17:9A-215. Minors' deposit accounts
Deposits may be made with a banking institution by or in the name of a minor. A minor may endorse and deposit to the credit of his account with a banking institution checks and other instruments for the payment of money which are payable to him or to his order. Moneys to the credit of such an account shall be subject to withdrawal by the minor by checks or other instruments for the payment of money. In all transactions with respect to such an account a minor shall, as between himself and the banking institution, be deemed to be of legal age.
L.1948, c. 67, p. 350, s. 215.
Structure New Jersey Revised Statutes
Title 17 - Corporations and Institutions for Finance and Insurance
Section 17:1-1 - Department of Banking and Insurance reconstituted
Section 17:1-1.1 - Short title
Section 17:1-1.2 - Effective date
Section 17:1-3.1 - New Jersey Real Estate Commission
Section 17:1-5 - Seal of office; certificates under seal as evidence
Section 17:1-8 - Fees; disposition
Section 17:1-8.1 - Rules, regulations
Section 17:1-14 - Appointments of deputy, assistant commissioners, organization; divisions
Section 17:1-15 - Duties, authority of commissioner.
Section 17:1-16 - Examination of persons, subpoena of witnesses, documents
Section 17:1-17 - Transfer of appropriations, moneys
Section 17:1-18 - Assignment, transfer of employees
Section 17:1-19 - Tenure, rights preserved
Section 17:1-20 - Transfer of property
Section 17:1-21 - References to department, commissioner
Section 17:1-22 - Existing orders, rules, regulations not affected
Section 17:1-23 - Actions, proceedings not affected
Section 17:1-26 - Definitions relative to enforcement powers of Department of Banking and Insurance.
Section 17:1-27 - Prohibited actions.
Section 17:1-28 - Enforcement of, penalties for violations under C.17:1-27.
Section 17:1C-6.1 - Training program for volunteers
Section 17:1C-19 - Findings, declarations relative to the Department's expenses
Section 17:1C-20 - Certification of expenses incurred, apportionment.
Section 17:1C-20.1 - Distribution of special purpose apportionment
Section 17:1C-21 - Filing of objections to apportionment
Section 17:1C-22 - Commissioner's findings, notice
Section 17:1C-23 - Notice of delinquency
Section 17:1C-24 - Action for recovery
Section 17:1C-25 - No action, proceeding maintained in court for delaying collection, payment
Section 17:1C-26 - Procedure exclusive
Section 17:1C-27 - Failure, refusal to pay, notice to Treasurer
Section 17:1C-28 - Collection of amount due
Section 17:1C-29 - Additional remedy
Section 17:1C-30 - Exemption from fees, charges
Section 17:1C-31 - Permitted increase in amount assessable.
Section 17:1C-32 - Rules, regulations
Section 17:1C-33 - Findings, declarations relative to funding mechanism for Division of Banking.
Section 17:1C-34 - Definitions relative to funding mechanism for Division of Banking.
Section 17:1C-36 - Objections to assessment, hearing.
Section 17:1C-37 - Transmission of findings to objector.
Section 17:1C-38 - Notice of delinquency, collection.
Section 17:1C-39 - Action for recovery.
Section 17:1C-40 - Action, proceeding.
Section 17:1C-41 - Exclusive procedure under act.
Section 17:1C-42 - Failure, refusal to pay, notice to Treasurer.
Section 17:1C-43 - Procedure for collection.
Section 17:1C-44 - Additional remedies.
Section 17:1C-45 - Exemption from certain fees and charges; remittance.
Section 17:1C-46 - Rules, regulations; contents.
Section 17:1C-47 - Total amount assessable.
Section 17:1C-48 - Liability for errors, penalties; third degree crime.
Section 17:1D-1 - Office for e-HIT.
Section 17:1D-2 - Funding of commission budget.
Section 17:1D-3 - Rules, regulations.
Section 17:2-1 - Bonds secured by mortgage on leaseholds of camp meeting associations--limitations
Section 17:2-2 - Bonds issued by commission appointed by supreme court
Section 17:2-4 - Bonds of home owners' loan corporation
Section 17:2-5 - Loans and advances eligible for insurance by federal housing administrator
Section 17:2-6 - General powers
Section 17:2-6.1 - Insured mortgages and bonds and obligations of national mortgage associations
Section 17:2-7 - Laws governing interest rates inapplicable
Section 17:2-8 - Other laws governing loans inapplicable; exceptions
Section 17:2-9 - Bonds, debentures or other obligations of Federal Home Loan Bank
Section 17:2-9.2 - Veterans, loans to
Section 17:2-9.3 - Legal investments in international banks
Section 17:2-9.4 - Trust fund, application to
Section 17:2A-2 - Emergency rules and regulations; adopted by commissioner
Section 17:2A-3 - Basis for rules; rates and interest charges; property not affected by disaster
Section 17:2A-5 - Extension of termination date
Section 17:3-1 - Extension of time of payment
Section 17:3-2 - Home owners' loan corporation bonds; acceptance by receiver in payment of mortgages
Section 17:3-3 - Definitions and construction
Section 17:3A-4 - Liquidator not accountable for authorized destruction
Section 17:3A-5 - Corporations affected by act
Section 17:3A-6 - Presumption as to prior law
Section 17:3A-7 - Effective date
Section 17:3B-1 - Truth in lending; inconsistent state provisions
Section 17:3B-2 - Violation of truth in lending act and state law; civil actions
Section 17:3B-3 - Rules and regulations
Section 17:3B-6 - Extension of credit under revolving credit plan
Section 17:3B-8 - Periodic percentage rates
Section 17:3B-9 - Purchases and loans--differing terms
Section 17:3B-10 - Overdraft accounts
Section 17:3B-11 - Omitted installments
Section 17:3B-12 - Loans under a revolving credit plan
Section 17:3B-13 - Revolving credit plan prohibitions
Section 17:3B-14 - Collection costs
Section 17:3B-15 - Changes in terms
Section 17:3B-16 - Extension of closed end credit
Section 17:3B-18 - Periodic percentage rates
Section 17:3B-19 - Additional charges.
Section 17:3B-20 - Deferred installments
Section 17:3B-22 - Prepayment in a closed end credit arrangement
Section 17:3B-23 - Closed end loan prohibitions
Section 17:3B-24 - Collection costs in a closed end credit arrangement
Section 17:3B-25 - Applicable federal law
Section 17:3B-26 - Administrative regulations
Section 17:3B-27 - Nonexclusivity
Section 17:3B-29 - Findings, declarations relative to bank revolving credit plans
Section 17:3B-30 - Definitions relative to bank revolving credit plans
Section 17:3B-31 - Bank permitted to offer credit under revolving credit plan
Section 17:3B-32 - Bank permitted to charge, collect periodic interest under revolving credit plan
Section 17:3B-33 - Periodic percentage rate, rates of interest may vary
Section 17:3B-34 - Additional interest, charges permitted
Section 17:3B-35 - Imposition of different terms
Section 17:3B-36 - Customary checking charges may be imposed
Section 17:3B-37 - Omission of monthly installments
Section 17:3B-38 - Insurance for borrower requested, required
Section 17:3B-39 - Imposition of late, delinquency charge
Section 17:3B-40 - Default by borrower, attorney's, collection agency's fee
Section 17:3B-41 - Terms of agreement, amendment
Section 17:3B-42 - Other laws not applicable; exceptions
Section 17:3B-43 - Nonexclusivity of act
Section 17:3B-44 - Charges considered interest
Section 17:3B-45 - Laws of State govern revolving credit plan, conditions
Section 17:3B-46 - Provisions of act may apply to any revolving credit plans
Section 17:3C-1 - Prohibition; exceptions
Section 17:6-53.1 - Veterans' loans as legal investments
Section 17:6-53.2 - Mortgages securing veterans' loans not subject to s.s. 17:6-55, 17:6-59
Section 17:6-59.1 - Legality of investments; sale of exchanged securities
Section 17:9-9 - Depositories for public moneys; designation; effect upon officers liability
Section 17:9-41 - Definitions.
Section 17:9-42 - Security requirement for public depositories.
Section 17:9-43 - Powers of commissioner.
Section 17:9-43.1 - Eligible collateral requirement for certain public funds.
Section 17:9-43.2 - Designation of nonprofit organization as recipient of funds.
Section 17:9-44 - Amount of collateral required as security; exceptions.
Section 17:9-46 - Distribution of proceeds of liquidation of defaulting depository
Section 17:9-47 - Operative date.
Section 17:9A-2 - Application of act.
Section 17:9A-2.1 - Authority of commissioner relative to out-of-State supervisor
Section 17:9A-4 - Capital stock and surplus
Section 17:9A-5 - Reserve for organization expense
Section 17:9A-6 - Capital stock; par value and classes
Section 17:9A-6.1 - Authorized but unissued stock provided for
Section 17:9A-6.2 - Certificate of amendment, procedure, filing
Section 17:9A-6.3 - Consideration for issue; preemptive rights
Section 17:9A-7 - Incorporation of savings bank
Section 17:9A-8 - Capital deposits; payment
Section 17:9A-8.1 - Definitions
Section 17:9A-8.2 - Capital stock savings bank incorporation
Section 17:9A-8.3 - Capital stock; reserve fund; surplus
Section 17:9A-8.4 - Application for charter; provisions governing
Section 17:9A-8.5 - Provision for authorized but unissued stock
Section 17:9A-8.6 - Certificate of incorporation; amendments; provisions governing
Section 17:9A-8.7 - Bylaws; powers of stockholders; provisions governing
Section 17:9A-8.9 - Dividends; law applicable
Section 17:9A-8.10 - Stock options; law applicable
Section 17:9A-8.11 - Mergers with savings banks; provisions governing
Section 17:9A-8.12 - Savings bank laws control
Section 17:9A-8.13 - Savings bank; conversion into capital stock savings bank
Section 17:9A-8.14 - Plan of conversion
Section 17:9A-8.15 - Capital structure; converted bank
Section 17:9A-8.16 - Federal savings bank; conversion
Section 17:9A-8.17 - Rules and regulations
Section 17:9A-9 - Application for charter
Section 17:9A-10 - Hearing on application for charter; notice and publication
Section 17:9A-11 - Hearing on application for charter; approval
Section 17:9A-13 - Beginning of corporate existence; certificate of incorporation as evidence
Section 17:9A-14 - Certificate of authority
Section 17:9A-15 - Review of refusal to issue certificate of authority
Section 17:9A-17.1 - Definitions
Section 17:9A-17.2 - Conversion of capital stock savings bank, bank; proceedings
Section 17:9A-17.3 - Contents of application
Section 17:9A-17.4 - Requirements for conversion approval
Section 17:9A-17.5 - Other conditions for conversions under mergers
Section 17:9A-17.6 - Notification to applicant
Section 17:9A-17.7 - Filing of certificate of incorporation
Section 17:9A-18 - Names of banks, savings banks; use, certain, waiver.
Section 17:9A-18.1 - Persons ineligible to serve as officer, director, employee.
Section 17:9A-19 - Communication terminal facility; capital requirements
Section 17:9A-19.1 - Certain branch offices not affected by act
Section 17:9A-20.1 - Establishment, maintenance of out-of-State branch offices
Section 17:9A-20.2 - . Powers of out-of-State banks operating branch office in State
Section 17:9A-20.4 - Short title
Section 17:9A-20.5 - Establishment of trust office
Section 17:9A-21 - Termination of right to open, operate branch office; discontinuance
Section 17:9A-22 - Changing location of office
Section 17:9A-23 - Change of location from principal to branch office
Section 17:9A-23.1 - Auxiliary offices
Section 17:9A-23.2 - Auxiliary office, establishment, location
Section 17:9A-23.3 - Business which may be transacted at auxiliary office
Section 17:9A-23.4 - Business to be transacted with persons outside the structure
Section 17:9A-23.6 - Auxiliary office not deemed branch office
Section 17:9A-23.7 - Certain powers of banks not affected
Section 17:9A-23.8 - Distances, measurement for purposes of act
Section 17:9A-23.9 - Establishment of branch offices on army, navy or air force installations
Section 17:9A-23.11 - Branch offices, location, removal, interchange
Section 17:9A-23.12 - Law applicable to branch offices on army, navy or air force installations
Section 17:9A-23.13 - Bank defined
Section 17:9A-23.50 - Definitions relative to emergency banking
Section 17:9A-23.51 - Proclamation of emergency
Section 17:9A-23.52 - Powers of officers
Section 17:9A-23.53 - Notice to commissioner
Section 17:9A-23.54 - Immunity from liability
Section 17:9A-23.55 - Construction of act
Section 17:9A-23.56 - Regulations of commissioner
Section 17:9A-23.57 - Short title
Section 17:9A-24 - Powers of banks and savings banks
Section 17:9A-24b1 - Exercise of powers, rights, benefits, privileges
Section 17:9A-24.1 - Definitions
Section 17:9A-24.2 - Investment in bank service corporations
Section 17:9A-24.3 - Performance of services rendered by bank service corporations
Section 17:9A-24.4 - Regulations by commissioner; powers
Section 17:9A-24.5 - Conduct of other business by bank service corporation prohibited
Section 17:9A-24.6 - Receiving of bank services from other banking institution or other person
Section 17:9A-24.7 - Investments in stock of clearing corporations by qualified banks
Section 17:9A-24.8 - Powers conferred by act as in addition to other powers
Section 17:9A-24.9 - Additional powers of banks and savings banks
Section 17:9A-24.11 - Interest rate or other compensation
Section 17:9A-24.12 - Additional investment authority of banks
Section 17:9A-24.13 - Regulations
Section 17:9A-24.14 - Bank loans authorized for business enterprises
Section 17:9A-25 - Additional powers of banks.
Section 17:9A-25.1 - Banks; retirement benefits for officers and employees
Section 17:9A-25.3 - Preservation of dual banking system
Section 17:9A-25.4 - Banks defined
Section 17:9A-25.5 - Additional powers of banks
Section 17:9A-26 - Additional powers of savings banks
Section 17:9A-27 - Effect of exercise of certain powers; disclosure of information by commissioner
Section 17:9A-27.3 - Definitions
Section 17:9A-27.4 - Adoption of plan; scope of plan
Section 17:9A-27.5 - Provisions of plans
Section 17:9A-27.6 - Contributions
Section 17:9A-27.7 - Alteration and rescission of plan
Section 17:9A-27.8 - Methods of effecting plans
Section 17:9A-27.9 - Eligibility for retirement benefits
Section 17:9A-27.10 - Disposition of contributions of employee
Section 17:9A-27.11 - Disposition of contributions of employer
Section 17:9A-27.12 - Rights of creditors of bank
Section 17:9A-27.15 - Determination of eligibility for retirement
Section 17:9A-27.16 - Eligibility for retirement; permissive provisions
Section 17:9A-27.17 - Disposition of plans of predecessor bank
Section 17:9A-27.18 - Attachment and garnishment
Section 17:9A-27.19 - Delegation of administration of plan
Section 17:9A-27.20 - Continuance of payments
Section 17:9A-27.21 - Continuance of prior plans
Section 17:9A-27.22 - Approval of commissioner of adoption or alteration of plan
Section 17:9A-27.23 - Additional powers
Section 17:9A-27.24 - Retirement benefits not paid pursuant to plan
Section 17:9A-27.25 - Powers of commissioner
Section 17:9A-27.26 - Approval by commissioner
Section 17:9A-27.27 - Short title
Section 17:9A-27.50 - Stock option plan
Section 17:9A-27.51 - Filing copy of plan and certificate of adoption and approval
Section 17:9A-27.53 - Certificate of bank; findings of commissioner; approval
Section 17:9A-27.54 - Short title
Section 17:9A-28 - Agency and fiduciary powers
Section 17:9A-28.1 - Broker-dealer as custodian
Section 17:9A-28.2 - Purchase for trust accounts of bonds, notes, or other obligations
Section 17:9A-29 - Appointment by court or officer of qualified bank as fiduciary
Section 17:9A-30 - Security prerequisite to action as fiduciary
Section 17:9A-31 - Security fund
Section 17:9A-32 - Recourse to security fund
Section 17:9A-33 - Transfer of investments heretofore deposited
Section 17:9A-34 - Proof of qualification and security
Section 17:9A-35 - Trust funds
Section 17:9A-36 - Definitions
Section 17:9A-37 - Participation in common trust fund
Section 17:9A-37.1 - Single common trust fund
Section 17:9A-38 - Effect of trust instruments
Section 17:9A-39 - Cash balances
Section 17:9A-40 - Participations; valuation; general provisions
Section 17:9A-41 - Powers and obligations of banks
Section 17:9A-42 - Compensation
Section 17:9A-43 - Powers of commissioner
Section 17:9A-45 - Creditors' claims
Section 17:9A-47 - Members of Federal Reserve System
Section 17:9A-48 - Nonmembers of Federal Reserve System
Section 17:9A-49 - Definitions
Section 17:9A-50 - Ascertainment of net profits
Section 17:9A-51 - Transfers to surplus
Section 17:9A-52 - Dividends on capital stock
Section 17:9A-53 - Scope of article; definitions; interest
Section 17:9A-53.2 - Definitions
Section 17:9A-53.3 - Educational loans, authorization
Section 17:9A-53.5 - Limitations on amount of educational loan
Section 17:9A-53.6 - Limitation on duration of loan
Section 17:9A-53.7 - Security; prohibition; endorsers or guarantors
Section 17:9A-53.8 - Disbursement in more than one advance; principal amount of loan
Section 17:9A-53.9 - Repayment; terms and conditions
Section 17:9A-53.10 - Credit life and health insurance; authorization to provide
Section 17:9A-53.11 - Loans or extension of credit not subject to act
Section 17:9A-54 - Limitations and conditions
Section 17:9A-55 - Permissible provisions and actions
Section 17:9A-56 - Rebates on prepayment
Section 17:9A-57 - Statement on instrument
Section 17:9A-58 - Exempt transactions
Section 17:9A-59 - Penalty for violations
Section 17:9A-59.1 - Advance loans
Section 17:9A-59.2 - Written contract; necessity; effective date; contents
Section 17:9A-59.3 - Authorization as evidence of loan
Section 17:9A-59.4 - Statement to borrower; contents
Section 17:9A-59.5 - Periodic payments; amount; application
Section 17:9A-59.6 - Interest rate; insurance premiums; credit cards; annual fee
Section 17:9A-59.7 - Late charges
Section 17:9A-59.8 - Service charges
Section 17:9A-59.10 - Security
Section 17:9A-59.11 - Limitation upon liability to bank on advance loans
Section 17:9A-59.12 - Violation of limitations upon liability; penalty
Section 17:9A-59.13 - Collection of excess interest rates or unlawful taking of security; penalty
Section 17:9A-59.14 - Bank defined
Section 17:9A-59.15 - Effective date
Section 17:9A-59.16 - Guarantee of payment
Section 17:9A-59.17 - Short title
Section 17:9A-59.25 - Definitions
Section 17:9A-59.27 - Interest rate
Section 17:9A-59.28 - Note; amount; installment payments; repayment in advance; refund
Section 17:9A-59.29 - Limitation on loans
Section 17:9A-59.30 - Security for payment; costs and insurance
Section 17:9A-59.31 - Collection fee schedule
Section 17:9A-59.32 - Acceleration of maturity
Section 17:9A-59.33 - Unauthorized charges prohibited
Section 17:9A-59.34 - Use of proceeds for repayment of other loan
Section 17:9A-59.36 - Statement that loan was made pursuant to small business loan act required
Section 17:9A-59.37 - Violation; penalty; civil action
Section 17:9A-59.38 - Application of act
Section 17:9A-59.39 - Short title
Section 17:9A-59.40 - Loan to depositor in amount of and guaranteed by deposit
Section 17:9A-60 - Definitions
Section 17:9A-61 - Unlimited liability
Section 17:9A-62 - Limitations on liability
Section 17:9A-63 - Exempt transactions
Section 17:9A-63.1 - Excess charge
Section 17:9A-64.1 - Origination, acquisition of mortgage loans by bank, savings bank
Section 17:9A-70.1 - Definitions
Section 17:9A-70.2 - Credit insurance on borrower
Section 17:9A-71 - Definitions
Section 17:9A-71.1 - Compliance of bank, savings bank with liability of directors, officers
Section 17:9A-72 - Prerequisites to incurring liability; amounts
Section 17:9A-74 - Exempt transactions
Section 17:9A-75 - Violations; penalties; liability
Section 17:9A-76 - By-laws; adoption
Section 17:9A-77 - By-laws; limitations on powers of directors
Section 17:9A-78 - By-laws; amendments; repeal; notice
Section 17:9A-79 - Annual meetings; notice
Section 17:9A-79.1 - Written consents
Section 17:9A-80 - Special meetings; call
Section 17:9A-81 - Stockholders' meetings; notice.
Section 17:9A-82 - Special meetings; failure to issue call; action by commissioner
Section 17:9A-83 - Place and hour of meeting; adjournments.
Section 17:9A-84 - List of stockholders
Section 17:9A-85 - Voting of treasury stock
Section 17:9A-86 - Voting of stock subject to pledge
Section 17:9A-87 - Voting of stock held by a corporation
Section 17:9A-88 - Voting of stock held by joint tenants or tenants in common
Section 17:9A-89 - Voting stock held by fiduciaries
Section 17:9A-90 - Voting in person or by proxy
Section 17:9A-90.1 - Voting trusts
Section 17:9A-92 - Judges of election
Section 17:9A-93 - Presiding officer and secretary of meeting
Section 17:9A-94 - Capital stock; voting rights
Section 17:9A-95 - Summary review of elections by Superior Court
Section 17:9A-96 - Record date
Section 17:9A-97 - Inspection of books and records
Section 17:9A-98 - Stock certificates; transfers of stock; facsimile signatures
Section 17:9A-99 - Preemptive rights of stockholders to purchase new stock
Section 17:9A-100 - Liability of stockholders
Section 17:9A-101 - Directors; number; method of determination
Section 17:9A-102 - Directors; classification; election; vacancies; tenure.
Section 17:9A-103 - Directors; stock ownership, oath
Section 17:9A-104 - Directors; disqualification
Section 17:9A-105 - Directors; quorum; actions
Section 17:9A-106 - Directors; compensation
Section 17:9A-107 - Chairman of board of directors
Section 17:9A-108 - Directors; executive committee
Section 17:9A-109 - Directors; qualified bank; trust committee
Section 17:9A-110 - Directors; other committees
Section 17:9A-111 - Officers; election; appointment; limitation
Section 17:9A-112 - Officers; tenure; removal
Section 17:9A-113 - Officers; vacancies
Section 17:9A-115 - Bonding of directors, officers, employees; temporary waiver
Section 17:9A-116 - Nature of amendments
Section 17:9A-117 - Procedure for amending certificate of incorporation
Section 17:9A-117.1 - Restated certificates
Section 17:9A-118 - Consolidation of amendments
Section 17:9A-119 - Increase in capital stock
Section 17:9A-120 - Assumption of fiduciary powers
Section 17:9A-121 - Decrease of capital stock
Section 17:9A-122 - Limitations
Section 17:9A-123 - Certificate as evidence
Section 17:9A-125 - Certificates of incorporation and of amendment and merger agreements; provisions
Section 17:9A-126 - Priorities; preferences; rights; limitations
Section 17:9A-128 - Priority on dissolution
Section 17:9A-129 - Consideration for preferred stock
Section 17:9A-130 - Retirement or conversion
Section 17:9A-131 - Application of article; limitation
Section 17:9A-131.1 - Borrowing money to retire preferred stock
Section 17:9A-131.2 - Debentures or capital notes
Section 17:9A-131.3 - Borrowing to be pursuant to act only
Section 17:9A-131.20 - Definitions.
Section 17:9A-131.21 - Issuance of convertible or nonconvertible capital notes by banks
Section 17:9A-131.24 - Nonconvertible capital notes; issuance pursuant to resolution
Section 17:9A-131.26 - Sale of convertible capital notes
Section 17:9A-131.27 - Certificate stating amount of capital notes converted; filing
Section 17:9A-131.28 - Approval of issuance of capital notes by commissioner
Section 17:9A-131.29 - Inclusion of amount owing on capital notes in bank's capital funds
Section 17:9A-131.30 - Issuance of capital notes, debentures.