Effective: October 20, 1994
Latest Legislation: Senate Bill 20 - 120th General Assembly
No insurer shall increase the cost of a private passenger automobile insurance policy based on the insured's involvement in a single motor vehicle accident during the policy period when both of the following apply:
(A) The insured's action is not a proximate cause of any loss, damage, injury, or death arising out of the accident;
(B) The insured has not been convicted of, pleaded guilty to, or pleaded no contest to, a violation of law as a result of the accident.
Structure Ohio Revised Code
Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance
Section 3937.01 | Regulation of Rates for Casualty Insurance - Exceptions.
Section 3937.011 | Application of Sections.
Section 3937.02 | Basic Provisions for Rate Making.
Section 3937.021 | Relevant Factors for Determining Rates.
Section 3937.03 | Classifications - Rules - Rates - Rating Plan.
Section 3937.04 | Hearing on Rates and Filings.
Section 3937.05 | Application for License as Rating Organization.
Section 3937.06 | Deviation From Filings.
Section 3937.07 | Advisory Organizations.
Section 3937.08 | Rate Information Furnished Insurer Upon Request - Right of Review and Appeal.
Section 3937.09 | Advisory Organization - Functions - Requirements - Order of Superintendent.
Section 3937.10 | Regulations for Joint Underwriting and Joint Reinsurance.
Section 3937.11 | Examination of Rating Organization.
Section 3937.12 | Report of Loss Experience - Interchange of Rating Plan Data.
Section 3937.13 | Agreement for Apportionment of Insurance.
Section 3937.14 | Withholding Information or Making False Statements.
Section 3937.15 | Insurer May Request Hearing - Review of an Order or Decision of Superintendent.
Section 3937.16 | License May Be Suspended.
Section 3937.17 | Interpretation.
Section 3937.18 | Uninsured and Underinsured Motorist Coverage.
Section 3937.181 | Property Damage Coverage.
Section 3937.182 | Punitive or Exemplary Damages.
Section 3937.19 | Summary of Material Coverages and Exclusions for Personal Lines Policy.
Section 3937.21 | Insurance Company - Obligation to Defend.
Section 3937.22 | Prohibiting Increase in Cost When Insured Not at Fault.
Section 3937.25 | Grounds for Cancellation.
Section 3937.26 | Notice of Nonrenewal of Policy - Contents.
Section 3937.27 | Renewal Conditioned Upon Substantial Increase in Premium - Notice.
Section 3937.28 | Contents of Cancellation Notice.
Section 3937.29 | Notice of Intent to Terminate All Policies.
Section 3937.30 | Automobile Insurance Policy Defined.
Section 3937.31 | Policy Period or Guaranteed Renewable Successive Policy Periods.
Section 3937.32 | Notice of Cancellation.
Section 3937.33 | Cancellation Procedure.
Section 3937.34 | Notice of Nonrenewal of Policy - Contents.
Section 3937.35 | Cancellation Review by Superintendent of Insurance.
Section 3937.37 | Prohibiting Requirement of Disclosure.
Section 3937.38 | Prohibiting Failure to Renew Because of Age.
Section 3937.39 | Prohibiting Discrimination.
Section 3937.41 | Prohibiting Consideration of Work-Related Accidents.
Section 3937.411 | Tickets for Civil Violations.
Section 3937.42 | Cooperation in Investigating Fraudulent Claims.
Section 3937.45 | Prohibiting Consideration of Vehicle Weight Violations.