Effective: October 20, 1994
Latest Legislation: Senate Bill 20 - 120th General Assembly
In determining rates for motor vehicle insurance, an insurer shall not consider the fact that an applicant does not have motor vehicle insurance covering the applicant's motor vehicle at the time of his application for such insurance, unless the insurer has an actuarial justification. An insurer may consider any relevant factor contributing to the cancellation, refusal to renew, or other involuntary termination of motor vehicle insurance coverage previously maintained by the applicant, and may consider any other relevant factors permitted by sections 3937.01 to 3937.17 of the Revised Code.
Structure Ohio Revised Code
Chapter 3937 | Casualty Insurance; Motor Vehicle Insurance
Section 3937.01 | Regulation of Rates for Casualty Insurance - Exceptions.
Section 3937.011 | Application of Sections.
Section 3937.02 | Basic Provisions for Rate Making.
Section 3937.021 | Relevant Factors for Determining Rates.
Section 3937.03 | Classifications - Rules - Rates - Rating Plan.
Section 3937.04 | Hearing on Rates and Filings.
Section 3937.05 | Application for License as Rating Organization.
Section 3937.06 | Deviation From Filings.
Section 3937.07 | Advisory Organizations.
Section 3937.08 | Rate Information Furnished Insurer Upon Request - Right of Review and Appeal.
Section 3937.09 | Advisory Organization - Functions - Requirements - Order of Superintendent.
Section 3937.10 | Regulations for Joint Underwriting and Joint Reinsurance.
Section 3937.11 | Examination of Rating Organization.
Section 3937.12 | Report of Loss Experience - Interchange of Rating Plan Data.
Section 3937.13 | Agreement for Apportionment of Insurance.
Section 3937.14 | Withholding Information or Making False Statements.
Section 3937.15 | Insurer May Request Hearing - Review of an Order or Decision of Superintendent.
Section 3937.16 | License May Be Suspended.
Section 3937.17 | Interpretation.
Section 3937.18 | Uninsured and Underinsured Motorist Coverage.
Section 3937.181 | Property Damage Coverage.
Section 3937.182 | Punitive or Exemplary Damages.
Section 3937.19 | Summary of Material Coverages and Exclusions for Personal Lines Policy.
Section 3937.21 | Insurance Company - Obligation to Defend.
Section 3937.22 | Prohibiting Increase in Cost When Insured Not at Fault.
Section 3937.25 | Grounds for Cancellation.
Section 3937.26 | Notice of Nonrenewal of Policy - Contents.
Section 3937.27 | Renewal Conditioned Upon Substantial Increase in Premium - Notice.
Section 3937.28 | Contents of Cancellation Notice.
Section 3937.29 | Notice of Intent to Terminate All Policies.
Section 3937.30 | Automobile Insurance Policy Defined.
Section 3937.31 | Policy Period or Guaranteed Renewable Successive Policy Periods.
Section 3937.32 | Notice of Cancellation.
Section 3937.33 | Cancellation Procedure.
Section 3937.34 | Notice of Nonrenewal of Policy - Contents.
Section 3937.35 | Cancellation Review by Superintendent of Insurance.
Section 3937.37 | Prohibiting Requirement of Disclosure.
Section 3937.38 | Prohibiting Failure to Renew Because of Age.
Section 3937.39 | Prohibiting Discrimination.
Section 3937.41 | Prohibiting Consideration of Work-Related Accidents.
Section 3937.411 | Tickets for Civil Violations.
Section 3937.42 | Cooperation in Investigating Fraudulent Claims.
Section 3937.45 | Prohibiting Consideration of Vehicle Weight Violations.