protected Cell Companies Act.

§36-1692. Purpose of act.

§36-1693. Definitions.

§36-1694. Establishment of protected cells – Plan of operation.

§36-1695. Assets and liabilities of protected cells – Protected cell income – Insurance securitization.

§36-1696. Creditors of protected cells – Obligation of protected cell company.

§36-1697. Receivership – Amounts recoverable.

§36-1698. Insurance securitization – Not deemed an insurance or reinsurance contract.

§36-1699. Promulgation of rules.

§36-1701. Deposits of insurers.

§36-1702. Purpose of deposits.

§36-1703. Assets eligible for deposit.

§36-1704. Trust companies as depositaries.

§36-1705. Rights of insurer during solvency.

§36-1706. Excess deposits.

§36-1707. Release of deposits.

§36-1708. Release only on order.

§36-1709. Deposit not subject to levy.

§36-1801. Legislative findings and purposes.

§36-1802. Definitions.

§36-1803. Duties of Commissioner.

§36-1804. Appointment of supervisor - Acts prohibited - Additional requirements.

§36-1805. Appointment of conservator; duties.

§36-1806. Limitation on appointments.

§36-1807. Foreign or alien insurers.

§36-1808. Review of actions.

§36-1809. Venue.

§36-1810. Rehabilitation.

§36-1811. Proceedings.

§36-1901. Definitions.

§36-1902. Delinquency proceedings – Jurisdiction – Arbitration – Venue - Appeal.

§36-1903. Commencement of delinquency proceedings.

§36-1904. Injunctions.

§36-1905. Grounds for rehabilitation of domestic insurers.

§36-1906. Grounds for liquidation.

§36-1907. Grounds for conservation of foreign insurers.

§36-1908. Grounds for conservation of alien insurers.

§36-1909. Grounds for ancillary liquidation of foreign insurers.

§36-1910. Order of rehabilitation; termination.

§36-1911. Order of liquidation of domestic insurers.

§36-1912. Order of liquidation of alien insurers.

§36-1913. Order of conservation or ancillary liquidation of foreign or alien insurers.

§36-1914. Conduct of delinquency proceedings against domestic and alien insurers - Limitations on power of Commissioner - Conflict of interest.

§36-1915. Conduct of delinquency proceedings against foreign insurers.

§36-1916. Claims of nonresidents against domestic insurers.

§36-1917. Claims against foreign insurers.

§36-1918. Proof of claims; notice; hearing.

§36-1919. Priority of certain claims.

§36-1920. Attachment and garnishment of assets.

§36-1921. Uniform insurers liquidation act.

§36-1922. Power and authority of the receiver.

§36-1923. Exemption of Commissioner from fees.

§36-1924.1. Limitation on actions.

§36-1925. Rights and liabilities fixed as of date liquidation order filed.

§36-1926. Fraudulent transfers or transactions - Avoidance.

§36-1927.1. Priority of distribution of claims from insurer's estate.

§36-1928. Offsets.

§36-1929. Allowance of certain claims.

§36-1930. Time to file claims.

§36-1931. Report for assessment.

§36-1932. Levy of assessment.

§36-1933. Order to pay assessment.

§36-1934. Publication and service of assessment order.

§36-1935. Judgment upon the assessment.

§36-1936. Restrictions on insurers subject to delinquency proceedings.

§36-1937. Immunity or indemnity of receivers and employees.

§36-1938. Delinquency proceedings – Procedures - Compensation of personnel.

§36-2001. Short title.

§36-2002. Purpose of act.

§36-2003. Application of act.

§36-2004. Definitions.

§36-2005. Creation - Administration - Accounts - Membership - Plan of operation.

§36-2006. Board of directors – Membership – Term – Approval – Vacancies – Compensation.

§36-2007. Powers and duties of Association.

§36-2008. Plan of operation and amendments.

§36-2009. Powers and duties of Commissioner.

§36-2010. Payment of covered claims - Recovery from certain persons - Priority of claims.

§36-2011. Proposal to distribute assets of insolvent company - Notice.

§36-2012. Exhaustion of rights under other policies, governmental program or associations.

§36-2014. Scope of covered claims.

§36-2015. Prohibited acts.

§36-2016. Examination of Association - Report.

§36-2017. Exemption from taxes and fees.

§36-2018. Payment of assessment - Effect on rate increase or decrease.

§36-2019. Liability of certain persons.

§36-2020. Stay of proceedings - Access to records.

§36-2020.1. Efficient coordination and cooperation with receivers - Uniform Data Standards.

§36-2020.2. High net worth insured claims - Obligation to pay - Procedures.

§36-2021. Short title.

§36-2022. Purpose of act.

§36-2023. Creation - Membership - Administration - Supervision.

§36-2024. Definitions.

§36-2025. Oklahoma Life and Health Insurance Guaranty Association Act - Coverage - Liability.

§36-2026. Board of directors - Membership - Term - Vacancies - Approval - Compensation.

§36-2027. Procedural rules and amendments.

§36-2028. Impaired or insolvent insurers.

§36-2030. Assessments.

§36-2031. Commissioner - Powers and duties.

§36-2032. Detection and prevention of insurer insolvencies.

§36-2034. Unpaid assessments of impaired or insolvent insurer.

§36-2035. Records of negotiations and meetings.

§36-2036. Assets of impaired or insolvent insurer - Association as creditor - Payment of policies and contractual obligations.

§36-2037. Distribution of ownership rights of impaired or insolvent insurer.

§36-2038. Recovery of distribution of insurer - Limitations.

§36-2039. Examination and regulation of Association - Reports.

§36-2040. Exemption from taxes and fees.

§36-2041. Certain persons exempted from liability.

§36-2042. Stay of other proceedings - Judgments may be set aside.

§36-2043. Advertising prohibited - Exemptions - Preparation of summary document - Disclaimer - Notice of noncoverage.

§36-2044. Exemption.

§36-2101. Scope of article.

§36-2102. "Stock" insurer defined.

§36-2103. "Mutual" insurer defined.

§36-2104. Misleading names.

§36-2105. Articles of incorporation; contents.

§36-2106. Corporate powers granted; general powers and duties.

§36-2107. Filing of articles; issuance of certificate.

§36-2108. Amendment of articles.

§36-2109. Applications for insurance in formation of mutual insurers.

§36-2110. Formation of mutuals; trust deposit of premiums; issuance of policies.

§36-2111. Initial qualification, domestic mutuals.

§36-2112. Additional kinds of insurance, mutual.

§36-2113. Bylaws of mutual.

§36-2114. Quorum, members of mutual.

§36-2115. Membership in mutuals.

§36-2116. Corporate rights of mutual members.

§36-2119. Nonassessable policies, mutual insurers.

§36-2120. Nonassessable policies - revocation of authority.

§36-2121. Participating policies.

§36-2122. Dividend to stockholders.

§36-2123. Dividends to mutual policyholders.

§36-2124. Illegal dividends - penalty.

§36-2125. Borrowed surplus.

§36-2126. Prohibited interests of officers, directors in certain transactions.

§36-2126.1. Purchase and sale of equity interests in domestic stock insurers by officers.

§36-2126.4. Proxies, consents and authorizations of domestic stock insurers.

§36-2127. Management and exclusive agency contracts.

§36-2128. Impairment of capital or assets.

§36-2129. Mutualization of stock insurer.

§36-2130. Converting mutual insurer.

§36-2132. Reinsurance, stock insurers.

§36-2133. Mergers and consolidations, mutual insurers.

§36-2134. Reinsurance, mutual insurers.

§36-2135. Mutual member's share of assets on liquidation.

§36-2201. Short title.

§36-2202. Definitions.

§36-2203. Creation of trust – Conditions – Entities insured – Law governing reserves and surplus – Conversion of domestic stock insurers.

§36-2204. Statements and reports – Taxes, fees and penalties.

§36-2205. Trust instrument – Mandatory provisions.

§36-2206. Minimum reserves and surplus.

§36-2207. Guaranty funds – Membership or financial contribution to or benefit from.

§36-2208. Duties of Commissioner – Review and evaluation – Study and analysis of cost of administration.

§36-2401. Mutual benefit associations legalized.

§36-2402. Formation - Prerequisites to transaction of business - Articles of association.

§36-2403. Associations carried on for benefit of members - Provision of benefits - Application of other laws.

§36-2404. Provisions applicable to mutual benefit associations.

§36-2405. Level or stipulated assessments – Definition - Policy to specify amount payable - Refusal to pay - Solvency - Legal reserve life insurance - Policy to make this section part thereof - Age limits – Beneficiaries - No mutual benefit associati...

§36-2406. Bond of custodian of funds - Nonpayment of benefits or claims - Emergency or reserve fund - Merger, consolidation or transfer of business and property.

§36-2407. Permit to do business; fee; filing of copies of certificates, application blanks and bylaws.

§36-2408. Reincorporation of existing associations; admission of foreign corporations or associations.

§36-2409. Agents - Notice of appointment.

§36-2410. Benefits not liable to attachments.

§36-2411. Dues - Emergency fund - Additional assessments.

§36-2412. Medical examination of applicant; warranties and certificates in lieu of examination; concealment or misrepresentation.

§36-2413. Reports; examination of records.

§36-2414. Funds; investments of.

§36-2415. Annual meetings; quorum; vacancies; special meetings.

§36-2416. Appeals from orders, rulings, or acts of insurance commissioner.

§36-2417. Misdemeanor; violation of article.

§36-2418. Legal reserve life insurance company, conversion into; adoption of plan.

§36-2419. Amended articles of incorporation; filing.

§36-2420. Policyholders; rights to purchase stock; sale of stock not purchased.

§36-2421. Reorganization and conversion complete when; rights of reorganized corporations.

§36-2422. Creditors' rights; liens; contracts; pending suits.

§36-2501. Organization authorized; purpose.

§36-2502. Designation as corporators; articles of agreement; contents; approval by insurance commissioner; filing and recording.

§36-2503. Certificate of authority to do business - Deposit of securities with State Treasurer.

§36-2504. Companies to which applicable; application of other laws; use of term "stipulated premium".

§36-2505. Valuation of outstanding policies; computation.

§36-2506. Inapplicability to burial associations or assessment companies.

§36-2507. Requisites of policy; liability on policy.

§36-2508. Personal liability.

§36-2509. Consolidation of companies; transfer or reinsurance of risks.

§36-2510. Attachment or other process; benefits not subject to.

§36-2511. Existing corporations; amendments of articles of incorporation; effect of reincorporation.

§36-2512. Amendment of articles of incorporation to conform to general insurance law.

§36-2513. Statement filed annually with Insurance Commissioner.

§36-2514. Relinquishment of business.

§36-2515. Representations; deemed material when.

§36-2516. Foreign and alien companies.

§36-2517. Laws applicable.

§36-2601. Corporations authorized - Powers.

§36-2602. Application for certificate - Contents - Fee.

§36-2603. Certificate of authority; requirements.

§36-2604. Deposit for protection of members.

§36-2605. Service contracts.

§36-2606. Filing of forms and rates; disapproval.

§36-2608.1. Directors.

§36-2608.2. Officers.

§36-2608.3. Indemnification and advancement of expenses of certain persons.

§36-2609. Membership; voting; membership fees.

§36-2611. Annual statement; filing; examination; summons.

§36-2612. Nonliability of corporation.

§36-2613. Relationship of physician and patient.

§36-2616. Exemptions.

§36-2617. Tax exemption.

§36-2618. Limited application.

§36-2619. Limited liability.

§36-2621. Selection of licensed psychologist or licensed and certified clinical social worker - Definitions.

§36-2622. Subsidiaries.

§36-2623. Conversion to domestic mutual insurer.

§36-2651. Corporations authorized.

§36-2652. Application for certificate - Contents - Fee.

§36-2653. Certificate of authority; requirements.

§36-2654. Deposit for protection of members.

§36-2655. Service contracts.

§36-2656. Filing of forms and rates; disapproval.

§36-2657. Discrimination; rebates.

§36-2658. Membership; voting rights.

§36-2659. Investments.

§36-2660. Annual statement; filing; examinations; expenses.

§36-2661. Nonliability of corporation.

§36-2662. Relationship of optometrist and patient.

§36-2664. Exemptions.

§36-2665. Tax exemption.

§36-2666. Limited liability.

§36-2667. Conflicting laws.

§36-2671. Corporations authorized.

§36-2672. Application for certificate - Contents - Fee.

§36-2673. Certificate of authority - Requirements.

§36-2674. Deposit for protection of subscribers.

§36-2675. Contracts; investments; law applicable.

§36-2676. Filing of forms and rates; disapproval.

§36-2677. Inducements prohibited.

§36-2678. Directors.

§36-2679. Participating dentists as members; meetings; officers.

§36-2680. Annual statement - Examinations - Expenses.

§36-2681. Nonliability.

§36-2682. Relationship of dentist and patient.

§36-2684. Exemptions.

§36-2685. Tax exemption.

§36-2686. Limited liability.

§36-2687. Conflicting laws.

§36-2691.1. Corporations authorized.

§36-2691.2. Application for certificate; contents; fee.

§36-2691.3. Certificate of authority; requirement.

§36-2691.4. Deposit for protection of subscribers.

§36-2691.5. Contracts; investments.

§36-2691.6. Filing of forms and rates; disapproval.

§36-2691.7. Inducements prohibited.

§36-2691.8. Directors.

§36-2691.9. Practicing chiropractors as members, meetings; voting; officers.

§36-2691.10. Annual statement; examinations; expenses.

§36-2691.11. Nonliability.

§36-2691.12. Relationship of chiropractor and patient.

§36-2691.14. Exemptions.

§36-2691.15. Tax exemption.

§36-2691.16. Limited liability.

§36-2691.17. Conflicting laws.

§36-2701.1. Fraternal benefit society defined.

§36-2702.1. Lodge system defined.

§36-2703.1. Representative form of government defined.

§36-2704.1. Definitions.

§36-2705.1. Purposes - powers.

§36-2706.1. Laws or rules required.

§36-2707.1. Principal office - Annual statement - Grievance and complaint procedures.

§36-2708.1. No personal liability - Indemnification and reimbursement - Insurance.

§36-2709.1. Waiver.

§36-2710.1. Organization - Corporate powers retained.

§36-2711.1. Articles of incorporation, constitution and laws - Amendments.

§36-2712.1. Institutions.

§36-2713.1. Reinsurance.

§36-2714.1. Consolidations and mergers.

§36-2715.1. Conversion of fraternal benefit society into mutual life insurance company or stock legal reserve life insurance company.

§36-2716.1. Benefits.

§36-2717.1. Beneficiaries.

§36-2718.1. Benefits not attachable.

§36-2719.1. Benefit contract - Standard provision requirements.

§36-2720.1. Nonforfeiture benefits - Cash surrender values - Certificate loans or other options.

§36-2721.1. Investments.

§36-2722.1. Funds.

§36-2723.1. Exemptions.

§36-2724.1. Taxation.

§36-2725.1. Standard of valuation.

§36-2726.1. Reports.

§36-2727.1. Annual license.

§36-2728.1. Examination of domestic, foreign or alien societies.

§36-2729.1. Foreign or alien society - Admission.

§36-2730.1. Injunction, liquidation or receivership of domestic society.

§36-2731.1. Suspension, revocation or refusal of license of foreign or alien society.

§36-2732.1. Injunction - Authority to petition for.

§36-2733.1. Licensing of agents.

§36-2734.1. Societies subject to Article 12, Unfair Practices and Frauds.

§36-2735.1. Service of process.

§36-2737.1. Penalties.

§36-2738.1. Exemption of certain societies.

§36-2801. Organization authorized – Purposes – Power to make assessments.

§36-2802. Certificate by incorporators - Contents.

§36-2803. Filing certificate with Insurance Commissioner; officers; terms.

§36-2804. Made a body corporate.

§36-2805. Restrictions as to corporate acts.

§36-2806. Bylaws; permit to do business.

§36-2807. Membership - Forfeiture.

§36-2808. Rejection and termination of risks.

§36-2809. Incidental expenses.

§36-2810. Compensation of officers.

§36-2811. Annual reports to Commissioner; reissuance of certificate; fees.

§36-2812. Extension of membership.

§36-2813. Applicability.

§36-2814. Formation of additional companies prohibited.

§36-2815. Prohibition on transfer or sale of certificates, authority, or articles.

§36-2901. "Reciprocal" insurance defined.

§36-2902. "Reciprocal insurer" defined.

§36-2903. Scope of article; existing insurers.

§36-2904. Insuring powers of reciprocals.

§36-2905. Name; suits.

§36-2906. Attorney.

§36-2907. Surplus funds required.

§36-2908. Organization of reciprocal insurer.

§36-2909. Certificate of authority.

§36-2910. Power of attorney.

§36-2911. Modifications.

§36-2912. Attorney's bond.

§36-2913. Deposit in lieu of bond.

§36-2914. Action on bond.

§36-2915. Legal process service - Judgment.

§36-2916. Annual statement.

§36-2917. Contributions to insurer.

§36-2918. Financial conditions; method of determining.

§36-2919. Who may be subscribers.

§36-2920. Subscribers' advisory committee.

§36-2921. Subscriber's liability.

§36-2922. Subscriber's liability on judgments.

§36-2926. Nonassessable policies.

§36-2927. Distribution of savings.

§36-2928. Subscriber's share in assets.

§36-2929. Merger or conversion.

§36-2930. Impaired reciprocals.

§36-2931. Real estate transactions - Restrictions.

§36-3001. Underwriters; forms of insurance authorized, articles of agreements.

§36-3002. Attorneys; office. - "Attorneys" defined.

§36-3003. Application for license; contents; kinds of insurance authorized; financial statement; process.

§36-3004. Accounts for each kind of insurance.

§36-3005. Assets required as condition precedent.

§36-3006. Reserves for liabilities and losses.

§36-3007. Liability of underwriters; limitation.

§36-3008. Liability of additional or substituted underwriters; authority of deputy, substitute or successor attorney.

§36-3009. Division of profits.

§36-3010. Actions on policies or insurance contracts – Process – Judgment - Costs.

§36-3011. Deposit required of foreign Lloyd's in home state as condition to permit.

§36-3012. Revocation of license.

§36-3013. Laws applicable to Lloyd's.

§36-3101. Definitions.

§36-3102. Deposit of security prior to doing business - Qualifications - Issuance of certificates - Expiration date.

§36-3103. Revocation or suspension of Certificate of Authority.

§36-3104. Approval of form of service contract.

§36-3105. Appointment of agent – License - Fees.

§36-3106. Examination of financial condition.

§36-3107. Solicitation for unlicensed companies prohibited.

§36-3108. Misrepresentation.

§36-3109. Contracts issued contrary to act as valid and binding on company.

§36-3110. Inapplicability to attorneys and insurance, bonding or surety companies.

§36-3111. Disposition of fees - Personnel.

§36-3112. Penalties.

§36-3201. Short title.

§36-3202. Definitions.

§36-3203. Coverage for child health supervision services.

§36-3301. Short title - Own Risk and Solvency Assessment (ORSA) Act.

§36-3302. Definitions.

§36-3303. Risk management framework.

§36-3304. ORSA - When required.

§36-3305. ORSA Summary Report.

§36-3306. Exemptions--Waiver.

§36-3307. ORSA Summary Report--Preparation--Supporting information--Review.

§36-3308. Confidentiality and privilege of information--Sharing and receiving information with and from other regulatory agencies.

§36-3309. Penalties.

§36-3601. Scope of article.

§36-3602. "Policy" defined.

§36-3603. "Premium" defined.

§36-3604. Insurable interest with respect to personal insurance.

§36-3605. Insurable interest with respect to property insurance.

§36-3606. Capacity to contract for insurance; Minors.

§36-3607. Application required.

§36-3608. Application as evidence.

§36-3609. Representations in applications - Recovery under policy - Mortgage guaranty policies.

§36-3610. Approval of forms.

§36-3611. Grounds for disapproval of forms - Prevention of delivery of certain policies - Exemptions.

§36-3611.1. Medicare supplement policies - Definitions - Regulations - Issuance - Return and refund - Examination of insurers.

§36-3612. Standard provisions.

§36-3613. Contents of policies in general.

§36-3613.1. Policies and claims - Fraud warning.

§36-3613.2. Restrictions on recording of birth or ultrasound prohibited.

§36-3614. Contents of policies; additional contents.

§36-3614.1. Genetic nondiscrimination in insurance.

§36-3614.2. Genetic nondiscrimination in employment.

§36-3614.3. Disclosure of genetic information.

§36-3614.4. Disclosure of genetic research studies.

§36-3615. Charter or bylaw provisions; incorporation into policy.

§36-3616. Labeling particular policies.

§36-3616.1. Coverage of trustor under property or motor vehicle liability policy.

§36-3617. Policy restrictions voided.

§36-3618. Execution of policies.

§36-3619. Underwriters' and combination policies.

§36-3620. Validity of noncomplying forms.

§36-3621. Construction of policies.

§36-3622. Binders.

§36-3623.1. Fees - Definitions.

§36-3623.2. Death of insured – Refund of premiums.

§36-3623.3. Charging insurance producer for documentation costs.

§36-3624. Assignment of policies.

§36-3624.1. Group life insurance policies - Right to assign incidents of ownership.

§36-3624.2. Definitions.

§36-3624.3. Direct payments to Department for reimbursement of medical assistance - Notice of claim - Discharge of obligation.

§36-3624.4. Notice to insurer of assistance received - Violations.

§36-3624.5. Limiting payments by insurer based upon eligibility for medical assistance prohibited.

§36-3624.6. Conflicting provisions.

§36-3625. Annulment of liability policies.

§36-3626. Payment discharges insurer.

§36-3627. Minor may give acquittance.

§36-3628. Simultaneous deaths.

§36-3629. Forms of proof of loss – Offer of settlement or rejection of claim.

§36-3630. Claims administration not waiver.

§36-3631.1. Certain money and benefits exempt from legal process or seizure - Exceptions.

§36-3632. Exemption of proceeds, group life.

§36-3633. Policies issued in violation of Code; penalty.

§36-3634. Chiropody, podiatry, psychology and clinical social work - Accident and health benefits.

§36-3634.1. Prescription drug coverage - Enforcement.

§36-3634.2. Prescription drug coverage - Definitions.

§36-3634.3. Prescription drug coverage - Pharmacy contracts - Open pharmacy networks.

§36-3634.4. Prescription drug or device coverage – Uniform prescription drug information on card or technology.

§36-3634.5. Synchronization of prescription drug refills.

§36-3634.6. Direct payment or reimbursement to pharmacist.

§36-3634.11. Coverage of vision care or medical diagnosis and treatment services – Referral to optometrists – Equal compensation.

§36-3635. "Motor vehicle" defined.

§36-3635.1. Time of expiration of certain policies.

§36-3636. Uninsured motorist coverage.

§36-3637. Exceptions.

§36-3639. Application of cancellation requirements to certain policies - Definitions - Notice and reasons for cancellation or nonrenewal - Notice of premium increases.

§36-3639.1. Personal residential insurance - Cancellation, nonrenewal or increase in premium for filing first claim - Notice.

§36-3639.2. Policies issued under Market Assistance program - Exemption from §3639.1.

§36-3639.3. Homeowner coverage as condition of financing – Amount not to exceed replacement value - Definitions.

§36-3640. Definitions - Denial of form - Certificate of insurance.

§36-3641. Short title.

§36-3642. Purpose of act - Intent.

§36-3643. Definitions.

§36-3644. Application of act - Exemptions.

§36-3645. Requirement to be included in life, accident and health insurance policies.

§36-3646. Effect on existing laws.

§36-3647. Authorizing lower score than Flesch reading ease score - Conditions.

§36-3648. Date for compliance with act.

§36-3649. Violations - Penalties.

§36-3651. “Actual charge” and “actual fee” defined - Application.

§36-4001. Scope of article.

§36-4002. Standard provisions required in life insurance policies.

§36-4003. Grace period.

§36-4003.1. Cancellation of policy - Time period.

§36-4004. Incontestability.

§36-4005. Application and policy as entire contract; statements in application as representations.

§36-4006. Misstatement of age.

§36-4007. Dividends.

§36-4008. Policy loan.

§36-4009. Nonforfeiture benefits.

§36-4010. Table of installments.

§36-4011. Reinstatement.

§36-4012. Payment of premiums.

§36-4013. Payment of claims.

§36-4014. Policy title.

§36-4015. Excluded or restricted coverage.

§36-4016. Standard provisions required in annuity and pure endowment contracts.

§36-4017. Grace period; annuities.

§36-4018. Incontestability; annuities.

§36-4019. Application and contract as entire contract in annuities.

§36-4020. Misstatement of age; annuities.

§36-4021. Dividends on annuities.

§36-4022. Reinstatement of annuities.

§36-4023. Standard provisions required in reversionary annuities.

§36-4024. Limit of liability - Life insurance policy application denial.

§36-4025. Incontestability after reinstatement.

§36-4026. Policy settlements.

§36-4027. Authorized deductions from insurance proceeds.

§36-4028. Dual or multiple pay policies prohibited.

§36-4029. Operative date of valuation manual - Nonforfeiture provisions - Life insurance.

§36-4030. Manner of paying premiums for single premium life policies and annuity contracts.

§36-4030.1. Forms to establish proof of death and interest of claimant - Interest on proceeds - Payment of proceeds - Time - Exemptions.

§36-4030.2. Short title.

§36-4030.3. Applicability of act.

§36-4030.4. Conditions for approval of annuity contracts by Commissioner - Conditions for termination of contracts.

§36-4030.5. Minimum nonforfeiture amounts.

§36-4030.6. Minimum present value at commencement of benefits.

§36-4030.7. Cash surrender benefits prior to maturity.

§36-4030.8. Present value of paid-up annuity benefit available as nonforfeiture option.

§36-4030.9. Maturity dates.

§36-4030.10. Statement required when certain benefits not provided.

§36-4030.11. Calculation of certain benefits under contracts with fixed scheduled considerations.

§36-4030.12. Minimum nonforfeiture requirements for contracts providing both annuity and life insurance benefits.

§36-4030.13. Operative date of act.

§36-4031. Short title.

§36-4032. Application of act.

§36-4033. Definitions.

§36-4034. Application for insurance - Statement required - Replacement policy.

§36-4035. Notice to applicants regarding replacement of life insurance or annuity.

§36-4036. Statement by applicant regarding notification of replacement to replaced insurer.

§36-4037. Definitions to be delivered to applicant for replacement life insurance policy or annuity.

§36-4038. Violations - Penalties.

§36-4055.1. Short title.

§36-4055.2. Definitions.

§36-4055.3. License required - Application procedures - Renewal - Authority granted by license - Nonresidents - New or revised information - Training.

§36-4055.4. Denial, suspension, revocation or nonrenewal of license - Hearing.

§36-4055.5. Filing of forms - Disapproval by Commissioner.

§36-4055.6. Annual statement - Disclosure of insured's identity or information.

§36-4055.7. Examination of licensees - Records retention - Confidentiality - Appointment of examiner - Liability.

§36-4055.8. Disclosures to viator.

§36-4055.9. Procedures for entering into contracts - Rescission - Escrow - Minimum discounts - Contract to determine health status.

§36-4055.10. Contracts within two years of issuance of insurance policy or certificate - Requests for verification of coverage or transfer of policy.

§36-4055.11. Fraudulent viatical settlement acts - Filing of advertising - "Free" insurance - Additional consideration - Emphasis on settling policy prohibited.

§36-4055.12. Advertisement of contracts, products or services - Guidelines and standards.

§36-4055.13. Prohibited acts - Warning statement - Provision of information on fraudulent acts - Liability - Antifraud initiatives.

§36-4055.14. Injunction - Civil action - Cease and desist orders - Civil and criminal penalties.

§36-4055.15. Violation of act - Deceptive trade practice.

§36-4055.16. Authority of Commissioner.

§36-4055.17. Compliance with act.

§36-4061. Definitions - Reserves and related actuarial items - Appropriate computation and adequacy - Periodic opinion and memorandum of qualified actuary - Requirements - Liability - Actuarial Opinion of Reserves - Confidentiality.

§36-4071. Short title.

§36-4072. Definitions.

§36-4073. Transaction of insurance business.

§36-4074. Notification to Insurance Commissioner.

§36-4075. Statement of nonregulation.

§36-4076. Financial statement.

§36-4077. Information required to be submitted to Insurance Commissioner.

§36-4078. Applicability of Oklahoma Open Records Act and Oklahoma Open Meeting Act.

§36-4079. Purchase of annuities authorized.

§36-4080. Enforcement of compliance.

§36-4081. Annuities issued before effective date of act.

§36-4082. Issuance of annuities not to constitute certain agreements, contracts or combinations.

§36-4101. Classes of policies permitted - Eligibility - Premiums - Number insured - Amount of insurance.

§36-4101.1. Extension of policies to insure dependents - Payment of premiums - Conversion rights.

§36-4103. Schedule of premium rates - Required provisions.

§36-4104. Right to individual policy; notice of right; time for exercising right.

§36-4105. Group annuity contracts; standard provisions.

§36-4106. Group annuity; grace period.

§36-4107. Group annuity; entire contract.

§36-4108. Group annuity; misstatements.

§36-4109. Group annuity; nonforfeiture benefits.

§36-4110. Group annuity; certificates.

§36-4111. "Employee life insurance" defined.

§36-4112. Payment of proceeds - Time.

§36-4201. Scope of article.

§36-4202. Industrial life insurance defined.

§36-4203. Required provisions.

§36-4204. Grace period.

§36-4205. Application and policy as entire contract; statements in application as representations.

§36-4206. Incontestability.

§36-4207. Misstatement of age.

§36-4208. Dividends.

§36-4209. Nonforfeiture benefits.

§36-4210. Reinstatement.

§36-4211. Settlement.

§36-4212. Authority to alter contract.

§36-4213. Beneficiary; change of beneficiary; payment of proceeds.

§36-4214. Direct payment of premiums.

§36-4215. Conversion.

§36-4216. Title of policy.

§36-4217. Provisions inapplicable to single premium or term policies.

§36-4218. Prohibited provisions.

§36-4250. Rate filing – Definitions.

§36-4400. Criteria for inflation protection coverage.

§36-4401. Scope of article.

§36-4402. Accident and health policies; filing.

§36-4403. Definition of accident and health insurance policy.

§36-4403.1. Definition of limited benefit insurance policy.

§36-4404. Form of policy.

§36-4405. Accident and health policy provisions.

§36-4405.1. Health benefit plans - Credentialing or recredentialing of physicians and other health care providers.

§36-4406. Conforming to statute.

§36-4407. Application.

§36-4408. Notice; waiver.

§36-4409. Age limit.

§36-4410. Franchise accident and health insurance law.

§36-4411. Nonapplication to certain policies.

§36-4413. Short title - Health Care Choice Act.

§36-4414. Issuance of accident or health policies by insurers not authorized to engage in the insurance business in Oklahoma - Approval process.

§36-4415. Definitions – Standard health benefit plans for individuals under 40 years of age – Coverage disclosure statements and acknowledgments – Rate filings - Rules.

§36-4419. Short-term, limited-duration insurance policies – Limitations on benefits provided.

§36-4421. Short title.

§36-4422. Purpose of act.

§36-4423. Application of act.

§36-4424. Definitions.

§36-4426. Requirements of policies.

§36-4426.1. Rescission or denial of claim upon grounds of misrepresentation.

§36-4426.2. Nonforfeiture benefits.

§36-4427. Rulemaking authority - Civil penalty.

§36-4428. Investment of life care community policy funds.

§36-4429. Suitability standards.

§36-4430. Renewal premium rates.

§36-4501. Eligible groups.

§36-4502. Provisions of group accident and health policies.

§36-4502.1. Conversion privilege.

§36-4503. Direct payment of hospital, medical services.

§36-4504. Blanket accident and health insurance.

§36-4505. Group and blanket accident and health policy provisions.

§36-4506. Misrepresentation prohibited.

§36-4507. Rules and regulations.

§36-4508. Selection of licensed psychologist or licensed and certified clinical social worker - Definitions.

§36-4509. Extension and termination of coverage under group accident and health policy and contracts of hospital or medical service or indemnity.

§36-4509.1. Liability of prior carrier - Eligibility under succeeding carrier - Determination of benefits - Election of coverage.

§36-4509.2. Acceptance by succeeding carriers - Preexisting conditions limitations or waiting requirements.

§36-4509.3. Rules.

§36-4511. Employer health care programs - Pharmacy services - Violation.

§36-4512. Insured employer health benefit plans - 20 or more employees.

§36-4513. Disclosure of patient insurance coverage and benefit information to medical service providers, health plans or health plan sponsors.

§36-4521. Short title.

§36-4522. Definitions.

§36-4523. Each group to be nonprofit corporation – Size requirements – Purchase contracts – Enrollment by eligible employees – Filing of reports.

§36-4524. Rates – Choice of plans – Benefits not required to contain state-mandated benefits – Plan requirements – Premium discounts and modification of copayments or deductibles.

§36-4525. Filing of forms and plan – Notice required on face page of policy and certificate.

§36-4526. Services for members – Contracts with third-party administrators – Information to be disseminated to members – Administrative charges.

§36-4527. Members of boards of directors – Conflict of interest – Definition of “affiliated”.

§36-4528. Areas served – Services and plans permitted to be offered by single administrative organization – Rating characteristics.

§36-4529. Rules.

§36-4601. Short title.

§36-4602. Duties of Insurance Commissioner, State Board of Health, and Health Care for Uninsured Board.

§36-4603. Enrollment in health insurance programs of uninsured individuals and individuals not covered by Medicaid.

§36-4604. Direct primary care membership agreement.

§36-4605. Direct primary care membership agreement.

§36-4801. Scope of article.

§36-4802. "Fire insurance" defined.

§36-4803. Standard policy provisions - Permissible variations.

§36-4803.1. Fire insurance policies - Time of expiration.

§36-4804. Policy limited – Liability - Excess premiums reimbursed.

§36-4805. Proofs of loss - Conditions of enforcement of limitation of time.

§36-4806. Exclusion of loss caused by nuclear reaction, nuclear radiation or radioactive contamination.

§36-4808. Homeowner's policies - Automatic increase in coverage.

§36-4809. Reduced rates to persons failing or refusing to pay assessments - Violation – Penalties.

§36-4901. Sole surety on official bonds.

§36-4902. Venue of actions against surety insurers.

§36-4903. Bail bond surety companies - Reserve funds.

§36-4904. Bail bond insurers - Financial statement - Reports.

§36-5001. Certificates of authority — Persons not deemed title insurers — Issuance of policies.

§36-5002. Investments of title insurers.

§36-5003. Additional powers of title insurers.

§36-5004. "Title insurance policy" and "aircraft title insurance policy" - Definitions.

§36-5005. Exemptions and application of other laws.

§36-5006. Examination of title insurance company.

§36-5007. Statutory premium reserve.

§36-5008. Release of mortgage affidavit.

§36-5101. Short title.

§36-5102. Definitions.

§36-5103. License required - Refusal to issue - Exemption.

§36-5104. Transactions to be authorized in writing - Required provisions.

§36-5105. Records of transactions.

§36-5106. Duties of insurer.

§36-5107. Contract - Minimum provisions.

§36-5108. Duties of RM.

§36-5109. Duties of reinsurer.

§36-5110. Examination.

§36-5111. Penalties; restitution; review.

§36-5112. Rules and regulations.

§36-5113. Date for compliance with act.

§36-5121. Short title – Purpose – Legislative intent.

§36-5122. Requirements for allowance of credit.

§36-5123. Asset or reduction from liability for ceded reinsurance - Security

§36-5123.1. Qualified United States financial institution defined

§36-5124. Rules and regulations.

§36-6001. Discrimination through fictitious grouping prohibited.

§36-6001.1. Conditions under which groups not considered fictitious.

§36-6002. Approval by Insurance Commissioner.

§36-6003. Exceptions.

§36-6011. Application to Oklahoma Employees Health Insurance Plan.

§36-6012. Participation in premium assistance program – Health care plan recognition.

§36-6031. Report of holdings and change in ownership - Unfair use of information - Recovery of profits.

§36-6032. Limitation on sales of equity securities of certain domestic life insurance companies.

§36-6033. Limitation on compensation, fees or commissions.

§36-6034. Sale or transfer of securities issued under incentive, bonus or stock option plans.

§36-6035. Enforcement of act - Definitions.

§36-6036. Construction.

§36-6041. Payments - How made.

§36-6045. Reimbursement for mental or behavioral health or alcohol or drug treatment services.

§36-6050. Prepaid or discounted ambulance service membership subscriptions.

§36-6051. Free choice of practitioner and profession - Equal reimbursement.

§36-6052. Copayment requirements - Disclosure of calculations - Penalty - Rules.

§36-6053. Short title and application.

§36-6054. Definitions.

§36-6055. Performance of services and procedures by practitioners - Freedom of choice - Exclusions - Compensation of practitioners - Decisions to authorize or deny emergency services.

§36-6056. Place where services may be performed.

§36-6057. Denial under policy coverage as void – Compliance with act.

§36-6057.1. Examination and enforcement by Commissioner – Attorneys’ fees.

§36-6057.2. Penalties.

§36-6057.3. Judicial review.

§36-6057.4. Rules.

§36-6057.5. Surgical Patient Choice Task Force – Appointment of members – Meetings – Reimbursement of travel expenses – Recommendations and report.

§36-6058. Newly-born children - Health insurance benefits.

§36-6058A. Enrollment of child under parent's health plan - Noncustodial parents.

§36-6059. Adopted children - Coverage.

§36-6060. Mammography screening and diagnostic examination.

§36-6060.1. Bone density testing.

§36-6060.2. Treatment of diabetes - Equipment, supplies and services.

§36-6060.3. Maternity benefits - Postpartum care.

§36-6060.3a. Annual obstetrical/gynecological examinations.

§36-6060.4. Child immunization coverage.

§36-6060.4a. Claims in conjunction with arrest or pretrial detention.

§36-6060.5. Oklahoma Breast Cancer Patient Protection Act.

§36-6060.6. Dental procedures for certain minor and severely disabled persons.

§36-6060.7. Audiological services and hearing aids for children.

§36-6060.8. Prostate cancer screening coverage.

§36-6060.8a. Colorectal cancer coverage.

§36-6060.9. Coverage for wigs or other scalp prostheses.

§36-6060.9a. Anti-cancer medication coverage.

§36-6060.9b. Cancer therapy coverage – Standard for proton radiation therapy.

§36-6060.9c. Anti-abuse-formulated opioids - Study of effectiveness

§36-6060.9d. Prescription eyedrop refills.

§36-6060.10. Definitions.

§36-6060.10A. Health benefit plan.

§36-6060.11. Benefits required.

§36-6060.12. Exempted plans - Calculation of increase in premium cost.

§36-6060.13. Incremental impact on premium costs - Analysis and report by Commissioner.

§36-6060.14. Short title.

§36-6060.15. Definitions.

§36-6060.16. Eligibility – Contributions - Exemptions.

§36-6060.17. Allowable expenditures.

§36-6060.18. Withdrawals – Taxation – Transfer of interest.

§36-6060.20. Equal health coverage for autistic minors.

§36-6060.21. Screening, diagnosis and treatment of autism spectrum disorder.

§36-6060.22. Exemption for health benefit plans from autism spectrum disorder coverage.

§36-6060.30. Living organ donor protection.

§36-6060.40. Short title - Oklahoma Right to Shop Act.

§36-6060.41. Definitions.

§36-6060.42. Shared savings incentive program.

§36-6060.43. Promulgation of rules.

§36-6060.44. Cost-effectiveness analysis.

§36-6061. Separate accounts - Variable annuity and life insurance contracts - Regulations.

§36-6062. Application of insurance laws.

§36-6071. Payment of commissions to officers or directors of life insurance companies - Restrictions.

§36-6091. Settlement of claims as no admission of liability.

§36-6092. Limitations on subrogation and set-off under medical coverage.

§36-6101. Joinder of companies to issue supplemental coverage - Approval - Rules and regulations.

§36-6103.1. Purpose of act.

§36-6103.2. “Insurer”, “venue” and “doing insurance business in this state” defined - Exceptions.

§36-6103.3. Engaging in the business of insurance without statutory authorization - Remedies of Insurance Commissioner.

§36-6103.4. Hearing.

§36-6103.5. Emergency cease and desist orders - Grounds for issuance.

§36-6103.6. Emergency cease and desist orders - Service - Hearing.

§36-6103.7. Cease and desist orders - Enforcement.

§36-6103.8. Failure to pay penalty.

§36-6103.9. Service of process.

§36-6103.10. Rulemaking.

§36-6103.11. Discretion to proceed under certain provisions.

§36-6121. Permits required – Approval and denial of permit.

§36-6122. Exemptions.

§36-6123. Administration of act - Contracts.

§36-6124. Acceptance of money for prepaid funeral benefits - Permit - Application.

§36-6124.1. Transfer of prepaid funeral benefit permits - Notification - Application

§36-6124.2. Application for change of name of a prepaid funeral benefit permit holder.

§36-6125. Deposit and investment of funds – Transfer of funds - Types of contracts – Net value of contract – Interest - Withdrawal of funds – Disbursement statement – Bond – Administrative fee – Acceptance of funds – Violations.

§36-6125.1. Maximum amount of principal an organization may receive pursuant to insurance contract.

§36-6125.2. Funding of contract by assignment of life insurance proceeds.

§36-6126. Designation of agent.

§36-6127. Merchandise price display.

§36-6128. Annual report.

§36-6129. Records - Annual statement of financial condition.

§36-6129.1. Annual financial examination of trusts and accounts.

§36-6130. Violations and penalties.

§36-6131. Misquoting requirements of law - Penalty.

§36-6134. Certain advertising not prohibited.

§36-6135. Insurance Code not affected.

§36-6136.18. Conversion from trust-funded to insurance-funded benefits.

§36-6141. Short title.

§36-6142. Definitions.

§36-6143. Certificate of authority required.

§36-6144. Application for certificate of authority.

§36-6145. Issuance of certificate of authority - Conditions.

§36-6146. Deposit required.

§36-6147. Financial reserve.

§36-6148. Policy for membership coverage.

§36-6149. Annual business report.

§36-6150. Payment of taxes.

§36-6151. Unfair trade practices and fraud.

§36-6153. Examination of business affairs of prepaid dental plan organization.

§36-6154. Suspension or revocation of certificate of authority.

§36-6155. Rehabilitation, liquidation, or conservation of prepaid dental plan organization.

§36-6156. Advertising or sales material.

§36-6157. Rules and regulations.

§36-6201. Short Title.

§36-6202. Definitions.

§36-6203. Persons not deemed adjusters or required to obtain license.

§36-6204.1. Apprentice adjuster license - Application - Terms and conditions.

§36-6205. Application for license - Nonresidents.

§36-6206. Evidence to be furnished for license - Certain personal information exempt from disclosure as public records - Mailing addresses.

§36-6207. Insurance adjuster or public adjuster.

§36-6208. Examination - Exemptions.

§36-6209. Scope of examination - Classes of insurance - Study manual.

§36-6210. Supervision of examination - Time and place - Waiting period.

§36-6211. Form of license - Contents.

§36-6212. Fees - Notification of change of name, address, or e-mail address.

§36-6214. Bond of public adjuster.

§36-6215. Place of business.

§36-6216. Powers of adjuster; Current license required for claim referral.

§36-6216.1. Payment of claim to public adjuster - Insured as joint payee.

§36-6216.2. Contract for services of public adjuster - Cancellation.

§36-6217. Term of license - Continuing education - Rules - Renewals of license - Provider fee.

§36-6218. Catastrophes.

§36-6219. Initial license; grounds for refusal.

§36-6220. Suspension, revocation or refusal to renew license – Grounds - Civil penalties - Surrender of license - Reinstatement.

§36-6220.1. Prohibition on pecuniary interest in construction businesses - Penalties - Exceptions.

§36-6222. Report of administration actions against adjusters.

§36-6223. Public adjuster responsibilities.

§36-6301. Short title.

§36-6302. Definitions.

§36-6303. Release of relevant information - Information included.

§36-6304. Immunity.

§36-6305. Confidentiality of information - Witnesses.

§36-6306. Violations - Penalties.

§36-6401. Insurance coverage to be provided for certain persons.

§36-6402. Rates.

§36-6403. Violations - Penalties.

§36-6411. Short title.

§36-6412. Market Assistance Association - Creation.

§36-6413. Definitions.

§36-6414. Market Assistance Association - Powers and duties - Plan of operation - Insurer's financial liability - Termination of membership.

§36-6415. Board of directors - Membership - Term - Vacancies - Meetings - Approval of selections - Compensation.

§36-6416. Good faith statements - Liability.

§36-6417. Annual statement - Examination of Accounts, etc. - Report to members.

§36-6418. Use of filed rates for liability and homeowners' insurance.

§36-6419. Rules and regulations.

§36-6420. Property and casualty insurance companies - Voluntary Market Assistance Association.

§36-6421. Dissolution of Association - Reimplementation.

§36-6422. Participation in assessments and writings of Association.

§36-6451. Short title.

§36-6452. Operation of act.

§36-6453. Definitions.

§36-6454. Chartering and licensing of risk retention group.

§36-6454.1. Risk retention groups – Governance standards.

§36-6455. Conditions for doing business in state - Prohibited acts.

§36-6456. Membership in or participation in insurance insolvency guaranty fund prohibited – Purchasing group coverage – Risks not covered.

§36-6456.1. Countersign not required.

§36-6457. Exemptions.

§36-6458. Notice to Commissioner - Designation and registration of agent.

§36-6459. Effectuation of purchase through licensed broker or agent – Notice of risks not covered – Deductibles or self-insured retention – Aggregate limits standards.

§36-6459.1. Premium taxes.

§36-6460. Enforcement powers of Commissioner.

§36-6461. Violations - Penalties.

§36-6462. License required before commencing business activity – Soliciting liability insurance for purchasing groups.

§36-6463. Assets to protect purchasers.

§36-6464. Enforcement of court orders.

§36-6465. Fees.

§36-6466. Rules.

§36-6467. Reciprocal agreements.

§36-6468. Workers' compensation group self-insurance associations exempted.

§36-6470.1. Short title.

§36-6470.2. Definitions.

§36-6470.3. License – Limitations on risks covered – Requirements for conducting business in state – Information required – Fees – Provisional license.

§36-6470.5. Adoption of same or confusing name.

§36-6470.6. Unimpaired paid-in capital requirements – Branch companies – Trust funds – Dividends and distributions – Approval required.

§36-6470.10. Formation of captive reinsurance company or sponsored captive insurance company – Organization as reciprocal insurer – Branch captive insurance company – Considerations for issuance of license – Privileges and obligations.

§36-6470.10a. Establishment of series limited liability company.

§36-6470.11. Reports - Waiver.

§36-6470.12. Discounting of loss and loss adjustment expense reserves – Actuarial opinion.

§36-6470.13. Examination by Insurance Commissioner - Confidentiality - Application.

§36-6470.14. Suspension or revocation of license.

§36-6470.15. Investment requirements – Loans.

§36-6470.16. Reinsurance on risks ceded by another insurer – Credit for reserves.

§36-6470.17. Membership in rating organization.

§36-6470.18. Membership in, contribution to, or benefit from plan, pool, association, or guaranty or insolvency fund.

§36-6470.19. Captive insurance tax rates – Definitions.

§36-6470.20. Sanctions.

§36-6470.21. Rules.

§36-6470.22. Exemptions for special purpose captive insurance companies.

§36-6470.24.1. Notice requirements.

§36-6470.24.2. Inspection and preservation of records.

§36-6470.25. Protected cell - Use of assets.

§36-6470.27. Standards ensuring exercise of control of risk management function of insured controlled unaffiliated business – Regulations.

§36-6470.28. Acquisition of control.

§36-6470.29. Sponsored captive insurance company – Supplemental materials – Protected cells.

§36-6470.30. Sponsor of sponsored captive insurance company.

§36-6470.30.1. Requirements for writing business.

§36-6470.31. Participants in sponsored captive insurance company.

§36-6470.31.1. Combination of assets.

§36-6470.34. Entity-protected cell.

§36-6470.35. Dormant captive insurance company – Certificate of dormancy.

§36-6475.1. Uniform Health Carrier External Review Act.

§36-6475.2. Purpose.

§36-6475.3. Definitions.

§36-6475.4. Applicability of act.

§36-6475.5. External review.

§36-6475.6. Form of external review requests.

§36-6475.7. External review procedure.

§36-6475.8. Receipt of request for external review.

§36-6475.9. Circumstances when external review request can be made.

§36-6475.10. Timeframe for filing request for external review.

§36-6475.11. Binding power of external review decision.

§36-6475.12. Approval of independent review organizations.

§36-6475.13. Eligibility requirements.

§36-6475.14. Employee liability.

§36-6475.15. Written records.

§36-6475.16. Cost of independent review organization.

§36-6475.17. Description of external review procedures.

§36-6511. Short title.

§36-6512. Definitions.

§36-6513. Application of act to certain group health benefit plans.

§36-6514. Classes of business - Criteria to establish - Number - Rules - Additional classes.

§36-6515. Premium rates.

§36-6516. Renewability of health benefit plans - Election not to renew - Geographic service area.

§36-6517. Disclosures required of small employer carriers.

§36-6518. Maintenance and disclosure of certain information and documents - Filing of actuarial certification.

§36-6519. Basic and standard health benefit plans - Condition of transacting business - Filing with Commissioner - Required compliance with certain provisions - Exceptions.

§36-6526. Rulemaking.

§36-6527. Marketing of health benefit plan coverage.

§36-6528. Reissuance of certain terminated coverage.

§36-6529. Suspension of implementation if inconsistent with federal law.

§36-6530. Bona fide association health plans.

§36-6530.1. Oklahoma Individual Health Insurance Market Stabilization Act – Legislative intent.

§36-6530.2. Definitions.

§36-6530.3. Eligible persons.

§36-6530.4. Oklahoma Individual Health Insurance Market Stabilization Program.

§36-6530.5. Board of Directors – Duties – Sunset of Program.

§36-6530.6. Board of Directors – Powers.

§36-6530.9. Unfair practice – Separating individual employees from group health insurance coverage.

§36-6530.10. Application for waiver pursuant to Patient Protection and Affordable Care Act.

§36-6551. Short title.

§36-6552. Definitions.

§36-6553. Private review agents - Certification required - Exemptions.

§36-6554. Exemptions - Review of patients eligible under Social Security - In-house utilization review.

§36-6555. Rules - Forms - Issuance of certificate - Reporting requirements - Confidentiality.

§36-6556. Health insurance plans - Certification or contract with certified private review agent - Exceptions.

§36-6557. Application for certificate.

§36-6558. Information required to be submitted by private review agents.

§36-6559. Information required to be submitted relating to in-house review.

§36-6560. Expiration of certificate - Renewal.

§36-6561. Refusal to issue or renew or suspension or revocation of certificate - Hearing - Appeal.

§36-6562. Disclosure or publication of confidential medical information.

§36-6563. Liability - Construction of act.

§36-6564. Examination of affairs of private review agent.

§36-6565. Civil fines.

§36-6571. Determination of average area or customary and reasonable charges - Disclosure to health care provider of information used.

§36-6581. Uniform health claim forms - Uniform billing forms - Rules.

§36-6591. Short title - Declaration of necessity.

§36-6592. Definitions.

§36-6593. Duty of health care entity to exercise ordinary care - Liability for damages - Application of act.

§36-6594. Prerequisites to maintaining cause of action - Exhaustion of appeal and review process and all applicable remedies - Notice.

§36-6595. Class action.

§36-6596. Application of Section 9.1 of Title 23 to cause of action brought under act.

§36-6650. Short title.

§36-6651. Definitions.

§36-6652. Compliance with act.

§36-6653. Warrantor registration.

§36-6654. Financial security requirements for sales of products.

§36-6655. Warranty reimbursement insurance policy requirements.

§36-6656. Vehicle protection product warranty requirements - Incidental costs.

§36-6657. Use of certain terms and names restricted - Vehicle protection product purchase as condition of financing prohibited.

§36-6658. Transaction records - Contents - Retention period - Availability for examination.

§36-6659. Examination and enforcement by Commissioner - Notice and hearing - Civil penalty.

§36-6660. Promulgation of rules.

§36-6661. Application and construction of act.

§36-6670. Definitions.

§36-6671. Limited lines license.

§36-6672. Portable electronics insurance - Required brochure contents.

§36-6673. Sale of portable electronics insurance - Licensure exemptions.

§36-6674. Portable electronics insurance - Violations of act.

§36-6675. Portable electronics insurance - Termination of policy or change in terms.

§36-6676. License application requirements.

§36-6701. Workers' compensation providers – Notice to policyholder.

§36-6710. Short title - Travel Insurance Act.

§36-6711. Purpose and application of act.

§36-6712. Definitions.

§36-6713. Limited lines travel insurance producer license.

§36-6714. Premium tax.

§36-6715. Travel protection plans.

§36-6716. Application of Unfair Trade Practices Act.

§36-6717. Qualifications for travel administrators.

§36-6718. Classification and filing terms - Individual and group policies allowed.

§36-6719. Promulgation of rules.

§36-6750. Short title.

§36-6751. Purpose - Exemptions.

§36-6752. Definitions.

§36-6753. Home service contracts - Requirements for sale - Provider responsibilities.

§36-6754. Service contracts - Content.

§36-6755. Examination and enforcement of act.

§36-6801. Short title.

§36-6802. See the following versions:

§36-6802v1. Telemedicine defined.

§36-6802v2. Definitions.

§36-6803. Coverage of services – Requirements for insurers.

§36-6810. Definitions.

§36-6811. Time for filing closed claim report.

§36-6812.1. Required information, format, and coding protocol in reports.

§36-6813. Compilation of data - Report.

§36-6814. Electronic database.

§36-6815. Submission of composite data reports Governor and Legislature.

§36-6816. Confidentiality.

§36-6817. Designated statistical agent - Definition.

§36-6818. Designation of or contract with organization to serve as statistical agent.

§36-6819. Qualifications for statistical agent.

§36-6820. Provision of premium and loss cost data.

§36-6830. Insurance compliance audits - Confidentiality.

§36-6831. Applicability of confidentiality privilege - Disclosure.

§36-6832. Petition for in camera hearing - Contents.

§36-6833. Burden of proof.

§36-6834. Non-privileged information.

§36-6835. Definitions.

§36-6836. Privilege effective date.

§36-6837. Effect upon statutory or common law privileges.

§36-6850.1. Notification of deletions in prescription coverage.

§36-6901. Short title.

§36-6902. Definitions.

§36-6903. Certificate of authority - Application requirements - Submission to Insurance Commissioner - Rules.

§36-6903.1. Exemption of certain domestic health maintenance organizations from certain provisions of act.

§36-6904. Certification by Insurance Commissioner - Issuance of certificate.

§36-6905. Powers of health maintenance organization - Notice of effect on financial soundness.

§36-6906. Receipt, collection, disbursement or investment of funds - Fiduciary relationship - Fidelity bond or insurance.

§36-6907. Reasonable standards of quality of care - Quality assurance plan and activities - Record of proceedings - Patient record system - Medical policy - Credentialing and recredentialing of health care providers - Termination or nonrenewal of con...

§36-6908. Group or individual contract - Delivery - Required provisions - Evidence of coverage - Filing and review of forms.

§36-6909. Reports and statements.

§36-6910. Information to be provided to subscribers.

§36-6911. Grievance procedures.

§36-6912. Investment of funds.

§36-6913. Minimum net worth required - Deposit with Insurance Commissioner - Determination of liabilities - Liability of subscriber for health maintenance organization's debts - Insolvency plan - Notice of termination of agreement.

§36-6915. Insolvency - Replacement coverage - Reduction or exclusion of benefits.

§36-6916. Premium rates - Approval by Insurance Commissioner.

§36-6917. Producer license - Exempted persons.

§36-6918. Organizations permitted to organize and operate health maintenance organization - Contracts for insurance against cost of care provided.

§36-6919. Examination of affairs, programs, books, and records - Payment of expenses.

§36-6920. Examination of affairs, programs, books, and records - Payment of expenses.

§36-6922. Order to rectify financial condition or violation - Required actions - Remedies and measures available to Insurance Commissioner.

§36-6923. Rules.

§36-6924. Payment of fees.

§36-6925. Administrative penalty in lieu of suspension or revocation of certificate - Suspected violation - Order to cease and desist - Injunction.

§36-6926. Provisions of laws not applicable to health maintenance organizations.

§36-6927. Public records - Trade secrets - Privileged or confidential information.

§36-6928. Disclosure of diagnostic, treatment or health status information.

§36-6929. Contracts by Health Commissioner with qualified persons.

§36-6930. Acquisition of control of health maintenance organization.

§36-6931. Coordination of benefits provisions.

§36-6933. Provision of basic health care services directly or by contract or agreement - Standards and procedures for selection of providers - Chiropractic and vision care services - Referrals.

§36-6934. Services permitted to be provided.

§36-6935. Services provided to out-of-state enrollees.

§36-6936. Severability.

§36-6937. Short title - Risk-based Capital (RBC) for Health Maintenance Organizations Act of 2003.

§36-6938. Definitions.

§36-6939. Report of Risk-based Capital (RBC) levels - Formula - Adjustment by Commissioner.

§36-6940. Company action level event - Definition - Submission of RBC plan - Insurance Commissioner's determination - Notice and hearing.

§36-6941. Regulatory action level event - Definition - Duties of Insurance Commissioner - Challenge to adjusted RBC report or revised RBC plan - Use of actuaries, investment experts and other consultants.

§36-6942. Authorized control level event - Definition - Duties of Insurance Commissioner.

§36-6943. Mandatory control level event - Definition - Duties of Insurance Commissioner.

§36-6944. Challenge of determination or action by Insurance Commissioner - Required events - Hearing.

§36-6945. Confidentiality of RBC reports and plans - Sharing and use of confidential information by Insurance Commissioner - Publication of RBC levels - Use of information in rate proceedings.

§36-6946. Application of act - Rules for implementation of act.

§36-6947. Foreign health maintenance organizations.

§36-6948. Immunity from liability on part of Insurance Commissioner or Insurance Department or its employees or agents.

§36-6949. Severability.

§36-6950. Effective date of notices by Insurance Commissioner.

§36-6951. Requirements for RBC reports filed in 2003.

§36-6952. Nonprofit health maintenance organizations.

§36-6953. Certificate of authority to issue contracts.

§36-6954. Application for certificate of authority - Requirements.

§36-6955. Transfers for existing health maintenance organizations to nonprofit status.

§36-6956. Private or publicly owned nonprofits – Application of Health Maintenance Organization Act of 2003 and rules to nonprofits.

§36-6957. Scope of act.

§36-6958. Short title - Patient's Right to Pharmacy Choice Act.

§36-6959. Purpose of act.

§36-6960. Definitions.

§36-6961. Retail pharmacy network access standards.

§36-6962. Compliance review.

§36-6963. Health insurer to monitor activities and ensure compliance.

§36-6964. Formulary to identify drugs that offer greatest value.

§36-6965. Power to investigate.

§36-6966. Patient's Right to Pharmacy Choice Commission – Complaints alleging violations - Hearings.

§36-6966.1. Violations – Penalties - Hearings.

§36-6967. Confidentiality and privilege of information.

§36-6968. Severability.

§36-7001. Short title - Purpose.

§36-7002. Definitions.

§36-7003. State-mandated health benefits – Exclusion.

§36-7004. Interstate Insurance Product Regulation Compact.

§36-7101. Perpetual Care Fund Act.

§36-7102. Definitions

§36-7103. Perpetual Care Fund - Deposits into fund - Investments - Distribution methods

§36-7104. Donations, deposits or bequests in trust.

§36-7105. Investment of trust funds - Income

§36-7106. Annual fee and report - Examination of books and records - Cost of examination

§36-7107. Prepayment contract finance charges - Disclosure.

§36-7108. Exceptions to application of act.

§36-7109. Administration of act - Rules and regulations.

§36-7110. Violations - Punishment.

§36-7111. Fraudulent or intentional failure to honor contract.

§36-7112. Actions to recover payments and other monies - Censure and fine.

§36-7121. Cemetery Merchandise Trust Act.

§36-7122. Definitions.

§36-7123. Permit required - Contracts in violation of act.

§36-7124. Administration of act – Appeals – Exemption for prepaid plans.

§36-7125. Application for permit - Cancellation of or refusal to issue or renew permit - Appeal.

§36-7126. Establishment and maintenance of cemetery merchandise trust funds

§36-7127. Surety bond in lieu of trust requirement.

§36-7128. Annual report - Filing fee - Failure to file.

§36-7129. Examination of wholesale costs.

§36-7130. Redeposit of improperly withdrawn monies.

§36-7131. Attorney General - Action to recover payments - Penalties.

§36-7132. Execution, seizure, appropriation or application of certain funds prohibited.

§36-7133. Failure to assist examination of records - Application for receivership.

§36-7134. Violations - Penalties.

§36-7135. State Insurance Commissioner Revolving Fund.

§36-7201. Definitions.

§36-7202. Health Carrier Access Payment Revolving Fund.

§36-7203. Access payment on paid claims.

§36-7204. Payment deadlines.

§36-7301. Dental plan fee regulation - Appeals procedures.

§36-7302. Dental insurance plans - Contracting entity requirements

§36-7303. Prohibition on denial of claim in a prior authorization – Exceptions - Requirements.

§36-7401. Stop-loss coverage – Minimum aggregate retention.

§36-7402. Evaluation of effect of limits on opioid prescriptions and claims and out-of-pocket costs - Report.