A. Unless otherwise instructed by the Insurance Commissioner, an applicant requesting to be admitted to transact insurance in this state shall follow the instructions outlined in the National Association of Insurance Commissioners (NAIC) Uniform Certificate of Authority Application (UCAA) instructions.
B. The Commissioner shall review and analyze each application with focus on the following:
1. Identification and evaluation of the business and strategic plans of the applicant, including but not limited to pro forma financial projections;
2. Assessment of the quality and expertise of the ultimate controlling person, proposed officers and directors, appointed actuary and appointed accountant, including the use of the NAIC Form A and SAD databases;
3. Adequacy of any proposed reinsurance program;
4. Adequacy of investment policy;
5. Adequacy of short-term and long-term financing arrangements, including, but not limited to:
6. Biographical affidavits;
7. Related party agreements’ compliance with SSAP No. 25; and
8. Any other information the Commissioner deems necessary to review.
Added by Laws 2002, c. 307, § 8, eff. Nov. 1, 2002. Amended by Laws 2011, c. 278, § 2, eff. Nov. 1, 2011.
Structure Oklahoma Statutes
§36-105. "Transacting" insurance.
§36-106. "Insurance Commissioner" defined.
§36-107.3. Pharmacy Choice Commission defined.
§36-108. "Insurance Department" defined.
§36-110. Application as to particular types of insurers.
§36-114. Existing actions, violations.
§36-115. Particular provisions prevail.
§36-121. Computation of time periods.
§36-122. Electronic filing of documents.
§36-123. Delivery and storage of electronic documents.
§36-124. Incorporation of new measures into benefit plans.
§36-301. Insurance Department.
§36-302. Insurance Commissioner.
§36-302.1. Insurance Department Oklahoma City office location.
§36-303. Official seal of Insurance Commissioner.
§36-304. Funds to be deposited weekly - Collection by nongovernmental entities.
§36-305. Commissioner may appoint assistants; legal counsel.
§36-305.1. Delinquency proceedings; appointment of personnel; exemptions.
§36-306. Records - Disclosure.
§36-307. Duties of Insurance Commissioner.
§36-307.1. Rules and regulations.
§36-307.2. Nonpublic personal information.
§36-307.3. State Insurance Commissioner Revolving Fund.
§36-307.4. Use of grant - Audited annually.
§36-307.5. Insurance Department Anti-Fraud Revolving Fund.
§36-307.6. Insurance Department Pharmacy Benefits Manager Revolving Fund.
§36-309.1. Examinations - Definitions.
§36-309.2. Nature and frequency of examinations - Reports in lieu of examinations.
§36-309.3. Appointment of examiner - Compliance with examiner's requests - Powers of Commissioner.
§36-309.4. Report of examination - Review by Commissioner - Investigatory hearing - Disclosure.
§36-309.5. Examiner's conflict of interest.
§36-309.6. Payment of charges.
§36-310A.2. Material acquisitions or dispositions defined - Information to be disclosed in report.
§36-311.1. Fraudulent or false statement - Failure to timely file statement - Penalty.
§36-311.2. Reports on financial condition.
§36-311.3. Financial reports regarding real property.
§36-311A.1. Short title - Oklahoma Annual Financial Report Act.
§36-311A.4. Annual audit - Extensions.
§36-311A.5. Contents of annual audited financial report.
§36-311A.7. Qualified independent certified public accountants.
§36-311A.8. Audited consolidated or combined financial statements.
§36-311A.9. Conduct of audit of financial statements.
§36-311A.12. Accountant letter to insurer - Contents.
§36-311A.13. Work papers - Availability for examiner review - Copies.
§36-311A.14. Audit committee - Membership - Duties.
§36-311A.14.1. Internal audit function requirements - Exemptions.
§36-311A.15. Unlawful misleading statements - Manipulating accountant.
§36-311A.16. Report of the insurer's internal control over financial reporting.
§36-311A.17. Exemptions from compliance - Effective dates.
§36-311A.18. Canadian and British insurers - Letter of conformity.
§36-312A. Enforcement and recording of penalties and fees.
§36-317. Witnesses or evidence.
§36-321. Fees and licenses - Deposits.
§36-321.1. Report fees - Information requests - Costs.
§36-332. General duties - Powers.
§36-334.1. Training of rate analysts and assistant rate analysts - Tuition and fees.
§36-335. Conflicts of interest - Exceptions.
§36-350. Electronic format filing requirement.
§36-352. Commissioner authorized to refund certain fees.
§36-361. Anti-Fraud Unit - Investigations - Confidentiality of records
§36-362. Fees – Transfer to Attorney General’s Insurance Fraud Unit Revolving Fund.
§36-363. Notification of suspected fraud - Immunity.
§36-364. Seizure of property used in insurance-related crimes.
§36-365. Insurance-related crime property - Forfeiture - Replevin.
§36-402. Persons prohibited from engaging in business of insurance - Exception - Penalty.
§36-403. Powers of Insurance Commissioner - Injunctive relief.
§36-404. Business of insurance.
§36-405. Emergency cease and desist order - Hearing - Judicial review - Attorneys fees.
§36-601. "Domestic" insurer defined.
§36-602. "Foreign" insurer defined.
§36-603. "Alien" insurer defined.
§36-604. "State," "United States" defined.
§36-606. Authority to transact insurance required.
§36-607. General qualifications to transact insurance.
§36-607.1. Certain entities considered insurers - Audited financial reports - Actuarial opinions.
§36-608. Workers' compensation insurance.
§36-608.2. Assigned risk plan for employers unable to procure coverage in the voluntary market.
§36-609. Kinds of insurance an insurer may transact.
§36-610. Capital funds or minimum surplus required.
§36-612. Additional kinds of insurance - Requirments.
§36-612.1. Kinds of insurance; requirements.
§36-612.2. Workers' compensation insurance - Required capital and surplus.
§36-613. Deposit requirements.
§36-613.1. Surety bond or other security arrangement required.
§36-615.1. Application to transact insurance - Application review.
§36-615.2. Biographical affidavit.
§36-616. Issuance or refusal of certificate.
§36-617. Renewal and amendment of certificate.
§36-618. Mandatory revocation or suspension.
§36-619. Discretionary revocation or suspension; civil fines.
§36-619.1. Availability of coverage without regard to geographic location.
§36-619.3. Motor vehicle liability insurer compliance.
§36-621. Service of legal process on foreign or alien insurers.
§36-622. Manner of service of process.
§36-624. Report of premiums, fees and taxes - Payment - Penalties.
§36-624.1. Tax credit for taxes paid by domestic insurer in foreign state.
§36-624.2. Refund of erroneously paid premium tax – Filing – Demand for hearing.
§36-624.3. Refund of adverse economically targeted and home office credit deductions.
§36-625. Credit against tax by investment in Oklahoma securities.
§36-625.1. Premium tax credit.
§36-625.2. Premium tax credit - Applicable insurers.
§36-625.3. Insurance companies - Home office - Tax credit.
§36-625.4. Credit against premium tax.
§36-626. Collection proceedings.
§36-629. Estimate and prepayment of premium tax - Crediting.
§36-630. Failure to make payments timely - Penalties.
§36-632.1. Home service contracts and home warranties not insurance.
§36-633. MEWA defined - Information relating to administrative services contracts.
§36-634. Valid license required - Exempt entities.
§36-635. License eligibility requirements - Filing of contracts.
§36-636. Use of words or descriptions causing beneficiaries to believe MEWA is insurance company.
§36-637. Application for license.
§36-641. Promulgation of rules relating to multiple employer welfare arrangements.
§36-650. Competition with Nine-One-One system prohibited.
§36-701. Definitions not mutually exclusive.
§36-702. "Life insurance" defined.
§36-703. "Accident and health insurance" defined.
§36-704. "Property insurance" defined.
§36-705. "Marine insurance" defined.
§36-706. "Vehicle insurance" defined.
§36-707. "Casualty insurance" defined.
§36-708. "Surety insurance" defined.
§36-709. "Title insurance" defined.
§36-711. Allowance for credit or increase in amount at risk – Contract requirements.
§36-712. Posting of standard policies and endorsements.
§36-901.3. Filing - Contents and procedure.
§36-902. Excessive, inadequate or unfairly discriminatory rates.
§36-902.2. Factors for review of filing - Weight - Prohibited expenses.
§36-903.2. Workplace safety plans - Expenses of implementation.
§36-907. General powers of the Insurance Commissioner.
§36-907.1. Monitoring and examination of rates.
§36-908. Administrative penalties.
§36-924.3. Appeals of rating classifications.
§36-932. Joint underwriting or joint reinsurance.
§36-940. Inquiry regarding making claim – Prohibited acts.
§36-944. Motor vehicle policies - Restriction on cancellation or increasing rates.
§36-953. Use of credit information - Prohibited acts.
§36-954. Reunderwriting and rerating of insured - Refund of overpayment.
§36-955. Disclosure statement.
§36-956. Adverse action based upon credit information - Notification to consumer.
§36-957. Filing of scoring models or other scoring processes.
§36-958. Indemnification of agents.
§36-959. Sale of data or lists by consumer reporting agencies.
§36-961. Premium discount or rate reduction for resistance to tornado or other wind events.
§36-963. Insurable property defined.
§36-965. Promulgation of rules to implement and administer the act.
§36-981. Short title and purposes of act.
§36-985. Ratemaking standards.
§36-985.1. Regulation of rates in market without competition.
§36-989. Improper rates – Disapproval - Hearing.
§36-990. Challenge and review of application of rating system.
§36-992. Insurers - Prohibited activity.
§36-994. Advisory organizations - Filing requirements.
§36-995. Joint underwriting, joint reinsurance pool and residual market activities.
§36-996.1. Assigned risk plans.
§36-997. Commercial special risks.
§36-998. Appeals from Commissioner.
§36-999.4. Subsidence coverage for residences, living units and commercial buildings - Exemption.
§36-999.5. Coverage for additional living expenses.
§36-999.6. Refusal to cover unrepaired damage.
§36-999.7. Right of subrogation.
§36-1100. Short title - Purpose and effect.
§36-1100.2. Authority to enter multistate agreements.
§36-1101. Representation of unauthorized insurers prohibited.
§36-1101.1. Domestic surplus line insurers.
§36-1102. Validity of contracts effectuated by a surplus lines insurer.
§36-1103. Service of process on a surplus lines insurer.
§36-1104. Exemptions from service of process provisions.
§36-1106. Surplus lines - Brokers.
§36-1106.1. Due diligence search.
§36-1106.2. Due diligence - Flood insurance with a nonadmitted insurer.
§36-1107. Multistate risk - Required application and informational filings - Fee payments.
§36-1108. Recognized surplus lines.
§36-1109. Validity of surplus line insurance - Notice of limitations of coverage.
§36-1111. Acceptance of surplus line business by brokers.
§36-1112. Solvent insurer required - License revocation - Penalties.
§36-1113. Records of surplus lines licensees or brokers.
§36-1114. Broker's annual statement.
§36-1115. Tax on surplus lines - Surplus lines insurer.
§36-1116. Penalty for failure to remit tax.
§36-1118. Legal process against surplus line insurer.
§36-1119. Exemptions from surplus lines provisions.
§36-1120. Records of insureds.
§36-1125. Filing requirements.
§36-1126. Public access to documents and reports - Confidentiality.
§36-1140. Definitions - Licensing - Application - Duration of license.
§36-1142. Permitted activities and services.
§36-1143. Review of advisory organization actions.
§36-1144. Examination by Insurance Commissioner - Scope - Report by official of another state.
§36-1145. Rules and statistical plans - Commissioner authority to promulgate - Scope.
§36-1146. Withholding or providing false or fraudulent information - Prohibition - Punishment.
§36-1147. Suspension or revocation of license - Commissioner authority - Procedure.
§36-1148. Adherence to loss cost filings - Application to workers' compensation insurance.
§36-1163. Exclusion from application for certain policies or coverage certificates.
§36-1164. Exclusion from application for certain unmet terms, conditions and limitations.
§36-1165. Participation in employer sponsored health plan - Retired military employees.
§36-1201. Declaration of purpose.
§36-1203. Unfair methods of competition or unfair and deceptive acts or practices prohibited.
§36-1204. Unfair methods of competition and unfair or deceptive acts or practices defined.
§36-1204.1. Availability of loss runs and claims histories.
§36-1205. Power of commissioner.
§36-1206. Statement of charges and notice of hearing - Opportunity to be heard.
§36-1207. Cease and desist orders and modifications thereof.
§36-1208. Judicial review of cease and desist orders.
§36-1210. Judicial review by intervenor.
§36-1212. Provisions of act additional.
§36-1213. Immunity from prosecution.
§36-1214. Fair disclosure - Protection against misleading sales methods.
§36-1219.3. Discounted reimbursement and disclosure of reimbursement terms prohibited.
§36-1219.4. Definitions - Requirements for discount medical plan organizations - Penalties.
§36-1219.5. Modification of existing or issuance of new coverage - Consent.
§36-1219.6. Methods of payments to providers – Prohibition on restricting methods – Notice of fees.
§36-1220. Exclusive agents - Restrictions.
§36-1241. Property and casualty insurer - Acceptance or denial of application.
§36-1250.4. Claim files - Examination - Response to inquiries.
§36-1250.5. Acts by an insurer constituting an unfair claim settlement practice.
§36-1250.7. Property and casualty insurer - Denial or acceptance of claim.
§36-1250.8. Motor vehicle total loss or damage claim.
§36-1250.10. Enforcement - Standards of performance - Complaints - Investigations.
§36-1250.11. Statement of charges - Notice of hearing.
§36-1250.13. Cease and desist order – Enforcement.
§36-1250.14. Violation of act - Penalty.
§36-1250.16. Rules and regulations.
§36-1250.17. Nonemergency patient form - Perjury.
§36-1415.3. Navigator registration – Application – Requirements - Violations.
§36-1415.4. Navigator limitations and prohibited actions.
§36-1415.5. Implementation of rules and regulations.
§36-1416. State Innovation Waiver
§36-1435.1. Short title - Application of act.
§36-1435.3. Agency of insurance producer - Authority - Commissions.
§36-1435.4. License required for selling, soliciting, or negotiating - Waiver of penalty.
§36-1435.5. When license not required.
§36-1435.9. Nonresident producer license.
§36-1435.10. Exemptions from examination requirement.
§36-1435.11. Use of assumed name.
§36-1435.12. Temporary license without examination – Protection of insureds and public.
§36-1435.13a. Property and casualty insurance producers - Fiduciary duties - Violation - Punishment.
§36-1435.20a. Sale of storage insurance by self-storage facility.
§36-1435.21. Licensure for purposes of writing controlled business prohibited.
§36-1435.22. Applicant to file bond prior to issuance of license.
§36-1435.23. License fees – Collection by Commissioner.
§36-1435.26. Unlawful acts and penalties.
§36-1435.27. Facsimile signature stamp as proof.
§36-1435.28. Ownership interest by producer in policy – Insurable interest.
§36-1435.29. Prelicensing and continuing education.
§36-1435.33. Maximum agent’s fees on renewals.
§36-1435.36. Certain information to be included on license - Term of license.
§36-1435.39. Refusal of license - Fees not refundable.
§36-1435.41. Providing insurance policy information - Exception.
§36-1441.1. Administrator of certain group self-insurance associations exempted from act.
§36-1443. Written agreement required - Examination, audit and inspection of records.
§36-1444. Payments to administrator - Rights against administrator.
§36-1445. Fiduciary capacity and duties of administrator.
§36-1449. Notice and information to be provided to insured individuals.
§36-1450. Licensing procedure - Violations.
§36-1452. Annual report - Penalties for failure to file - Waiver.
§36-1473. Agent license - Bond - Errors and omissions policy.
§36-1474. Written contract with insurer required - Minimum provisions.
§36-1476. Acts of managing general agent - Imputation to insurer.
§36-1477. Violations - Penalties - Judicial review - Rights affected.
§36-1478. Rules and regulations.
§36-1502. Assets as deductions from liabilities.
§36-1503. Assets not allowed as deductions from liabilities.
§36-1504. Reporting assets not allowed.
§36-1505. Liabilities - Mandatory securities valuation reserves.
§36-1506. Unearned premium reserve.
§36-1507. Unearned premium reserve for marine insurance.
§36-1508. Reserves for accident and health insurance.
§36-1509.1. Confidentiality of information.
§36-1510. Definitions - Valuation law - Life - Exemption - Conflict.
§36-1512. Valuation of other securities.
§36-1513. Valuation of real property - Improvements.
§36-1514. Valuation of purchase money mortgages.
§36-1515. Information for valuation of securities.
§36-1523. Annual risk-based capital report - Factors - Adjustment of inaccurate reports.
§36-1524. Company Action Level Event.
§36-1525. Regulatory Action Level Event.
§36-1526. Authorized Control Level Event.
§36-1527. Mandatory Control Level Event.
§36-1528. Confidential departmental hearing.
§36-1529. Confidentiality of RBC Reports and Plans.
§36-1530. Provisions of act supplemental – Promulgation of rules - Exemptions from act.
§36-1532. Immunity for Commissioner and employees.
§36-1533. Notices to insurers - When effective.
§36-1536. Corporate Governance Annual Disclosure (CGAD).
§36-1537. Discretion of insurer or insurance group over responses.
§36-1538. Confidentiality and privilege.
§36-1539. Third-party consultants to assist the Commissioner in reviewing documents.
§36-1540. Failure to timely file.
§36-1541. Promulgation of rules.
§36-1602. Eligible investments.
§36-1603. Qualification of securities or property as eligible investments.
§36-1604. Approval of investment.
§36-1605. Investments in any one person.
§36-1606. Required capital investments.
§36-1607. United States government obligations.
§36-1608. State, district or Canadian obligations.
§36-1609. County, district, city, school district or Canadian obligations.
§36-1610. Public structure or improvement obligations.
§36-1611. Obligations payable from public utility revenues.
§36-1613. Acceptances and bill of exchange.
§36-1614. Corporate obligations.
§36-1615. Preferred or guaranteed stock.
§36-1616. Limitations on investments in corporate securities.
§36-1617. Equipment trust certificates.
§36-1618. Obligations of receivers or trustees; investments not otherwise authorized; limitations.
§36-1620. Investment or deposit of funds.
§36-1622. Mortgages on real estate.
§36-1623. Purchase money mortgages.
§36-1624. Acquiring or holding real property.
§36-1625. Time limits for disposal of other ineligible property and securities; penalty.
§36-1626. Investments of foreign, alien insurers.
§36-1627. Investments in loans secured by certain securities.
§36-1628. Definitions - Deposit of securities - Custodial responsibilities.
§36-1629. Guaranteed or reinsured student loans.
§36-1632. Subsidiaries of domestic insurers - Permissible investments.
§36-1633. Acquisition of control of or merger with domestic insurer.
§36-1635. Registration of insurers.
§36-1636. Transactions within an insurance holding company - Standards.
§36-1637. Examination of registered insurers.
§36-1638. Commissioner power to participate in supervisory colleges.
§36-1639. Group-wide supervisor for any internationally active insurance group.
§36-1640. Confidentiality of documents and other information.
§36-1641. Authority to issue rules, regulations and orders.
§36-1642. Injunctions - Voting of securities prohibited - Sequestration of voting securities.
§36-1644. Violations threatening insolvency - Possession taken by Commissioner.
§36-1645. Recovery of distributions by receiver - Liability.
§36-1646. Authority to suspend, revoke or refuse to renew license or authority to do business.
§36-1647. Appeal to district court by aggrieved persons.
§36-1648. Powers, remedies, procedures and penalties as additional.
§36-1673. Applicability of Act.
§36-1676. Powers of Commissioner or receiver - Civil actions.
§36-1681. Short title - Insurance Business Transfer Act.
§36-1684. Jurisdiction - Venue.
§36-1686. Application for Approval of Insurance Business Transfer Plan.
§36-1687. Consent to jurisdiction of Commissioner.
§36-1688. Fees – Reimbursement - Costs.
§36-1691. Short title - Protected Cell Companies Act.
§36-1694. Establishment of protected cells – Plan of operation.
§36-1696. Creditors of protected cells – Obligation of protected cell company.
§36-1697. Receivership – Amounts recoverable.
§36-1698. Insurance securitization – Not deemed an insurance or reinsurance contract.
§36-1699. Promulgation of rules.
§36-1701. Deposits of insurers.
§36-1702. Purpose of deposits.
§36-1703. Assets eligible for deposit.
§36-1704. Trust companies as depositaries.
§36-1705. Rights of insurer during solvency.
§36-1707. Release of deposits.
§36-1708. Release only on order.
§36-1709. Deposit not subject to levy.
§36-1801. Legislative findings and purposes.
§36-1803. Duties of Commissioner.
§36-1804. Appointment of supervisor - Acts prohibited - Additional requirements.
§36-1805. Appointment of conservator; duties.
§36-1806. Limitation on appointments.
§36-1807. Foreign or alien insurers.
§36-1902. Delinquency proceedings – Jurisdiction – Arbitration – Venue - Appeal.
§36-1903. Commencement of delinquency proceedings.
§36-1905. Grounds for rehabilitation of domestic insurers.
§36-1906. Grounds for liquidation.
§36-1907. Grounds for conservation of foreign insurers.
§36-1908. Grounds for conservation of alien insurers.
§36-1909. Grounds for ancillary liquidation of foreign insurers.
§36-1910. Order of rehabilitation; termination.
§36-1911. Order of liquidation of domestic insurers.
§36-1912. Order of liquidation of alien insurers.
§36-1913. Order of conservation or ancillary liquidation of foreign or alien insurers.
§36-1915. Conduct of delinquency proceedings against foreign insurers.
§36-1916. Claims of nonresidents against domestic insurers.
§36-1917. Claims against foreign insurers.
§36-1918. Proof of claims; notice; hearing.
§36-1919. Priority of certain claims.
§36-1920. Attachment and garnishment of assets.
§36-1921. Uniform insurers liquidation act.
§36-1922. Power and authority of the receiver.
§36-1923. Exemption of Commissioner from fees.
§36-1924.1. Limitation on actions.
§36-1925. Rights and liabilities fixed as of date liquidation order filed.
§36-1926. Fraudulent transfers or transactions - Avoidance.
§36-1927.1. Priority of distribution of claims from insurer's estate.
§36-1929. Allowance of certain claims.
§36-1930. Time to file claims.
§36-1931. Report for assessment.
§36-1933. Order to pay assessment.
§36-1934. Publication and service of assessment order.
§36-1935. Judgment upon the assessment.
§36-1936. Restrictions on insurers subject to delinquency proceedings.
§36-1937. Immunity or indemnity of receivers and employees.
§36-1938. Delinquency proceedings – Procedures - Compensation of personnel.
§36-2005. Creation - Administration - Accounts - Membership - Plan of operation.
§36-2006. Board of directors – Membership – Term – Approval – Vacancies – Compensation.
§36-2007. Powers and duties of Association.
§36-2008. Plan of operation and amendments.
§36-2009. Powers and duties of Commissioner.
§36-2010. Payment of covered claims - Recovery from certain persons - Priority of claims.
§36-2011. Proposal to distribute assets of insolvent company - Notice.
§36-2012. Exhaustion of rights under other policies, governmental program or associations.
§36-2014. Scope of covered claims.
§36-2016. Examination of Association - Report.
§36-2017. Exemption from taxes and fees.
§36-2018. Payment of assessment - Effect on rate increase or decrease.
§36-2019. Liability of certain persons.
§36-2020. Stay of proceedings - Access to records.
§36-2020.1. Efficient coordination and cooperation with receivers - Uniform Data Standards.
§36-2020.2. High net worth insured claims - Obligation to pay - Procedures.
§36-2023. Creation - Membership - Administration - Supervision.
§36-2025. Oklahoma Life and Health Insurance Guaranty Association Act - Coverage - Liability.
§36-2026. Board of directors - Membership - Term - Vacancies - Approval - Compensation.
§36-2027. Procedural rules and amendments.
§36-2028. Impaired or insolvent insurers.
§36-2031. Commissioner - Powers and duties.
§36-2032. Detection and prevention of insurer insolvencies.
§36-2034. Unpaid assessments of impaired or insolvent insurer.
§36-2035. Records of negotiations and meetings.
§36-2037. Distribution of ownership rights of impaired or insolvent insurer.
§36-2038. Recovery of distribution of insurer - Limitations.
§36-2039. Examination and regulation of Association - Reports.
§36-2040. Exemption from taxes and fees.
§36-2041. Certain persons exempted from liability.
§36-2042. Stay of other proceedings - Judgments may be set aside.
§36-2102. "Stock" insurer defined.
§36-2103. "Mutual" insurer defined.
§36-2105. Articles of incorporation; contents.
§36-2106. Corporate powers granted; general powers and duties.
§36-2107. Filing of articles; issuance of certificate.
§36-2108. Amendment of articles.
§36-2109. Applications for insurance in formation of mutual insurers.
§36-2110. Formation of mutuals; trust deposit of premiums; issuance of policies.
§36-2111. Initial qualification, domestic mutuals.
§36-2112. Additional kinds of insurance, mutual.
§36-2114. Quorum, members of mutual.
§36-2115. Membership in mutuals.
§36-2116. Corporate rights of mutual members.
§36-2119. Nonassessable policies, mutual insurers.
§36-2120. Nonassessable policies - revocation of authority.
§36-2121. Participating policies.
§36-2122. Dividend to stockholders.
§36-2123. Dividends to mutual policyholders.
§36-2124. Illegal dividends - penalty.
§36-2126. Prohibited interests of officers, directors in certain transactions.
§36-2126.1. Purchase and sale of equity interests in domestic stock insurers by officers.
§36-2126.4. Proxies, consents and authorizations of domestic stock insurers.
§36-2127. Management and exclusive agency contracts.
§36-2128. Impairment of capital or assets.
§36-2129. Mutualization of stock insurer.
§36-2130. Converting mutual insurer.
§36-2132. Reinsurance, stock insurers.
§36-2133. Mergers and consolidations, mutual insurers.
§36-2134. Reinsurance, mutual insurers.
§36-2135. Mutual member's share of assets on liquidation.
§36-2204. Statements and reports – Taxes, fees and penalties.
§36-2205. Trust instrument – Mandatory provisions.
§36-2206. Minimum reserves and surplus.
§36-2207. Guaranty funds – Membership or financial contribution to or benefit from.
§36-2401. Mutual benefit associations legalized.
§36-2402. Formation - Prerequisites to transaction of business - Articles of association.
§36-2404. Provisions applicable to mutual benefit associations.
§36-2409. Agents - Notice of appointment.
§36-2410. Benefits not liable to attachments.
§36-2411. Dues - Emergency fund - Additional assessments.
§36-2413. Reports; examination of records.
§36-2414. Funds; investments of.
§36-2415. Annual meetings; quorum; vacancies; special meetings.
§36-2416. Appeals from orders, rulings, or acts of insurance commissioner.
§36-2417. Misdemeanor; violation of article.
§36-2418. Legal reserve life insurance company, conversion into; adoption of plan.
§36-2419. Amended articles of incorporation; filing.
§36-2420. Policyholders; rights to purchase stock; sale of stock not purchased.
§36-2421. Reorganization and conversion complete when; rights of reorganized corporations.
§36-2422. Creditors' rights; liens; contracts; pending suits.
§36-2501. Organization authorized; purpose.
§36-2503. Certificate of authority to do business - Deposit of securities with State Treasurer.
§36-2505. Valuation of outstanding policies; computation.
§36-2506. Inapplicability to burial associations or assessment companies.
§36-2507. Requisites of policy; liability on policy.
§36-2509. Consolidation of companies; transfer or reinsurance of risks.
§36-2510. Attachment or other process; benefits not subject to.
§36-2511. Existing corporations; amendments of articles of incorporation; effect of reincorporation.
§36-2512. Amendment of articles of incorporation to conform to general insurance law.
§36-2513. Statement filed annually with Insurance Commissioner.
§36-2514. Relinquishment of business.
§36-2515. Representations; deemed material when.
§36-2516. Foreign and alien companies.
§36-2601. Corporations authorized - Powers.
§36-2602. Application for certificate - Contents - Fee.
§36-2603. Certificate of authority; requirements.
§36-2604. Deposit for protection of members.
§36-2606. Filing of forms and rates; disapproval.
§36-2608.3. Indemnification and advancement of expenses of certain persons.
§36-2609. Membership; voting; membership fees.
§36-2611. Annual statement; filing; examination; summons.
§36-2612. Nonliability of corporation.
§36-2613. Relationship of physician and patient.
§36-2618. Limited application.
§36-2623. Conversion to domestic mutual insurer.
§36-2651. Corporations authorized.
§36-2652. Application for certificate - Contents - Fee.
§36-2653. Certificate of authority; requirements.
§36-2654. Deposit for protection of members.
§36-2656. Filing of forms and rates; disapproval.
§36-2657. Discrimination; rebates.
§36-2658. Membership; voting rights.
§36-2660. Annual statement; filing; examinations; expenses.
§36-2661. Nonliability of corporation.
§36-2662. Relationship of optometrist and patient.
§36-2671. Corporations authorized.
§36-2672. Application for certificate - Contents - Fee.
§36-2673. Certificate of authority - Requirements.
§36-2674. Deposit for protection of subscribers.
§36-2675. Contracts; investments; law applicable.
§36-2676. Filing of forms and rates; disapproval.
§36-2677. Inducements prohibited.
§36-2679. Participating dentists as members; meetings; officers.
§36-2680. Annual statement - Examinations - Expenses.
§36-2682. Relationship of dentist and patient.
§36-2691.1. Corporations authorized.
§36-2691.2. Application for certificate; contents; fee.
§36-2691.3. Certificate of authority; requirement.
§36-2691.4. Deposit for protection of subscribers.
§36-2691.5. Contracts; investments.
§36-2691.6. Filing of forms and rates; disapproval.
§36-2691.7. Inducements prohibited.
§36-2691.9. Practicing chiropractors as members, meetings; voting; officers.
§36-2691.10. Annual statement; examinations; expenses.
§36-2691.12. Relationship of chiropractor and patient.
§36-2691.16. Limited liability.
§36-2691.17. Conflicting laws.
§36-2701.1. Fraternal benefit society defined.
§36-2702.1. Lodge system defined.
§36-2703.1. Representative form of government defined.
§36-2705.1. Purposes - powers.
§36-2706.1. Laws or rules required.
§36-2707.1. Principal office - Annual statement - Grievance and complaint procedures.
§36-2708.1. No personal liability - Indemnification and reimbursement - Insurance.
§36-2710.1. Organization - Corporate powers retained.
§36-2711.1. Articles of incorporation, constitution and laws - Amendments.
§36-2714.1. Consolidations and mergers.
§36-2718.1. Benefits not attachable.
§36-2719.1. Benefit contract - Standard provision requirements.
§36-2720.1. Nonforfeiture benefits - Cash surrender values - Certificate loans or other options.
§36-2725.1. Standard of valuation.
§36-2728.1. Examination of domestic, foreign or alien societies.
§36-2729.1. Foreign or alien society - Admission.
§36-2730.1. Injunction, liquidation or receivership of domestic society.
§36-2731.1. Suspension, revocation or refusal of license of foreign or alien society.
§36-2732.1. Injunction - Authority to petition for.
§36-2733.1. Licensing of agents.
§36-2734.1. Societies subject to Article 12, Unfair Practices and Frauds.
§36-2735.1. Service of process.
§36-2738.1. Exemption of certain societies.
§36-2801. Organization authorized – Purposes – Power to make assessments.
§36-2802. Certificate by incorporators - Contents.
§36-2803. Filing certificate with Insurance Commissioner; officers; terms.
§36-2804. Made a body corporate.
§36-2805. Restrictions as to corporate acts.
§36-2806. Bylaws; permit to do business.
§36-2807. Membership - Forfeiture.
§36-2808. Rejection and termination of risks.
§36-2809. Incidental expenses.
§36-2810. Compensation of officers.
§36-2811. Annual reports to Commissioner; reissuance of certificate; fees.
§36-2812. Extension of membership.
§36-2814. Formation of additional companies prohibited.
§36-2815. Prohibition on transfer or sale of certificates, authority, or articles.
§36-2901. "Reciprocal" insurance defined.
§36-2902. "Reciprocal insurer" defined.
§36-2903. Scope of article; existing insurers.
§36-2904. Insuring powers of reciprocals.
§36-2907. Surplus funds required.
§36-2908. Organization of reciprocal insurer.
§36-2909. Certificate of authority.
§36-2913. Deposit in lieu of bond.
§36-2915. Legal process service - Judgment.
§36-2917. Contributions to insurer.
§36-2918. Financial conditions; method of determining.
§36-2919. Who may be subscribers.
§36-2920. Subscribers' advisory committee.
§36-2921. Subscriber's liability.
§36-2922. Subscriber's liability on judgments.
§36-2926. Nonassessable policies.
§36-2927. Distribution of savings.
§36-2928. Subscriber's share in assets.
§36-2929. Merger or conversion.
§36-2930. Impaired reciprocals.
§36-2931. Real estate transactions - Restrictions.
§36-3001. Underwriters; forms of insurance authorized, articles of agreements.
§36-3002. Attorneys; office. - "Attorneys" defined.
§36-3004. Accounts for each kind of insurance.
§36-3005. Assets required as condition precedent.
§36-3006. Reserves for liabilities and losses.
§36-3007. Liability of underwriters; limitation.
§36-3009. Division of profits.
§36-3010. Actions on policies or insurance contracts – Process – Judgment - Costs.
§36-3011. Deposit required of foreign Lloyd's in home state as condition to permit.
§36-3012. Revocation of license.
§36-3013. Laws applicable to Lloyd's.
§36-3103. Revocation or suspension of Certificate of Authority.
§36-3104. Approval of form of service contract.
§36-3105. Appointment of agent – License - Fees.
§36-3106. Examination of financial condition.
§36-3107. Solicitation for unlicensed companies prohibited.
§36-3109. Contracts issued contrary to act as valid and binding on company.
§36-3110. Inapplicability to attorneys and insurance, bonding or surety companies.
§36-3111. Disposition of fees - Personnel.
§36-3203. Coverage for child health supervision services.
§36-3301. Short title - Own Risk and Solvency Assessment (ORSA) Act.
§36-3303. Risk management framework.
§36-3304. ORSA - When required.
§36-3305. ORSA Summary Report.
§36-3307. ORSA Summary Report--Preparation--Supporting information--Review.
§36-3604. Insurable interest with respect to personal insurance.
§36-3605. Insurable interest with respect to property insurance.
§36-3606. Capacity to contract for insurance; Minors.
§36-3607. Application required.
§36-3608. Application as evidence.
§36-3609. Representations in applications - Recovery under policy - Mortgage guaranty policies.
§36-3612. Standard provisions.
§36-3613. Contents of policies in general.
§36-3613.1. Policies and claims - Fraud warning.
§36-3613.2. Restrictions on recording of birth or ultrasound prohibited.
§36-3614. Contents of policies; additional contents.
§36-3614.1. Genetic nondiscrimination in insurance.
§36-3614.2. Genetic nondiscrimination in employment.
§36-3614.3. Disclosure of genetic information.
§36-3614.4. Disclosure of genetic research studies.
§36-3615. Charter or bylaw provisions; incorporation into policy.
§36-3616. Labeling particular policies.
§36-3616.1. Coverage of trustor under property or motor vehicle liability policy.
§36-3617. Policy restrictions voided.
§36-3618. Execution of policies.
§36-3619. Underwriters' and combination policies.
§36-3620. Validity of noncomplying forms.
§36-3621. Construction of policies.
§36-3623.1. Fees - Definitions.
§36-3623.2. Death of insured – Refund of premiums.
§36-3623.3. Charging insurance producer for documentation costs.
§36-3624. Assignment of policies.
§36-3624.1. Group life insurance policies - Right to assign incidents of ownership.
§36-3624.4. Notice to insurer of assistance received - Violations.
§36-3624.5. Limiting payments by insurer based upon eligibility for medical assistance prohibited.
§36-3624.6. Conflicting provisions.
§36-3625. Annulment of liability policies.
§36-3626. Payment discharges insurer.
§36-3627. Minor may give acquittance.
§36-3628. Simultaneous deaths.
§36-3629. Forms of proof of loss – Offer of settlement or rejection of claim.
§36-3630. Claims administration not waiver.
§36-3631.1. Certain money and benefits exempt from legal process or seizure - Exceptions.
§36-3632. Exemption of proceeds, group life.
§36-3633. Policies issued in violation of Code; penalty.
§36-3634. Chiropody, podiatry, psychology and clinical social work - Accident and health benefits.
§36-3634.1. Prescription drug coverage - Enforcement.
§36-3634.2. Prescription drug coverage - Definitions.
§36-3634.3. Prescription drug coverage - Pharmacy contracts - Open pharmacy networks.
§36-3634.5. Synchronization of prescription drug refills.
§36-3634.6. Direct payment or reimbursement to pharmacist.
§36-3635. "Motor vehicle" defined.
§36-3635.1. Time of expiration of certain policies.
§36-3636. Uninsured motorist coverage.
§36-3639.2. Policies issued under Market Assistance program - Exemption from §3639.1.
§36-3640. Definitions - Denial of form - Certificate of insurance.
§36-3642. Purpose of act - Intent.
§36-3644. Application of act - Exemptions.
§36-3645. Requirement to be included in life, accident and health insurance policies.
§36-3646. Effect on existing laws.
§36-3647. Authorizing lower score than Flesch reading ease score - Conditions.
§36-3648. Date for compliance with act.
§36-3649. Violations - Penalties.
§36-3651. “Actual charge” and “actual fee” defined - Application.
§36-4002. Standard provisions required in life insurance policies.
§36-4003.1. Cancellation of policy - Time period.
§36-4005. Application and policy as entire contract; statements in application as representations.
§36-4006. Misstatement of age.
§36-4009. Nonforfeiture benefits.
§36-4010. Table of installments.
§36-4012. Payment of premiums.
§36-4015. Excluded or restricted coverage.
§36-4016. Standard provisions required in annuity and pure endowment contracts.
§36-4017. Grace period; annuities.
§36-4018. Incontestability; annuities.
§36-4019. Application and contract as entire contract in annuities.
§36-4020. Misstatement of age; annuities.
§36-4021. Dividends on annuities.
§36-4022. Reinstatement of annuities.
§36-4023. Standard provisions required in reversionary annuities.
§36-4024. Limit of liability - Life insurance policy application denial.
§36-4025. Incontestability after reinstatement.
§36-4027. Authorized deductions from insurance proceeds.
§36-4028. Dual or multiple pay policies prohibited.
§36-4029. Operative date of valuation manual - Nonforfeiture provisions - Life insurance.
§36-4030. Manner of paying premiums for single premium life policies and annuity contracts.
§36-4030.3. Applicability of act.
§36-4030.5. Minimum nonforfeiture amounts.
§36-4030.6. Minimum present value at commencement of benefits.
§36-4030.7. Cash surrender benefits prior to maturity.
§36-4030.8. Present value of paid-up annuity benefit available as nonforfeiture option.
§36-4030.10. Statement required when certain benefits not provided.
§36-4030.11. Calculation of certain benefits under contracts with fixed scheduled considerations.
§36-4030.13. Operative date of act.
§36-4034. Application for insurance - Statement required - Replacement policy.
§36-4035. Notice to applicants regarding replacement of life insurance or annuity.
§36-4036. Statement by applicant regarding notification of replacement to replaced insurer.
§36-4037. Definitions to be delivered to applicant for replacement life insurance policy or annuity.
§36-4038. Violations - Penalties.
§36-4055.4. Denial, suspension, revocation or nonrenewal of license - Hearing.
§36-4055.5. Filing of forms - Disapproval by Commissioner.
§36-4055.6. Annual statement - Disclosure of insured's identity or information.
§36-4055.8. Disclosures to viator.
§36-4055.12. Advertisement of contracts, products or services - Guidelines and standards.
§36-4055.14. Injunction - Civil action - Cease and desist orders - Civil and criminal penalties.
§36-4055.15. Violation of act - Deceptive trade practice.
§36-4055.16. Authority of Commissioner.
§36-4055.17. Compliance with act.
§36-4073. Transaction of insurance business.
§36-4074. Notification to Insurance Commissioner.
§36-4075. Statement of nonregulation.
§36-4076. Financial statement.
§36-4077. Information required to be submitted to Insurance Commissioner.
§36-4078. Applicability of Oklahoma Open Records Act and Oklahoma Open Meeting Act.
§36-4079. Purchase of annuities authorized.
§36-4080. Enforcement of compliance.
§36-4081. Annuities issued before effective date of act.
§36-4082. Issuance of annuities not to constitute certain agreements, contracts or combinations.
§36-4101.1. Extension of policies to insure dependents - Payment of premiums - Conversion rights.
§36-4103. Schedule of premium rates - Required provisions.
§36-4104. Right to individual policy; notice of right; time for exercising right.
§36-4105. Group annuity contracts; standard provisions.
§36-4106. Group annuity; grace period.
§36-4107. Group annuity; entire contract.
§36-4108. Group annuity; misstatements.
§36-4109. Group annuity; nonforfeiture benefits.
§36-4110. Group annuity; certificates.
§36-4111. "Employee life insurance" defined.
§36-4112. Payment of proceeds - Time.
§36-4202. Industrial life insurance defined.
§36-4203. Required provisions.
§36-4205. Application and policy as entire contract; statements in application as representations.
§36-4207. Misstatement of age.
§36-4209. Nonforfeiture benefits.
§36-4212. Authority to alter contract.
§36-4213. Beneficiary; change of beneficiary; payment of proceeds.
§36-4214. Direct payment of premiums.
§36-4217. Provisions inapplicable to single premium or term policies.
§36-4218. Prohibited provisions.
§36-4250. Rate filing – Definitions.
§36-4400. Criteria for inflation protection coverage.
§36-4402. Accident and health policies; filing.
§36-4403. Definition of accident and health insurance policy.
§36-4403.1. Definition of limited benefit insurance policy.
§36-4405. Accident and health policy provisions.
§36-4406. Conforming to statute.
§36-4410. Franchise accident and health insurance law.
§36-4411. Nonapplication to certain policies.
§36-4413. Short title - Health Care Choice Act.
§36-4419. Short-term, limited-duration insurance policies – Limitations on benefits provided.
§36-4426. Requirements of policies.
§36-4426.1. Rescission or denial of claim upon grounds of misrepresentation.
§36-4426.2. Nonforfeiture benefits.
§36-4427. Rulemaking authority - Civil penalty.
§36-4428. Investment of life care community policy funds.
§36-4429. Suitability standards.
§36-4430. Renewal premium rates.
§36-4502. Provisions of group accident and health policies.
§36-4502.1. Conversion privilege.
§36-4503. Direct payment of hospital, medical services.
§36-4504. Blanket accident and health insurance.
§36-4505. Group and blanket accident and health policy provisions.
§36-4506. Misrepresentation prohibited.
§36-4507. Rules and regulations.
§36-4511. Employer health care programs - Pharmacy services - Violation.
§36-4512. Insured employer health benefit plans - 20 or more employees.
§36-4525. Filing of forms and plan – Notice required on face page of policy and certificate.
§36-4527. Members of boards of directors – Conflict of interest – Definition of “affiliated”.
§36-4604. Direct primary care membership agreement.
§36-4605. Direct primary care membership agreement.
§36-4802. "Fire insurance" defined.
§36-4803. Standard policy provisions - Permissible variations.
§36-4803.1. Fire insurance policies - Time of expiration.
§36-4804. Policy limited – Liability - Excess premiums reimbursed.
§36-4805. Proofs of loss - Conditions of enforcement of limitation of time.
§36-4808. Homeowner's policies - Automatic increase in coverage.
§36-4809. Reduced rates to persons failing or refusing to pay assessments - Violation – Penalties.
§36-4901. Sole surety on official bonds.
§36-4902. Venue of actions against surety insurers.
§36-4903. Bail bond surety companies - Reserve funds.
§36-4904. Bail bond insurers - Financial statement - Reports.
§36-5001. Certificates of authority — Persons not deemed title insurers — Issuance of policies.
§36-5002. Investments of title insurers.
§36-5003. Additional powers of title insurers.
§36-5004. "Title insurance policy" and "aircraft title insurance policy" - Definitions.
§36-5005. Exemptions and application of other laws.
§36-5006. Examination of title insurance company.
§36-5007. Statutory premium reserve.
§36-5008. Release of mortgage affidavit.
§36-5103. License required - Refusal to issue - Exemption.
§36-5104. Transactions to be authorized in writing - Required provisions.
§36-5105. Records of transactions.
§36-5107. Contract - Minimum provisions.
§36-5109. Duties of reinsurer.
§36-5111. Penalties; restitution; review.
§36-5112. Rules and regulations.
§36-5113. Date for compliance with act.
§36-5121. Short title – Purpose – Legislative intent.
§36-5122. Requirements for allowance of credit.
§36-5123. Asset or reduction from liability for ceded reinsurance - Security
§36-5123.1. Qualified United States financial institution defined
§36-5124. Rules and regulations.
§36-6001. Discrimination through fictitious grouping prohibited.
§36-6001.1. Conditions under which groups not considered fictitious.
§36-6002. Approval by Insurance Commissioner.
§36-6011. Application to Oklahoma Employees Health Insurance Plan.
§36-6012. Participation in premium assistance program – Health care plan recognition.
§36-6032. Limitation on sales of equity securities of certain domestic life insurance companies.
§36-6033. Limitation on compensation, fees or commissions.
§36-6034. Sale or transfer of securities issued under incentive, bonus or stock option plans.
§36-6035. Enforcement of act - Definitions.
§36-6041. Payments - How made.
§36-6045. Reimbursement for mental or behavioral health or alcohol or drug treatment services.
§36-6050. Prepaid or discounted ambulance service membership subscriptions.
§36-6051. Free choice of practitioner and profession - Equal reimbursement.
§36-6052. Copayment requirements - Disclosure of calculations - Penalty - Rules.
§36-6053. Short title and application.
§36-6056. Place where services may be performed.
§36-6057. Denial under policy coverage as void – Compliance with act.
§36-6057.1. Examination and enforcement by Commissioner – Attorneys’ fees.
§36-6058. Newly-born children - Health insurance benefits.
§36-6058A. Enrollment of child under parent's health plan - Noncustodial parents.
§36-6059. Adopted children - Coverage.
§36-6060. Mammography screening and diagnostic examination.
§36-6060.1. Bone density testing.
§36-6060.2. Treatment of diabetes - Equipment, supplies and services.
§36-6060.3. Maternity benefits - Postpartum care.
§36-6060.3a. Annual obstetrical/gynecological examinations.
§36-6060.4. Child immunization coverage.
§36-6060.4a. Claims in conjunction with arrest or pretrial detention.
§36-6060.5. Oklahoma Breast Cancer Patient Protection Act.
§36-6060.6. Dental procedures for certain minor and severely disabled persons.
§36-6060.7. Audiological services and hearing aids for children.
§36-6060.8. Prostate cancer screening coverage.
§36-6060.8a. Colorectal cancer coverage.
§36-6060.9. Coverage for wigs or other scalp prostheses.
§36-6060.9a. Anti-cancer medication coverage.
§36-6060.9b. Cancer therapy coverage – Standard for proton radiation therapy.
§36-6060.9c. Anti-abuse-formulated opioids - Study of effectiveness
§36-6060.9d. Prescription eyedrop refills.
§36-6060.10A. Health benefit plan.
§36-6060.11. Benefits required.
§36-6060.12. Exempted plans - Calculation of increase in premium cost.
§36-6060.13. Incremental impact on premium costs - Analysis and report by Commissioner.
§36-6060.16. Eligibility – Contributions - Exemptions.
§36-6060.17. Allowable expenditures.
§36-6060.18. Withdrawals – Taxation – Transfer of interest.
§36-6060.20. Equal health coverage for autistic minors.
§36-6060.21. Screening, diagnosis and treatment of autism spectrum disorder.
§36-6060.22. Exemption for health benefit plans from autism spectrum disorder coverage.
§36-6060.30. Living organ donor protection.
§36-6060.40. Short title - Oklahoma Right to Shop Act.
§36-6060.42. Shared savings incentive program.
§36-6060.43. Promulgation of rules.
§36-6060.44. Cost-effectiveness analysis.
§36-6061. Separate accounts - Variable annuity and life insurance contracts - Regulations.
§36-6062. Application of insurance laws.
§36-6091. Settlement of claims as no admission of liability.
§36-6092. Limitations on subrogation and set-off under medical coverage.
§36-6101. Joinder of companies to issue supplemental coverage - Approval - Rules and regulations.
§36-6103.2. “Insurer”, “venue” and “doing insurance business in this state” defined - Exceptions.
§36-6103.5. Emergency cease and desist orders - Grounds for issuance.
§36-6103.6. Emergency cease and desist orders - Service - Hearing.
§36-6103.7. Cease and desist orders - Enforcement.
§36-6103.8. Failure to pay penalty.
§36-6103.9. Service of process.
§36-6103.11. Discretion to proceed under certain provisions.
§36-6121. Permits required – Approval and denial of permit.
§36-6123. Administration of act - Contracts.
§36-6124. Acceptance of money for prepaid funeral benefits - Permit - Application.
§36-6124.1. Transfer of prepaid funeral benefit permits - Notification - Application
§36-6124.2. Application for change of name of a prepaid funeral benefit permit holder.
§36-6125.1. Maximum amount of principal an organization may receive pursuant to insurance contract.
§36-6125.2. Funding of contract by assignment of life insurance proceeds.
§36-6126. Designation of agent.
§36-6127. Merchandise price display.
§36-6129. Records - Annual statement of financial condition.
§36-6129.1. Annual financial examination of trusts and accounts.
§36-6130. Violations and penalties.
§36-6131. Misquoting requirements of law - Penalty.
§36-6134. Certain advertising not prohibited.
§36-6135. Insurance Code not affected.
§36-6136.18. Conversion from trust-funded to insurance-funded benefits.
§36-6143. Certificate of authority required.
§36-6144. Application for certificate of authority.
§36-6145. Issuance of certificate of authority - Conditions.
§36-6148. Policy for membership coverage.
§36-6149. Annual business report.
§36-6151. Unfair trade practices and fraud.
§36-6153. Examination of business affairs of prepaid dental plan organization.
§36-6154. Suspension or revocation of certificate of authority.
§36-6155. Rehabilitation, liquidation, or conservation of prepaid dental plan organization.
§36-6156. Advertising or sales material.
§36-6157. Rules and regulations.
§36-6203. Persons not deemed adjusters or required to obtain license.
§36-6204.1. Apprentice adjuster license - Application - Terms and conditions.
§36-6205. Application for license - Nonresidents.
§36-6207. Insurance adjuster or public adjuster.
§36-6208. Examination - Exemptions.
§36-6209. Scope of examination - Classes of insurance - Study manual.
§36-6210. Supervision of examination - Time and place - Waiting period.
§36-6211. Form of license - Contents.
§36-6212. Fees - Notification of change of name, address, or e-mail address.
§36-6214. Bond of public adjuster.
§36-6216. Powers of adjuster; Current license required for claim referral.
§36-6216.1. Payment of claim to public adjuster - Insured as joint payee.
§36-6216.2. Contract for services of public adjuster - Cancellation.
§36-6217. Term of license - Continuing education - Rules - Renewals of license - Provider fee.
§36-6219. Initial license; grounds for refusal.
§36-6220.1. Prohibition on pecuniary interest in construction businesses - Penalties - Exceptions.
§36-6222. Report of administration actions against adjusters.
§36-6223. Public adjuster responsibilities.
§36-6303. Release of relevant information - Information included.
§36-6305. Confidentiality of information - Witnesses.
§36-6306. Violations - Penalties.
§36-6401. Insurance coverage to be provided for certain persons.
§36-6403. Violations - Penalties.
§36-6412. Market Assistance Association - Creation.
§36-6416. Good faith statements - Liability.
§36-6417. Annual statement - Examination of Accounts, etc. - Report to members.
§36-6418. Use of filed rates for liability and homeowners' insurance.
§36-6419. Rules and regulations.
§36-6420. Property and casualty insurance companies - Voluntary Market Assistance Association.
§36-6421. Dissolution of Association - Reimplementation.
§36-6422. Participation in assessments and writings of Association.
§36-6454. Chartering and licensing of risk retention group.
§36-6454.1. Risk retention groups – Governance standards.
§36-6455. Conditions for doing business in state - Prohibited acts.
§36-6456.1. Countersign not required.
§36-6458. Notice to Commissioner - Designation and registration of agent.
§36-6460. Enforcement powers of Commissioner.
§36-6461. Violations - Penalties.
§36-6463. Assets to protect purchasers.
§36-6464. Enforcement of court orders.
§36-6467. Reciprocal agreements.
§36-6468. Workers' compensation group self-insurance associations exempted.
§36-6470.5. Adoption of same or confusing name.
§36-6470.10a. Establishment of series limited liability company.
§36-6470.11. Reports - Waiver.
§36-6470.12. Discounting of loss and loss adjustment expense reserves – Actuarial opinion.
§36-6470.13. Examination by Insurance Commissioner - Confidentiality - Application.
§36-6470.14. Suspension or revocation of license.
§36-6470.15. Investment requirements – Loans.
§36-6470.16. Reinsurance on risks ceded by another insurer – Credit for reserves.
§36-6470.17. Membership in rating organization.
§36-6470.19. Captive insurance tax rates – Definitions.
§36-6470.22. Exemptions for special purpose captive insurance companies.
§36-6470.24.1. Notice requirements.
§36-6470.24.2. Inspection and preservation of records.
§36-6470.25. Protected cell - Use of assets.
§36-6470.28. Acquisition of control.
§36-6470.29. Sponsored captive insurance company – Supplemental materials – Protected cells.
§36-6470.30. Sponsor of sponsored captive insurance company.
§36-6470.30.1. Requirements for writing business.
§36-6470.31. Participants in sponsored captive insurance company.
§36-6470.31.1. Combination of assets.
§36-6470.34. Entity-protected cell.
§36-6470.35. Dormant captive insurance company – Certificate of dormancy.
§36-6475.1. Uniform Health Carrier External Review Act.
§36-6475.4. Applicability of act.
§36-6475.6. Form of external review requests.
§36-6475.7. External review procedure.
§36-6475.8. Receipt of request for external review.
§36-6475.9. Circumstances when external review request can be made.
§36-6475.10. Timeframe for filing request for external review.
§36-6475.11. Binding power of external review decision.
§36-6475.12. Approval of independent review organizations.
§36-6475.13. Eligibility requirements.
§36-6475.14. Employee liability.
§36-6475.16. Cost of independent review organization.
§36-6475.17. Description of external review procedures.
§36-6513. Application of act to certain group health benefit plans.
§36-6514. Classes of business - Criteria to establish - Number - Rules - Additional classes.
§36-6516. Renewability of health benefit plans - Election not to renew - Geographic service area.
§36-6517. Disclosures required of small employer carriers.
§36-6527. Marketing of health benefit plan coverage.
§36-6528. Reissuance of certain terminated coverage.
§36-6529. Suspension of implementation if inconsistent with federal law.
§36-6530. Bona fide association health plans.
§36-6530.1. Oklahoma Individual Health Insurance Market Stabilization Act – Legislative intent.
§36-6530.4. Oklahoma Individual Health Insurance Market Stabilization Program.
§36-6530.5. Board of Directors – Duties – Sunset of Program.
§36-6530.6. Board of Directors – Powers.
§36-6530.9. Unfair practice – Separating individual employees from group health insurance coverage.
§36-6530.10. Application for waiver pursuant to Patient Protection and Affordable Care Act.
§36-6553. Private review agents - Certification required - Exemptions.
§36-6555. Rules - Forms - Issuance of certificate - Reporting requirements - Confidentiality.
§36-6557. Application for certificate.
§36-6558. Information required to be submitted by private review agents.
§36-6559. Information required to be submitted relating to in-house review.
§36-6560. Expiration of certificate - Renewal.
§36-6561. Refusal to issue or renew or suspension or revocation of certificate - Hearing - Appeal.
§36-6562. Disclosure or publication of confidential medical information.
§36-6563. Liability - Construction of act.
§36-6564. Examination of affairs of private review agent.
§36-6581. Uniform health claim forms - Uniform billing forms - Rules.
§36-6591. Short title - Declaration of necessity.
§36-6596. Application of Section 9.1 of Title 23 to cause of action brought under act.
§36-6652. Compliance with act.
§36-6653. Warrantor registration.
§36-6654. Financial security requirements for sales of products.
§36-6655. Warranty reimbursement insurance policy requirements.
§36-6656. Vehicle protection product warranty requirements - Incidental costs.
§36-6658. Transaction records - Contents - Retention period - Availability for examination.
§36-6659. Examination and enforcement by Commissioner - Notice and hearing - Civil penalty.
§36-6660. Promulgation of rules.
§36-6661. Application and construction of act.
§36-6671. Limited lines license.
§36-6672. Portable electronics insurance - Required brochure contents.
§36-6673. Sale of portable electronics insurance - Licensure exemptions.
§36-6674. Portable electronics insurance - Violations of act.
§36-6675. Portable electronics insurance - Termination of policy or change in terms.
§36-6676. License application requirements.
§36-6701. Workers' compensation providers – Notice to policyholder.
§36-6710. Short title - Travel Insurance Act.
§36-6711. Purpose and application of act.
§36-6713. Limited lines travel insurance producer license.
§36-6715. Travel protection plans.
§36-6716. Application of Unfair Trade Practices Act.
§36-6717. Qualifications for travel administrators.
§36-6718. Classification and filing terms - Individual and group policies allowed.
§36-6719. Promulgation of rules.
§36-6751. Purpose - Exemptions.
§36-6753. Home service contracts - Requirements for sale - Provider responsibilities.
§36-6754. Service contracts - Content.
§36-6755. Examination and enforcement of act.
§36-6802. See the following versions:
§36-6802v1. Telemedicine defined.
§36-6803. Coverage of services – Requirements for insurers.
§36-6811. Time for filing closed claim report.
§36-6812.1. Required information, format, and coding protocol in reports.
§36-6813. Compilation of data - Report.
§36-6814. Electronic database.
§36-6815. Submission of composite data reports Governor and Legislature.
§36-6817. Designated statistical agent - Definition.
§36-6818. Designation of or contract with organization to serve as statistical agent.
§36-6819. Qualifications for statistical agent.
§36-6820. Provision of premium and loss cost data.
§36-6830. Insurance compliance audits - Confidentiality.
§36-6831. Applicability of confidentiality privilege - Disclosure.
§36-6832. Petition for in camera hearing - Contents.
§36-6834. Non-privileged information.
§36-6836. Privilege effective date.
§36-6837. Effect upon statutory or common law privileges.
§36-6850.1. Notification of deletions in prescription coverage.
§36-6904. Certification by Insurance Commissioner - Issuance of certificate.
§36-6905. Powers of health maintenance organization - Notice of effect on financial soundness.
§36-6909. Reports and statements.
§36-6910. Information to be provided to subscribers.
§36-6911. Grievance procedures.
§36-6912. Investment of funds.
§36-6915. Insolvency - Replacement coverage - Reduction or exclusion of benefits.
§36-6916. Premium rates - Approval by Insurance Commissioner.
§36-6917. Producer license - Exempted persons.
§36-6919. Examination of affairs, programs, books, and records - Payment of expenses.
§36-6920. Examination of affairs, programs, books, and records - Payment of expenses.
§36-6926. Provisions of laws not applicable to health maintenance organizations.
§36-6927. Public records - Trade secrets - Privileged or confidential information.
§36-6928. Disclosure of diagnostic, treatment or health status information.
§36-6929. Contracts by Health Commissioner with qualified persons.
§36-6930. Acquisition of control of health maintenance organization.
§36-6931. Coordination of benefits provisions.
§36-6934. Services permitted to be provided.
§36-6935. Services provided to out-of-state enrollees.
§36-6937. Short title - Risk-based Capital (RBC) for Health Maintenance Organizations Act of 2003.
§36-6939. Report of Risk-based Capital (RBC) levels - Formula - Adjustment by Commissioner.
§36-6942. Authorized control level event - Definition - Duties of Insurance Commissioner.
§36-6943. Mandatory control level event - Definition - Duties of Insurance Commissioner.
§36-6946. Application of act - Rules for implementation of act.
§36-6947. Foreign health maintenance organizations.
§36-6950. Effective date of notices by Insurance Commissioner.
§36-6951. Requirements for RBC reports filed in 2003.
§36-6952. Nonprofit health maintenance organizations.
§36-6953. Certificate of authority to issue contracts.
§36-6954. Application for certificate of authority - Requirements.
§36-6955. Transfers for existing health maintenance organizations to nonprofit status.
§36-6958. Short title - Patient's Right to Pharmacy Choice Act.
§36-6961. Retail pharmacy network access standards.
§36-6963. Health insurer to monitor activities and ensure compliance.
§36-6964. Formulary to identify drugs that offer greatest value.
§36-6965. Power to investigate.
§36-6966. Patient's Right to Pharmacy Choice Commission – Complaints alleging violations - Hearings.
§36-6966.1. Violations – Penalties - Hearings.
§36-6967. Confidentiality and privilege of information.
§36-7001. Short title - Purpose.
§36-7003. State-mandated health benefits – Exclusion.
§36-7004. Interstate Insurance Product Regulation Compact.
§36-7101. Perpetual Care Fund Act.
§36-7103. Perpetual Care Fund - Deposits into fund - Investments - Distribution methods
§36-7104. Donations, deposits or bequests in trust.
§36-7105. Investment of trust funds - Income
§36-7106. Annual fee and report - Examination of books and records - Cost of examination
§36-7107. Prepayment contract finance charges - Disclosure.
§36-7108. Exceptions to application of act.
§36-7109. Administration of act - Rules and regulations.
§36-7110. Violations - Punishment.
§36-7111. Fraudulent or intentional failure to honor contract.
§36-7112. Actions to recover payments and other monies - Censure and fine.
§36-7121. Cemetery Merchandise Trust Act.
§36-7123. Permit required - Contracts in violation of act.
§36-7124. Administration of act – Appeals – Exemption for prepaid plans.
§36-7125. Application for permit - Cancellation of or refusal to issue or renew permit - Appeal.
§36-7126. Establishment and maintenance of cemetery merchandise trust funds
§36-7127. Surety bond in lieu of trust requirement.
§36-7128. Annual report - Filing fee - Failure to file.
§36-7129. Examination of wholesale costs.
§36-7130. Redeposit of improperly withdrawn monies.
§36-7131. Attorney General - Action to recover payments - Penalties.
§36-7132. Execution, seizure, appropriation or application of certain funds prohibited.
§36-7133. Failure to assist examination of records - Application for receivership.
§36-7134. Violations - Penalties.
§36-7135. State Insurance Commissioner Revolving Fund.
§36-7202. Health Carrier Access Payment Revolving Fund.
§36-7203. Access payment on paid claims.
§36-7301. Dental plan fee regulation - Appeals procedures.
§36-7302. Dental insurance plans - Contracting entity requirements
§36-7303. Prohibition on denial of claim in a prior authorization – Exceptions - Requirements.