Effective: September 7, 1970
Latest Legislation: House Bill 570 - 108th General Assembly
No insurance company issuing a policy of automobile or motor vehicle liability insurance shall be relieved of its contractual obligation to defend its insured against any claim on the basis of coverage for such claim being provided by any other policy, unless the insurer of such other policy has assumed and is performing the obligation to provide such defense. If the company pays to or on behalf of the insured any amount later determined to be due from another insurer it shall be subrogated to all rights of the insured against such insurer.
Any disputes between insurers regarding the obligation to defend shall be settled without expense to the insured by agreement between the insurers involved or, if they fail to agree, by arbitration or a declaratory judgment proceeding.
Structure Ohio Revised Code
Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance
Section 3937.01 | Regulation of Rates for Casualty Insurance - Exceptions.
Section 3937.011 | Application of Sections.
Section 3937.02 | Basic Provisions for Rate Making.
Section 3937.021 | Relevant Factors for Determining Rates.
Section 3937.03 | Classifications - Rules - Rates - Rating Plan.
Section 3937.04 | Hearing on Rates and Filings.
Section 3937.05 | Application for License as Rating Organization.
Section 3937.06 | Deviation From Filings.
Section 3937.07 | Advisory Organizations.
Section 3937.08 | Rate Information Furnished Insurer Upon Request - Right of Review and Appeal.
Section 3937.09 | Advisory Organization - Functions - Requirements - Order of Superintendent.
Section 3937.10 | Regulations for Joint Underwriting and Joint Reinsurance.
Section 3937.11 | Examination of Rating Organization.
Section 3937.12 | Report of Loss Experience - Interchange of Rating Plan Data.
Section 3937.13 | Agreement for Apportionment of Insurance.
Section 3937.14 | Withholding Information or Making False Statements.
Section 3937.15 | Insurer May Request Hearing - Review of an Order or Decision of Superintendent.
Section 3937.16 | License May Be Suspended.
Section 3937.17 | Interpretation.
Section 3937.18 | Uninsured and Underinsured Motorist Coverage.
Section 3937.181 | Property Damage Coverage.
Section 3937.182 | Punitive or Exemplary Damages.
Section 3937.19 | Summary of Material Coverages and Exclusions for Personal Lines Policy.
Section 3937.21 | Insurance Company - Obligation to Defend.
Section 3937.22 | Prohibiting Increase in Cost When Insured Not at Fault.
Section 3937.25 | Grounds for Cancellation.
Section 3937.26 | Notice of Nonrenewal of Policy - Contents.
Section 3937.27 | Renewal Conditioned Upon Substantial Increase in Premium - Notice.
Section 3937.28 | Contents of Cancellation Notice.
Section 3937.29 | Notice of Intent to Terminate All Policies.
Section 3937.30 | Automobile Insurance Policy Defined.
Section 3937.31 | Policy Period or Guaranteed Renewable Successive Policy Periods.
Section 3937.32 | Notice of Cancellation.
Section 3937.33 | Cancellation Procedure.
Section 3937.34 | Notice of Nonrenewal of Policy - Contents.
Section 3937.35 | Cancellation Review by Superintendent of Insurance.
Section 3937.37 | Prohibiting Requirement of Disclosure.
Section 3937.38 | Prohibiting Failure to Renew Because of Age.
Section 3937.39 | Prohibiting Discrimination.
Section 3937.41 | Prohibiting Consideration of Work-Related Accidents.
Section 3937.411 | Tickets for Civil Violations.
Section 3937.42 | Cooperation in Investigating Fraudulent Claims.
Section 3937.45 | Prohibiting Consideration of Vehicle Weight Violations.