New Jersey Revised Statutes
Title 17 - Corporations and Institutions for Finance and Insurance
Section 17:46C-10 - Reserves

New Jersey Revised Statutes

Title 17 - Corporations and Institutions for Finance and Insurance

Section 17:1-1 - Department of Banking and Insurance reconstituted

Section 17:1-1.1 - Short title

Section 17:1-1.2 - Effective date

Section 17:1-2 - Commissioner of Banking and Insurance, appointment, salary; interests prohibited to commissioner, officers, employees

Section 17:1-3.1 - New Jersey Real Estate Commission

Section 17:1-5 - Seal of office; certificates under seal as evidence

Section 17:1-8 - Fees; disposition

Section 17:1-8.1 - Rules, regulations

Section 17:1-13 - Short title

Section 17:1-14 - Appointments of deputy, assistant commissioners, organization; divisions

Section 17:1-15 - Duties, authority of commissioner.

Section 17:1-16 - Examination of persons, subpoena of witnesses, documents

Section 17:1-17 - Transfer of appropriations, moneys

Section 17:1-18 - Assignment, transfer of employees

Section 17:1-19 - Tenure, rights preserved

Section 17:1-20 - Transfer of property

Section 17:1-21 - References to department, commissioner

Section 17:1-22 - Existing orders, rules, regulations not affected

Section 17:1-23 - Actions, proceedings not affected

Section 17:1-25 - Findings, declarations relative to enforcement powers of Department of Banking and Insurance.

Section 17:1-26 - Definitions relative to enforcement powers of Department of Banking and Insurance.

Section 17:1-27 - Prohibited actions.

Section 17:1-28 - Enforcement of, penalties for violations under C.17:1-27.

Section 17:1C-6.1 - Training program for volunteers

Section 17:1C-19 - Findings, declarations relative to the Department's expenses

Section 17:1C-20 - Certification of expenses incurred, apportionment.

Section 17:1C-20.1 - Distribution of special purpose apportionment

Section 17:1C-21 - Filing of objections to apportionment

Section 17:1C-22 - Commissioner's findings, notice

Section 17:1C-23 - Notice of delinquency

Section 17:1C-24 - Action for recovery

Section 17:1C-25 - No action, proceeding maintained in court for delaying collection, payment

Section 17:1C-26 - Procedure exclusive

Section 17:1C-27 - Failure, refusal to pay, notice to Treasurer

Section 17:1C-28 - Collection of amount due

Section 17:1C-29 - Additional remedy

Section 17:1C-30 - Exemption from fees, charges

Section 17:1C-31 - Permitted increase in amount assessable.

Section 17:1C-32 - Rules, regulations

Section 17:1C-33 - Findings, declarations relative to funding mechanism for Division of Banking.

Section 17:1C-34 - Definitions relative to funding mechanism for Division of Banking.

Section 17:1C-35 - Certification of expenses incurred for administration of special administration of functions of Division of Banking; assessments.

Section 17:1C-36 - Objections to assessment, hearing.

Section 17:1C-37 - Transmission of findings to objector.

Section 17:1C-38 - Notice of delinquency, collection.

Section 17:1C-39 - Action for recovery.

Section 17:1C-40 - Action, proceeding.

Section 17:1C-41 - Exclusive procedure under act.

Section 17:1C-42 - Failure, refusal to pay, notice to Treasurer.

Section 17:1C-43 - Procedure for collection.

Section 17:1C-44 - Additional remedies.

Section 17:1C-45 - Exemption from certain fees and charges; remittance.

Section 17:1C-46 - Rules, regulations; contents.

Section 17:1C-47 - Total amount assessable.

Section 17:1C-48 - Liability for errors, penalties; third degree crime.

Section 17:1D-1 - Office for e-HIT.

Section 17:1D-2 - Funding of commission budget.

Section 17:1D-3 - Rules, regulations.

Section 17:2-1 - Bonds secured by mortgage on leaseholds of camp meeting associations--limitations

Section 17:2-2 - Bonds issued by commission appointed by supreme court

Section 17:2-4 - Bonds of home owners' loan corporation

Section 17:2-5 - Loans and advances eligible for insurance by federal housing administrator

Section 17:2-6 - General powers

Section 17:2-6.1 - Insured mortgages and bonds and obligations of national mortgage associations

Section 17:2-7 - Laws governing interest rates inapplicable

Section 17:2-8 - Other laws governing loans inapplicable; exceptions

Section 17:2-9 - Bonds, debentures or other obligations of Federal Home Loan Bank

Section 17:2-9.2 - Veterans, loans to

Section 17:2-9.3 - Legal investments in international banks

Section 17:2-9.4 - Trust fund, application to

Section 17:2-10 - Development and other bonds of foreign governments or obligations of international development banks

Section 17:2A-1 - Definitions

Section 17:2A-2 - Emergency rules and regulations; adopted by commissioner

Section 17:2A-3 - Basis for rules; rates and interest charges; property not affected by disaster

Section 17:2A-4 - Exercise of emergency powers; declaration by commissioner; operative period of rules and regulations

Section 17:2A-5 - Extension of termination date

Section 17:3-1 - Extension of time of payment

Section 17:3-2 - Home owners' loan corporation bonds; acceptance by receiver in payment of mortgages

Section 17:3-3 - Definitions and construction

Section 17:3A-1 - Definitions

Section 17:3A-2 - Application during liquidation for order to destroy records, etc.; notice of application; publication; order for destruction

Section 17:3A-3a - Application after liquidation for order to destroy records, etc.; notice of application; publication; order for destruction

Section 17:3A-3b - Destruction of records after five years from liquidation date without leave of court; notice

Section 17:3A-4 - Liquidator not accountable for authorized destruction

Section 17:3A-5 - Corporations affected by act

Section 17:3A-6 - Presumption as to prior law

Section 17:3A-7 - Effective date

Section 17:3B-1 - Truth in lending; inconsistent state provisions

Section 17:3B-2 - Violation of truth in lending act and state law; civil actions

Section 17:3B-3 - Rules and regulations

Section 17:3B-4 - Short title

Section 17:3B-5 - Definitions

Section 17:3B-6 - Extension of credit under revolving credit plan

Section 17:3B-7 - Interest

Section 17:3B-8 - Periodic percentage rates

Section 17:3B-9 - Purchases and loans--differing terms

Section 17:3B-10 - Overdraft accounts

Section 17:3B-11 - Omitted installments

Section 17:3B-12 - Loans under a revolving credit plan

Section 17:3B-13 - Revolving credit plan prohibitions

Section 17:3B-14 - Collection costs

Section 17:3B-15 - Changes in terms

Section 17:3B-16 - Extension of closed end credit

Section 17:3B-17 - Interest

Section 17:3B-18 - Periodic percentage rates

Section 17:3B-19 - Additional charges.

Section 17:3B-20 - Deferred installments

Section 17:3B-21 - Insurance

Section 17:3B-22 - Prepayment in a closed end credit arrangement

Section 17:3B-23 - Closed end loan prohibitions

Section 17:3B-24 - Collection costs in a closed end credit arrangement

Section 17:3B-25 - Applicable federal law

Section 17:3B-26 - Administrative regulations

Section 17:3B-27 - Nonexclusivity

Section 17:3B-29 - Findings, declarations relative to bank revolving credit plans

Section 17:3B-30 - Definitions relative to bank revolving credit plans

Section 17:3B-31 - Bank permitted to offer credit under revolving credit plan

Section 17:3B-32 - Bank permitted to charge, collect periodic interest under revolving credit plan

Section 17:3B-33 - Periodic percentage rate, rates of interest may vary

Section 17:3B-34 - Additional interest, charges permitted

Section 17:3B-35 - Imposition of different terms

Section 17:3B-36 - Customary checking charges may be imposed

Section 17:3B-37 - Omission of monthly installments

Section 17:3B-38 - Insurance for borrower requested, required

Section 17:3B-39 - Imposition of late, delinquency charge

Section 17:3B-40 - Default by borrower, attorney's, collection agency's fee

Section 17:3B-41 - Terms of agreement, amendment

Section 17:3B-42 - Other laws not applicable; exceptions

Section 17:3B-43 - Nonexclusivity of act

Section 17:3B-44 - Charges considered interest

Section 17:3B-45 - Laws of State govern revolving credit plan, conditions

Section 17:3B-46 - Provisions of act may apply to any revolving credit plans

Section 17:3C-1 - Prohibition; exceptions

Section 17:4-9.1 - "Successor company" includes "successor bank, savings bank"; "predecessor company" includes "liquidating company" or "predecessor savings bank."

Section 17:6-53.1 - Veterans' loans as legal investments

Section 17:6-53.2 - Mortgages securing veterans' loans not subject to s.s. 17:6-55, 17:6-59

Section 17:6-59.1 - Legality of investments; sale of exchanged securities

Section 17:9-9 - Depositories for public moneys; designation; effect upon officers liability

Section 17:9-41 - Definitions.

Section 17:9-42 - Security requirement for public depositories.

Section 17:9-43 - Powers of commissioner.

Section 17:9-43.1 - Eligible collateral requirement for certain public funds.

Section 17:9-43.2 - Designation of nonprofit organization as recipient of funds.

Section 17:9-44 - Amount of collateral required as security; exceptions.

Section 17:9-45 - Proceedings after determination of default; pro rata distribution of collateral; assessment of other public depositories for deficiency.

Section 17:9-46 - Distribution of proceeds of liquidation of defaulting depository

Section 17:9-47 - Operative date.

Section 17:9-48 - Short title

Section 17:9A-1 - Definitions

Section 17:9A-2 - Application of act.

Section 17:9A-2.1 - Authority of commissioner relative to out-of-State supervisor

Section 17:9A-3 - Incorporation; certificate of incorporation; officers, directors and employees as incorporators

Section 17:9A-4 - Capital stock and surplus

Section 17:9A-5 - Reserve for organization expense

Section 17:9A-6 - Capital stock; par value and classes

Section 17:9A-6.1 - Authorized but unissued stock provided for

Section 17:9A-6.2 - Certificate of amendment, procedure, filing

Section 17:9A-6.3 - Consideration for issue; preemptive rights

Section 17:9A-7 - Incorporation of savings bank

Section 17:9A-8 - Capital deposits; payment

Section 17:9A-8.1 - Definitions

Section 17:9A-8.2 - Capital stock savings bank incorporation

Section 17:9A-8.3 - Capital stock; reserve fund; surplus

Section 17:9A-8.4 - Application for charter; provisions governing

Section 17:9A-8.5 - Provision for authorized but unissued stock

Section 17:9A-8.6 - Certificate of incorporation; amendments; provisions governing

Section 17:9A-8.7 - Bylaws; powers of stockholders; provisions governing

Section 17:9A-8.8 - Annual meetings; voting rights and liability of stockholders; books and records; provisions governing

Section 17:9A-8.9 - Dividends; law applicable

Section 17:9A-8.10 - Stock options; law applicable

Section 17:9A-8.11 - Mergers with savings banks; provisions governing

Section 17:9A-8.12 - Savings bank laws control

Section 17:9A-8.13 - Savings bank; conversion into capital stock savings bank

Section 17:9A-8.14 - Plan of conversion

Section 17:9A-8.15 - Capital structure; converted bank

Section 17:9A-8.16 - Federal savings bank; conversion

Section 17:9A-8.17 - Rules and regulations

Section 17:9A-9 - Application for charter

Section 17:9A-10 - Hearing on application for charter; notice and publication

Section 17:9A-11 - Hearing on application for charter; approval

Section 17:9A-12 - Filing of certificate of incorporation; amendment prior to payment of capital stock or capital deposits

Section 17:9A-13 - Beginning of corporate existence; certificate of incorporation as evidence

Section 17:9A-14 - Certificate of authority

Section 17:9A-15 - Review of refusal to issue certificate of authority

Section 17:9A-16 - Organization of a bank or savings bank at location occupied by a bank or savings bank in process of or in contemplation of liquidation

Section 17:9A-17 - Dissolution of bank or savings bank on failure to obtain certificate of authority, or to commence business

Section 17:9A-17.1 - Definitions

Section 17:9A-17.2 - Conversion of capital stock savings bank, bank; proceedings

Section 17:9A-17.3 - Contents of application

Section 17:9A-17.4 - Requirements for conversion approval

Section 17:9A-17.5 - Other conditions for conversions under mergers

Section 17:9A-17.6 - Notification to applicant

Section 17:9A-17.7 - Filing of certificate of incorporation

Section 17:9A-18 - Names of banks, savings banks; use, certain, waiver.

Section 17:9A-18.1 - Persons ineligible to serve as officer, director, employee.

Section 17:9A-18.2 - Penalty

Section 17:9A-19 - Communication terminal facility; capital requirements

Section 17:9A-19.1 - Certain branch offices not affected by act

Section 17:9A-19.2 - Authority for insured depository institution to act as agent for affiliate; construction of "control"; authority of commissioner

Section 17:9A-20 - Application for establishment of full branch office, minibranch office, communication terminal facility

Section 17:9A-20.1 - Establishment, maintenance of out-of-State branch offices

Section 17:9A-20.2 - . Powers of out-of-State banks operating branch office in State

Section 17:9A-20.3 - Out-of-State, national bank; establishment, maintenance of additional branch office

Section 17:9A-20.4 - Short title

Section 17:9A-20.5 - Establishment of trust office

Section 17:9A-21 - Termination of right to open, operate branch office; discontinuance

Section 17:9A-22 - Changing location of office

Section 17:9A-23 - Change of location from principal to branch office

Section 17:9A-23.1 - Auxiliary offices

Section 17:9A-23.2 - Auxiliary office, establishment, location

Section 17:9A-23.3 - Business which may be transacted at auxiliary office

Section 17:9A-23.4 - Business to be transacted with persons outside the structure

Section 17:9A-23.5 - Property which may be used for auxiliary office; limitation on cost; parking facilities

Section 17:9A-23.6 - Auxiliary office not deemed branch office

Section 17:9A-23.7 - Certain powers of banks not affected

Section 17:9A-23.8 - Distances, measurement for purposes of act

Section 17:9A-23.9 - Establishment of branch offices on army, navy or air force installations

Section 17:9A-23.10 - Investigation and hearing; requirements and conditions to approval of application

Section 17:9A-23.11 - Branch offices, location, removal, interchange

Section 17:9A-23.12 - Law applicable to branch offices on army, navy or air force installations

Section 17:9A-23.13 - Bank defined

Section 17:9A-23.50 - Definitions relative to emergency banking

Section 17:9A-23.51 - Proclamation of emergency

Section 17:9A-23.52 - Powers of officers

Section 17:9A-23.53 - Notice to commissioner

Section 17:9A-23.54 - Immunity from liability

Section 17:9A-23.55 - Construction of act

Section 17:9A-23.56 - Regulations of commissioner

Section 17:9A-23.57 - Short title

Section 17:9A-24 - Powers of banks and savings banks

Section 17:9A-24b1 - Exercise of powers, rights, benefits, privileges

Section 17:9A-24.1 - Definitions

Section 17:9A-24.2 - Investment in bank service corporations

Section 17:9A-24.3 - Performance of services rendered by bank service corporations

Section 17:9A-24.4 - Regulations by commissioner; powers

Section 17:9A-24.5 - Conduct of other business by bank service corporation prohibited

Section 17:9A-24.6 - Receiving of bank services from other banking institution or other person

Section 17:9A-24.7 - Investments in stock of clearing corporations by qualified banks

Section 17:9A-24.8 - Powers conferred by act as in addition to other powers

Section 17:9A-24.9 - Additional powers of banks and savings banks

Section 17:9A-24.10 - "Loan"

Section 17:9A-24.11 - Interest rate or other compensation

Section 17:9A-24.12 - Additional investment authority of banks

Section 17:9A-24.13 - Regulations

Section 17:9A-24.14 - Bank loans authorized for business enterprises

Section 17:9A-25 - Additional powers of banks.

Section 17:9A-25.1 - Banks; retirement benefits for officers and employees

Section 17:9A-25.2 - Regulations authorizing loans not authorized by L.1948, c. 67; power of commissioner

Section 17:9A-25.3 - Preservation of dual banking system

Section 17:9A-25.4 - Banks defined

Section 17:9A-25.5 - Additional powers of banks

Section 17:9A-26 - Additional powers of savings banks

Section 17:9A-27 - Effect of exercise of certain powers; disclosure of information by commissioner

Section 17:9A-27.2 - Title insurance; safe deposit boxes; banks engaged in business before September 16, 1948

Section 17:9A-27.3 - Definitions

Section 17:9A-27.4 - Adoption of plan; scope of plan

Section 17:9A-27.5 - Provisions of plans

Section 17:9A-27.6 - Contributions

Section 17:9A-27.7 - Alteration and rescission of plan

Section 17:9A-27.8 - Methods of effecting plans

Section 17:9A-27.9 - Eligibility for retirement benefits

Section 17:9A-27.10 - Disposition of contributions of employee

Section 17:9A-27.11 - Disposition of contributions of employer

Section 17:9A-27.12 - Rights of creditors of bank

Section 17:9A-27.15 - Determination of eligibility for retirement

Section 17:9A-27.16 - Eligibility for retirement; permissive provisions

Section 17:9A-27.17 - Disposition of plans of predecessor bank

Section 17:9A-27.18 - Attachment and garnishment

Section 17:9A-27.19 - Delegation of administration of plan

Section 17:9A-27.20 - Continuance of payments

Section 17:9A-27.21 - Continuance of prior plans

Section 17:9A-27.22 - Approval of commissioner of adoption or alteration of plan

Section 17:9A-27.23 - Additional powers

Section 17:9A-27.24 - Retirement benefits not paid pursuant to plan

Section 17:9A-27.25 - Powers of commissioner

Section 17:9A-27.26 - Approval by commissioner

Section 17:9A-27.27 - Short title

Section 17:9A-27.50 - Stock option plan

Section 17:9A-27.51 - Filing copy of plan and certificate of adoption and approval

Section 17:9A-27.52 - Provision in certificate of incorporation for authorized but unissued shares of capital stock

Section 17:9A-27.53 - Certificate of bank; findings of commissioner; approval

Section 17:9A-27.54 - Short title

Section 17:9A-28 - Agency and fiduciary powers

Section 17:9A-28.1 - Broker-dealer as custodian

Section 17:9A-28.2 - Purchase for trust accounts of bonds, notes, or other obligations

Section 17:9A-29 - Appointment by court or officer of qualified bank as fiduciary

Section 17:9A-30 - Security prerequisite to action as fiduciary

Section 17:9A-31 - Security fund

Section 17:9A-32 - Recourse to security fund

Section 17:9A-33 - Transfer of investments heretofore deposited

Section 17:9A-34 - Proof of qualification and security

Section 17:9A-35 - Trust funds

Section 17:9A-36 - Definitions

Section 17:9A-37 - Participation in common trust fund

Section 17:9A-37.1 - Single common trust fund

Section 17:9A-38 - Effect of trust instruments

Section 17:9A-39 - Cash balances

Section 17:9A-40 - Participations; valuation; general provisions

Section 17:9A-41 - Powers and obligations of banks

Section 17:9A-42 - Compensation

Section 17:9A-43 - Powers of commissioner

Section 17:9A-44 - Taxability

Section 17:9A-45 - Creditors' claims

Section 17:9A-46 - Accounting

Section 17:9A-47 - Members of Federal Reserve System

Section 17:9A-48 - Nonmembers of Federal Reserve System

Section 17:9A-49 - Definitions

Section 17:9A-50 - Ascertainment of net profits

Section 17:9A-51 - Transfers to surplus

Section 17:9A-52 - Dividends on capital stock

Section 17:9A-53 - Scope of article; definitions; interest

Section 17:9A-53.2 - Definitions

Section 17:9A-53.3 - Educational loans, authorization

Section 17:9A-53.4 - Interest

Section 17:9A-53.5 - Limitations on amount of educational loan

Section 17:9A-53.6 - Limitation on duration of loan

Section 17:9A-53.7 - Security; prohibition; endorsers or guarantors

Section 17:9A-53.8 - Disbursement in more than one advance; principal amount of loan

Section 17:9A-53.9 - Repayment; terms and conditions

Section 17:9A-53.10 - Credit life and health insurance; authorization to provide

Section 17:9A-53.11 - Loans or extension of credit not subject to act

Section 17:9A-54 - Limitations and conditions

Section 17:9A-55 - Permissible provisions and actions

Section 17:9A-56 - Rebates on prepayment

Section 17:9A-57 - Statement on instrument

Section 17:9A-58 - Exempt transactions

Section 17:9A-59 - Penalty for violations

Section 17:9A-59.1 - Advance loans

Section 17:9A-59.2 - Written contract; necessity; effective date; contents

Section 17:9A-59.3 - Authorization as evidence of loan

Section 17:9A-59.4 - Statement to borrower; contents

Section 17:9A-59.5 - Periodic payments; amount; application

Section 17:9A-59.6 - Interest rate; insurance premiums; credit cards; annual fee

Section 17:9A-59.7 - Late charges

Section 17:9A-59.8 - Service charges

Section 17:9A-59.10 - Security

Section 17:9A-59.11 - Limitation upon liability to bank on advance loans

Section 17:9A-59.12 - Violation of limitations upon liability; penalty

Section 17:9A-59.13 - Collection of excess interest rates or unlawful taking of security; penalty

Section 17:9A-59.14 - Bank defined

Section 17:9A-59.15 - Effective date

Section 17:9A-59.16 - Guarantee of payment

Section 17:9A-59.17 - Short title

Section 17:9A-59.25 - Definitions

Section 17:9A-59.26 - Authority to make small business loans; terms and conditions; reliance upon representations

Section 17:9A-59.27 - Interest rate

Section 17:9A-59.28 - Note; amount; installment payments; repayment in advance; refund

Section 17:9A-59.29 - Limitation on loans

Section 17:9A-59.30 - Security for payment; costs and insurance

Section 17:9A-59.31 - Collection fee schedule

Section 17:9A-59.32 - Acceleration of maturity

Section 17:9A-59.33 - Unauthorized charges prohibited

Section 17:9A-59.34 - Use of proceeds for repayment of other loan

Section 17:9A-59.35 - Credit on precomputed interest charges; prepayment or acceleration; formula; prepayment on non-precomputed small business loan without penalty

Section 17:9A-59.36 - Statement that loan was made pursuant to small business loan act required

Section 17:9A-59.37 - Violation; penalty; civil action

Section 17:9A-59.38 - Application of act

Section 17:9A-59.39 - Short title

Section 17:9A-59.40 - Loan to depositor in amount of and guaranteed by deposit

Section 17:9A-60 - Definitions

Section 17:9A-61 - Unlimited liability

Section 17:9A-62 - Limitations on liability

Section 17:9A-63 - Exempt transactions

Section 17:9A-63.1 - Excess charge

Section 17:9A-64.1 - Origination, acquisition of mortgage loans by bank, savings bank

Section 17:9A-70.1 - Definitions

Section 17:9A-70.2 - Credit insurance on borrower

Section 17:9A-71 - Definitions

Section 17:9A-71.1 - Compliance of bank, savings bank with liability of directors, officers

Section 17:9A-72 - Prerequisites to incurring liability; amounts

Section 17:9A-73 - Overdrafts

Section 17:9A-74 - Exempt transactions

Section 17:9A-75 - Violations; penalties; liability

Section 17:9A-76 - By-laws; adoption

Section 17:9A-77 - By-laws; limitations on powers of directors

Section 17:9A-78 - By-laws; amendments; repeal; notice

Section 17:9A-79 - Annual meetings; notice

Section 17:9A-79.1 - Written consents

Section 17:9A-80 - Special meetings; call

Section 17:9A-81 - Stockholders' meetings; notice.

Section 17:9A-82 - Special meetings; failure to issue call; action by commissioner

Section 17:9A-83 - Place and hour of meeting; adjournments.

Section 17:9A-84 - List of stockholders

Section 17:9A-85 - Voting of treasury stock

Section 17:9A-86 - Voting of stock subject to pledge

Section 17:9A-87 - Voting of stock held by a corporation

Section 17:9A-88 - Voting of stock held by joint tenants or tenants in common

Section 17:9A-89 - Voting stock held by fiduciaries

Section 17:9A-90 - Voting in person or by proxy

Section 17:9A-90.1 - Voting trusts

Section 17:9A-91 - Quorum

Section 17:9A-92 - Judges of election

Section 17:9A-93 - Presiding officer and secretary of meeting

Section 17:9A-94 - Capital stock; voting rights

Section 17:9A-95 - Summary review of elections by Superior Court

Section 17:9A-96 - Record date

Section 17:9A-97 - Inspection of books and records

Section 17:9A-98 - Stock certificates; transfers of stock; facsimile signatures

Section 17:9A-99 - Preemptive rights of stockholders to purchase new stock

Section 17:9A-100 - Liability of stockholders

Section 17:9A-101 - Directors; number; method of determination

Section 17:9A-102 - Directors; classification; election; vacancies; tenure.

Section 17:9A-103 - Directors; stock ownership, oath

Section 17:9A-104 - Directors; disqualification

Section 17:9A-105 - Directors; quorum; actions

Section 17:9A-106 - Directors; compensation

Section 17:9A-107 - Chairman of board of directors

Section 17:9A-108 - Directors; executive committee

Section 17:9A-109 - Directors; qualified bank; trust committee

Section 17:9A-110 - Directors; other committees

Section 17:9A-111 - Officers; election; appointment; limitation

Section 17:9A-112 - Officers; tenure; removal

Section 17:9A-113 - Officers; vacancies

Section 17:9A-115 - Bonding of directors, officers, employees; temporary waiver

Section 17:9A-116 - Nature of amendments

Section 17:9A-117 - Procedure for amending certificate of incorporation

Section 17:9A-117.1 - Restated certificates

Section 17:9A-118 - Consolidation of amendments

Section 17:9A-119 - Increase in capital stock

Section 17:9A-120 - Assumption of fiduciary powers

Section 17:9A-121 - Decrease of capital stock

Section 17:9A-122 - Limitations

Section 17:9A-123 - Certificate as evidence

Section 17:9A-124 - Issuance

Section 17:9A-125 - Certificates of incorporation and of amendment and merger agreements; provisions

Section 17:9A-126 - Priorities; preferences; rights; limitations

Section 17:9A-127 - Dividends

Section 17:9A-128 - Priority on dissolution

Section 17:9A-129 - Consideration for preferred stock

Section 17:9A-130 - Retirement or conversion

Section 17:9A-131 - Application of article; limitation

Section 17:9A-131.1 - Borrowing money to retire preferred stock

Section 17:9A-131.2 - Debentures or capital notes

Section 17:9A-131.3 - Borrowing to be pursuant to act only

Section 17:9A-131.20 - Definitions.

Section 17:9A-131.21 - Issuance of convertible or nonconvertible capital notes by banks

Section 17:9A-131.22 - Capital notes issued for cash; limitation on conversion of convertible capital notes

Section 17:9A-131.23 - Unsecured indebtedness; claims subordinate to depositors and creditors; liquidation

Section 17:9A-131.24 - Nonconvertible capital notes; issuance pursuant to resolution

Section 17:9A-131.25 - Convertible capital notes; issuance pursuant to amendment of certificate of incorporation of issuing bank

Section 17:9A-131.26 - Sale of convertible capital notes

Section 17:9A-131.27 - Certificate stating amount of capital notes converted; filing

Section 17:9A-131.28 - Approval of issuance of capital notes by commissioner

Section 17:9A-131.29 - Inclusion of amount owing on capital notes in bank's capital funds

Section 17:9A-131.30 - Issuance of capital notes, debentures.

Section 17:9A-131.31 - Application of act

Section 17:9A-131.32 - Review

Section 17:9A-131.33 - Repeal in part

Section 17:9A-132 - Definitions

Section 17:9A-133 - What banks may merge; means of effectuation of merger

Section 17:9A-133.1 - Interstate merger transactions

Section 17:9A-134 - Merger agreement; authorization; contents

Section 17:9A-135 - Capital requirements

Section 17:9A-136 - Approval of agreement by commissioner; review

Section 17:9A-137 - Submission of agreement to stockholders; filing

Section 17:9A-138 - Merger agreement as evidence

Section 17:9A-139 - Corporate existence; offices; rights and obligations

Section 17:9A-140 - Rights of dissenting stockholders; settlement by agreement

Section 17:9A-141 - Appointment of appraisers

Section 17:9A-142 - Duties of appraisers; report; objections; compensation; vacancies

Section 17:9A-143 - Assignment of stock to bank

Section 17:9A-144 - Effect of stockholder's failure to act

Section 17:9A-145 - Obligation of bank to pay stockholder

Section 17:9A-146 - Action to enjoin merger

Section 17:9A-147 - Issuance of new stock certificates

Section 17:9A-148 - "Applicable federal law" defined; merger, consolidation of banks, national banking associations

Section 17:9A-149 - Prerequisites to conversion; definition of "applicable Federal law"

Section 17:9A-150 - Procedure

Section 17:9A-151 - Capital stock and surplus

Section 17:9A-152 - Effect of conversion

Section 17:9A-153 - Rights of dissenting stockholders

Section 17:9A-154 - Issuance of stock

Section 17:9A-154.1 - Conversion without approval of state officials; certificate required

Section 17:9A-155 - Procedure

Section 17:9A-156 - Effect

Section 17:9A-157 - Application of article

Section 17:9A-158 - Who may propose plan; approval or disapproval by commissioner

Section 17:9A-159 - Action for approval of plan

Section 17:9A-160 - Jurisdiction of Superior Court

Section 17:9A-161 - Provisions of plan of reorganization

Section 17:9A-162 - Approval of plan by the court

Section 17:9A-163 - Transmittal of plan and court approval to creditors and stockholders

Section 17:9A-164 - Acceptance or rejection of plan

Section 17:9A-165 - Provision for classes of creditors or stockholders not bound by plan

Section 17:9A-166 - Confirmation of plan

Section 17:9A-167 - Allowances for services, costs and expenses

Section 17:9A-168 - Consummation of plan

Section 17:9A-169 - Amendment of certificate of incorporation

Section 17:9A-170 - Modification of plan

Section 17:9A-171 - Effect of reorganization upon claims and property

Section 17:9A-173 - Limitation on actions

Section 17:9A-174 - Application of article

Section 17:9A-175 - Federal, State, county and municipal securities

Section 17:9A-175.1 - Obligations of Canadian government, provinces or cities

Section 17:9A-175.2 - Definitions

Section 17:9A-175.3 - Revenue bonds of governmental unit payable from revenues of utility operated by unit

Section 17:9A-175.4 - Restriction on investment by savings banks

Section 17:9A-175.5 - Construction of act

Section 17:9A-177 - Railroad bonds

Section 17:9A-178 - Public utility bonds and debentures

Section 17:9A-179 - Equipment obligations

Section 17:9A-179.1 - Limitations on investments in railroad obligations

Section 17:9A-180 - Industrial obligations

Section 17:9A-180.1 - Corporate interest bearing securities not otherwise eligible

Section 17:9A-180.2 - Limitations on investments in such corporate interest bearing securities

Section 17:9A-180.3 - Additional limitation on investments in such corporate interest bearing securities

Section 17:9A-180.3a - Transfer of securities to other classes becoming eligible for investment; determination of limitations

Section 17:9A-180.4 - Classes of investments for fiduciaries or others not enlarged

Section 17:9A-180.5 - Investment in corporate stock

Section 17:9A-180.6 - Limitation on investment in corporate stock; exemptions

Section 17:9A-180.7 - Investment in stocks limited to certain percentage of surplus

Section 17:9A-180.8 - Regulations regarding investments in stocks

Section 17:9A-180.9 - "Surplus" defined

Section 17:9A-180.10 - Legal investments for fiduciaries and others not enlarged

Section 17:9A-180.11 - Investments in debentures of New York trust companies

Section 17:9A-182 - Loans on collateral security

Section 17:9A-182.1 - Regulations authorizing certain loans and investments; powers of commissioner

Section 17:9A-182.2 - Objective of regulations

Section 17:9A-182.3 - Investment in specified investment securities not otherwise authorized; regulations

Section 17:9A-183 - Legality of investments; retention of investments

Section 17:9A-184 - Deposits; maximum and minimum amounts

Section 17:9A-185 - Payment to depositors; regulations

Section 17:9A-186 - Interest and dividends

Section 17:9A-187 - Reserve balances

Section 17:9A-188 - Board of managers; number; qualifications; oath

Section 17:9A-189 - Board of managers; change in number

Section 17:9A-190 - By-laws; chairman of the board; committees

Section 17:9A-191 - Officers; tenure

Section 17:9A-192 - Officers and managers; removal

Section 17:9A-193 - Officers and managers; compensation

Section 17:9A-194 - Officers and managers; bonding

Section 17:9A-195 - Officers and managers; permitted loans

Section 17:9A-196 - Retirement benefits for officers and employees

Section 17:9A-197 - Amendments to certificate of incorporation; objects

Section 17:9A-197.1 - Savings bank official immunity

Section 17:9A-198 - Amendment procedure

Section 17:9A-199 - What savings banks may merge

Section 17:9A-200 - Merger agreement; authorization

Section 17:9A-201 - Adjustment of interests of depositors

Section 17:9A-202 - Surplus requirements

Section 17:9A-203 - Approval of agreement by commissioner; review

Section 17:9A-204 - Publication of notice of merger agreement; filing

Section 17:9A-205 - Corporate existence; offices; rights and obligations

Section 17:9A-206 - Certified copy of agreement; use as evidence; recording

Section 17:9A-207 - Dissolution; procedure

Section 17:9A-208 - Surplus; determination by savings bank

Section 17:9A-209 - Use of capital stock or surplus

Section 17:9A-210 - Write-up of assets; changes in reserves

Section 17:9A-211 - Liability secured by own stock

Section 17:9A-212 - Acquisition of own stock

Section 17:9A-213 - Limitations on exercise of powers.

Section 17:9A-213.1 - Limitation on powers of banks, savings banks.

Section 17:9A-213.2 - Violations of law, regulation by qualified corporation; penalty

Section 17:9A-214 - Violations; penalty

Section 17:9A-215 - Minors' deposit accounts

Section 17:9A-219 - Cofiduciaries' deposit accounts

Section 17:9A-221 - Authority of depositor's agent to indorse and deposit instruments after death or incompetency of the depositor

Section 17:9A-222 - Deposits of interstate bodies

Section 17:9A-223 - Adverse claim to deposits

Section 17:9A-224 - Postponement of deposit payments by commissioner

Section 17:9A-224.1 - Savings account promotions conducted by bank.

Section 17:9A-229.6 - Notice of death of resident depositor; fee or service charge

Section 17:9A-247 - Banking records

Section 17:9A-248 - Fiduciary and agency records

Section 17:9A-250 - Action against directors, managers, officers or employees; indemnification

Section 17:9A-251 - Perpetual existence for banks and savings banks heretofore or hereafter organized

Section 17:9A-252 - Definitions

Section 17:9A-253 - Examinations of a bank by a public accountant or other qualified person

Section 17:9A-254 - Report on examination; statement by directors; filing

Section 17:9A-255 - Extensions of time by commissioner

Section 17:9A-256 - Reports to commissioner; violations, penalties.

Section 17:9A-258 - Report of assets, liability; availability

Section 17:9A-260 - Examination of banks by commissioner

Section 17:9A-261 - Enforcement of subpoena

Section 17:9A-262 - False testimony; perjury

Section 17:9A-263 - Immunity of person testifying

Section 17:9A-264 - Examinations confidential; subpoenas

Section 17:9A-265 - Valuations of assets by commissioner

Section 17:9A-266 - Definitions

Section 17:9A-267 - Commissioner's powers on ultra vires, unlawful and unsafe practices; review

Section 17:9A-268 - Penalty for failure to comply with commissioner's order

Section 17:9A-269 - Possession by the commissioner; causes; purposes; return

Section 17:9A-271 - Effect of possession by commissioner on liens; possession as a stay

Section 17:9A-272 - Powers of commissioner

Section 17:9A-273 - Jurisdiction of Superior Court

Section 17:9A-274 - Proceeds of liquidation; deposits; preference

Section 17:9A-275 - Employees and assistants of commissioner; counsel

Section 17:9A-276 - Compensation of employees, assistants, and counsel

Section 17:9A-277 - Accounting by commissioner; notice to creditors

Section 17:9A-279 - Judgment on accounting

Section 17:9A-280 - Notice to creditors to present claims; publication; claims barred

Section 17:9A-281 - Verification of deposit balances

Section 17:9A-282 - Rejection of claims by commissioner; actions

Section 17:9A-283 - Objections to allowance of claims by commissioner

Section 17:9A-284 - Distribution

Section 17:9A-285 - Corporate dissolution

Section 17:9A-286 - Unclaimed funds; publication; disposition

Section 17:9A-287 - Unclaimed funds held under prior law

Section 17:9A-288 - Unclaimed funds; costs

Section 17:9A-289 - Unclaimed funds; escheat

Section 17:9A-290 - Demand by commissioner for removal of property and contents of safe deposit boxes

Section 17:9A-291 - Inventory and storage of property not removed

Section 17:9A-292 - Delivery of property to claimants

Section 17:9A-293 - Sale of unclaimed property

Section 17:9A-294 - Notice of auction

Section 17:9A-295 - Disposition of unsold property

Section 17:9A-296 - Liability of third person

Section 17:9A-297 - Other remedies

Section 17:9A-298 - Application of article to property held under prior law

Section 17:9A-299 - Determination whether commissioner or agent shall wind up affairs

Section 17:9A-300 - Election of agents; powers; vacancies

Section 17:9A-301 - Continuance of liquidation by commissioner

Section 17:9A-302 - Liability of commissioner

Section 17:9A-303 - Refusal or failure of commissioner to take possession; jurisdiction of the Superior Court; appointment of receiver

Section 17:9A-304 - Acceptance of loans from federal government

Section 17:9A-305 - Continuance of banking advisory board

Section 17:9A-306 - Members; qualifications

Section 17:9A-307 - Term of office; removal; vacancies

Section 17:9A-308 - Expenses of members

Section 17:9A-309 - Meetings; quorum

Section 17:9A-310 - Secretary; appointment, qualifications and duties

Section 17:9A-311 - Powers of the banking advisory board

Section 17:9A-312 - Access to departmental records; information confidential

Section 17:9A-313 - Liability of members

Section 17:9A-314 - Report to Governor

Section 17:9A-316 - Limitations on transaction of business by foreign banks in this State

Section 17:9A-316.1 - Merger or consolidation, foreign bank acting as fiduciary as successor to party to

Section 17:9A-316.2 - Validation of fiduciary acts by foreign banks resulting from merger or consolidation

Section 17:9A-316.3 - Investment in common trust funds by foreign bank under certain circumstances

Section 17:9A-317 - Qualification of foreign bank as fiduciary

Section 17:9A-318 - Application for certificate of authority

Section 17:9A-319 - Issuance, denial of certificate of authority

Section 17:9A-322 - Certificate of authority to continue in force

Section 17:9A-325 - Additional statements by and examinations of foreign banks

Section 17:9A-326 - Certificate of authority; revocation

Section 17:9A-327 - Procedure on revocation

Section 17:9A-328 - Review of commissioner's refusal to issue a certificate or his revocation of a certificate

Section 17:9A-329 - Surrender of certificate of authority

Section 17:9A-330 - Violations; disabilities; penalties

Section 17:9A-331 - Exempt transactions

Section 17:9A-332 - Sale of real property by foreign banks in the possession of an administrative or court officer

Section 17:9A-333 - Department of Banking fees

Section 17:9A-334 - Fees payable by foreign banks.

Section 17:9A-335 - Costs of examination of a bank, savings bank or foreign bank

Section 17:9A-336 - Repeal of prior law

Section 17:9A-337 - Reference to Revised Statutes and New Jersey Statutes

Section 17:9A-338 - Applicability of Title 14A of the New Jersey Statutes

Section 17:9A-339 - Prior lawful acts not affected

Section 17:9A-340 - Separability of provisions

Section 17:9A-341 - Headnotes not part of act

Section 17:9A-342 - Short title

Section 17:9A-343 - Effective date of act

Section 17:9A-355 - Definitions

Section 17:9A-356 - Bank shares; acquisition by corporations

Section 17:9A-357 - Plan of acquisition

Section 17:9A-358 - Approval of plan of acquisition by commissioner; review

Section 17:9A-359 - Submission of plan to stockholders; filing

Section 17:9A-360 - Notice of dissent; "dissenting stockholder" defined

Section 17:9A-361 - Valuation date of fair value

Section 17:9A-362 - Termination of right of stockholder to be paid the fair value of his shares

Section 17:9A-363 - Rights of dissenting stockholder

Section 17:9A-364 - Determination of fair value by agreement

Section 17:9A-365 - Procedure on failure to agree upon fair value; commencement of action to determine fair value

Section 17:9A-366 - Action to determine fair value; jurisdiction of court; appointment of appraiser

Section 17:9A-367 - Judgment in action to determine fair value

Section 17:9A-368 - Costs and expenses of action

Section 17:9A-369 - Disposition of shares

Section 17:9A-382 - Definitions

Section 17:9A-383 - Prior approval

Section 17:9A-384 - Application; hearing

Section 17:9A-385 - Factors for consideration

Section 17:9A-386 - Voter ineligibility; registration

Section 17:9A-387 - Violations, penalties

Section 17:9A-388 - Formation of mutual savings bank holding company

Section 17:9A-389 - Certificate of incorporation

Section 17:9A-390 - Approval of charter

Section 17:9A-391 - General powers

Section 17:9A-392 - Board of directors

Section 17:9A-393 - Bylaws; executive committee

Section 17:9A-394 - Election of officers

Section 17:9A-395 - Distribution of surplus

Section 17:9A-396 - Retention of interests in assets

Section 17:9A-397 - Incorporation of subsidiary bank

Section 17:9A-398 - Submission of certificate of incorporation

Section 17:9A-399 - Approval of charter

Section 17:9A-400 - Bylaws of subsidiary

Section 17:9A-401 - Meetings for actions on bylaws

Section 17:9A-402 - Amendment of certificate of incorporation

Section 17:9A-403 - Governance of operations

Section 17:9A-404 - Declaration of dividends

Section 17:9A-405 - Other powers, rights, privileges

Section 17:9A-406 - Merger; consolidation

Section 17:9A-407 - Conversion to capital stock savings bank

Section 17:9A-408 - Amended certificate of incorporation

Section 17:9A-409 - Definitions relative to acquisitions

Section 17:9A-410 - Acquisition of New Jersey bank, bank holding company

Section 17:9A-411 - Approval of commissioner required for acquisition of New Jersey bank holding company, bank

Section 17:9A-412 - Procedure for acquisition

Section 17:9A-413 - Approval of application for proposed acquisition

Section 17:9A-414 - Approval of acquisition

Section 17:9A-415 - Submission of report to commissioner; violations; penalty.

Section 17:9A-416 - Enforcement of C.17:9A-409 through C.17:9A-417

Section 17:9A-417 - Powers of commissioner relative to C.17:9A-409 through C.17:9A-417

Section 17:9A-418 - Law, definitions, standards applicable to foreign banks

Section 17:9A-419 - Definitions relative to foreign banks

Section 17:9A-420 - Foreign bank offices; division into classes, ranking

Section 17:9A-421 - Fees relative to foreign banks

Section 17:9A-422 - Application procedure

Section 17:9A-423 - "Act" defined, commissioner's findings relative to application

Section 17:9A-424 - Reports filed by foreign bank, commercial lending company

Section 17:9A-425 - Books, accounts, records of foreign bank, commercial lending company

Section 17:9A-426 - Prohibition on concurrent establishment of federal and State branch office

Section 17:9A-427 - Opening, maintenance of offices

Section 17:9A-428 - Requirement that commissioner be appointed as attorney to receive service of process; service

Section 17:9A-429 - License not transferable, assignable

Section 17:9A-430 - Posting of license

Section 17:9A-431 - Popular name assigned to foreign bank, commercial lending company

Section 17:9A-432 - Designation of primary office

Section 17:9A-433 - Conduct of business in single building, adjoining buildings; exceptions

Section 17:9A-434 - Examination of licensed office.

Section 17:9A-435 - Compliance with applicable interest rate limitations

Section 17:9A-436 - License required for establishment of representative office

Section 17:9A-437 - Approval for foreign bank to establish representative office

Section 17:9A-438 - Approval for relocation of representative office of foreign bank

Section 17:9A-439 - Restrictions upon representative office

Section 17:9A-440 - Approval for closing representative office of foreign bank

Section 17:9A-441 - Existing office granted license

Section 17:9A-442 - Transaction of business limited to licensed agency, branch office

Section 17:9A-443 - Approval, license required for establishment of agency, branch office of foreign bank

Section 17:9A-444 - Approval for relocation of agency, branch office of foreign bank

Section 17:9A-445 - Transaction of business by foreign bank at agency or branch office

Section 17:9A-446 - Report of condition, income

Section 17:9A-447 - Notice of noninsurance of deposits

Section 17:9A-448 - Compliance with regulations by foreign bank

Section 17:9A-449 - Assets kept separate, apart; priority of creditors

Section 17:9A-450 - Definitions of adjusted liabilities and eligible assets relative to foreign banks

Section 17:9A-451 - Definitions of adjusted liabilities, eligible assets relative to agency or branch offices

Section 17:9A-452 - Approval required for closing of office of foreign bank

Section 17:9A-453 - Transaction of business by commercial lending company

Section 17:9A-454 - Approval for establishment of office of foreign bank, commercial lending company

Section 17:9A-455 - Relocation of commercial lending company

Section 17:9A-456 - Commercial lending company, functions permitted

Section 17:9A-457 - Approval for commercial lending company to close office

Section 17:9A-458 - Powers of commercial lending company limited

Section 17:9A-459 - Granting of right to operate as commercial lending company

Section 17:9A-460 - Voluntary surrender of license

Section 17:9A-461 - Violations, penalties

Section 17:9A-462 - Suspension, revocation of license of bank, commercial lending company

Section 17:9A-463 - Issuance of order suspending, revoking license of bank, commercial lending company, hearing

Section 17:9A-464 - Surrender of suspended, revoked license

Section 17:9A-465 - Application to modify, rescind order

Section 17:9A-466 - Possession of property, business of bank by commissioner

Section 17:9A-467 - Rules, regulations, orders

Section 17:10B-1 - Definitions

Section 17:10B-2 - Prohibitions relative to loan brokers

Section 17:10B-3 - Investigations, examinations by commissioner

Section 17:10B-4 - Order to cease and desist, fine

Section 17:10B-5 - Violations, penalties, injunctions, summary actions

Section 17:10B-6 - Action for recovery of damages

Section 17:10B-7 - Nonapplicability of act

Section 17:10B-8 - Rules, regulations

Section 17:10C-1 - Residential Mortgage and Consumer Finance Advisory Board.

Section 17:10C-2 - Board duties.

Section 17:11C-1 - Short title amended.

Section 17:11C-2 - Definitions regarding licensed lenders.

Section 17:11C-3 - License required for consumer lender, sales finance company.

Section 17:11C-6 - Exempt consumer loan business, certain

Section 17:11C-7 - Conditions for issuance of license.

Section 17:11C-8 - Application, fee.

Section 17:11C-9 - Maintenance of branch offices by licensee.

Section 17:11C-10 - Information on license; posting, disposition of license.

Section 17:11C-11 - Issuance, surrender, expiration of license.

Section 17:11C-12 - Approval of transfer, sale.

Section 17:11C-16 - Net worth requirements for consumer lenders

Section 17:11C-17 - Change of address notice.

Section 17:11C-18 - Commissioner's authority relative to issuance, revocation, oversight of licenses, enforcement.

Section 17:11C-19 - Maintenance of books, accounts, records, documents.

Section 17:11C-21 - Purchase of insurance by borrowers.

Section 17:11C-32 - Consumer loans permitted by consumer lender, terms.

Section 17:11C-33 - Additional charges prohibited on consumer loan; violations.

Section 17:11C-34 - Requirements for consumer lender relative to closed-end loan.

Section 17:11C-35 - Limits on closed-end consumer loans

Section 17:11C-36 - Open-end consumer loans; conditions, terms.

Section 17:11C-37 - Prohibited charges for large consumer loans.

Section 17:11C-38 - Certain payments deemed loan secured by assignment.

Section 17:11C-39 - Validity of chattel mortgage, security interest, conditions

Section 17:11C-40 - Loans secured by property.

Section 17:11C-41 - Consumer lenders, prohibited practices.

Section 17:11C-42 - Investigations, examinations of licensees.

Section 17:11C-43 - Annual report by licensees; violations, penalties.

Section 17:11C-44 - Agreements unenforceable, void

Section 17:11C-49 - Rules, regulations

Section 17:11C-51 - Short title.

Section 17:11C-52 - Findings, declarations relative to certain licensed lending activities.

Section 17:11C-53 - Definitions relative to certain licensed lending activities.

Section 17:11C-54 - Licensing requirements.

Section 17:11C-55 - Inapplicability of act.

Section 17:11C-56 - Conditions for issuance of licenses for residential mortgage lenders, brokers.

Section 17:11C-57 - Issuance of licenses for mortgage loan originators, individual licensees, lenders, brokers.

Section 17:11C-58 - Fees for license applications.

Section 17:11C-59 - Required educational courses.

Section 17:11C-60 - Written test required for licensure.

Section 17:11C-61 - Educational requirements for license renewal.

Section 17:11C-62 - Registration, assignment of unique identifier.

Section 17:11C-63 - Business licensee required to obtain blanket bond.

Section 17:11C-64 - Minimum net worth required for applicant for business license.

Section 17:11C-65 - Maintenance of branch offices; manager.

Section 17:11C-66 - Construction of act relative to maintenance of office in-State.

Section 17:11C-67 - Regulations relative to license.

Section 17:11C-68 - Expiration, continuance, reinstatement, surrender of license.

Section 17:11C-69 - Approval for sale, transfer of controlling interest.

Section 17:11C-70 - Authority of commissioner relative to issuing licenses.

Section 17:11C-71 - Identification of place of business, storing of books, accounts, records; accessibility.

Section 17:11C-72 - Provision of unique identifier required.

Section 17:11C-73 - Insurance requirements for borrowers.

Section 17:11C-74 - Permitted fees; definitions.

Section 17:11C-75 - Prohibited practices, violations.

Section 17:11C-76 - Closed-end loan permitted, certain circumstances, interest rates.

Section 17:11C-77 - Open-end loan permitted, certain circumstances, interest rates.

Section 17:11C-78 - Requirements for instrument evidencing a secondary mortgage loan.

Section 17:11C-79 - Prohibited wording for secondary mortgage loan.

Section 17:11C-80 - Prohibited actions relative to secondary mortgage loan; exceptions.

Section 17:11C-81 - Regulations relative to collection of interest.

Section 17:11C-82 - Required actions relative to secondary mortgage loans.

Section 17:11C-83 - Additional prohibited practices, violations.

Section 17:11C-84 - Investigation by commissioner.

Section 17:11C-85 - Reporting requirements.

Section 17:11C-86 - Agreements unenforceable, void.

Section 17:11C-87 - Applicability to mortgage loans.

Section 17:11C-88 - Noncompliance, effect on validity, enforcement of mortgage loans.

Section 17:11C-89 - Rules, regulations.

Section 17:11D-1 - Definitions relative to tax preparation services.

Section 17:11D-2 - Actions prohibited to tax preparer.

Section 17:11D-3 - Refund anticipation loans, compliance, disclosures required.

Section 17:11D-4 - Itemized statement of service charges.

Section 17:11D-5 - Additional penalties.

Section 17:11D-5.1 - Violations, tax preparer.

Section 17:11D-6 - Inapplicability of act.

Section 17:11D-7 - Rules, regulations.

Section 17:12B-1 - Construction as revision of prior laws

Section 17:12B-2 - Citation

Section 17:12B-3 - Application of act

Section 17:12B-3.1 - Contracts with association supervisors of other states

Section 17:12B-4 - Determination of members' rights and liabilities

Section 17:12B-5 - Definitions

Section 17:12B-6 - Gross income

Section 17:12B-7 - Net income

Section 17:12B-8 - Principal office; branch office; auxiliary office; remote service unit

Section 17:12B-9 - Agency

Section 17:12B-10 - Per capita assets

Section 17:12B-11 - Mortgage deemed first lien.

Section 17:12B-12 - Purposes

Section 17:12B-13 - Persons who may form corporation

Section 17:12B-14 - Contents of certificate of incorporation of a mutual association

Section 17:12B-15 - Original by-laws

Section 17:12B-16 - Application to commissioner for approval

Section 17:12B-17 - Notice of application and hearing thereon

Section 17:12B-18 - Guaranty account

Section 17:12B-19 - Hearing

Section 17:12B-20 - Commissioner's findings as to mutual association application

Section 17:12B-21 - Commissioner's decision

Section 17:12B-22 - Certificate to be filed

Section 17:12B-23 - Time limit for commencing business

Section 17:12B-24 - Establishment, operation of branch offices by State association

Section 17:12B-24.1 - Change of location of office of State association

Section 17:12B-24.2 - Powers of out-of-State, State association

Section 17:12B-27.2 - Time limit for opening branch office; discontinuance of branch office

Section 17:12B-28 - Interchange of principal and branch offices

Section 17:12B-29 - Auxiliary offices

Section 17:12B-30 - Auxiliary office, establishment, location

Section 17:12B-31 - Auxiliary office, permitted business transactions

Section 17:12B-32 - Business to be transacted only with persons outside structure

Section 17:12B-33 - Property to be used for auxiliary office; parking facilities

Section 17:12B-34 - Auxiliary office not deemed branch or limited facility branch office

Section 17:12B-35 - Other powers not affected

Section 17:12B-36 - Measurement of distances

Section 17:12B-37 - Agencies

Section 17:12B-37.1 - Remote service units; establishment or use; sharing; regulations

Section 17:12B-38 - By-laws

Section 17:12B-38.1 - Association official immunity

Section 17:12B-39 - Commissioner's approval required

Section 17:12B-40 - Change of office location

Section 17:12B-40.1 - Failure to open and operate relocated principal office; effect

Section 17:12B-45 - Failure to open and operate relocated principal office; effect

Section 17:12B-46 - Change of name

Section 17:12B-46.1 - Definitions relative to emergency closings

Section 17:12B-46.2 - Proclamation of emergency

Section 17:12B-46.3 - Action by officers after proclamation of emergency

Section 17:12B-46.4 - Duration of emergency

Section 17:12B-46.5 - Action by officers when no emergency proclaimed

Section 17:12B-46.6 - Responsibility of officers

Section 17:12B-46.7 - Notice to commissioner

Section 17:12B-46.8 - Effect of emergency closing

Section 17:12B-46.9 - Associations to be saved harmless

Section 17:12B-46.10 - Regulations of the commissioner

Section 17:12B-46.11 - Construction of act

Section 17:12B-46.12 - Short title

Section 17:12B-47 - General powers

Section 17:12B-48 - Powers of association

Section 17:12B-49 - Rental and maintenance of safe deposit boxes

Section 17:12B-50 - Pension plans

Section 17:12B-51 - Provisions of pension plan

Section 17:12B-52 - Eligibility for pension payments

Section 17:12B-53 - Determination of amount; specification in pension plan

Section 17:12B-54 - Excess payments; employee contributions

Section 17:12B-55 - Death benefits

Section 17:12B-56 - Appropriation for payments; merger of associations

Section 17:12B-57 - Submission of pension plan for approval of commissioner

Section 17:12B-58 - Plans sponsored by federal home loan banks

Section 17:12B-59 - Contracts for pension payments to retired officers and employees

Section 17:12B-60 - Discontinuance of participation in pension plan

Section 17:12B-61 - Transmission of money; money orders; travel checks

Section 17:12B-62 - Directors, number, powers.

Section 17:12B-62.1 - Association deemed in compliance with prohibition on interlocking relationships

Section 17:12B-63 - Director's election; vacancies

Section 17:12B-64 - Attorneys; employees

Section 17:12B-65 - Officers

Section 17:12B-66 - Officers' powers

Section 17:12B-67 - Oath of office of directors and officers

Section 17:12B-67.1 - Disqualification of officers, directors or employees; conviction of crime; pendency of appeal

Section 17:12B-67.2 - Penalty

Section 17:12B-68 - Minimum account requirements for directors

Section 17:12B-69 - Loans to officers, directors, attorneys or employees

Section 17:12B-70 - Default by directors and officers

Section 17:12B-71 - Restriction upon purchase of accounts

Section 17:12B-72 - Limitation of expenses

Section 17:12B-73 - Bonds required; indemnification of officers, directors and employees

Section 17:12B-74 - Membership generally

Section 17:12B-75 - Plans

Section 17:12B-76 - Nonshare plan

Section 17:12B-77 - Share plan

Section 17:12B-78 - Limitation upon accounts

Section 17:12B-79 - Forms of certificate

Section 17:12B-80 - Governmental agencies may be members

Section 17:12B-81 - Minors

Section 17:12B-82 - Membership trust accounts

Section 17:12B-83 - Applicability to moneys paid to account by trustee under will, other fiduciary instrument, court order or decree

Section 17:12B-84 - Release from claims of fiduciaries, beneficiaries or legal representatives

Section 17:12B-85 - Rights of beneficiary on death of fiduciary; effect of laws requiring valid testamentary disposition

Section 17:12B-86 - Applicability to federal associations having principal offices in state

Section 17:12B-87 - Authority of attorney to manage or make withdrawals from account

Section 17:12B-89 - Payment to credit of account of beneficiaries or their order

Section 17:12B-90 - Payment to credit of account when beneficiaries under 16 years of age

Section 17:12B-91 - Payment when account terminated and one or more beneficiaries under, and one or more beneficiaries over, 16 years of age

Section 17:12B-103 - Pledge of account to association

Section 17:12B-106 - Acceptance of accounts in name of one or more administrators, custodians, executors, guardians, trustees or other fiduciaries in trust for named beneficiary

Section 17:12B-109 - Necessity for actual notice of death or incompetency of savings member

Section 17:12B-110 - Transfer of membership

Section 17:12B-111 - Lost certificates and account books

Section 17:12B-112 - Termination of membership

Section 17:12B-112.1 - Savings promotion conducted by savings and loan association.

Section 17:12B-113 - Notice to members

Section 17:12B-114 - Meeting place.

Section 17:12B-115 - Meetings

Section 17:12B-116 - Quorum

Section 17:12B-117 - Confidential relationship of an association to its members

Section 17:12B-118 - Procedure to obtain information or communicate with members

Section 17:12B-119 - Costs and expenses incidental to application for information; payment by applicant

Section 17:12B-120 - Application for communication with other members; preparation and mailing of copies of communication; payment of costs and expenses by applicant

Section 17:12B-121 - Application for order requiring state association to grant application for information or to communicate with members

Section 17:12B-122 - Hearing before commissioner; designation of time and place; notice; adjournments

Section 17:12B-123 - Merits of application; determinations by commissioner

Section 17:12B-124 - Decision of commissioner; filing memorandum; notice

Section 17:12B-125 - Exclusive procedure; review of commissioner's action; effect of failure to act

Section 17:12B-125.1 - Application of sections 118 through 124 to federal associations

Section 17:12B-126 - Voting rights of members

Section 17:12B-127 - Determination of net income

Section 17:12B-128 - General reserve, bad debt reserves and Federal insurance reserve accounts

Section 17:12B-129 - Special reserve accounts

Section 17:12B-130 - Dividend participation; exceptions

Section 17:12B-131 - Undivided profits account

Section 17:12B-132 - Restrictions upon reserves and undivided profits account

Section 17:12B-133 - Reward profit or bonus plan

Section 17:12B-134 - Application for withdrawal

Section 17:12B-135 - Cancellation of withdrawal application

Section 17:12B-136 - Association operating under Plan 1; payment on presentation of withdrawal application or other notice

Section 17:12B-137 - Association operating under other than Plan I; payment on presentation of withdrawal application; other procedure

Section 17:12B-138 - Funds required for withdrawals

Section 17:12B-139 - Rotation plan

Section 17:12B-140 - Payment of withdrawals on other plans and purchase of accounts prohibited; authority of commissioner

Section 17:12B-141 - Application of withdrawal value to indebtedness

Section 17:12B-142 - Dividend retention

Section 17:12B-143 - Restrictions on actions

Section 17:12B-144 - Retirement

Section 17:12B-145 - Investments authorized

Section 17:12B-145.1 - Origination, acquisition of mortgage loans by association

Section 17:12B-155 - Procedure for making other loans

Section 17:12B-156 - Investments in additional loans

Section 17:12B-157 - Property improvement loans without mortgage liens

Section 17:12B-158 - Definitions as used in sections 159 through 164 (C. 17:12B-159 through C. 17:12B-164) of this act

Section 17:12B-159 - Limitations on such loans

Section 17:12B-160 - Charges on such loans

Section 17:12B-162 - Schedules of charges

Section 17:12B-163 - Rebates on prepayment

Section 17:12B-164 - Other charges in connection with loans

Section 17:12B-165 - Other investments, securities

Section 17:12B-166 - Real estate

Section 17:12B-168 - Limitations on amounts of real estate loans and investments

Section 17:12B-169 - Restrictions on investments

Section 17:12B-170 - Report of financial condition available to members

Section 17:12B-171 - Reports to commissioner; violations, penalties.

Section 17:12B-172 - Examination, inspection, supervision of associations.

Section 17:12B-173 - Exhibition of books, papers, securities, oaths; subpoena

Section 17:12B-174 - False testimony; perjury

Section 17:12B-175 - Immunity to violator testifying

Section 17:12B-176 - Audits

Section 17:12B-177 - Commissioner's additional powers

Section 17:12B-178 - Order to continue illegal, unsafe practices; violations, penalty

Section 17:12B-179 - Grounds for action by commissioner

Section 17:12B-180 - Conservation orders

Section 17:12B-181 - Action for relief

Section 17:12B-182 - Commissioner's authority

Section 17:12B-183 - Purpose of possession and operation by commissioner

Section 17:12B-184 - Return of management and possession

Section 17:12B-185 - Powers of commissioner in possession

Section 17:12B-186 - Appointment and compensation of counsel and assistants

Section 17:12B-187 - Segregation and application of money paid after commissioner takes possession

Section 17:12B-188 - Effect of commissioner's possession on rights of third persons

Section 17:12B-189 - Financial statements by commissioner

Section 17:12B-190 - Dissolution; Liquidation; Action by members

Section 17:12B-191 - Relief in court from commissioner's action

Section 17:12B-192 - Disposition of unclaimed funds due to members and creditors

Section 17:12B-193 - Liquidation and accounting by commissioner

Section 17:12B-194 - Action upon commissioner's refusal to act

Section 17:12B-195 - Proceedings before commissioner

Section 17:12B-196 - Applications for commissioner's approval

Section 17:12B-197 - Bookkeeping methods and accounting practices; destruction of books, records, et cetera

Section 17:12B-198 - Authority

Section 17:12B-198.1 - Merger between State, out-of-State associations

Section 17:12B-199 - Procedure; notice; approval on expedited basis

Section 17:12B-200 - Terms

Section 17:12B-201 - Recording of agreement

Section 17:12B-202 - Application for establishment of section 27 branch office or offices

Section 17:12B-203 - Effect of merger

Section 17:12B-204 - Bulk transfers

Section 17:12B-205 - Certificate of transfer of assets; resultant liquidating corporation

Section 17:12B-206 - Purchase of assets; inapplicability of Article X

Section 17:12B-207 - Liquidating corporations

Section 17:12B-208 - Creditors; claims barred

Section 17:12B-209 - Notice of dispute; limitation of action

Section 17:12B-210 - Applicability of sections 17:12B-208, 17:12B-209 to indebtedness on loan to enable association to effect sale of assets

Section 17:12B-211 - Jurisdiction of Superior Court

Section 17:12B-212 - Termination of corporate existence

Section 17:12B-213 - "Foreign association" defined

Section 17:12B-214 - Business prohibited within State, exceptions

Section 17:12B-215 - Violation; penalty

Section 17:12B-216 - Filing copy of application and statement of acceptance or rejection

Section 17:12B-217 - Terminating insurance

Section 17:12B-218 - Powers of commissioner not impaired

Section 17:12B-219 - Joint powers with insurance corporation

Section 17:12B-220 - Powers of insurance corporation

Section 17:12B-221 - Voting rights

Section 17:12B-222 - Procedure

Section 17:12B-223 - Corporate existence continued upon conversion

Section 17:12B-224 - Conversion from Federal to State charter; procedure

Section 17:12B-225 - Approval by commissioner; filing of certificate; corporate existence continued

Section 17:12B-226 - Fees, charges

Section 17:12B-227 - Payment of commissioner's expenses

Section 17:12B-228 - Dissolution

Section 17:12B-229 - Definition of liquidation

Section 17:12B-230 - Continuation of corporate existence

Section 17:12B-231 - Trustees; bonds; removal; successors; action by majority

Section 17:12B-232 - Liquidation period; extension

Section 17:12B-233 - Powers

Section 17:12B-234 - Creditors; claims barred

Section 17:12B-235 - Application of participation value to indebtedness

Section 17:12B-236 - Sinking fund mortgages; extension of time for payment

Section 17:12B-237 - Notice to sinking fund mortgagors

Section 17:12B-238 - Commissioner's jurisdiction

Section 17:12B-239 - Accounting by trustees; examination by commissioner; report to members; notice to creditors

Section 17:12B-240 - Jurisdiction of Superior Court; trustees; compensation

Section 17:12B-241 - Insured accounts eligible investment for trust and public funds, and savings banks and as security

Section 17:12B-242 - Separability; partial invalidity

Section 17:12B-243 - Effective date

Section 17:12B-244 - Definitions applicable to capital stock associations

Section 17:12B-245 - Persons who may incorporate a capital stock association

Section 17:12B-246 - Contents of certificate of incorporation of a capital stock association

Section 17:12B-247 - Filing of certificate of incorporation of capital stock association

Section 17:12B-248 - Capital stock and surplus

Section 17:12B-249 - Commissioner's findings as to a capital stock association

Section 17:12B-250 - Powers available to capital stock association

Section 17:12B-250.1 - Capital stock association official immunity

Section 17:12B-251 - Directors' election, vacancies

Section 17:12B-252 - Liability of stockholders

Section 17:12B-253 - Notice to stockholders

Section 17:12B-254 - Meeting place.

Section 17:12B-255 - Meetings of stockholders

Section 17:12B-256 - Quorum for stockholders' meetings

Section 17:12B-257 - Voting rights of stockholders

Section 17:12B-258 - Reports to stockholders

Section 17:12B-259 - Dividends on capital stock

Section 17:12B-260 - Books and records of capital stock associations; right of inspection

Section 17:12B-261 - Conversion of mutual association to capital stock association

Section 17:12B-262 - Plan of conversion

Section 17:12B-263 - Adequate reserve and capital requirements

Section 17:12B-264 - Power to create, issue capital stock; provision for authorized but unissued stock; certificate of amendment

Section 17:12B-265 - Supervision of capital stock associations

Section 17:12B-266 - Merger of capital stock associations

Section 17:12B-267 - Conversion of a capital stock association into a Federal association

Section 17:12B-268 - Conversion of a Federal association into a capital stock association

Section 17:12B-269 - Commencement of business of capital stock association

Section 17:12B-270 - Dissolution and liquidation of capital stock association

Section 17:12B-271 - Construction of inconsistent provisions

Section 17:12B-272 - Rules and regulations

Section 17:12B-277 - Separability; partial invalidity

Section 17:12B-278 - Definitions

Section 17:12B-279 - Conditions for acquisition; control

Section 17:12B-280 - Acquisitions in other states permitted

Section 17:12B-281 - Definitions

Section 17:12B-282 - Information to commissioner

Section 17:12B-283 - Examination; report

Section 17:12B-284 - Notice of proposed acquisition to commissioner

Section 17:12B-285 - Fees

Section 17:12B-286 - FSLIC insurance required

Section 17:12B-287 - Management by commissioner

Section 17:12B-288 - Insurance required for charter

Section 17:12B-289 - Rules, regulations

Section 17:12B-290 - Violations; penalties

Section 17:12B-291 - Approval required for use of word "savings bank S.L.A."

Section 17:12B-292 - Definitions

Section 17:12B-293 - Approval of commissioner needed to acquire more than 25% of voting shares

Section 17:12B-294 - Application for approval; hearing; exemption limitations

Section 17:12B-295 - Factors used in determining approval

Section 17:12B-296 - Shares acquired in violation not counted; shares to be registered

Section 17:12B-297 - Cease and desist orders; injunction; penalties

Section 17:12B-298 - Formation of mutual state association holding company

Section 17:12B-299 - Contents of certificate of incorporation

Section 17:12B-300 - Approval of charter

Section 17:12B-301 - Powers of mutual state association holding company

Section 17:12B-302 - Board of directors

Section 17:12B-303 - Powers of board

Section 17:12B-304 - Board officers; compensation

Section 17:12B-305 - Distribution of surplus

Section 17:12B-306 - Retention of interest in assets

Section 17:12B-307 - Certificate of incorporation for subsidiary

Section 17:12B-308 - Certificate of incorporation, affidavit to commissioner; contents of affidavit

Section 17:12B-309 - Charter approval

Section 17:12B-310 - Powers of stockholders, board of directors

Section 17:12B-311 - Bylaws

Section 17:12B-312 - Amendment of certificate of incorporation

Section 17:12B-313 - Governance of subsidiary

Section 17:12B-314 - Dividends

Section 17:12B-315 - Merger

Section 17:12B-316 - Merger or purchase or retention of assets and assumption of liabilities

Section 17:12B-317 - Alternative to formation of subsidiary

Section 17:12B-318 - Contents of amended certificate of incorporation

Section 17:12B-319 - Rules, regulations

Section 17:13-72 - Repeal

Section 17:13-73 - Corporate central credit union; membership; voting representatives

Section 17:13-73.1 - Purposes of corporate central credit union; application of Credit Union Act of 1984

Section 17:13-73.2 - Powers

Section 17:13-73.3 - Agreements; purposes

Section 17:13-73.4 - Setoff against accounts of members; lien on accounts; security for loans

Section 17:13-73.5 - Meetings

Section 17:13-73.6 - Reserve requirements

Section 17:13-73.7 - Exemption from insurance requirements of Credit Union Act of 1984

Section 17:13-74 - Conversion to or from a federal credit union

Section 17:13-75 - Insurance; exception

Section 17:13-76 - Failure to apply or denial of commitment for insurance; extension of time

Section 17:13-77 - Charter; necessity of insurance

Section 17:13-78 - Reports of financial condition and examination reports

Section 17:13-79 - Short title

Section 17:13-80 - Definitions

Section 17:13-81 - Incorporation of credit union; application; fee; certificate of incorporation.

Section 17:13-82 - Disapproval of application; annexation; filing of certificate of approval.

Section 17:13-83 - Organizational meeting; notice

Section 17:13-84 - Affidavit of incorporators

Section 17:13-85 - Issuance of certificate of authority; transaction of business

Section 17:13-86 - Amendment of certificate of incorporation; approval of commissioner

Section 17:13-87 - Insurance of accounts; financial condition and examination reports

Section 17:13-88 - Name of credit union; unauthorized use of words "credit union" in name; penalty

Section 17:13-89 - Powers.

Section 17:13-90 - Powers of commissioner.

Section 17:13-91 - Change of location of office; facilities for meetings or services

Section 17:13-92 - Membership of credit union; regulations.

Section 17:13-92.1 - Credit unions approved for inclusion of more than one group; continuation permitted.

Section 17:13-93 - Meetings; vote of members; quorum

Section 17:13-94 - Bylaws; approval of commissioner

Section 17:13-95 - Board of directors; membership; vacancy; meetings

Section 17:13-96 - Chairman of board; officers; compensation; bond of officers; duties

Section 17:13-97 - Executive committee of board; powers; limitations; minutes

Section 17:13-98 - Examining committee; members; audit or examination of credit union

Section 17:13-99 - Special meeting called by examining committee; suspension of officer or member

Section 17:13-100 - Credit committee

Section 17:13-101 - Issuance of shares and certificates; deposits; accounts offered; trustee or custodian of accounts and funds; payment of dividends

Section 17:13-101.1 - Savings promotion conducted by credit union.

Section 17:13-102 - Minors; transactions; membership privileges

Section 17:13-103 - Withdrawal of funds for payment; nonmembers; retirement of shares

Section 17:13-104 - Loans to members; security; interest; fees; lien on accounts

Section 17:13-105 - Manner of payment of loans to members

Section 17:13-106 - Credit to director, officer, employee, or committee member; participation in determination of question of interest

Section 17:13-107 - Investment of funds

Section 17:13-108 - Inactive accounts; special reserve accounts; escheat of funds

Section 17:13-109 - Gross earnings; reserve funds; contributions; regulation of reserve requirements

Section 17:13-110 - Merger of credit unions

Section 17:13-111 - Annual report by credit union; violations, penalties.

Section 17:13-112 - Supervision and examination by commissioner; exhibition of papers and documents; subpenas; perjury

Section 17:13-113 - Expenses of examination

Section 17:13-114 - Discontinuation of illegal activity; order

Section 17:13-115 - Violation of law, unauthorized actions, or refusal to be examined; institution of court action for possession

Section 17:13-116 - Injunctions; receivers; other relief or correction

Section 17:13-117 - Possession by commissioner of property and business; dissolution of credit union; trustees in dissolution

Section 17:13-118 - Continuation of business by commissioner; authority and powers

Section 17:13-119 - Assistant deputy commissioners; employment of counsel and other expert assistance; powers on receivership of commissioner and members

Section 17:13-120 - Notice of possession of business and property by commissioner; stay of levies and executions

Section 17:13-121 - Grievance with action of commissioner; court proceedings for injunction

Section 17:13-122 - Voluntary dissolution; liquidation; notice to authorities; suspension of activities; approval of members; wind-up of affairs; distribution of assets; certificate of dissolution

Section 17:13-123 - Conversion to or from a federal credit union

Section 17:13-124 - Credit union advisory council.

Section 17:13-125 - Rules and regulations

Section 17:13A-1 - Application of act

Section 17:13A-2 - Definitions

Section 17:13A-3 - Requirements

Section 17:13A-4 - Violation

Section 17:13A-5 - Citation

Section 17:13B-1 - Short title

Section 17:13B-2 - Depository institutions, rate of interest, other charges, fees on loans, authorized.

Section 17:14A-1 - Definitions

Section 17:14A-2 - Applicability of chapter

Section 17:14A-3 - Carrying on safe deposit business

Section 17:14A-4 - Use of words "safe deposit"

Section 17:14A-5 - Reservation of power

Section 17:14A-6 - Incorporators

Section 17:14A-7 - Certificate of incorporation

Section 17:14A-8 - Original bylaws

Section 17:14A-9 - Application to commissioner for approval; notice of hearing

Section 17:14A-10 - Publishing notice of application and hearing by incorporators

Section 17:14A-11 - Mailing copy of notice to other companies; request to commissioner to furnish names

Section 17:14A-12 - Hearing; examination or investigation by commissioner

Section 17:14A-13 - Commissioner's findings

Section 17:14A-14 - Commissioner's decision

Section 17:14A-15 - Filing certificate of incorporation as evidence

Section 17:14A-16 - Beginning of corporate existence; transaction of business

Section 17:14A-17 - Payment of capital; filing proof with commissioner

Section 17:14A-18 - Certificate of authority to transact business

Section 17:14A-19 - Time within which to issue certificate or notify company of refusal

Section 17:14A-20 - Review of refusal to issue certificate of authority

Section 17:14A-21 - Dissolution for failure to obtain certificate of authority or commence business

Section 17:14A-22 - Tolling of time to obtain certificate of authority or commence business

Section 17:14A-23 - Powers

Section 17:14A-24 - Directors; number; election; term

Section 17:14A-25 - Directors; voting rights of stockholders

Section 17:14A-26 - Directors; oath

Section 17:14A-27 - Bonding of directors, officers and employees

Section 17:14A-28 - Bonding of directors, officers and employees; waiver

Section 17:14A-29 - Branch offices; capital requirements; location

Section 17:14A-30 - Branch offices; application, approval

Section 17:14A-31 - Branch offices; failure to open and operate

Section 17:14A-32 - Branch offices; discontinuance

Section 17:14A-33 - Change of principal or branch office; application

Section 17:14A-34 - Change of principal or branch office; approval

Section 17:14A-35 - Merger

Section 17:14A-36 - Merger agreement; authorization

Section 17:14A-37 - Consolidation

Section 17:14A-38 - Consolidation plan; authorization

Section 17:14A-39 - Approval or disapproval of merger agreement or consolidation plan by commissioner

Section 17:14A-40 - Review of commissioner's disapproval of merger agreement or consolidation plan

Section 17:14A-41 - Submission of merger agreement or consolidation plan to stockholders

Section 17:14A-42 - Approval by stockholders; filing agreement or plan

Section 17:14A-43 - Merger agreement or consolidation plan as evidence

Section 17:14A-44 - Recording copy of merger agreement or consolidation plan with county recording officer

Section 17:14A-45 - Effect of merger or consolidation

Section 17:14A-46 - Merger or consolidation; issuance of new stock certificates

Section 17:14A-47 - Liability of stockholders

Section 17:14A-48 - Language in rental agreement

Section 17:14A-49 - Notice to lessee as to insurance and contents of vaults, etc.

Section 17:14A-50 - Books and records

Section 17:14A-51 - Proceedings for unpaid rental

Section 17:14A-52 - Accessibility to vault, safe deposit box or receptacle

Section 17:14A-53 - Control of safe deposit company

Section 17:14A-54 - Control of safe deposit company; "control" defined

Section 17:14A-55 - Control of safe deposit company; "company" defined

Section 17:14A-56 - Control of safe deposit company; application to commissioner

Section 17:14A-57 - Control of safe deposit company; investigation by commissioner

Section 17:14A-58 - Control of safe deposit company; approval or disapproval of application

Section 17:14A-59 - Control of safe deposit company; review of commissioner's disapproval

Section 17:14A-60 - Communications received from the commissioner

Section 17:14A-61 - Examination of safe deposit company affairs; by whom made

Section 17:14A-62 - Examination of safe deposit company affairs; scope

Section 17:14A-63 - Examination of safe deposit company affairs; when made

Section 17:14A-64 - Examination of safe deposit company affairs; report; statement by directors; filing

Section 17:14A-65 - Examination of safe deposit company affairs; curtailment or extension of time by commissioner

Section 17:14A-66 - Reports to commissioner as to assets and liabilities

Section 17:14A-67 - Special reports as to condition of company

Section 17:14A-68 - Penalty for failure to make and file report

Section 17:14A-69 - Publication of report

Section 17:14A-70 - Examination of safe deposit companies by commissioner

Section 17:14A-71 - Examination of safe deposit companies by commissioner; examination of witnesses

Section 17:14A-71.1 - Examinations confidential

Section 17:14A-71.2 - Examinations confidential; evidence; subpenas

Section 17:14A-72 - Commissioner's powers on ultra vires, unlawful and unsafe practices

Section 17:14A-73 - Review of commissioner's order to cease ultra vires, unlawful or unsafe practices

Section 17:14A-74 - Penalty for failure to comply with commissioner's order as to ultra vires, unlawful and unsafe practices

Section 17:14A-75 - Removal of director or officer

Section 17:14A-76 - Participation in management of company after removal from office

Section 17:14A-77 - Record of proceedings to remove director or officer not to be made public; exception

Section 17:14A-77.1 - Review of commissioner's order to remove director or officer

Section 17:14A-78 - Costs of examination of safe deposit company

Section 17:14A-79 - Filing documents and reports

Section 17:14A-80 - Custodial possession by commissioner; causes

Section 17:14A-81 - Custodial possession by commissioner; purpose

Section 17:14A-82 - Custodial possession by commissioner; return of property to management of safe deposit company

Section 17:14A-83 - Custodial possession by commissioner; corporate title and existence

Section 17:14A-84 - Custodial possession by commissioner; notice to commissioner

Section 17:14A-85 - Custodial possession by commissioner; surety bond

Section 17:14A-86 - Standards for vaults

Section 17:14A-87 - Standards for vault doors

Section 17:14A-88 - Standards for safes

Section 17:14A-89 - Safe deposit box standards

Section 17:14A-90 - Surveillance systems

Section 17:14A-91 - Robbery alarm systems

Section 17:14A-92 - Burglary alarm systems

Section 17:14A-93 - Notice of crime

Section 17:14A-94 - Rules and regulations

Section 17:14A-95 - Dissolution

Section 17:14A-96 - Filing fees

Section 17:14A-97 - Statutes repealed

Section 17:15A-30 - Short title

Section 17:15A-31 - Definitions.

Section 17:15A-32 - License required

Section 17:15A-32.1 - Sale of check cashing business.

Section 17:15A-33 - Application for licensure; requirements

Section 17:15A-34 - Approval of application

Section 17:15A-35 - Contents of application.

Section 17:15A-36 - Fingerprinting, background checks for licensees

Section 17:15A-37 - Required capital, net worth, liquid assets.

Section 17:15A-38 - Licensee to engage services of public accountant

Section 17:15A-39 - License required for operation, conditions

Section 17:15A-40 - Valid license, civil actions.

Section 17:15A-41 - Maintenance of offices by licensee; requirements

Section 17:15A-42 - Approval required for sale, transfer of business

Section 17:15A-43 - Fees permitted.

Section 17:15A-44 - Responsibilities of licensee.

Section 17:15A-45 - Annual report by check cashing business; violations, penalties.

Section 17:15A-46 - Right to examine books, records

Section 17:15A-47 - Prohibitions for licensees.

Section 17:15A-48 - Revocation, suspension of license.

Section 17:15A-49 - Violations, penalties.

Section 17:15A-50 - Compliance of existing licensees; nonapplicability of act.

Section 17:15A-51 - Waivers unenforceable, void

Section 17:15A-52 - Rules, regulations.

Section 17:15C-1 - Short title.

Section 17:15C-2 - Definitions relative to money transmitters.

Section 17:15C-3 - Inapplicability of act; exemptions.

Section 17:15C-4 - License required.

Section 17:15C-5 - Net worth requirements for licensees.

Section 17:15C-6 - Possession of security device, permissible investments.

Section 17:15C-7 - Application for license; requirements.

Section 17:15C-8 - Accompaniment of application with security device; amounts required; conditions.

Section 17:15C-9 - Investigation of applicants for licensing, renewal; licensing period.

Section 17:15C-10 - Keeping of records required.

Section 17:15C-11 - Investigation, examination of license.

Section 17:15C-12 - Annual reports; violations, penalties.

Section 17:15C-13 - Written report required upon occurrence of certain events.

Section 17:15C-14 - Approval for acquisition of control of licensee; application, fee.

Section 17:15C-15 - Confidentiality of information, reports.

Section 17:15C-16 - Suspension, revocation of license.

Section 17:15C-17 - Authorization of delegates.

Section 17:15C-18 - Regulations pertinent to delegates.

Section 17:15C-19 - Violations by delegates; issuance of order suspending, barring; application for modification, rescission.

Section 17:15C-20 - Limitation of licensee's responsibility.

Section 17:15C-21 - Applicability of APA.

Section 17:15C-22 - Violations, penalties.

Section 17:15C-23 - Powers of commissioner.

Section 17:15C-24 - Violations designated fourth, third degree crimes.

Section 17:15C-25 - Regulations.

Section 17:15C-26 - Presumptions regarding licensees, delegates; service of process.

Section 17:15C-27 - Application required for those currently doing business; status of current licensees.

Section 17:16A-1 - Definitions

Section 17:16A-2 - Compliance with law before doing business; liability of directors and corporators for transacting business without certificate of authority

Section 17:16A-3 - Authorization of domestic companies, individuals and partnerships

Section 17:16A-4 - Foreign investment companies; requirements for admission

Section 17:16A-5 - Officers or agents of foreign investment companies; certificate of authority

Section 17:16A-6 - Service of process on Commissioner as attorney for foreign investment company

Section 17:16A-7 - Certificate of authority as prima facie evidence of incorporation of foreign company

Section 17:16A-8 - Securities deposited with Commissioner

Section 17:16A-9 - Investment of capital, surplus or other funds

Section 17:16A-10 - Investment contracts; form; approval by Commissioner; review

Section 17:16A-11 - Reserves on investment contracts

Section 17:16A-12 - Surrender values under investment contracts

Section 17:16A-13 - Annual reports of financial condition

Section 17:16A-14 - Examination of affairs; expenses; duty to exhibit books, records and accounts

Section 17:16A-15 - Fees

Section 17:16A-16 - Revocation of certificate of authority of foreign investment company

Section 17:16A-17 - Procedure for revocation of certificate of authority of foreign company

Section 17:16A-18 - Revocation, cancellation or refusal to issue certificate of authority; review

Section 17:16A-19 - Domestic investment companies; insolvency; suspension of business and other acts; receiver; injunction

Section 17:16A-20 - Offenses and penalties

Section 17:16BB-1 - Purpose of act.

Section 17:16BB-2 - Definitions relative to guaranteed asset protection waivers.

Section 17:16BB-3 - Conditions for offer of GAP waiver.

Section 17:16BB-4 - Obligations of insurer.

Section 17:16BB-5 - Contents of GAP waiver agreement.

Section 17:16BB-6 - Cancellation of GAP waiver agreements, free look period.

Section 17:16BB-7 - Certain exceptions.

Section 17:16BB-8 - Actions by commissioner.

Section 17:16BB-9 - GAP not construed as insurance.

Section 17:16C-1 - Definitions

Section 17:16C-2 - Necessity of license

Section 17:16C-3 - License application

Section 17:16C-4 - Issuance or refusal of license

Section 17:16C-5 - Notice and hearing on refusal of license

Section 17:16C-6 - License; specification of office or branch; transferability; transaction of business under other names or at other locations

Section 17:16C-7 - Application fee for sales finance companies, license period.

Section 17:16C-8 - Motor vehicle installment seller; license, application fee.

Section 17:16C-9 - Abatement in amount of fee; expiration of license

Section 17:16C-10 - Grounds for refusal to issue, revocation, suspension, refusal to renew license

Section 17:16C-11 - Suspension, revocation or refusal to renew particular license or all licenses issued to licensee

Section 17:16C-12 - Surrender of license; effect upon civil or criminal liability

Section 17:16C-13 - Suspension, revocation or refusal to renew license not to impair obligation of lawful retail installment contract or retail charge account

Section 17:16C-14 - Reinstatement of suspended licenses or issuance of new licenses after revocation

Section 17:16C-15 - Investigations by commissioner

Section 17:16C-16 - Subpoenas; oaths and affirmations; power to administer

Section 17:16C-17 - Failure to comply with subpoena; order of superior court; contempt

Section 17:16C-18 - Maintenance of books, accounts and records.

Section 17:16C-19 - Preservation of books, accounts, records, annual report; violations, penalties.

Section 17:16C-20 - Information to be shown in books, accounts and records

Section 17:16C-21 - Retail installment contract; writing required; agreements between retail buyer and seller; signatures

Section 17:16C-22 - Contents of retail installment contract; blank spaces

Section 17:16C-23 - Copy of contract to be furnished to buyer

Section 17:16C-24 - Notice to buyer in retail installment contract

Section 17:16C-25 - Acknowledgment by buyer of receipt of copy of contract

Section 17:16C-26 - Payment of time balances, terms; exceptions

Section 17:16C-27 - Separate items to be set forth in retail installment contract

Section 17:16C-28 - Inclusion in retail installment contract of additional goods purchased after original agreement; additional statements

Section 17:16C-29 - Allocation of payment on continuing agreement after addition of additional purchases; prepayment; redemption of separate purchases

Section 17:16C-30 - Insurance at retail buyer's expense; dual protection

Section 17:16C-31 - Selection of insurer acceptable to retail seller; inclusion of premium in contract; cancellation of insurance by holder after repossession and sale

Section 17:16C-32 - Notice that policy required in sale of motor vehicle includes no liability or property damage coverage

Section 17:16C-33 - Additional insurance; cancellation rights

Section 17:16C-34 - Cancellation of insurance policies; crediting next maturing installment of contract with refund

Section 17:16C-34.1 - Retail charge account; terms; regulations; effective date of accounts

Section 17:16C-35 - Prohibited contract provisions; acceleration clause

Section 17:16C-36 - Waiver of right of action by retail buyer against seller, holder, etc.

Section 17:16C-37 - Power of attorney to confess judgment; other powers of attorney

Section 17:16C-38 - Relief of retail seller from liability under contract