Ohio Revised Code
Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance
Section 3937.30 | Automobile Insurance Policy Defined.

Effective: March 22, 2013
Latest Legislation: House Bill 278 - 129th General Assembly
(A) As used in sections 3937.30 to 3937.39 of the Revised Code, "automobile insurance policy" means an insurance policy delivered or issued in this state or covering a motor vehicle required to be registered in this state which:
(1) Provides automobile bodily injury or property damage liability, or related coverage, or any combination thereof;
(2) Insures as named insured, any of the following:
(a) Any one person;
(b) A husband and wife resident in the same household;
(c) Either a husband or a wife who reside in the same household if an endorsement on the policy excludes the other spouse from coverage under the policy and the spouse excluded signs the endorsement. Nothing in division (A)(2)(c) of this section shall prevent the issuance of separate policies to each spouse or affect the compliance of the policy with Chapter 4509. of the Revised Code as to the named insured or any additional insured.
(3) Does not cover garage, automobile sales agency, repair shop, service station, or public parking operation hazards;
(4) Is not issued under an assigned risk plan pursuant to section 4509.70 of the Revised Code.
(B) For purposes of this section, "motor vehicle," means a self-propelled vehicle designed for and principally used on public roads, including an automobile, truck, motorcycle, and a motor home, provided the motor home is not stationary and is not being used as a temporary or permanent residence or office. "Motor vehicle" does not include a trailer, motorized bicycle, golf cart, off-road recreational vehicle, snowmobile, watercraft, construction equipment, farm tractor or other vehicle designed and principally used for agricultural purposes, mobile home, vehicle traveling on treads or rails, or any similar vehicle.

Structure Ohio Revised Code

Ohio Revised Code

Title 39 | Insurance

Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance

Section 3937.01 | Regulation of Rates for Casualty Insurance - Exceptions.

Section 3937.011 | Application of Sections.

Section 3937.02 | Basic Provisions for Rate Making.

Section 3937.021 | Relevant Factors for Determining Rates.

Section 3937.03 | Classifications - Rules - Rates - Rating Plan.

Section 3937.04 | Hearing on Rates and Filings.

Section 3937.05 | Application for License as Rating Organization.

Section 3937.06 | Deviation From Filings.

Section 3937.07 | Advisory Organizations.

Section 3937.08 | Rate Information Furnished Insurer Upon Request - Right of Review and Appeal.

Section 3937.09 | Advisory Organization - Functions - Requirements - Order of Superintendent.

Section 3937.10 | Regulations for Joint Underwriting and Joint Reinsurance.

Section 3937.11 | Examination of Rating Organization.

Section 3937.12 | Report of Loss Experience - Interchange of Rating Plan Data.

Section 3937.13 | Agreement for Apportionment of Insurance.

Section 3937.14 | Withholding Information or Making False Statements.

Section 3937.15 | Insurer May Request Hearing - Review of an Order or Decision of Superintendent.

Section 3937.16 | License May Be Suspended.

Section 3937.17 | Interpretation.

Section 3937.18 | Uninsured and Underinsured Motorist Coverage.

Section 3937.181 | Property Damage Coverage.

Section 3937.182 | Punitive or Exemplary Damages.

Section 3937.19 | Summary of Material Coverages and Exclusions for Personal Lines Policy.

Section 3937.21 | Insurance Company - Obligation to Defend.

Section 3937.22 | Prohibiting Increase in Cost When Insured Not at Fault.

Section 3937.23 | Prohibiting Increase in Cost When Insured Not at Fault Involved in Accident With Uninsured Motorist.

Section 3937.25 | Grounds for Cancellation.

Section 3937.26 | Notice of Nonrenewal of Policy - Contents.

Section 3937.27 | Renewal Conditioned Upon Substantial Increase in Premium - Notice.

Section 3937.28 | Contents of Cancellation Notice.

Section 3937.29 | Notice of Intent to Terminate All Policies.

Section 3937.30 | Automobile Insurance Policy Defined.

Section 3937.31 | Policy Period or Guaranteed Renewable Successive Policy Periods.

Section 3937.32 | Notice of Cancellation.

Section 3937.33 | Cancellation Procedure.

Section 3937.34 | Notice of Nonrenewal of Policy - Contents.

Section 3937.35 | Cancellation Review by Superintendent of Insurance.

Section 3937.36 | Immunity.

Section 3937.37 | Prohibiting Requirement of Disclosure.

Section 3937.38 | Prohibiting Failure to Renew Because of Age.

Section 3937.39 | Prohibiting Discrimination.

Section 3937.41 | Prohibiting Consideration of Work-Related Accidents.

Section 3937.411 | Tickets for Civil Violations.

Section 3937.42 | Cooperation in Investigating Fraudulent Claims.

Section 3937.43 | Reduction in Premium Charges for Insureds Over 60 Completing Motor Vehicle Accident Prevention Course.

Section 3937.44 | All Claims Resulting From One Person's Bodily Injury Subject to Limit of Policy Applicable to Bodily Injury.

Section 3937.45 | Prohibiting Consideration of Vehicle Weight Violations.

Section 3937.46 | Applicability of Intrafamily Liability Exclusion Against Owner or Operator of Motor Vehicle in Action for Wrongful Death.

Section 3937.47 | Cancellation of Personal Lines Insurance.

Section 3937.99 | Penalty.