Ohio Revised Code
Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance
Section 3937.06 | Deviation From Filings.

Effective: October 1, 1953
Latest Legislation: House Bill 1 - 100th General Assembly
Every member or subscriber to a rating organization shall adhere to the filings made on its behalf by such organization except that any such insurer may file with the superintendent of insurance a uniform percentage decrease or increase to be applied to the premiums produced by the rating system so filed for a kind of insurance for a class of insurance which is found by the superintendent to be a proper rating unit for the application of such uniform percentage decrease or increase, or for a subdivision of a kind of insurance comprised of a group of manual classifications which is treated as a separate unit for rate making purposes, or for which separate expense provisions are applicable.
When such deviation is filed, it shall become effective immediately and shall be deemed to comply with sections 3937.01 to 3937.17, inclusive, of the Revised Code, unless disapproved by the superintendent as provided in section 3937.04 of the Revised Code. When such filing is not accompanied by the information upon which the insurer supports such deviation and the superintendent does not have sufficient information to determine whether such filing complies with sections 3937.01 to 3937.17, inclusive, of the Revised Code, he may require such insurer to furnish the information upon which it supports such filing. Such information may be of the character provided for in division (A) of section 3937.03 of the Revised Code.

Structure Ohio Revised Code

Ohio Revised Code

Title 39 | Insurance

Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance

Section 3937.01 | Regulation of Rates for Casualty Insurance - Exceptions.

Section 3937.011 | Application of Sections.

Section 3937.02 | Basic Provisions for Rate Making.

Section 3937.021 | Relevant Factors for Determining Rates.

Section 3937.03 | Classifications - Rules - Rates - Rating Plan.

Section 3937.04 | Hearing on Rates and Filings.

Section 3937.05 | Application for License as Rating Organization.

Section 3937.06 | Deviation From Filings.

Section 3937.07 | Advisory Organizations.

Section 3937.08 | Rate Information Furnished Insurer Upon Request - Right of Review and Appeal.

Section 3937.09 | Advisory Organization - Functions - Requirements - Order of Superintendent.

Section 3937.10 | Regulations for Joint Underwriting and Joint Reinsurance.

Section 3937.11 | Examination of Rating Organization.

Section 3937.12 | Report of Loss Experience - Interchange of Rating Plan Data.

Section 3937.13 | Agreement for Apportionment of Insurance.

Section 3937.14 | Withholding Information or Making False Statements.

Section 3937.15 | Insurer May Request Hearing - Review of an Order or Decision of Superintendent.

Section 3937.16 | License May Be Suspended.

Section 3937.17 | Interpretation.

Section 3937.18 | Uninsured and Underinsured Motorist Coverage.

Section 3937.181 | Property Damage Coverage.

Section 3937.182 | Punitive or Exemplary Damages.

Section 3937.19 | Summary of Material Coverages and Exclusions for Personal Lines Policy.

Section 3937.21 | Insurance Company - Obligation to Defend.

Section 3937.22 | Prohibiting Increase in Cost When Insured Not at Fault.

Section 3937.23 | Prohibiting Increase in Cost When Insured Not at Fault Involved in Accident With Uninsured Motorist.

Section 3937.25 | Grounds for Cancellation.

Section 3937.26 | Notice of Nonrenewal of Policy - Contents.

Section 3937.27 | Renewal Conditioned Upon Substantial Increase in Premium - Notice.

Section 3937.28 | Contents of Cancellation Notice.

Section 3937.29 | Notice of Intent to Terminate All Policies.

Section 3937.30 | Automobile Insurance Policy Defined.

Section 3937.31 | Policy Period or Guaranteed Renewable Successive Policy Periods.

Section 3937.32 | Notice of Cancellation.

Section 3937.33 | Cancellation Procedure.

Section 3937.34 | Notice of Nonrenewal of Policy - Contents.

Section 3937.35 | Cancellation Review by Superintendent of Insurance.

Section 3937.36 | Immunity.

Section 3937.37 | Prohibiting Requirement of Disclosure.

Section 3937.38 | Prohibiting Failure to Renew Because of Age.

Section 3937.39 | Prohibiting Discrimination.

Section 3937.41 | Prohibiting Consideration of Work-Related Accidents.

Section 3937.411 | Tickets for Civil Violations.

Section 3937.42 | Cooperation in Investigating Fraudulent Claims.

Section 3937.43 | Reduction in Premium Charges for Insureds Over 60 Completing Motor Vehicle Accident Prevention Course.

Section 3937.44 | All Claims Resulting From One Person's Bodily Injury Subject to Limit of Policy Applicable to Bodily Injury.

Section 3937.45 | Prohibiting Consideration of Vehicle Weight Violations.

Section 3937.46 | Applicability of Intrafamily Liability Exclusion Against Owner or Operator of Motor Vehicle in Action for Wrongful Death.

Section 3937.47 | Cancellation of Personal Lines Insurance.

Section 3937.99 | Penalty.