Massachusetts General Laws
Chapter 140d - Consumer Credit Cost Disclosure
Section 34 - Unfair Trade Practices; Violations

Massachusetts General Laws

Part I - Administration of the Government

Title XX - Public Safety and Good Order

Chapter 140d - Consumer Credit Cost Disclosure

Section 1 - Definitions

Section 2 - Exempt Transactions

Section 3 - Rules and Regulations

Section 4 - Finance Charge; Determination

Section 5 - Annual Percentage Rate; Determination

Section 6 - Inaccurate Disclosure of Finance Charge or Annual Percentage Rate; Adjustment

Section 7 - Disclosure of Information; Multiple Creditors or Obligors; Estimates

Section 8 - Disclosure of Information; Clear and Conspicuous Statements

Section 9 - Information Rendered Inaccurate

Section 10 - Security Interest in Property Used as Dwelling; Rescission; Liability; Application

Section 11 - Disclosure; Open End Credit Plans; Statement; Contents

Section 12 - Disclosure; Other Than Open-End-Credit Plans; Statement; Contents

Section 14 - Multiple-Page Advertisements; Contents; Open-End-Credit Plan

Section 15 - Advertisements; Other Than Open-End-Credit Plans; Contents

Section 15a - Application Form or Pre-Approved Written Solicitation for Open-End Credit Plan; Contents

Section 16 - Liability of Owner or Personnel of Advertising Medium

Section 17 - Oral Response to Cost of Credit Inquiry

Section 18 - Model Disclosure Forms and Clauses

Section 19 - Time for Sending Statement; Noncompliance; Finance Charge

Section 20 - Sale of Goods or Services at Retail; Finance Charge Under Open-End-Credit Plan; Computation

Section 21 - Application of Credit Cardholder's Funds Held by Issuer; Authorization; Agreement Statement

Section 22 - Credit Balance Exceeding One Dollar; Periodic Statement Disclosure; Contents

Section 23 - Transfer of Funds Following Default of Debt; Written Notice; Applicability

Section 24 - Guaranty of Obligations of Other Persons; Notice of Additional Obligations

Section 25 - Issuance of Credit Cards

Section 26 - Cardholder Liability for Unauthorized Use

Section 27 - Unauthorized Use of Credit Cards

Section 28 - Liability of Business for Unauthorized Use of Credit Cards

Section 28a - Cardholder Discounts; Surcharges; Finance Charge

Section 28b - Participation in Credit Card Plans; Conditions

Section 29 - Rules and Regulations; Consistency With Federal Fair Credit Billing Act

Section 30 - Inspection of Records

Section 31 - Prohibited Acts; Penalty

Section 32 - Creditor's Failure to Comply With Law; Damages

Section 33 - Civil Actions Against Subsequent Assignees of Creditor; Written Acknowledgement; Rescission

Section 34 - Unfair Trade Practices; Violations

Section 35 - Limitations on Creditors' Liability and Consumer Rescission Rights

Section 36 - Exemption From Requirements of Federal Law; Action for Determination by Bureau That Commonwealth Requirements Substantially Similar to Federal Requirements